JM Financial

Which are the latest news on JM Financial?

Why is JM Financial Ltd falling/rising?

As of 09-Jun, JM Financial Ltd's stock is experiencing a short-term rise of 1.23%, but it has significantly underperformed over longer periods, with declines of 20.65% year-to-date and 23.26% over the past year. Despite attractive valuation metrics, the company's poor long-term growth and declining profits indicate a concerning overall outlook.

As of 09-Jun, JM Financial Ltd's stock price is currently rising, as indicated by a change of 1.45, or 1.23%, from the previous close. However, despite this short-term increase, the stock has been underperforming over longer periods. For instance, over the past week, the stock has decreased by 7.64%, and over the past month, it has fallen by 18.00%. Year-to-date, the stock is down 20.65%, and over the last year, it has declined by 23.26%, significantly underperforming the broader market, which has seen a negative return of only 10.34%.<BR><BR>Today's performance shows that the stock touched an intraday high of Rs 120.4, reflecting a 2.34% increase during the trading day. However, it is important to note that JM Financial is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend in the longer term. Additionally, there has been a notable decline in investor participation, with delivery volume falling by 47.14% compared to the 5-day average.<BR><BR>While the stock has a relatively attractive valuation with a Price to Book Value of 1.1 and a high return on equity (ROE) of 11.4%, the company faces challenges such as poor long-term growth, with net sales growing at an annual rate of only 5.05%. Furthermore, the recent quarterly results show a significant drop in profit before tax and profit after tax, with declines of 22.60% and 21.1%, respectively. This underperformance in financial metrics, combined with a substantial decline in stock price over the past year, suggests that while there may be short-term gains, the overall outlook for JM Financial Ltd remains concerning.

Should I buy, sell or hold JM Financial Ltd?

Are JM Financial Ltd latest results good or bad?

JM Financial Ltd's latest results are unfavorable, with Q4 FY26 net profit declining by 21.08% year-on-year to ₹165.36 crore and revenue dropping 5.46% to ₹949.12 crore, marking the lowest quarterly revenue recently and indicating significant operational challenges.

The latest results for JM Financial Ltd indicate a challenging performance. In Q4 FY26, the company reported a net profit of ₹165.36 crore, which represents a significant decline of 21.08% year-on-year. Revenue also decreased to ₹949.12 crore, down 5.46% from the same quarter last year. This marks the lowest quarterly revenue in recent times, reflecting ongoing pressures across its operating segments.<BR><BR>The operating margin, excluding other income, contracted to 51.92%, down from 58.63% a year earlier, indicating deteriorating profitability. Furthermore, the profit after tax margin fell sharply to 16.84% from 23.84% in the previous year.<BR><BR>Overall, the results suggest that JM Financial is facing substantial operational challenges, with declining revenues, compressing margins, and weakening return metrics. These factors point to a concerning trend for the company, making the latest results appear unfavorable.

Is JM Financial overvalued or undervalued?

As of November 7, 2025, JM Financial is considered undervalued with a PE ratio of 13.31 and has shifted from fair to attractive valuation, outperforming the Sensex with a YTD return of 22.78%, especially when compared to competitors like Bajaj Finance and Life Insurance.

As of 7 November 2025, JM Financial's valuation grade has moved from fair to attractive, indicating a shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 13.31, a price to book value of 0.15, and an EV to EBITDA ratio of -10.42. These figures suggest that JM Financial is trading at a significant discount compared to its peers.<BR><BR>In comparison to notable competitors, Bajaj Finance is categorized as very expensive with a PE ratio of 38.09, while Life Insurance is seen as very attractive with a PE ratio of 11.44. This peer analysis reinforces the notion that JM Financial is undervalued within its industry. Additionally, JM Financial has outperformed the Sensex in terms of YTD returns, achieving 22.78% compared to the Sensex's 6.50%, further supporting the case for its attractive valuation.

How has been the historical performance of JM Financial?

JM Financial's historical performance shows fluctuating trends, with net sales and operating income peaking in March 2024 before declining in March 2025, while profit before tax and net profit significantly increased during the same period. Total liabilities and assets decreased, and cash flow from operating activities improved despite a net cash outflow in March 2025.

Answer:<BR>The historical performance of JM Financial shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>JM Financial's net sales peaked at 4,760.72 Cr in March 2024 but declined to 4,377.62 Cr by March 2025. The total operating income followed a similar pattern, reaching 4,760.72 Cr in March 2024 and then decreasing to 4,377.62 Cr in March 2025. The total expenditure, excluding depreciation, increased slightly from 2,017.38 Cr in March 2024 to 2,087.26 Cr in March 2025. Operating profit (PBDIT) decreased from 2,814.78 Cr in March 2024 to 2,365.57 Cr in March 2025, reflecting a decline in operating profit margin from 58.29% to 53.03%. Profit before tax saw a significant increase to 996.85 Cr in March 2025 from 353.37 Cr in March 2024, while profit after tax rose to 772.00 Cr from 27.52 Cr in the same period. The consolidated net profit also increased to 821.31 Cr in March 2025 from 409.84 Cr in March 2024. On the balance sheet, total liabilities decreased from 29,489.56 Cr in March 2024 to 24,169.88 Cr in March 2025, while total assets similarly fell from 29,489.56 Cr to 24,169.88 Cr. Cash flow from operating activities improved to 5,568.00 Cr in March 2025 from 3,635.00 Cr in March 2024, although the net cash outflow was recorded at -1,691.00 Cr in March 2025 compared to a net inflow of 1,707.00 Cr in March 2024. Overall, JM Financial's performance indicates a complex interplay of growth and decline across various financial metrics over the years.

Is JM Financial technically bullish or bearish?

As of September 17, 2025, JM Financial's technical trend is mildly bullish, supported by positive MACD and moving averages, though caution is advised due to a bearish monthly RSI and mildly bearish weekly KST.

As of 17 September 2025, the technical trend for JM Financial has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the weekly and monthly MACD indicators, both of which are bullish. The daily moving averages also support this bullish sentiment. However, the monthly RSI is bearish, indicating some weakness, while the weekly KST is mildly bearish, suggesting caution. Bollinger Bands are mildly bullish on both weekly and monthly time frames, reinforcing the overall mildly bullish outlook. Despite recent price action showing a decline from the previous close, the longer-term trends remain positive, particularly with strong returns over 1Y and 3Y periods compared to the Sensex.

How big is JM Financial?

As of 24th July, JM Financial Ltd has a market capitalization of 17,139.00 Cr, with Net Sales of 4,377.62 Cr and a Net Profit of 821.31 Cr for the latest four quarters. The company has Shareholder's Funds of 9,727.80 Cr and Total Assets of 24,169.88 Cr.

As of 24th July, JM Financial Ltd has a market capitalization of 17,139.00 Cr, categorizing it as a Mid Cap company.<BR><BR>For the latest four quarters, JM Financial reported Net Sales of 4,377.62 Cr and a Net Profit of 821.31 Cr.<BR><BR>As of the latest annual period, the company has Shareholder's Funds amounting to 9,727.80 Cr and Total Assets of 24,169.88 Cr.

Who are the top shareholders of the JM Financial?

The top shareholders of JM Financial include J. M. Financial And Investment Consultancy Services Private Limited with 24.38%, foreign institutional investors holding 17.49%, mutual funds at 6.38%, and individual investors at 14.46%. This indicates strong interest from both institutional and retail investors.

The top shareholders of JM Financial include a mix of promoters, institutional investors, and individual shareholders. The largest promoter is J. M. Financial And Investment Consultancy Services Private Limited, holding 24.38%. <BR><BR>In terms of institutional holdings, foreign institutional investors (FIIs) collectively own 17.49% of the company, represented by 144 different FIIs. Additionally, mutual funds hold 6.38% across 14 schemes, with ICICI Prudential being the highest public shareholder at 3.97%. Individual investors account for 14.46% of the total shareholding. <BR><BR>This diverse ownership structure reflects a strong interest from both institutional and retail investors in JM Financial.

When is the next results date for JM Financial?

No Upcoming Board Meetings

Who are in the management team of JM Financial?

As of March 2023, the management team of JM Financial includes Nimesh N Kampani (Chairman), Vishal Kampani (Vice Chairman), Atul Mehra and Adi Patel (Joint Managing Directors), along with several independent directors and a Company Secretary. This diverse team oversees the company's governance and strategic direction.

As of March 2023, the management team of JM Financial includes:<BR><BR>1. Nimesh N Kampani - Chairman (Non-Executive)<BR>2. Jagi Mangat Panda - Independent Director<BR>3. Vishal Kampani - Vice Chairman<BR>4. P S Jayakumar - Independent Director<BR>5. Pradip M. Kanakia - Independent Director<BR>6. Sumit Bose - Independent Director<BR>7. Atul Mehra - Joint Managing Director<BR>8. Adi Patel - Joint Managing Director<BR>9. Dimple Mehta - Company Secretary & Compliance Officer<BR>10. Navroz Darius Udwadia - Independent Director<BR>11. Roshini Bakshi - Independent Director<BR><BR>This team comprises a mix of executive and independent directors, contributing to the governance and strategic direction of the company.

What does JM Financial do?

JM Financial Ltd is a mid-cap holding company involved in financial services, reporting net sales of ₹1,004 Cr and a net profit of ₹210 Cr for March 2025. Key metrics include a P/E ratio of 17.00 and a market cap of ₹13,531 Cr.

Overview: <BR>JM Financial Ltd is a holding company operating in the mid-cap category.<BR><BR>History: <BR>JM Financial Limited was incorporated in 1986 as 'J.M. Share and Stock Brokers Private Limited' and transitioned to a deemed Public Limited Company in 1988. The company changed its name to JM Financial Limited in 2004. The most recent quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 1,004 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 210 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 13,531 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: 17.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.40% <BR>Debt Equity: 1.18 <BR>Return on Equity: 8.44% <BR>Price to Book: 1.40<BR><BR>Contact Details: <BR>Address: 7th Floor Cnergy Prabhadevi, Appasaheb Marathe Marg Mumbai Maharashtra : 400025 <BR>Tel: 91-22-66303030 <BR>Email: shareholdergrievance@jmfl.com <BR>Website: http://www.jmfl.com

What is the bonus history of the JM Financial?

JM Financial declared a 3:2 bonus issue in 2008, with an ex-date of September 8 and a record date of September 15, allowing shareholders to receive three shares for every two they held.

JM Financial has a bonus history that includes a notable issue announced in 2008. Specifically, the company declared a 3:2 bonus issue, with the ex-date set for September 8, 2008, and the record date on September 15, 2008. This means that shareholders received three shares for every two shares they held at that time. If you have any more questions about JM Financial or need further details, feel free to ask!

Has JM Financial declared dividend?

Yes, JM Financial Ltd has declared a 270% dividend, with an ex-date of June 13, 2025. The company has demonstrated strong total returns over various periods, particularly in the long term.

JM Financial Ltd has declared a 270% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 270%<BR>- Ex-date: 13 Jun 25<BR><BR>Dividend Yield: 1.4%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -0.61%, with no dividend return, resulting in a total return of -0.61%.<BR><BR>Over the past year, the price return was 77.68%, with no dividend return, leading to a total return of 77.68%.<BR><BR>In the 2-year period, the price return was 90.27%, with a dividend return of 2.67%, culminating in a total return of 92.94%.<BR><BR>For the 3-year period, the price return was 116.59%, with a dividend return of 8.46%, resulting in a total return of 125.05%.<BR><BR>In the 4-year period, the price return was 50.41%, with a dividend return of 5.96%, leading to a total return of 56.37%.<BR><BR>Over the last 5 years, the price return was 101.67%, with a dividend return of 8.15%, resulting in a total return of 109.82%.<BR><BR>Overall, JM Financial has declared a significant dividend and has shown strong total returns over various periods, particularly in the longer term, indicating a positive performance trend for investors.

Who are the peers of the JM Financial?

JM Financial's peers include Bajaj Finserv, Bajaj Holdings, JSW Holdings, TVS Holdings, ACME Solar Hold., and others. Management risk varies from excellent to below average, with JM Financial showing below average growth and a 1-year return of 65.47%.

Peers: The peers of JM Financial are Bajaj Finserv, Bajaj Holdings, JSW Holdings, TVS Holdings, ACME Solar Hold., Edelweiss.Fin., Kama Holdings, Pilani Invest., Nalwa Sons Invst, and Sundaram Fin.Hol.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finserv, TVS Holdings, and Kama Holdings, while Average management risk is found at Bajaj Holdings, JSW Holdings, JM Financial, Edelweiss.Fin., and the rest. Below Average management risk is noted for ACME Solar Hold., Pilani Invest., Nalwa Sons Invst, and Sundaram Fin.Hol. Growth is Excellent for TVS Holdings and ACME Solar Hold., Average for Bajaj Holdings, JSW Holdings, Kama Holdings, and the rest, while Below Average growth is seen at JM Financial and Edelweiss.Fin. Capital Structure is Excellent for Bajaj Holdings, JSW Holdings, JM Financial, Edelweiss.Fin., Kama Holdings, Pilani Invest., Nalwa Sons Invst, and Sundaram Fin.Hol., while Below Average is noted for TVS Holdings and ACME Solar Hold.<BR><BR>Return Snapshot: The peer with the highest 1-year return is JSW Holdings at 239.14%, while the lowest is ACME Solar Hold. with N/A, and JM Financial's 1-year return is 65.47%. Additionally, the peers with negative six-month returns include ACME Solar Hold., Edelweiss.Fin., Pilani Invest., Nalwa Sons Invst, and Sundaram Fin.Hol.