IIFL Finance

how big is IIFL Finance?

As of Jun 06, IIFL Finance Ltd has a market capitalization of 19,133.56 Cr, with net sales of 10,203.27 Cr and a net profit of 378.77 Cr over the latest four quarters. Shareholder's funds are 10,636.99 Cr, and total assets amount to 62,269.37 Cr as of the latest annual period ending in Mar'24.

Market Cap: As of Jun 06, IIFL Finance Ltd has a market capitalization of 19,133.56 Cr, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, IIFL Finance reported a sum of Net Sales of 10,203.27 Cr and a sum of Net Profit of 378.77 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: This is also on a Consolidated basis for the latest annual period ending in Mar'24. The Shareholder's Funds are reported at 10,636.99 Cr, while the Total Assets amount to 62,269.37 Cr.

Who are in the management team of IIFL Finance?

As of March 2023, the management team of IIFL Finance includes Nirmal B Jain (Managing Director), R Venkataraman (Joint Managing Director), A K Purwar (Chairman), and several independent and non-executive directors, overseeing the company's operations and strategy.

As of March 2023, the management team of IIFL Finance includes the following individuals:<BR><BR>1. Nirmal B Jain - Managing Director<BR>2. R Venkataraman - Joint Managing Director<BR>3. A K Purwar - Chairman & Independent Director<BR>4. Chandran Ratnaswami - Non-Executive & Non-Independent Director<BR>5. Geeta Mathur - Non-Executive & Independent Director<BR>6. Nilesh Vikamsey - Non-Executive & Independent Director<BR>7. V K Chopra - Non-Executive & Independent Director<BR>8. Sneha Patwardhan - Company Secretary & Compliance Officer<BR>9. Ramakrishnan Subramanian - Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

Who are the peers of the IIFL Finance?

IIFL Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterprises. In terms of management risk, growth, and capital structure, IIFL Finance is rated as good, with a 1-year return of 6.27%, lower than Bajaj Finance's 30.39% but higher than Capri Global's -31.84%.

Peers: The peers of IIFL Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterp.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterp. Good management risk is noted at Shriram Finance and IIFL Finance. Growth is Excellent at Jio Financial, Capri Global, and SBFC Finance, while Good growth is seen at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Religare Enterp. Average growth is present at Muthoot Finance and IIFL Finance, and Below Average growth is noted at Bengal & Assam. Excellent capital structure is held by Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, IIFL Finance, Capri Global, SBFC Finance, and Bengal & Assam, while Good capital structure is found at Cholaman.Inv.&Fn and Average capital structure is noted at Religare Enterp.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.39%, while the lowest is Capri Global at -31.84%. IIFL Finance has a 1-year return of 6.27%, which is significantly lower than Bajaj Finance and higher than Capri Global. Additionally, Bengal & Assam, Capri Global, and Jio Financial have negative six-month returns.

What does IIFL Finance do?

IIFL Finance Ltd is a large-cap NBFC offering various financial services, with a net sales of ₹25,912 Cr and a net profit of ₹2,077 Cr as of March 2025. Key metrics include a P/E ratio of 23.00 and a debt-equity ratio of 4.15.

Overview: <BR>IIFL Finance Ltd is a large-cap company operating in the Non-Banking Financial Company (NBFC) sector, providing a range of financial services.<BR><BR>History: <BR>IIFL Finance Ltd was incorporated in October 1995 and underwent several name changes, becoming a Public Limited Company in April 2000. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 25,912 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 2,077 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 22,347 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 23.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 4.15 <BR>Return on Equity: 7.78% <BR>Price to Book: 1.80<BR><BR>Contact Details: <BR>Address: IIFL House Sun Infotech Park, Rd No 16V Pl No B-23 Wagle Est Thane Maharashtra : 400604 <BR>Tel: 91-22-41035000/67881000 <BR>Email: shareholders@iifl.com/ir@iifl.com <BR>Website: http://www.iifl.com

Who are the top shareholders of the IIFL Finance?

The top shareholders of IIFL Finance include Nirmal Bhanwarlal Jain with 12.59% and Fih Mauritius Investments Ltd with 15.21%. Foreign institutional investors hold 28.03%, while mutual funds own 3.42%, and individual investors account for 15.45%, with no pledged promoter holdings.

The top shareholders of IIFL Finance include several key players. The promoter with the highest holding is Nirmal Bhanwarlal Jain, who holds 12.59% of the shares. Additionally, Fih Mauritius Investments Ltd is the highest public shareholder, owning 15.21%. <BR><BR>In terms of institutional holdings, foreign institutional investors (FIIs) hold 28.03% of the shares, represented by 140 different FIIs. Mutual funds are also involved, with 25 schemes collectively holding 3.42%. Individual investors account for 15.45% of the total shares. <BR><BR>Overall, the majority of the shareholders are non-institutional, and there are no pledged promoter holdings.

When is the next results date for IIFL Finance?

IIFL Finance will announce its results on 30 July 2025.

IIFL Finance will declare its results on 30 July 2025.

Is IIFL Finance technically bullish or bearish?

As of October 9, 2025, IIFL Finance's technical trend has shifted to bullish, supported by positive daily moving averages, bullish Bollinger Bands, and a strong OBV, despite a mildly bearish weekly MACD.

As of 9 October 2025, the technical trend for IIFL Finance has changed from mildly bullish to bullish. The current technical stance is bullish with moderate strength. Key indicators driving this stance include the daily moving averages which are bullish, and the Bollinger Bands indicating bullishness on both weekly and monthly time frames. Although the MACD on a weekly basis is mildly bearish, the monthly MACD is bullish, supporting the overall positive outlook. The OBV is bullish on both weekly and monthly charts, further reinforcing the bullish sentiment.

How has been the historical performance of IIFL Finance?

IIFL Finance has experienced steady growth in net sales and total assets from March 2019 to March 2025, but profitability metrics have declined, with profit before tax and profit after tax decreasing significantly in recent years, alongside negative cash flow from operations.

Answer:<BR>The historical performance of IIFL Finance shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>IIFL Finance's net sales have seen a steady increase from INR 4,977.80 crore in March 2019 to INR 10,210.90 crore in March 2025, although there was a slight decline in March 2024. Total operating income mirrored this trend, reaching INR 10,210.90 crore in March 2025. The company’s total expenditure, excluding depreciation, rose significantly from INR 1,442.68 crore in March 2019 to INR 4,585.47 crore in March 2025. Operating profit (PBDIT) showed growth from INR 3,535.12 crore in March 2019 to INR 5,651.60 crore in March 2025, despite a dip in March 2024. However, interest expenses increased from INR 2,585.04 crore in March 2019 to INR 4,169.52 crore in March 2025, impacting profit before tax, which fell to INR 707.01 crore in March 2025 from INR 2,571.91 crore in March 2024. Profit after tax also decreased to INR 578.16 crore in March 2025 from INR 1,974.22 crore in March 2024. The total assets of the company rose from INR 34,130.47 crore in March 2019 to INR 67,258.78 crore in March 2025, while total liabilities increased from INR 34,130.47 crore to INR 67,258.78 crore in the same period. Cash flow from operating activities has been negative in recent years, indicating challenges in generating cash from operations, with a net cash outflow of INR 1,162 crore in March 2024. Overall, while IIFL Finance has shown growth in sales and assets, profitability metrics have faced significant pressures in recent years.

Is IIFL Finance overvalued or undervalued?

As of December 3, 2025, IIFL Finance is considered very expensive and overvalued, with a PE Ratio of 28.47 and a PEG Ratio of 0.00, despite outperforming the Sensex year-to-date.

As of 3 December 2025, the valuation grade for IIFL Finance has moved from expensive to very expensive. The company is currently overvalued based on its financial metrics. Key ratios include a PE Ratio of 28.47, an EV to EBIT of 12.63, and a Price to Book Value of 1.88, which indicate a premium valuation compared to its peers.<BR><BR>In comparison to its industry peers, IIFL Finance's PE Ratio is lower than Bajaj Finance's 34.68 but significantly higher than Life Insurance's attractive valuation of 10.75. The PEG Ratio of 0.00 suggests that there is no growth expectation priced into the stock, which further supports the overvaluation conclusion. While IIFL Finance has outperformed the Sensex with a year-to-date return of 38.83% compared to the Sensex's 8.92%, this does not mitigate the concerns regarding its current valuation.

Are IIFL Finance Ltd latest results good or bad?

IIFL Finance Ltd's latest Q3 FY26 results are strong, with a net profit increase of 23.38% quarter-on-quarter and 1,040.79% year-on-year, driven by robust interest income and improved operating margins. However, the stock has declined, reflecting market concerns about regulatory risks despite the positive financial performance.

IIFL Finance Ltd's latest results for Q3 FY26 can be considered quite strong overall. The company reported a consolidated net profit of ₹464.30 crores, which represents a significant increase of 23.38% quarter-on-quarter and an impressive 1,040.79% year-on-year growth. This remarkable recovery is largely attributed to strong interest income growth, which rose to ₹3,427.45 crores, marking a 3.70% increase from the previous quarter and a 40.32% increase year-on-year.<BR><BR>Additionally, the operating margin (excluding other income) improved to 62.65%, up 269 basis points from the previous quarter and 1,614 basis points from the same quarter last year. This indicates effective cost management and operational efficiency.<BR><BR>However, despite these positive results, the stock experienced a sharp decline, highlighting the sensitivity of market sentiment in the NBFC sector, particularly in light of regulatory developments. While the operational performance is strong, the market's reaction suggests that investors are cautious, possibly due to lingering concerns about regulatory risks and the sustainability of earnings growth.<BR><BR>In summary, while the financial results are robust and indicate a strong operational performance, the stock's decline reflects broader market sentiments and concerns that investors should consider.

Should I buy, sell or hold IIFL Finance Ltd?

Has IIFL Finance Ltd declared dividend?

Yes, IIFL Finance Ltd has declared a dividend of 200%, amounting to ₹4 per share, with an ex-date of January 25, 2024. Total returns over the last 5 years reached 363.64%, highlighting strong long-term performance.

IIFL Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 200%<BR>- Amount per share: 4<BR>- Ex-date: Jan-25-2024<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 3 months, the price return was 6.0%, the dividend return was 0.79%, resulting in a total return of 6.79%.<BR><BR>Over the past 6 months, the price return was -2.37%, the dividend return was 0.81%, leading to a total return of -1.56%.<BR><BR>In the last year, the price return was 34.85%, the dividend return was 1.14%, culminating in a total return of 35.99%.<BR><BR>For the 2-year period, the price return was -13.95%, the dividend return was 0.69%, resulting in a total return of -13.26%.<BR><BR>In the 3-year span, the price return was 12.63%, the dividend return was 1.69%, leading to a total return of 14.32%.<BR><BR>Over the last 4 years, the price return was 74.74%, the dividend return was 3.92%, culminating in a total return of 78.66%.<BR><BR>Finally, in the 5-year period, the price return was 356.55%, the dividend return was 7.09%, resulting in a total return of 363.64%.<BR><BR>Overall, IIFL Finance Ltd has declared a significant dividend, and the total returns over various periods show a mixed performance, with notable gains over the longer term, particularly in the 5-year period.

Why is IIFL Finance Ltd falling/rising?

As of 17-Mar, IIFL Finance Ltd's stock price is declining, currently at 469.00, reflecting a 5.3 or 1.12% decrease. The stock has underperformed against benchmarks and has shown a troubling trend with significant declines over various time frames, indicating reduced investor confidence and participation.

As of 17-Mar, IIFL Finance Ltd's stock price is falling, currently at 469.00, which reflects a decrease of 5.3 or 1.12%. The stock has been underperforming compared to the benchmark Sensex, with a performance today that is 1.92% lower than the sector average. Additionally, the stock has been on a consecutive decline for the last three days, resulting in a total drop of 2.53% during this period.<BR><BR>The stock's performance over various time frames also indicates a troubling trend. Over the past week, it has decreased by 4.66%, and over the past month, it has fallen by 9.80%. Year-to-date, the stock is down 23.18%, significantly underperforming the Sensex, which has only decreased by 10.74% during the same period. Although the stock has shown a positive return of 52.57% over the past year, the recent trends suggest a sharp decline in investor confidence.<BR><BR>Moreover, the stock is trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically indicates a bearish trend. Investor participation has also decreased, with a delivery volume of 4.89 lacs on March 16, down 4.9% compared to the 5-day average. This decline in trading activity further supports the notion of falling interest in the stock.<BR><BR>Overall, the combination of recent price declines, underperformance against benchmarks, and reduced investor participation are key factors contributing to the falling stock price of IIFL Finance Ltd.

Why is IIFL Finance Ltd falling/rising?

As of 18-Mar, IIFL Finance Ltd's stock price is rising to 489.15, reflecting a 3.69% increase. This rise is driven by strong relative performance, increased investor participation, and solid long-term fundamentals.

As of 18-Mar, IIFL Finance Ltd's stock price is rising, currently at 489.15, reflecting an increase of 17.4 or 3.69%. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 2.34% today, indicating strong relative performance. Additionally, there has been a trend reversal as the stock gained after three consecutive days of decline, suggesting a potential shift in investor sentiment.<BR><BR>The stock reached an intraday high of Rs 491.6, which is a 4.21% increase, further indicating positive momentum. Investor participation has also risen, with a delivery volume of 7.25 lacs on 17 March, which is up by 33.87% compared to the five-day average. This increase in trading volume often signals growing interest and confidence among investors.<BR><BR>Moreover, the company has demonstrated strong long-term fundamental strength, with an average Return on Equity (ROE) of 14.17% and a remarkable growth in net profit of 513.57% reported in December. The stock has generated a substantial return of 50.60% over the past year, significantly outperforming the broader market, which returned only 5.49%. High institutional holdings at 36.93% also suggest that informed investors are backing the stock, as their stake has increased by 1.03% over the previous quarter.<BR><BR>In summary, the combination of positive performance metrics, increased investor participation, and strong fundamentals are driving the rise in IIFL Finance Ltd's stock price.

Why is IIFL Finance Ltd falling/rising?

As of 19-Mar, IIFL Finance Ltd's stock price is at 467.50, down 4.3%, and has underperformed the sector. Despite strong fundamentals, the stock's expensive valuation and a year-to-date decline of 23.42% contribute to its bearish trend.

As of 19-Mar, IIFL Finance Ltd's stock price is falling, currently at 467.50, which reflects a decrease of 21.0 points or 4.3%. The stock has underperformed the sector by 0.46% today and has touched an intraday low of Rs 462.7, marking a decline of 5.28%. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>Investor participation has also decreased, with delivery volume falling by 29.45% compared to the 5-day average. The broader finance/NBFC sector has experienced a decline of 3.83%, contributing to the negative sentiment surrounding IIFL Finance. <BR><BR>Despite strong long-term fundamentals, including a significant growth in net profit and high institutional holdings, the stock's current performance is overshadowed by its expensive valuation and recent underperformance relative to the market. The stock's year-to-date decline of 23.42% compared to the Sensex's 12.92% further illustrates the challenges it faces in the current market environment.

Why is IIFL Finance Ltd falling/rising?

As of 20-Mar, IIFL Finance Ltd's stock price is rising to 473.25, driven by strong investor participation and positive market sentiment, despite some negative indicators. The stock's impressive fundamentals, including significant profit growth and high institutional holdings, contribute to its upward movement.

As of 20-Mar, IIFL Finance Ltd's stock price is rising, currently at 473.25, reflecting an increase of 5.75 (1.23%). This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 1.54% today, indicating positive market sentiment. Additionally, the stock reached an intraday high of Rs 485.85, which is a 3.93% increase, suggesting strong buying interest.<BR><BR>Moreover, there has been a notable rise in investor participation, with delivery volume increasing by 16.14% compared to the 5-day average, indicating that more investors are willing to hold the stock. The company's strong long-term fundamentals are also a contributing factor, highlighted by an impressive net profit growth of 513.57% and a return on equity (ROE) of 14.17%. Furthermore, high institutional holdings at 36.93% suggest confidence from larger investors, who typically have more resources to analyze the company's fundamentals.<BR><BR>Despite some negative indicators, such as the stock trading below its moving averages and a relatively high valuation compared to peers, the overall performance and positive results from the company have led to the current rise in stock price.

Why is IIFL Finance Ltd falling/rising?

As of 23-Mar, IIFL Finance Ltd's stock price is at 453.40, down 4.19% due to underperformance against the Sensex and significant year-to-date losses. The stock is in a bearish trend, trading below key moving averages, and is affected by broader sector declines despite some positive long-term fundamentals.

As of 23-Mar, IIFL Finance Ltd's stock price is falling, currently at 453.40, which reflects a decrease of 19.85 (-4.19%). This decline can be attributed to several factors. Over the past week, the stock has underperformed the benchmark Sensex, with a drop of 4.41% compared to the Sensex's decline of 3.72%. Additionally, the stock has shown a significant year-to-date decrease of 25.73%, while the Sensex has only fallen by 14.70%.<BR><BR>Today's trading performance indicates that the stock has underperformed its sector by 0.39%. It reached an intraday low of Rs 443.85, marking a 6.21% drop. The stock is also trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which suggests a bearish trend. Furthermore, the finance/NBFC sector has experienced a decline of 3.9%, contributing to the downward pressure on IIFL Finance's stock price.<BR><BR>Despite some positive indicators, such as a strong long-term fundamental strength and high institutional holdings, these factors have not been sufficient to counteract the current negative momentum in the stock price. The overall market conditions and sector performance appear to be weighing heavily on IIFL Finance Ltd, leading to its current decline.

Why is IIFL Finance Ltd falling/rising?

As of 24-Mar, IIFL Finance Ltd's stock price is at 455.00, showing a slight increase today but a decline over the past week and month. Despite strong long-term fundamentals, the stock faces short-term volatility and valuation concerns, indicating a bearish trend.

As of 24-Mar, IIFL Finance Ltd's stock price is currently at 455.00, reflecting a change of 1.6 (0.35%) upward. The stock has shown a mixed performance over various periods, with a notable rise of 35.10% over the past year, significantly outperforming the broader market, which has seen a decline of 5.02%. However, in the short term, the stock has underperformed, with a decrease of 3.55% over the past week and 9.52% over the past month.<BR><BR>Today's trading session indicates some volatility, as the stock reached an intraday high of Rs 465 (up 2.56%) but also dipped to a low of Rs 441 (down 2.73%). The weighted average price suggests that more volume was traded closer to the low price, indicating selling pressure. Additionally, IIFL Finance is trading below its moving averages across various time frames, which typically signals a bearish trend.<BR><BR>Despite these short-term challenges, the company has demonstrated strong long-term fundamentals, including a significant growth in net profit of 513.57% and high institutional holdings at 36.93%, which may provide some support for the stock. However, the stock's valuation appears expensive, with a Price to Book Value of 1.5, and a relatively low return on equity (ROE) of 6.6, which could deter some investors.<BR><BR>In summary, while IIFL Finance Ltd is experiencing a slight rise in its stock price today, its recent performance indicates a broader trend of decline, influenced by short-term volatility, underperformance against sector benchmarks, and concerns over valuation.

Why is IIFL Finance Ltd falling/rising?

As of 25-Mar, IIFL Finance Ltd's stock price is rising to 464.65, driven by consecutive gains, increased investor participation, and strong fundamentals, despite some underperformance against its sector. The stock's positive momentum is supported by a significant rise in delivery volume and impressive financial results.

As of 25-Mar, IIFL Finance Ltd's stock price is rising, currently at 464.65, reflecting an increase of 8.7 (1.91%). This upward movement can be attributed to several factors. Notably, the stock has shown a consecutive gain over the last two days, with a total return of 2.48% during this period. Additionally, the stock reached an intraday high of Rs 474.2, indicating positive trading momentum.<BR><BR>Investor participation has also increased, as evidenced by a significant rise in delivery volume, which was up by 91.11% compared to the five-day average. This suggests heightened interest and confidence among investors. Furthermore, the finance sector as a whole has performed well, gaining 2.91%, which may have positively influenced IIFL Finance's stock performance.<BR><BR>Despite some underperformance against its sector today, the company's strong long-term fundamentals, including a high Return on Equity (ROE) of 14.17% and a remarkable growth in net profit of 513.57%, support the stock's upward trajectory. The recent positive financial results, including record net sales and profit before tax, further bolster investor sentiment.<BR><BR>In summary, the combination of recent gains, increased investor participation, and strong fundamental performance are key reasons for the rising stock price of IIFL Finance Ltd.

Which are the latest news on IIFL Finance?