JM Financial

Market Cap: Small Cap
Industry: Holding Company
ISIN: INE780C01023
NSEID: JMFINANCIL
BSEID: 523405
View on NSE | View on BSE

INR

127.25

-2.45 (-1.89%)

BSENSE

Aug 07, 03:30 PM

BSE+NSE Vol: 44.0 lacs

Access older stock analysis version

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

TVS Holdings

ACME Solar Hold.

Edelweiss.Fin.

Choice Intl.

Tsf Investments

Kama Holdings

Nalwa Sons Invst

Mah. Scooters

JSW Holdings

JM Financial

Pilani Invest.

Why is JM Financial Ltd ?

Poor long term growth as Net Sales has grown by an annual rate of 3.64% and Operating profit at 0.98%

Negative results in Jun 26

PBT LESS OI(Q) At Rs 431.41 cr has Fallen at -25.96%
PAT(Q) At Rs 291.92 cr has Fallen at -35.7%

Underperformed the market in the last 1 year

Even though the market (BSE500) has generated returns of 4.11% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -17.88% returns

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Holding Company)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is JM Financial for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

JM Financial

-17.88%

-0.41

43.64%

Sensex

-2.63%

-0.19

13.57%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

3.64%

EBIT Growth (5y)

0.98%

Net Debt to Equity (avg)

1.09

Institutional Holding

22.44%

ROE (avg)

10.41%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.15

EV to EBIT

8.37

EV to EBITDA

8.07

EV to Capital Employed

1.09

EV to Sales

4.56

PEG Ratio

Dividend Yield

2.53%

ROCE (Latest)

13.95%

ROE (Latest)

11.43%

Loading Valuation Snapshot...

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Sideways

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company

DEBT-EQUITY RATIO(HY)

Lowest at 1.09 times

NET SALES(Q)

Highest at Rs 1,200.53 cr

-9What is not working for the Company

PBT LESS OI(Q)

At Rs 431.41 cr has Fallen at -25.96%

PAT(Q)

At Rs 291.92 cr has Fallen at -35.7%

Loading Valuation Snapshot...

Here's what is working for JM Financial

Debt-Equity Ratio - Half Yearly

Lowest at 1.09 times and Fallen

each half year in the last five half yearly periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Net Sales - Quarterly

Highest at Rs 1,200.53 cr

in the last five quarters

MOJO Watch

Near term sales trend is positive

Net Sales (Rs Cr)

Here's what is not working for JM Financial

Profit Before Tax less Other Income (PBT) - Quarterly

At Rs 431.41 cr has Fallen at -25.96%

Year on Year (YoY)

MOJO Watch

Near term PBT trend is very negative

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly

At Rs 291.92 cr has Fallen at -35.7%

Year on Year (YoY)

MOJO Watch

Near term PAT trend is very negative

PAT (Rs Cr)