ScoreWhy is JM Financial Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of 5.69% and Operating profit at 3.73%
2
Positive results in Sep 25
- OPERATING CF(Y) Highest at Rs 5,568.68 Cr
- PAT(Latest six months) At Rs 723.81 cr has Grown at 79.67%
- PBT LESS OI(Q) At Rs 331.39 cr has Grown at 149.35%
3
With ROE of 11.1, it has a Attractive valuation with a 1.3 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 1.67%, its profits have fallen by -12.1%
4
High Institutional Holdings at 23.99%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to JM Financial should be less than 10%
- Overall Portfolio exposure to Holding Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Holding Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is JM Financial for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
JM Financial
1.72%
0.04
46.32%
Sensex
4.83%
0.41
11.83%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
23
Price to Book Value
1.32
EV to EBIT
7.58
EV to EBITDA
7.39
EV to Capital Employed
1.20
EV to Sales
4.58
PEG Ratio
NA
Dividend Yield
1.06%
ROCE (Latest)
15.83%
ROE (Latest)
11.10%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING CF(Y)
Highest at Rs 5,568.68 Cr
PAT(Latest six months)
At Rs 723.81 cr has Grown at 79.67%
PBT LESS OI(Q)
At Rs 331.39 cr has Grown at 149.35%
DEBT-EQUITY RATIO(HY)
Lowest at 1.10 times
-3What is not working for the Company
NET SALES(Q)
At Rs 1,031.28 cr has Fallen at -13.37%
Loading Valuation Snapshot...
Here's what is working for JM Financial
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 331.39 cr has Grown at 149.35%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Latest six months
At Rs 723.81 cr has Grown at 79.67%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Cash Flow - Annually
Highest at Rs 5,568.68 Cr and Grown
each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (Rs Cr)
Debt-Equity Ratio - Half Yearly
Lowest at 1.10 times and Fallen
each half year in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for JM Financial
Net Sales - Quarterly
At Rs 1,031.28 cr has Fallen at -13.37%
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (Rs Cr)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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