Kotak Mah. Bank

Which are the latest news on Kotak Mah. Bank?

Why is Kotak Mahindra Bank Ltd falling/rising?

As of 02-Aug, Kotak Mahindra Bank Ltd's stock price is currently 390.20, showing a slight increase of 0.32%. Despite this uptick, the stock has been on a downward trend recently, with a year-to-date decline of 11.35%, indicating overall negative performance despite strong long-term fundamentals.

As of 02-Aug, Kotak Mahindra Bank Ltd's stock price is rising slightly, with a current price of 390.20, reflecting a change of 1.25 (0.32%) upward. However, it is important to note that the stock has been experiencing a downward trend recently, having fallen for the last two days with a total decline of -0.59% during that period. <BR><BR>In terms of performance relative to the benchmark, the stock has shown mixed results over different time frames. Over the past week, it has increased by 1.43%, but it has decreased by 2.54% over the past month. Year-to-date, the stock is down by 11.35%, which is worse than the Sensex's decline of 8.36%. This indicates that while there may be a slight uptick in price currently, the overall trend for the year has been negative.<BR><BR>Investor participation has also been declining, as evidenced by a 10.6% drop in delivery volume compared to the five-day average. This suggests that fewer investors are willing to buy the stock, which could contribute to the stock's volatility and recent price movements. <BR><BR>Despite these challenges, the bank has strong long-term fundamentals, including a healthy growth rate in net interest income and net profit, as well as a high capital adequacy ratio. These factors may provide some support for the stock's price in the long run, even as it faces short-term pressures.

Are Kotak Mahindra Bank Ltd latest results good or bad?

Kotak Mahindra Bank's Q1 FY27 results are generally positive, with a net profit of ₹4,122.96 crore (up 25.64% year-on-year) and improved asset quality, as gross NPAs fell to 1.18%. However, concerns arise from a contraction in net interest margin to 4.53% and a decline in the CASA ratio to 40.3%, indicating potential pressures on future profitability.

Kotak Mahindra Bank's latest results for Q1 FY27 can be characterized as good overall, with several positive highlights despite some challenges.<BR><BR>The bank reported a net profit of ₹4,122.96 crore, which marks a significant year-on-year growth of 25.64%. This demonstrates strong profitability and effective management of its operations. Additionally, the net interest income reached an all-time high of ₹7,928.43 crore, reflecting a 9.22% increase year-on-year, indicating robust core earnings.<BR><BR>One of the standout features of this quarter is the improvement in asset quality, with gross non-performing assets (NPAs) declining to a historic low of 1.18%. This is a positive indicator of the bank's credit discipline and risk management capabilities.<BR><BR>However, there are some areas of concern. The net interest margin (NIM) contracted to 4.53%, down from 4.67% in the previous quarter, which suggests that the bank is facing pressures from competitive lending dynamics and deposit rates. Additionally, the CASA (Current Account Savings Account) ratio declined to 40.3%, indicating a greater reliance on higher-cost term deposits, which could further pressure margins.<BR><BR>Overall, while Kotak Mahindra Bank's results reflect strong profitability and excellent asset quality, the margin compression and reliance on non-core income raise questions about sustainability. Investors may want to monitor these trends closely moving forward.

Should I buy, sell or hold Kotak Mahindra Bank Ltd?

When is the next results date for Kotak Mahindra Bank Ltd?

The next results date for Kotak Mahindra Bank Ltd is July 18, 2026.

The next results date for Kotak Mahindra Bank Ltd is scheduled for July 18, 2026.

Who are in the management team of Kotak Mah. Bank?

The management team of Kotak Mahindra Bank includes Uday Kotak (Managing Director & CEO), Dipak Gupta (Joint Managing Director), Prakash Apte (Chairman), and several independent directors, contributing to the bank's governance and strategic direction.

The management team of Kotak Mahindra Bank includes the following key individuals:<BR><BR>1. **Uday Kotak** - Non-Executive Director and also serves as the Managing Director & CEO.<BR>2. **C Jayaram** - Director.<BR>3. **Dipak Gupta** - Joint Managing Director and also serves as Managing Director & CEO.<BR>4. **Prakash Apte** - Chairman & Independent Director.<BR>5. **Uday Chander Khanna** - Independent Director.<BR>6. **Uday Shankar** - Independent Director.<BR>7. **K V S Manian** - Whole-time Director.<BR>8. **Avan Doomasia** - Company Secretary & Compliance Officer.<BR>9. **Ashok Gulati** - Independent Director.<BR>10. **Amit Desai** - Director.<BR>11. **Ashu Suyash** - Independent Director.<BR>12. **Shanti Ekambaram** - Whole-time Director.<BR>13. **Chandra Shekhar Rajan** - Independent Director.<BR><BR>This team plays a crucial role in the governance and strategic direction of the bank.

Who are the peers of the Kotak Mah. Bank?

Peers of Kotak Mah. Bank include HDFC Bank, ICICI Bank, Axis Bank, IDBI Bank, Federal Bank, Yes Bank, IndusInd Bank, IDFC First Bank, Bandhan Bank, and Karur Vysya Bank. Kotak Mah. Bank has a good management risk profile and a 1-year return of -9.16%, better than IDBI Bank but lower than its other peers.

Peers: The peers of Kotak Mah. Bank are HDFC Bank, ICICI Bank, Axis Bank, IDBI Bank, Federal Bank, Yes Bank, IndusInd Bank, IDFC First Bank, Bandhan Bank, and Karur Vysya Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank, ICICI Bank, Axis Bank, Kotak Mah. Bank, Bandhan Bank, and Karur Vysya Bank, while Good management risk is found at Federal Bank and IndusInd Bank. Average management risk is present at IDBI Bank, Yes Bank, and IDFC First Bank. Growth is Excellent at ICICI Bank and Federal Bank, Good at HDFC Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Yes Bank, and IDFC First Bank, while Below Average growth is noted at IndusInd Bank and Bandhan Bank. Excellent capital structure is seen at HDFC Bank, ICICI Bank, Kotak Mah. Bank, IDBI Bank, IndusInd Bank, Bandhan Bank, and Karur Vysya Bank, while Good capital structure is present at Axis Bank, Federal Bank, Yes Bank, and IDFC First Bank.<BR><BR>Return Snapshot: Federal Bank has the highest 1-year return at 48.88%, while IDBI Bank has the lowest at -26.79%. Kotak Mah. Bank's 1-year return is -9.16%, which is higher than IDBI Bank's but lower than the rest of its peers. Additionally, IDBI Bank and IDFC First Bank have negative six-month returns.

What does Kotak Mah. Bank do?

Kotak Mahindra Bank is a private sector bank in India that provides transaction banking, lending services, and IPO management. As of March 2026, it reported net sales of ₹14,174.77 crore and a net profit of ₹4,027 crore, with a market cap of ₹383,637 crore.

Overview:<BR>Kotak Mahindra Bank Limited is a private sector bank that offers transaction banking, lending services, IPO management, and working capital loans, positioned within the large-cap market segment.<BR><BR>History:<BR>Kotak Mahindra Bank was incorporated in 1985 and has since grown to become one of the fastest-growing banks in India. The latest quarterly results reported are for March 2026, showcasing significant sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 14,174.77 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 4,027 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 383,637 Cr (Large Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank <BR>Dividend Yield: 0.13% <BR>CAR: 21.30% <BR>Return on Assets: 1.79% <BR>Net NPA: 0.25% <BR>Gross NPA: 1.20% <BR><BR>Contact Details:<BR>Address: 27 BKC C-27 G-Block, Bandra Kurla Complex Bandra(E) Mumbai Maharashtra : 400051 <BR>Phone: 91-22-61660001 <BR>Email: investor.greivances@kotak.com <BR>Website: http://www.kotak.com

Is Kotak Mah. Bank technically bullish or bearish?

As of November 26, 2025, Kotak Mah. Bank's trend is bullish, supported by strong MACD and Bollinger Bands indicators, although mixed signals from Dow Theory and OBV suggest some caution.

As of 26 November 2025, the technical trend for Kotak Mah. Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend in both time frames. The daily moving averages are bullish, reinforcing the positive sentiment. However, the Dow Theory shows a mildly bullish stance on the weekly and no trend on the monthly, while the OBV is mildly bearish on the weekly but bullish on the monthly. Overall, the strength of the bullish trend is supported by multiple indicators, despite some mixed signals in the Dow Theory and OBV.

How has been the historical performance of Kotak Mah. Bank?

Kotak Mahindra Bank has shown significant growth from March 2020 to March 2025, with interest earned increasing from ₹26,929.61 crore to ₹52,919.73 crore, and profit after tax rising from ₹5,947.18 crore to ₹16,450.08 crore, reflecting a strong upward trend in its financial performance. Total assets and liabilities also expanded notably, indicating robust growth in its financial position.

Answer:<BR>The historical performance of Kotak Mahindra Bank shows significant growth across various financial metrics over the years.<BR><BR>Breakdown:<BR>Kotak Mahindra Bank's interest earned increased from 26,929.61 crore in Mar'20 to 52,919.73 crore in Mar'25, reflecting a strong upward trend. The bank's net interest income also rose from 13,499.66 crore in Mar'20 to 28,341.78 crore in Mar'25. Total income grew from 32,301.72 crore in Mar'20 to 67,858.12 crore in Mar'25, while profit before tax surged from 7,804.67 crore to 21,584.11 crore in the same period. Profit after tax followed suit, increasing from 5,947.18 crore in Mar'20 to 16,450.08 crore in Mar'25. The bank's total liabilities expanded significantly from 3,60,387.48 crore in Mar'20 to 6,94,587.06 crore in Mar'25, driven by a rise in deposits from 2,62,820.52 crore to 4,99,055.14 crore. Additionally, the bank's total assets increased from 3,60,387.49 crore to 6,94,587.06 crore, indicating robust growth in its financial position. The closing cash and cash equivalents also improved, rising from 53,292.00 crore in Mar'20 to 65,779.00 crore in Mar'25, showcasing enhanced liquidity. Overall, Kotak Mahindra Bank has demonstrated a consistent upward trajectory in its financial performance over the years.

Is Kotak Mah. Bank overvalued or undervalued?

As of October 27, 2025, Kotak Mahindra Bank is considered overvalued with a PE ratio of 31.91 and a Price to Book Value of 3.41, significantly higher than peers like HDFC Bank and ICICI Bank, despite outperforming the Sensex year-to-date.

As of 27 October 2025, the valuation grade for Kotak Mahindra Bank has moved from very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE Ratio of 31.91, a Price to Book Value of 3.41, and a ROE of 10.70%. <BR><BR>In comparison to peers, HDFC Bank has a PE of 21.66, while ICICI Bank is at 19.87, indicating that Kotak Mahindra Bank's valuation is significantly higher than these competitors. The recent stock performance shows that while Kotak Mahindra Bank has outperformed the Sensex on a year-to-date basis with a return of 20.30% compared to the Sensex's 8.50%, its longer-term performance over three and five years has lagged behind the index.

How big is Kotak Mah. Bank?

As of 24th July, Kotak Mahindra Bank Ltd has a market capitalization of 427,474.00 Cr and reported a Net Profit of 13,765.84 Cr, with Shareholder's Funds at 1,17,239.89 Cr and Total Assets of 6,94,587.06 Cr. Net Sales data is unavailable.

As of 24th July, Kotak Mahindra Bank Ltd has a market capitalization of 427,474.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr, indicating no valid data found for summing. The Net Profit for the same period was 13,765.84 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025. Shareholder's Funds are reported at 1,17,239.89 Cr, while Total Assets stand at 6,94,587.06 Cr.

Who are the top shareholders of the Kotak Mah. Bank?

The top shareholders of Kotak Mahindra Bank include Uday Suresh Kotak with 25.7%, Foreign Institutional Investors (32.65%), mutual funds (17.34%), Life Insurance Corporation of India (7.36%), and individual investors (8.36%).

The top shareholders of Kotak Mahindra Bank include several key players. The largest individual shareholder is Uday Suresh Kotak, who holds 25.7% of the shares. Foreign Institutional Investors (FIIs) are significant shareholders as well, owning 32.65% collectively, with 1297 FIIs involved. Additionally, mutual funds hold 17.34% of the shares through 43 different schemes. The highest public shareholder is the Life Insurance Corporation of India, which owns 7.36%. Individual investors collectively hold 8.36% of the bank's shares.

What is the bonus history of the Kotak Mah. Bank?

Kotak Mahindra Bank's most recent bonus issue was a 1:1 bonus announced on July 8, 2015, where shareholders received an additional share for each share held, doubling their holdings. The record date for this bonus was July 9, 2015.

Kotak Mahindra Bank has a notable bonus history, with its most recent bonus issue being a 1:1 bonus announced on July 8, 2015. The record date for this bonus was July 9, 2015. This means that for every share held, shareholders received an additional share, effectively doubling their holdings at that time.

Has Kotak Mah. Bank declared dividend?

Yes, Kotak Mahindra Bank has declared a 40% dividend, amounting to ₹2 per share, with an ex-date of July 19, 2024. The bank has shown positive total returns over various periods, particularly a 54.99% total return over the last 5 years.

Kotak Mahindra Bank Ltd has declared a 40% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 40%<BR>- Amount per share: 2 per share<BR>- Ex-date: 19 Jul 24<BR><BR>Dividend Yield: 0.1%.<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was 16.65%, with a dividend return of 0%, resulting in a total return of 16.65%.<BR><BR>For the 1-year period, the price return was 19.35%, the dividend return was 0.12%, leading to a total return of 19.47%.<BR><BR>Over the 2-year period, the price return was 5.6%, the dividend return was 0.19%, culminating in a total return of 5.79%.<BR><BR>In the 3-year period, the price return stood at 10.7%, with a dividend return of 0.28%, resulting in a total return of 10.98%.<BR><BR>For the 4-year period, the price return was 14.4%, the dividend return was 0.32%, leading to a total return of 14.72%.<BR><BR>In the 5-year period, the price return was 54.58%, with a dividend return of 0.41%, resulting in a total return of 54.99%.<BR><BR>Overall, Kotak Mahindra Bank has declared a dividend, contributing to a modest dividend yield. The total returns over various periods indicate a generally positive performance, particularly over the longer term, with significant price appreciation in the 5-year period.