Share Price | Indo Credit Capital Ltd Stock Analysis & Recommendation

Q: What does Indo Credit Cap. do?

Overview:Indo Credit Capital Ltd is a micro-cap company operating in the Non Banking Financial Company (NBFC) sector.History:Indo Credit Capital Ltd was incorporated as a Public Company in 1993 under the name Indo Credit and Investment Company Limited and later changed its name to Indo Credit Capital Limited in 1994. The latest quarterly results reported are for September 2024, showing no net profit.Financial Snapshot:Most recent Net Sales: 0 Cr (Quarterly Results - Sep 2024)Most recent Net Profit: 0 Cr (Quarterly Results - Sep 2024)Market-cap value: INR 2 Cr (Micro Cap)Key Metrics:P/E: N/AIndustry P/E: 9Dividend Yield: 0.00%Debt Equity: 0.00Return on Equity: -0.85%Price to Book: 0.33Contact Details:Address: 304 Kaling Nr Mt.Carmel Sch, B/h Bata Show Room Ashram Road Ahmedabad Gujarat : 380009Phone: 91-79-26580366Email: indocredit@rediffmail.comWebsite: http://www.indocreditcapital.com

Q: Who are the top shareholders of the Indo Credit Cap.?

The top shareholders of Indo Credit Cap include Mansingh Tejsingh Bhati, who holds the highest promoter stake at 3.46%. The highest public shareholder is Shaktisingh Sajjansingh Bhati, with a holding of 2.77%. Additionally, individual investors collectively hold a significant portion of the company, accounting for 79.75% of the shares. There are no mutual funds or foreign institutional investors currently holding shares in the company, and there are no pledged promoter holdings.

Q: Should I buy, sell or hold Indo Credit Cap.?

Based on the current situation with Indo Credit Cap, it would be advisable to consider selling your shares. The company is showing weak long-term fundamental strength, with net sales declining at an annual rate of -1.00% and operating profit stagnating at 0%. Additionally, the stock has not traded in the last 65 days, indicating a lack of market activity and interest.The recent flat results reported for September 2024 further highlight the company's struggles. Moreover, the stock is considered risky, especially since it hasn't traded in the last 10 days and is trading at valuations that are less favorable compared to its historical averages. While the stock has generated a return of 38.79% over the past year, this has come alongside only a 12% increase in profits, suggesting that the growth may not be sustainable.Given these factors, it would be prudent to sell rather than hold or buy at this time.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

414 (-98.29%) Volume

Shareholding (Mar 2026)

FII

0.00%

Held by 0 FIIs

DII

0.00%

Held by 0 DIIs

Promoter

14.51%

When is the next results date for Indo Credit Cap.?

20-May-2025

No Upcoming Board Meetings

Who are in the management team of Indo Credit Cap.?

16-Jul-2025

As of March 2018, the management team of Indo Credit Cap. includes Ramkaran Saini (Whole Time Director) and three Non-Executive Independent Directors: Pravinkumar Chavada, Bhanwar Kanvar, and Narayan Tiwari.

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What does Indo Credit Cap. do?

17-Jul-2025

Indo Credit Capital Ltd is a micro-cap NBFC established in 1993, currently reporting no net sales or profit as of September 2024, with a market cap of INR 2 Cr. The company has a negative return on equity of -0.85% and a price-to-book ratio of 0.33.

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Who are the top shareholders of the Indo Credit Cap.?

17-Jul-2025

The top shareholders of Indo Credit Cap are Mansingh Tejsingh Bhati with 3.46% and Shaktisingh Sajjansingh Bhati with 2.77%. Individual investors hold 79.75% of the shares, with no mutual funds or foreign institutional investors involved.

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Should I buy, sell or hold Indo Credit Cap.?

14-Aug-2025

How has been the historical performance of Indo Credit Cap.?

16-Oct-2025

Indo Credit Cap has shown minimal financial activity historically, with no profits reported and a stable share capital of Rs 7.23 crore. Total reserves have declined from -0.97 crore in March 2020 to -1.41 crore in March 2025, while total liabilities and assets have increased, indicating a lack of operational activity.

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Why is Indo Credit Capital Ltd falling/rising?

06-May-2026

As of 05-May, Indo Credit Capital Ltd's stock price is declining, with a recent drop of 1.93% and a total decline of 5.72% over the last three days. Despite a strong year-to-date increase of 310.77%, the stock is currently underperforming its sector and showing mixed performance against moving averages.

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Which are the latest news on Indo Credit Cap.?

06-May-2026

No latest news for Indo Credit Cap. found.

Compare Indo Credit Cap. with Similar Stocks

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Score

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Strong Sell

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Hold

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Dashboard

Unrated Stock - No Analysis Available

Mojo Parameters

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Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 9 Cr (Micro Cap)

P/E

62.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

0.00

Return on Equity

-0.86%

Price to Book

1.52

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

0 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

302.69%

6 Months

0.0%

1 Year

0.0%

2 Years

0.0%

3 Years

504.04%

4 Years

0.0%

5 Years

3222.22%

Indo Credit Cap. for the last several years.

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

No Recent News for the Company

Announcements

Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A

29-Apr-2026 | Source : BSE

Format of Initial Disclosure to be made by an entity identified as a Large Corporate.

Sr. No.	Particulars	Details
1	Name of Company	Indo Credit Capital Ltd
2	CIN NO.	L65910GJ1993PLC020651
3	Outstanding borrowing of company as on 31st March / 31st December as applicable (in Rs cr)	0.00
4	Highest Credit Rating during the previous FY	NA
4a	Name of the Credit Rating Agency issuing the Credit Rating mentioned in (4)	Not Applicable
5	Name of Stock Exchange# in which the fine shall be paid in case of shortfall in the required borrowing under the framework	BSE

We confirm that we are a Large Corporate as per the applicability criteria given under the SEBI circular SEBI/HO/DDHS/CIR/P/2018/144 dated November 26 2018. No

Name of the Company Secretary: Simran Chugh
Designation: Company Secretary and Compliance Secretary
EmailId: indocredit@rediffmail.com

Name of the Chief Financial Officer: Amarjeetsingh Pannu
Designation: Chief Financial Officer
EmailId: indocredit@rediffmail.com

Date: 29/04/2026

Note: In terms para of 3.2(ii) of the circular beginning F.Y 2022 in the event of shortfall in the mandatory borrowing through debt securities a fine of 0.2% of the shortfall shall be levied by Stock Exchanges at the end of the two-year block period. Therefore an entity identified as LC shall provide in its initial disclosure for a financial year the name of Stock Exchange to which it would pay the fine in case of shortfall in the mandatory borrowing through debt markets.

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018

08-Apr-2026 | Source : BSE

Certificate under Reg 74(5)

Closure of Trading Window

24-Mar-2026 | Source : BSE

Closure of Trading Window

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

-1.00%

EBIT Growth (5y)

0.20%

Net Debt to Equity (avg)

Institutional Holding

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.49

EV to EBIT

-2.48

EV to EBITDA

-2.48

EV to Capital Employed

-2.48

EV to Sales

2.48

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

-0.86%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Bullish

No Trend

OBV

Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 0 FIIs

Promoter with highest holding

Madansingh A Rathore (3.0%)

Highest Public shareholder

Mahendrasingh Nathusingh Rathore (2.77%)

Individual Investors Holdings

79.03%

Financial

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Quarterly Results Snapshot (Standalone) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

-0.04

-0.05

20.00%

Interest

0.00

Exceptional Items

0.00

Standalone Net Profit

0.02

0.03

-33.33%

Operating Profit Margin (Excl OI)

0.00%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Sep 2025

Standalone Net Profit
QoQ Growth in quarter ended Dec 2025 is -33.33% vs 137.50% in Sep 2025

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

-0.13

-0.11

-18.18%

Interest

0.00

Exceptional Items

0.00

Standalone Net Profit

-0.05

-0.10

50.00%

Operating Profit Margin (Excl OI)

0.00%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2025 is 0.00% vs 0.00% in Sep 2024

Standalone Net Profit
Growth in half year ended Sep 2025 is 50.00% vs 9.09% in Sep 2024

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

-0.17

-0.15

-13.33%

Interest

0.00

Exceptional Items

0.00

Standalone Net Profit

-0.03

-0.14

78.57%

Operating Profit Margin (Excl OI)

0.00%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Standalone Net Profit
YoY Growth in nine months ended Dec 2025 is 78.57% vs 6.67% in Dec 2024

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'25

Mar'25

Mar'24

Change(%)

Net Sales

0.13

0.06

116.67%

Operating Profit (PBDIT) excl Other Income

-0.05

-0.24

79.17%

Interest

0.00

0.06

-100.00%

Exceptional Items

0.00

Standalone Net Profit

-0.05

Operating Profit Margin (Excl OI)

-38.46%

-400.00%

361.54%

Values in Rs Cr.

Compare with Peers

Net Sales
YoY Growth in year ended Mar 2025 is 116.67% vs 50.00% in Mar 2024

Standalone Net Profit
YoY Growth in year ended Mar 2025 is 0.00% vs 70.59% in Mar 2024

All Annual Results

Company CV

About Indo Credit Capital Ltd

Indo Credit Capital Ltd

Micro Cap

Non Banking Financial Company (NBFC)

Indo Credit Capital Ltd was incorporated as a Public Company on November 11, 1993 under the name of Indo Credit and Investment Company Limited, thereafter, changed into Indo Credit Capital Limited on September 22, 1994. Its Registered Office situated at Ahmedabad.