Jio Financial

Why is Jio Financial Services Ltd falling/rising?

As of 25-Aug, Jio Financial Services Ltd's stock price is 242.65, unchanged. The stock has seen a year-to-date decline of 17.73% and a 24.08% drop over the past year, despite strong fundamentals and high institutional holdings indicating long-term potential.

As of 25-Aug, Jio Financial Services Ltd's stock price is currently at 242.65, with no change recorded (0.00%). The stock has shown a mixed performance over various periods. In the past week, it has fallen by 1.42%, while over the past month, it has risen by 3.37%. However, year-to-date, the stock has decreased by 17.73%, and over the past year, it has declined by 24.08%. This significant drop contrasts with the Sensex, which has only fallen by 8.88% during the same period.<BR><BR>Today's performance indicates that the stock underperformed its sector by 0.45%. Additionally, the stock's moving averages show that it is higher than the 100-day moving average but lower than the 5-day, 20-day, 50-day, and 200-day moving averages, suggesting a short-term weakness. Furthermore, there has been a decline in investor participation, with delivery volume falling by 19.12% compared to the 5-day average.<BR><BR>Despite these challenges, there are positive factors supporting the stock's long-term potential. The company has demonstrated strong fundamental strength, with a compound annual growth rate (CAGR) of 47.02% in operating profits and a remarkable 62.50% growth in net sales. The net profit has surged by 263.9%, and the company reported outstanding quarterly results, with net sales growing at 128.2% compared to the previous four-quarter average. <BR><BR>The stock is trading at a discount compared to its peers, and high institutional holdings at 24.72% indicate confidence from larger investors who typically have better resources to analyze company fundamentals. However, the stock's recent performance, particularly its significant year-over-year decline, reflects market concerns that may be contributing to its current price stagnation.

Which are the latest news on Jio Financial?

Who are in the management team of Jio Financial?

The management team of Jio Financial includes K V Kamath (Chairman), Sunil Mehta, Bimal Manu Tanna, Rajiv Mehrishi (all Independent Directors), and several Non-Executive Directors, including Isha Mukesh Ambani and Anshuman Thakur, bringing diverse expertise to the company.

The management team of Jio Financial includes the following members:<BR><BR>1. K V Kamath - Chairman & Independent Director<BR>2. Sunil Mehta - Independent Director<BR>3. Bimal Manu Tanna - Independent Director<BR>4. Sethuraman Kandasamy - Non-Executive Director<BR>5. Jagannath Kumar Venkata Gollapalli - Non-Executive Director<BR>6. Jayashri Rajesh - Non-Executive Director<BR>7. Rajiv Mehrishi - Independent Director<BR>8. Isha Mukesh Ambani - Non-Executive & Non-Independent Director<BR>9. Anshuman Thakur - Non-Executive & Non-Independent Director<BR><BR>This diverse board brings a range of expertise and perspectives to the company.

What does Jio Financial do?

Jio Financial Services Ltd is a Large Cap NBFC that provides financial services, with recent net sales of ₹2,004 Cr and a net profit of ₹830 Cr as of June 2026. The company has a market cap of ₹171,352 Cr and key metrics include a P/E ratio of 81.00 and a dividend yield of 0.24%.

Overview: <BR>Jio Financial Services Ltd operates in the Non Banking Financial Company (NBFC) sector and is categorized as a Large Cap company.<BR><BR>History: <BR>The company was incorporated in 1999 as Reliance Strategic Investments Private Limited and later converted to a Public Limited Company, being renamed Reliance Strategic Investments Limited in 2002. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 2,004 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 830 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 171,352 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 81.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.24% <BR>Debt-Equity: 0.16 <BR>Return on Equity: 1.15% <BR>Price to Book: 1.26 <BR><BR>Contact Details: <BR>Registrar Address: Not available. <BR>Phone: N/A <BR>Email: N/A <BR>Website: N/A

Who are the peers of the Jio Financial?

Jio Financial's peers include Bajaj Finance, Shriram Finance, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and M & M Fin. Serv. Jio Financial has average management risk and excellent growth, but its 1-year return is the lowest among peers at -22.84%.

Peers: The peers of Jio Financial are Bajaj Finance, Shriram Finance, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and M & M Fin. Serv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and SBI Cards, while Good management risk is found at Shriram Finance, Aditya Birla Cap, and HDB FINANC SER. Average management risk is noted at Jio Financial, L&T Finance Ltd, and M & M Fin. Serv. In terms of Growth, Excellent growth is seen at Jio Financial, while Good growth is observed at Bajaj Finance, Shriram Finance, Cholaman.Inv.&Fn, Muthoot Finance, and M & M Fin. Serv. Below Average growth is present at L&T Finance Ltd, and the rest have Average growth.<BR><BR>Return Snapshot: Shriram Finance has the highest 1-year return at 82.16%, while Jio Financial has the lowest at -22.84%. Jio Financial's return is significantly lower than its peers. Additionally, Muthoot Finance, SBI Cards, HDB FINANC SER, and Jio Financial have negative six-month returns.

How big is Jio Financial?

As of 14th August, Jio Financial Services Ltd has a market capitalization of 164,814.41 Cr, with recent net sales of 4905.27 Cr and a net profit of 2066.49 Cr.

As of 14th August, Jio Financial Services Ltd has a market capitalization of 164,814.41 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, Jio Financial reported Net Sales of 4905.27 Cr and a Net Profit of 2066.49 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2026, showing Shareholder's Funds of 1,33,853.59 Cr and Total Assets of 1,63,466.98 Cr.

Should I buy, sell or hold Jio Financial Services Ltd?

Are Jio Financial Services Ltd latest results good or bad?

Jio Financial Services Ltd's latest results show impressive growth in net sales and profit, but concerns about low return on equity and rising interest costs suggest caution for investors. Overall, while the growth figures are strong, underlying issues may impact future performance.

Jio Financial Services Ltd's latest results present a mixed picture. On one hand, the company reported impressive growth metrics for Q1 FY27, with net sales reaching ₹2,004.47 crores, marking a remarkable 227.28% year-on-year increase and a 96.80% quarter-on-quarter jump. Net profit also saw a significant rise, climbing to ₹830.25 crores, which is a staggering 204.99% increase from the previous quarter. The operating margin improved to 70.66%, indicating strong unit economics.<BR><BR>However, despite these positive growth figures, there are significant concerns. The company's return on equity (ROE) stands at a mere 1.15%, which is well below industry standards and raises questions about capital efficiency. Additionally, interest costs have surged dramatically, increasing by 323.37% year-on-year, which could impact future profitability and sustainability of margins.<BR><BR>Furthermore, the stock has underperformed over the past year, declining 23.04% compared to a 5.29% drop in the Sensex, indicating investor skepticism about the company's ability to maintain its growth trajectory while managing costs effectively.<BR><BR>In summary, while Jio Financial Services has shown impressive revenue and profit growth, the underlying issues regarding capital efficiency and rising costs suggest that the results are not entirely positive. Investors should be cautious and consider these factors when evaluating the company's performance.

When is the next results date for Jio Financial Services Ltd?

The next results date for Jio Financial Services Ltd is July 16, 2026.

The next results date for Jio Financial Services Ltd is scheduled for July 16, 2026.

Is Jio Financial technically bullish or bearish?

As of December 3, 2025, the technical trend has shifted to bearish, with key indicators like the MACD and Bollinger Bands on the weekly chart confirming this sentiment, despite mildly bullish daily moving averages.

As of 3 December 2025, the technical trend has changed from mildly bullish to sideways. The current technical stance is bearish, driven by several key indicators. The MACD on a weekly basis is mildly bearish, and the Bollinger Bands also indicate a bearish trend on the weekly chart. The KST and OBV are both mildly bearish on the weekly timeframe, reinforcing the negative sentiment. Moving averages on the daily chart show a mildly bullish stance, but this is overshadowed by the overall bearish signals from the weekly indicators. The stock has underperformed compared to the Sensex over the past week and month, further indicating weakness in the current market environment.

How has been the historical performance of Jio Financial?

Jio Financial has shown significant growth in net sales and profits over the past three years, with net sales rising from 41.63 Cr in March 2023 to 2,042.91 Cr in March 2025, and profit after tax increasing from 31.25 Cr to 1,219.77 Cr in the same period, despite fluctuations in cash flow and total assets.

Answer:<BR>The historical performance of Jio Financial shows significant growth over the past three years, particularly in net sales and profit metrics.<BR><BR>Breakdown:<BR>Jio Financial's net sales increased dramatically from 41.63 Cr in March 2023 to 1,853.88 Cr in March 2024, and further to 2,042.91 Cr in March 2025. The total operating income followed a similar trend, rising from 41.63 Cr in March 2023 to 1,853.88 Cr in March 2024, and reaching 2,042.91 Cr in March 2025. Operating profit (PBDIT) also saw substantial growth, moving from 49.34 Cr in March 2023 to 1,559.16 Cr in March 2024, and slightly decreasing to 1,584.26 Cr in March 2025. Profit before tax increased from 49.34 Cr in March 2023 to 1,527.37 Cr in March 2024, and further to 1,554.09 Cr in March 2025. Profit after tax showed a similar upward trajectory, rising from 31.25 Cr in March 2023 to 1,176.03 Cr in March 2024, and reaching 1,219.77 Cr in March 2025. The consolidated net profit for March 2025 was 1,612.59 Cr, compared to 1,604.55 Cr in March 2024 and 31.25 Cr in March 2023. On the balance sheet, total assets increased from 1,14,929.57 Cr in March 2023 to 1,44,862.76 Cr in March 2024, but then decreased to 1,33,499.98 Cr in March 2025. Total liabilities also rose from 1,14,929.57 Cr in March 2023 to 1,44,862.76 Cr in March 2024, before declining to 1,33,499.98 Cr in March 2025. The cash flow from operating activities turned negative, showing -10,083.00 Cr in March 2025, compared to -677.00 Cr in March 2024, while cash flow from investing activities improved to 6,406.00 Cr in March 2025. Overall, Jio Financial has demonstrated strong revenue growth and profitability, despite fluctuations in cash flow and total assets.

Who are the top shareholders of the Jio Financial?

The top shareholders of Jio Financial include Srichakra Commercials LLP with 11.64%, mutual funds with 6.58%, foreign institutional investors at 11.66%, and the Life Insurance Corporation of India holding 6.13%, while individual investors own 22.39% of the shares.

The top shareholders of Jio Financial include several key players. The majority of the shares are held by promoters, with Srichakra Commercials LLP being the promoter with the highest holding at 11.64%. Additionally, mutual funds collectively hold 6.58% of the shares through 42 schemes, while foreign institutional investors (FIIs) account for 11.66% with 680 FIIs involved. The highest public shareholder is the Life Insurance Corporation of India, which holds 6.13%. Individual investors also have a significant presence, owning 22.39% of the shares.

Is Jio Financial overvalued or undervalued?

As of October 18, 2023, Jio Financial is considered very expensive and overvalued with a PE ratio of 115.81 and an EV to EBITDA ratio of 120.56, significantly higher than its peers, despite a recent stock return of 21.32%.

As of 18 October 2023, Jio Financial's valuation grade has moved from does not qualify to very expensive, indicating a significant shift in its perceived market value. The company is currently considered overvalued, with a PE ratio of 115.81, an EV to EBITDA ratio of 120.56, and a ROE of just 1.31%. These ratios starkly contrast with peers such as Life Insurance, which has a PE ratio of 12.54 and an EV to EBITDA of 9.89, suggesting that Jio Financial's valuation is not justified by its earnings or operational performance.<BR><BR>In comparison to other firms in the sector, Bajaj Finance Ltd. is also categorized as very expensive with a PE ratio of 35.01, yet it is still significantly lower than Jio Financial's metrics. Additionally, SBI Life Insurance Co. Ltd. stands out as very attractive with a PE of 74.03, further emphasizing the overvaluation of Jio Financial. Despite a recent stock return of 21.32% over the past month, which outperformed the Sensex's 3.80%, the overall valuation metrics indicate that Jio Financial is not a sound investment at its current price of 301.00.

Has Jio Financial declared dividend?

No Dividend History Available