India Finsec

Why is India Finsec Ltd falling/rising?

As of 10-Jun, India Finsec Ltd's stock price is rising to Rs 209.60, reflecting a 9.17% increase after a trend reversal. Despite high volatility and decreased investor participation, the stock has shown strong performance metrics and is trading above key moving averages.

As of 10-Jun, India Finsec Ltd's stock price is rising, currently at Rs 209.60, reflecting an increase of Rs 17.6 or 9.17%. This upward movement follows a trend reversal after four consecutive days of decline. The stock has shown strong performance over the past month, gaining 13.30% compared to a decline of 4.33% in the Sensex. Year-to-date, it has increased by 17.59%, while the Sensex has decreased by 13.19%. <BR><BR>Today, the stock reached an intraday high of Rs 214, which is 11.46% higher, and is only 4.82% away from its 52-week high of Rs 223.8. Despite high volatility, with an intraday fluctuation of 11.46%, the stock is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a positive trend. However, it is worth noting that investor participation has decreased significantly, with delivery volume dropping by 99.59% against the 5-day average. <BR><BR>Overall, the combination of a recent price increase, strong performance metrics over various periods, and the stock trading above key moving averages contribute to the current rise in India Finsec Ltd's stock price.

Which are the latest news on India Finsec?

Should I buy, sell or hold India Finsec Ltd?

Are India Finsec Ltd latest results good or bad?

India Finsec Ltd's latest Q4 FY26 results show strong growth in net profit and sales, but concerns about low return on equity, high valuation, and rising interest expenses suggest a cautious outlook for investors. Overall, while growth is positive, capital efficiency issues may temper enthusiasm.

India Finsec Ltd's latest results for Q4 FY26 show a mixed picture. On the positive side, the company reported a consolidated net profit of ₹4.11 crore, which reflects a 16.43% increase quarter-on-quarter and a 25.69% increase year-on-year. Additionally, net sales reached ₹24.41 crore, marking a 13.06% increase from the previous quarter and a substantial 35.24% increase compared to the same quarter last year. This consistent growth in sales indicates strong operational momentum and successful scaling of its lending operations.<BR><BR>However, there are notable concerns regarding capital efficiency and valuation. The return on equity (ROE) stands at just 10.47%, which is below the typical benchmark of 15-20% expected from high-quality financial services companies. The company's high valuation, trading at 37 times trailing earnings and a price-to-book ratio of 4.63, raises questions about sustainability, especially given the modest returns on equity.<BR><BR>Furthermore, while operating margins remain stable at 76.49%, rising interest expenses—up 26.27% sequentially—are a red flag, as they could pressure profitability moving forward. The absence of institutional interest in the company also raises concerns about governance and long-term sustainability.<BR><BR>In summary, while the growth figures are impressive, the underlying issues related to capital efficiency and high valuation make the overall assessment of the results somewhat cautious. Investors might view the results as good in terms of growth, but the valuation and efficiency concerns suggest a more tempered outlook.

When is the next results date for India Finsec Ltd?

The next results date for India Finsec Ltd is 14 May 2026.

The next results date for India Finsec Ltd is scheduled for 14 May 2026.

Is India Finsec overvalued or undervalued?

As of December 4, 2025, India Finsec is considered expensive and overvalued with a high PE ratio of 38.44, despite a strong 1-year return of 15.62%, outperforming the Sensex's 5.32%.

As of 4 December 2025, the valuation grade for India Finsec has moved from very expensive to expensive, indicating a slight easing in perceived overvaluation. The company is currently assessed as overvalued based on its high PE ratio of 38.44, a price to book value of 4.03, and an EV to EBITDA of 12.93. In comparison to peers, Bajaj Finance, which is categorized as very expensive, has a lower PE ratio of 34.9, while Life Insurance stands out as very attractive with a PE ratio of just 10.85.<BR><BR>Given these metrics, India Finsec appears to be overvalued relative to its peers in the Non-Banking Financial Company (NBFC) sector. The company's recent performance shows a 1-year return of 15.62%, significantly outperforming the Sensex's 5.32% return, which may suggest a temporary market sentiment favoring the stock despite its high valuation ratios.

How has been the historical performance of India Finsec?

India Finsec has shown consistent growth in net sales and profits, with net sales increasing from 18.09 crore in March 2020 to 71.15 crore in March 2025, and profit after tax rising from 2.21 crore to 18.13 crore during the same period, despite facing negative cash flow in recent years. Total assets grew significantly from 97.64 crore to 361.52 crore, while total liabilities also increased.

Answer:<BR>The historical performance of India Finsec shows a consistent growth trend in net sales and profits over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>India Finsec's net sales have increased significantly from 18.09 crore in March 2020 to 71.15 crore in March 2025, reflecting a robust growth trajectory. Total operating income has followed a similar pattern, rising from 10.34 crore in March 2019 to 71.15 crore in March 2025. The company's operating profit (PBDIT) has also seen substantial growth, reaching 51.85 crore in March 2025, up from just 3.84 crore in March 2019. Profit before tax has increased from 2.92 crore in March 2019 to 23.98 crore in March 2025, while profit after tax has grown from 2.21 crore to 18.13 crore in the same period. The total assets of the company have expanded from 97.64 crore in March 2020 to 361.52 crore in March 2025, indicating a strong asset base. However, total liabilities have also risen, from 49.40 crore in March 2020 to 250.90 crore in March 2025. The cash flow from operating activities has been negative in recent years, with a cash outflow of 28 crore in March 2025, although the company has managed to maintain a positive net cash inflow of 9 crore by the end of the same period. Overall, India Finsec demonstrates a strong upward trend in revenue and profitability, despite challenges in cash flow management.

Is India Finsec technically bullish or bearish?

As of 27 October 2025, India Finsec's technical trend is bullish, supported by strong weekly indicators like the MACD and Bollinger Bands, despite some mild bearish signals on the monthly charts.

As of 27 October 2025, the technical trend has changed from mildly bullish to bullish. The current technical stance for India Finsec is bullish with strong indicators supporting this view. The weekly MACD is bullish, and the Bollinger Bands are also indicating bullish momentum on both weekly and monthly time frames. Daily moving averages confirm a bullish trend. Although the monthly MACD and KST are mildly bearish, the overall strength from the weekly indicators and the recent price action, including a significant return compared to the Sensex, reinforces the bullish outlook.

How big is India Finsec?

As of 23rd July, India Finsec Ltd has a market capitalization of 444.00 Cr, with recent net sales of 71.16 Cr and a net profit of 13.51 Cr. The company has shareholder's funds of 113.84 Cr and total assets of 361.52 Cr.

As of 23rd July, India Finsec Ltd has a market capitalization of 444.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, India Finsec reported Net Sales of 71.16 Cr and a Net Profit of 13.51 Cr.<BR><BR>For the latest annual period, the company has Shareholder's Funds amounting to 113.84 Cr and Total Assets of 361.52 Cr.

What does India Finsec do?

India Finsec Ltd is a Non Banking Financial Company (NBFC) focused on the micro cap market, with a recent market cap of INR 416 Cr, net sales of 180 Cr, and net profit of 46 Cr as of March 2025. The company was incorporated in 1994 and renamed in 2016.

Overview: <BR>India Finsec Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market segment.<BR><BR>History: <BR>India Finsec Ltd was incorporated in 1994 and underwent a status change to a Public Limited Company. The company was renamed from Dynasore Leasing And Holdings Limited to India Finsec Limited in 2016. The most recent quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 180 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 46 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 416 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 33.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.74 <BR>Return on Equity: 11.87% <BR>Price to Book: 3.65<BR><BR>Contact Details: <BR>Address: D-16 1 Flr Above ICICI Bank, Prashant Vihar Sector14 Rohini New Delhi New Delhi : 110085 <BR>Tel: 91-11-45805612 <BR>Email: indiafinsec@yahoo.com <BR>Website: http://www.indiafinsec.com

Who are the top shareholders of the India Finsec?

The top shareholders of India Finsec include Fidelo Foods LLP with 15.54%, Escorp Asset Management Limited with 6.85%, and individual investors holding 26.34%. There are no mutual funds or foreign institutional investors currently holding shares in the company.

The top shareholders of India Finsec include the promoters, who hold a significant portion of the company. The promoter with the highest holding is Fidelo Foods LLP, which owns 15.54% of the shares. Additionally, the highest public shareholder is Escorp Asset Management Limited, with a holding of 6.85%. Individual investors collectively hold 26.34% of the company's shares. It's worth noting that there are currently no mutual funds or foreign institutional investors (FIIs) holding shares in the company.

Who are the peers of the India Finsec?

India Finsec's peers include Muthoot Capital Services, Avonmore Capital, Nahar Capital, Unifinz Capital, UVS Hospitality, Welspun Investment, Aryaman Capital, Shalibhadra Finance, Mangal Credit, and Naga Dhunseri. Among these, Unifinz Capital has the highest 1-year return at 216.24%, while India Finsec's return is 16.67%.

Peers: The peers of India Finsec are Muthoot Cap.Serv, Avonmore Capital, Nahar Capital, Unifinz Capital, UVS Hospitality, Welspun Investme, Aryaman Capital, Shalibhadra Fin., Mangal Credit, and Naga Dhunseri.<BR><BR>Quality Snapshot: Excellent management risk is observed at Muthoot Cap.Serv, Avonmore Capital, Unifinz Capital, UVS Hospitality, Welspun Investme, Aryaman Capital, Shalibhadra Fin., Mangal Credit, and Naga Dhunseri, while Average management risk is found at Avonmore Capital, Unifinz Capital, Welspun Investme, and the rest. Below Average management risk is noted at Muthoot Cap.Serv, Nahar Capital, UVS Hospitality, India Finsec, Aryaman Capital, Shalibhadra Fin., Mangal Credit, and Naga Dhunseri. Growth is Excellent at Unifinz Capital, UVS Hospitality, India Finsec, and the rest, while Good growth is found at Avonmore Capital, Mangal Credit, and the rest. Below Average growth is observed at Muthoot Cap.Serv, Nahar Capital, Shalibhadra Fin., and the rest. Capital Structure is Excellent at Muthoot Cap.Serv, Avonmore Capital, Nahar Capital, Unifinz Capital, UVS Hospitality, India Finsec, Aryaman Capital, Shalibhadra Fin., Mangal Credit, and Naga Dhunseri, while Good capital structure is noted at Welspun Investme.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Unifinz Capital at 216.24%, while the lowest is Nahar Capital at -3.37%. India Finsec's 1-year return is 16.67%, which is higher than Nahar Capital but lower than Unifinz Capital. Additionally, UVS Hospitality and Shalibhadra Fin. have negative six-month returns.

Who are in the management team of India Finsec?

As of March 2023, the management team of India Finsec includes Gopal Bansal (Chairman/Executive Director), Mukesh Sharma (Non-Executive Director), and five Independent Non-Executive Directors: Purva Mangal, Himanshi Kashyap, Amit Kumar Agarwal, and Devi Dass Agarwal, along with Varsha Bharti as Company Secretary & Compliance Officer.

As of March 2023, the management team of India Finsec includes the following individuals:<BR><BR>1. Gopal Bansal - Chairman / Executive Director<BR>2. Mukesh Sharma - Non Executive Director<BR>3. Purva Mangal - Independent Non Executive Director<BR>4. Himanshi Kashyap - Independent Non Executive Director<BR>5. Amit Kumar Agarwal - Independent Non Executive Director<BR>6. Devi Dass Agarwal - Independent Non Executive Director<BR>7. Varsha Bharti - Company Secretary & Compliance Officer<BR><BR>This team comprises a mix of executive and independent directors, along with a compliance officer.

Has India Finsec declared dividend?

No Dividend History Available