JM Financial

Why is JM Financial Ltd falling/rising?

As of 25-Aug, JM Financial Ltd's stock price is at 130.55, reflecting a recent upward trend supported by increased investor participation and trading above key moving averages. However, the stock has faced long-term challenges with a -32.22% return over the past year and declining profits.

As of 25-Aug, JM Financial Ltd's stock price is rising, currently at 130.55, reflecting an increase of 0.95 (0.73%). The stock has shown a positive performance over the past week, gaining 4.15%, and has risen 1.32% over the last two days. This upward movement is supported by a significant increase in investor participation, with delivery volume rising by 56.06% compared to the 5-day average, indicating heightened interest in the stock.<BR><BR>Additionally, the stock is trading above its 5-day, 20-day, 50-day, and 100-day moving averages, which typically suggests a bullish trend, although it remains below the 200-day moving average. The company's attractive valuation, with a return on equity (ROE) of 11.4 and a price-to-book value of 1.2, further supports its current price level, as it is trading at a fair value compared to its peers.<BR><BR>However, it is important to note that despite the recent gains, JM Financial Ltd has experienced significant declines over the past year, with a return of -32.22%, which indicates long-term challenges. The company has also reported negative profit trends, with a 4.4% decline in profits over the past year. Nonetheless, the recent positive performance and increased trading activity suggest a short-term rise in stock price.

Which are the latest news on JM Financial?

Who are in the management team of JM Financial?

The management team of JM Financial includes Chairman Nimesh N Kampani, Vice Chairman Vishal Kampani, Joint Managing Directors Atul Mehra and Adi Patel, and Company Secretary Dimple Mehta, along with several independent directors. This diverse team offers a wide range of expertise and experience.

The management team of JM Financial includes the following key individuals:<BR><BR>1. **Nimesh N Kampani** - Chairman (Non-Executive)<BR>2. **Vishal Kampani** - Vice Chairman<BR>3. **Atul Mehra** - Joint Managing Director<BR>4. **Adi Patel** - Joint Managing Director<BR>5. **Dimple Mehta** - Company Secretary & Compliance Officer<BR><BR>Additionally, the board features several independent directors:<BR>- **Jagi Mangat Panda**<BR>- **P S Jayakumar**<BR>- **Pradip M. Kanakia**<BR>- **Sumit Bose**<BR>- **Navroz Darius Udwadia**<BR>- **Roshini Bakshi**<BR><BR>This diverse team brings a range of expertise and experience to the company.

What does JM Financial do?

JM Financial Ltd is a holding company in the small-cap category, offering financial services since 1986. As of June 2026, it reported net sales of ₹1,201 Cr and a net profit of ₹292 Cr, with a market cap of ₹12,589 Cr.

Overview:<BR>JM Financial Ltd is a holding company operating in the small-cap category.<BR><BR>History:<BR>JM Financial Limited was incorporated in 1986 as 'J.M. Share and Stock Brokers Private Limited' and became a deemed Public Limited Company in 1988. The company changed its name to JM Financial Limited in 2004. The most recent quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 1,201 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 292 Cr (Quarterly Results - Jun 2026) <BR>Market cap: INR 12,589 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 2.51% <BR>Debt Equity: 1.09 <BR>Return on Equity: 11.43% <BR>Price to Book: 1.16 <BR><BR>Contact Details:<BR>Address: 7th Floor Cnergy Prabhadevi, Appasaheb Marathe Marg Mumbai Maharashtra : 400025 <BR>Tel: 91-22-66303030 <BR>Email: shareholdergrievance@jmfl.com <BR>Website: http://www.jmfl.com

Who are the peers of the JM Financial?

JM Financial's peers include TVS Holdings, ACME Solar Holdings, Choice International, Mahindra Scooters, JSW Holdings, Edelweiss Financial, Kama Holdings, Pilani Investments, Nalwa Sons Investments, and TSF Investments. In terms of management risk, growth, and capital structure, JM Financial shows below-average growth but an excellent capital structure compared to its peers.

Peers: The peers of JM Financial are TVS Holdings, ACME Solar Hold., Choice Intl., Mah. Scooters, JSW Holdings, Edelweiss.Fin., Kama Holdings, Pilani Invest., Nalwa Sons Invst, and Tsf Investments.<BR><BR>Quality Snapshot: Excellent management risk is observed at TVS Holdings and JM Financial, while Average management risk is found at ACME Solar Hold., Choice Intl., JSW Holdings, Edelweiss.Fin., and Kama Holdings. Below Average management risk is noted for Mah. Scooters, Pilani Invest., Nalwa Sons Invst, and Tsf Investments. Growth is Excellent for TVS Holdings, ACME Solar Hold., Choice Intl., Mah. Scooters, and Tsf Investments, while Average growth is seen at JSW Holdings, and Below Average growth is noted for JM Financial, Edelweiss.Fin., Kama Holdings, Pilani Invest., and Nalwa Sons Invst. Capital Structure is Excellent for Choice Intl., Mah. Scooters, JSW Holdings, JM Financial, Edelweiss.Fin., Kama Holdings, Pilani Invest., Nalwa Sons Invst, and Tsf Investments, while Below Average capital structure is observed at TVS Holdings and ACME Solar Hold.<BR><BR>Return Snapshot: The peer with the highest 1-year return is ACME Solar Hold. at 32.67%, while the lowest is JSW Holdings at -33.69%. JM Financial's 1-year return is -30.86%, which is higher than JSW Holdings but lower than ACME Solar Hold. Additionally, the six-month return is negative for TVS Holdings, JSW Holdings, JM Financial, Kama Holdings, and Nalwa Sons Invst.

How big is JM Financial?

As of 14th August, JM Financial Ltd has a market capitalization of 12,158.18 Cr, with recent net sales of 4,180.29 Cr and a net profit of 1,040.08 Cr. Shareholder's funds are 10,657.43 Cr, and total assets amount to 26,277.50 Cr.

As of 14th August, JM Financial Ltd has a market capitalization of 12,158.18 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest 4 quarters, JM Financial reported Net Sales of 4,180.29 Cr and a Net Profit of 1,040.08 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026, with Shareholder's Funds amounting to 10,657.43 Cr and Total Assets of 26,277.50 Cr.

Should I buy, sell or hold JM Financial Ltd?

Are JM Financial Ltd latest results good or bad?

JM Financial Ltd's latest results show mixed performance, with an 8.03% revenue growth to ₹1,200.53 crores, but a concerning 35.67% decline in net profit to ₹291.92 crores and a significant drop in profit margins, indicating potential challenges in profitability. Investors should exercise caution until there are clear signs of improvement.

The latest results for JM Financial Ltd indicate a mixed performance, leaning towards negative overall. While the company achieved a revenue growth of 8.03% year-on-year, reaching ₹1,200.53 crores, this positive aspect is overshadowed by a significant decline in net profit. The net profit for Q1 FY27 dropped by 35.67% year-on-year to ₹291.92 crores, which is concerning.<BR><BR>Additionally, the profit after tax (PAT) margin contracted sharply from 41.81% in the previous year to 30.83%, indicating serious profitability challenges. Although there was a sequential improvement in net profit, reflecting a recovery from a weak previous quarter, the year-on-year decline raises alarms about the sustainability of this recovery.<BR><BR>Overall, while the revenue growth suggests some operational momentum, the sharp drop in profits and margin compression point to underlying issues that could affect the company's financial health moving forward. Investors may want to approach with caution until there are clear signs of a turnaround in profitability.

Is JM Financial overvalued or undervalued?

As of November 7, 2025, JM Financial is considered undervalued with a PE ratio of 13.31 and has shifted from fair to attractive valuation, outperforming the Sensex with a YTD return of 22.78%, especially when compared to competitors like Bajaj Finance and Life Insurance.

As of 7 November 2025, JM Financial's valuation grade has moved from fair to attractive, indicating a shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 13.31, a price to book value of 0.15, and an EV to EBITDA ratio of -10.42. These figures suggest that JM Financial is trading at a significant discount compared to its peers.<BR><BR>In comparison to notable competitors, Bajaj Finance is categorized as very expensive with a PE ratio of 38.09, while Life Insurance is seen as very attractive with a PE ratio of 11.44. This peer analysis reinforces the notion that JM Financial is undervalued within its industry. Additionally, JM Financial has outperformed the Sensex in terms of YTD returns, achieving 22.78% compared to the Sensex's 6.50%, further supporting the case for its attractive valuation.

How has been the historical performance of JM Financial?

JM Financial's historical performance shows fluctuating trends, with net sales and operating income peaking in March 2024 before declining in March 2025, while profit before tax and net profit significantly increased during the same period. Total liabilities and assets decreased, and cash flow from operating activities improved despite a net cash outflow in March 2025.

Answer:<BR>The historical performance of JM Financial shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>JM Financial's net sales peaked at 4,760.72 Cr in March 2024 but declined to 4,377.62 Cr by March 2025. The total operating income followed a similar pattern, reaching 4,760.72 Cr in March 2024 and then decreasing to 4,377.62 Cr in March 2025. The total expenditure, excluding depreciation, increased slightly from 2,017.38 Cr in March 2024 to 2,087.26 Cr in March 2025. Operating profit (PBDIT) decreased from 2,814.78 Cr in March 2024 to 2,365.57 Cr in March 2025, reflecting a decline in operating profit margin from 58.29% to 53.03%. Profit before tax saw a significant increase to 996.85 Cr in March 2025 from 353.37 Cr in March 2024, while profit after tax rose to 772.00 Cr from 27.52 Cr in the same period. The consolidated net profit also increased to 821.31 Cr in March 2025 from 409.84 Cr in March 2024. On the balance sheet, total liabilities decreased from 29,489.56 Cr in March 2024 to 24,169.88 Cr in March 2025, while total assets similarly fell from 29,489.56 Cr to 24,169.88 Cr. Cash flow from operating activities improved to 5,568.00 Cr in March 2025 from 3,635.00 Cr in March 2024, although the net cash outflow was recorded at -1,691.00 Cr in March 2025 compared to a net inflow of 1,707.00 Cr in March 2024. Overall, JM Financial's performance indicates a complex interplay of growth and decline across various financial metrics over the years.

Is JM Financial technically bullish or bearish?

As of September 17, 2025, JM Financial's technical trend is mildly bullish, supported by positive MACD and moving averages, though caution is advised due to a bearish monthly RSI and mildly bearish weekly KST.

As of 17 September 2025, the technical trend for JM Financial has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the weekly and monthly MACD indicators, both of which are bullish. The daily moving averages also support this bullish sentiment. However, the monthly RSI is bearish, indicating some weakness, while the weekly KST is mildly bearish, suggesting caution. Bollinger Bands are mildly bullish on both weekly and monthly time frames, reinforcing the overall mildly bullish outlook. Despite recent price action showing a decline from the previous close, the longer-term trends remain positive, particularly with strong returns over 1Y and 3Y periods compared to the Sensex.

Who are the top shareholders of the JM Financial?

The top shareholders of JM Financial include J. M. Financial And Investment Consultancy Services Private Limited with 24.38%, foreign institutional investors holding 17.49%, mutual funds at 6.38%, and individual investors at 14.46%. This indicates strong interest from both institutional and retail investors.

The top shareholders of JM Financial include a mix of promoters, institutional investors, and individual shareholders. The largest promoter is J. M. Financial And Investment Consultancy Services Private Limited, holding 24.38%. <BR><BR>In terms of institutional holdings, foreign institutional investors (FIIs) collectively own 17.49% of the company, represented by 144 different FIIs. Additionally, mutual funds hold 6.38% across 14 schemes, with ICICI Prudential being the highest public shareholder at 3.97%. Individual investors account for 14.46% of the total shareholding. <BR><BR>This diverse ownership structure reflects a strong interest from both institutional and retail investors in JM Financial.

When is the next results date for JM Financial?

No Upcoming Board Meetings

What is the bonus history of the JM Financial?

JM Financial declared a 3:2 bonus issue in 2008, with an ex-date of September 8 and a record date of September 15, allowing shareholders to receive three shares for every two they held.

JM Financial has a bonus history that includes a notable issue announced in 2008. Specifically, the company declared a 3:2 bonus issue, with the ex-date set for September 8, 2008, and the record date on September 15, 2008. This means that shareholders received three shares for every two shares they held at that time. If you have any more questions about JM Financial or need further details, feel free to ask!

Has JM Financial declared dividend?

Yes, JM Financial Ltd has declared a 270% dividend, with an ex-date of June 13, 2025. The company has demonstrated strong total returns over various periods, particularly in the long term.

JM Financial Ltd has declared a 270% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 270%<BR>- Ex-date: 13 Jun 25<BR><BR>Dividend Yield: 1.4%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -0.61%, with no dividend return, resulting in a total return of -0.61%.<BR><BR>Over the past year, the price return was 77.68%, with no dividend return, leading to a total return of 77.68%.<BR><BR>In the 2-year period, the price return was 90.27%, with a dividend return of 2.67%, culminating in a total return of 92.94%.<BR><BR>For the 3-year period, the price return was 116.59%, with a dividend return of 8.46%, resulting in a total return of 125.05%.<BR><BR>In the 4-year period, the price return was 50.41%, with a dividend return of 5.96%, leading to a total return of 56.37%.<BR><BR>Over the last 5 years, the price return was 101.67%, with a dividend return of 8.15%, resulting in a total return of 109.82%.<BR><BR>Overall, JM Financial has declared a significant dividend and has shown strong total returns over various periods, particularly in the longer term, indicating a positive performance trend for investors.