L&T Finance Ltd

Has L&T Finance Ltd declared dividend?

Yes, L&T Finance Ltd has declared a dividend of 27%, amounting to ₹2.7 per share, with an ex-date of May 27, 2025. The company has shown strong total returns across various periods, including a total return of 29.53% over the last 6 months.

L&T Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 27%<BR>- Amount per share: 2.7<BR>- Ex-date: May 27, 2025<BR><BR>Dividend Yield: 2.83%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, L&T Finance Ltd achieved a price return of 27.71%, a dividend return of 1.82%, resulting in a total return of 29.53%.<BR><BR>Over the past year, the company recorded a price return of 19.32%, a dividend return of 3.15%, leading to a total return of 22.47%.<BR><BR>In the 2-year period, the price return was 77.89%, with a dividend return of 6.10%, culminating in a total return of 83.99%.<BR><BR>For the 3-year period, the price return stood at 149.7%, while the dividend return was 11.31%, resulting in a total return of 161.01%.<BR><BR>In the last 4 years, L&T Finance Ltd experienced a price return of 94.87%, a dividend return of 8.11%, which led to a total return of 102.98%.<BR><BR>Over the past 5 years, the company achieved a remarkable price return of 205.31%, with a dividend return of 11.13%, resulting in a total return of 216.44%.<BR><BR>Overall, L&T Finance Ltd has declared a significant dividend and demonstrated strong total returns across multiple periods, indicating robust financial performance and shareholder value enhancement.

Who are the peers of the L&T Finance Ltd?

L&T Finance Ltd's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Authum Invest., M & M Fin. Serv., Chola Financial, Tata Inv.Corpn., and Poonawalla Fin. Notably, L&T Finance has below-average growth and management risk, with a 1-year return of 8.71%.

Peers: The peers of L&T Finance Ltd are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Authum Invest., M & M Fin. Serv., Chola Financial, Tata Inv.Corpn., and Poonawalla Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Authum Invest., while Average management risk is found at Jio Financial, L&T Finance Ltd, M & M Fin. Serv., and Poonawalla Fin. Good management risk is noted at Shriram Finance and Chola Financial, while Below Average management risk is present at Tata Inv.Corpn. In terms of Growth, Excellent growth is seen at Jio Financial and Authum Invest., Good growth is noted at Bajaj Finance and Cholaman.Inv.&Fn, while Average growth is found at Tata Inv.Corpn. Below Average growth is observed at L&T Finance Ltd, M & M Fin. Serv., and Chola Financial. Excellent capital structure is held by Bajaj Finance, Shriram Finance, Muthoot Finance, L&T Finance Ltd, Authum Invest., and Tata Inv.Corpn., while Good capital structure is seen at Cholaman.Inv.&Fn, and Below Average capital structure is noted at Chola Financial.<BR><BR>Return Snapshot: Authum Invest. has the highest 1-year return at 163.59%, while Jio Financial has the lowest at -20.19%. L&T Finance Ltd's 1-year return of 8.71% is higher than Jio Financial's but lower than Authum Invest.'s. Additionally, Jio Financial and M & M Fin. Serv. have negative six-month returns.

Who are in the management team of L&T Finance Ltd?

As of March 2023, the management team of L&T Finance Ltd includes R Shankar Raman (Director), Shailesh V Haribhakti (Chairman), Dinanath Dubhashi (Managing Director & CEO), and several independent directors, overseeing the company's operations and strategy.

As of March 2023, the management team of L&T Finance Ltd includes the following individuals:<BR><BR>1. R Shankar Raman - Director<BR>2. Shailesh V Haribhakti - Chairman & Independent Director<BR>3. P V Bhide - Independent Director<BR>4. Thomas Mathew T - Independent Director<BR>5. Dinanath Dubhashi - Managing Director & CEO<BR>6. Apurva Rathod - Company Secretary & Compliance Officer<BR>7. Pavninder Singh - Nominee<BR>8. Rajani R Gupte - Independent Director<BR>9. S N Subrahmanyan - Chairperson<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

What does L&T Finance Ltd do?

L&T Finance Ltd is a subsidiary of L&T Finance Holdings Ltd, operating in the NBFC sector and offering various financial products. As of March 2025, it reported net sales of ₹40,229 Cr and a net profit of ₹6,362 Cr, with a market cap of ₹51,128 Cr.

Overview: <BR>L&T Finance Ltd is a financial holding company operating in the Non Banking Financial Company (NBFC) sector, offering a range of financial products and services.<BR><BR>History: <BR>L&T Finance Holdings Ltd. (LTFH) is the parent company, and L&T Finance Ltd is one of its wholly-owned subsidiaries. The latest quarterly results reported are for March 2025, showing significant sales and profit figures.<BR><BR>Financial Snapshot: <BR>Net Sales: 40,229 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 6,362 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 51,128 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 19.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.32% <BR>Debt-Equity: 3.61 <BR>Return on Equity: 10.34% <BR>Price to Book: 2.00 <BR><BR>Contact Details: <BR>Address: Brindavan Plot No 177 CST Road, Kalina Santacruz (East) Mumbai Maharashtra : 400098 <BR>Tel: 91-22-62125000 <BR>Email: igrc@ltfs.com <BR>Website: http://www.ltfs.com

Who are the top shareholders of the L&T Finance Ltd?

The top shareholders of L&T Finance Ltd are Larsen And Toubro Limited with 66.16%, followed by mutual funds at 8.15%, foreign institutional investors at 6.19%, and Mirae Asset Large & Midcap Fund as the largest public shareholder at 3.47%. Individual investors hold 10.59% of the shares.

The top shareholders of L&T Finance Ltd include Larsen And Toubro Limited, which holds the largest stake at 66.16%. Other significant shareholders are mutual funds, represented by 28 schemes that collectively hold 8.15%, and foreign institutional investors (FIIs), with 147 FIIs holding 6.19%. The highest public shareholder is Mirae Asset Large & Midcap Fund, owning 3.47%. Additionally, individual investors account for 10.59% of the holdings.

How big is L&T Finance Ltd?

As of 24th July, L&T Finance Ltd has a market capitalization of 53,139.00 Cr, with recent net sales of 16,399.41 Cr and a net profit of 2,659.25 Cr.

As of 24th July, L&T Finance Ltd has a market capitalization of 53,139.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest 4 quarters, L&T Finance Ltd reported Net Sales of 16,399.41 Cr and a Net Profit of 2,659.25 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2025, with Shareholder's Funds amounting to 25,564.06 Cr and Total Assets valued at 1,18,626.23 Cr.

Is L&T Finance Ltd technically bullish or bearish?

As of September 2, 2025, L&T Finance Ltd shows a bullish trend supported by strong MACD and moving averages, despite some short-term weakness indicated by the weekly RSI and mildly bearish signals from KST and Dow Theory.

As of 2 September 2025, the technical trend for L&T Finance Ltd has changed from mildly bullish to bullish. The current stance is bullish with a strong emphasis on the weekly and monthly MACD, both indicating bullish momentum. The daily moving averages also support this bullish outlook. However, the weekly RSI is bearish, suggesting some short-term weakness. The Bollinger Bands are bullish on both weekly and monthly time frames, reinforcing the overall positive sentiment. Despite the mildly bearish signals from KST and Dow Theory on the weekly time frame, the overall technical indicators lean towards a bullish stance, particularly supported by the strong performance relative to the Sensex over various periods.

When is the next results date for L&T Finance Ltd?

L&T Finance Ltd will announce its results on 15 October 2025.

L&T Finance Ltd will declare its results on 15 October 2025.

Are L&T Finance Ltd latest results good or bad?

L&T Finance Ltd's latest Q2 FY2026 results show a net profit increase and improved margins, indicating solid performance; however, growth has slowed and high valuations raise sustainability concerns. Investors should exercise caution, with existing investors advised to hold and new investors to consider waiting for a better entry point.

L&T Finance Ltd's latest results for Q2 FY2026 can be characterized as a mixed bag. On one hand, the company reported a net profit of ₹734.84 crore, which reflects a positive growth of 4.81% quarter-on-quarter and 5.64% year-on-year. Additionally, total income increased by 7.87% year-on-year, indicating a solid performance in terms of revenue generation.<BR><BR>The company's operating margin also improved, reaching 61.67%, and the PAT margin expanded to 16.95%, up by 50 basis points from the previous quarter. This suggests effective cost management and operational efficiency.<BR><BR>However, there are concerns regarding the growth momentum, as the year-on-year profit growth has slowed compared to previous quarters, which saw double-digit increases. The return on equity stands at 10.34%, which, while healthy, is below the historical average for the company and lower than some peers in the sector.<BR><BR>Moreover, the stock has experienced a significant rally, appreciating 101.40% year-to-date, but this has led to elevated valuation multiples, with a P/E ratio of 25.54 times trailing twelve-month earnings. Such high valuations raise questions about sustainability, especially in light of the decelerating growth rates.<BR><BR>In summary, while L&T Finance Ltd has shown positive financial metrics and operational strengths, the deceleration in growth and high valuation multiples suggest that investors should approach with caution. Existing investors may consider holding, while new investors might want to wait for a more favorable entry point.

How has been the historical performance of L&T Finance Ltd?

L&T Finance Ltd has shown improved sales and profitability from Mar'22 to Mar'25, with net sales rising to 15,924.24 Cr and profit after tax recovering to 2,643.42 Cr. However, the company faces challenges with increasing liabilities and negative cash flow from operating activities.

Answer:<BR>The historical performance of L&T Finance Ltd shows a mixed trend over the years, with significant fluctuations in revenue and profitability.<BR><BR>Breakdown:<BR>L&T Finance Ltd's net sales have shown a steady increase from Mar'22 to Mar'25, rising from 11,929.70 Cr in Mar'22 to 15,924.24 Cr in Mar'25. The total operating income followed a similar trajectory, reaching 15,924.24 Cr in Mar'25. However, the total expenditure, excluding depreciation, also increased to 6,314.06 Cr in Mar'25 from 5,244.27 Cr in Mar'22. Operating profit, excluding other income, improved to 9,610.18 Cr in Mar'25, up from 6,685.43 Cr in Mar'22, while profit before tax rebounded to 3,491.26 Cr in Mar'25 after a loss of -556.52 Cr in Mar'23. Profit after tax also saw a recovery, reaching 2,643.42 Cr in Mar'25 compared to a loss of -728.89 Cr in Mar'23. The company's total liabilities increased to 1,18,626.23 Cr in Mar'25 from 1,05,457.61 Cr in Mar'22, with total debt rising to 92,246.90 Cr in Mar'25. Cash flow from operating activities turned negative at -16,586.00 Cr in Mar'25, contrasting with a positive cash flow of 6,718.00 Cr in Mar'23. Overall, while L&T Finance Ltd has improved its sales and profitability in recent years, challenges remain in managing cash flow and liabilities.

Is L&T Finance Ltd overvalued or undervalued?

As of October 17, 2025, L&T Finance Ltd is fairly valued with a PE ratio of 24.70, outperforming the Sensex with a year-to-date return of 96.50%, making it a reasonable investment compared to peers like Bajaj Finance and Life Insurance.

As of 17 October 2025, L&T Finance Ltd has moved from an expensive to a fair valuation grade. The company is currently fairly valued, with a PE ratio of 24.70, an EV to EBITDA of 8.25, and a Price to Book Value of 0.25. This places it in a more favorable position compared to peers such as Bajaj Finance, which is very expensive with a PE of 38.21, and Life Insurance, which is very attractive with a PE of 11.49.<BR><BR>In terms of performance, L&T Finance Ltd has shown significant returns, outperforming the Sensex with a year-to-date return of 96.50% compared to the Sensex's 7.44%. The company's ROCE stands at 3.56% and ROE at 1.02%, indicating room for improvement but still reflecting a stable operational performance relative to its peers. Overall, L&T Finance Ltd appears to be a fair investment opportunity within the current market landscape.

Should I buy, sell or hold L&T Finance Ltd?

Why is L&T Finance Ltd falling/rising?

As of 16-Mar, L&T Finance Ltd's stock price has risen by 0.93% after a trend reversal, currently priced at 260.30, above its 200-day moving average. Increased investor participation and strong financial performance, including record quarterly results, have contributed to this upward movement and the stock's significant outperformance compared to the broader market.

As of 16-Mar, L&T Finance Ltd's stock price is rising, having increased by 2.4 points, or 0.93%. This upward movement follows a trend reversal after three consecutive days of decline. The stock's current price of 260.30 is higher than its 200-day moving average, indicating a positive long-term trend, although it remains lower than its 5-day, 20-day, 50-day, and 100-day moving averages.<BR><BR>Investor participation has also risen, with a delivery volume of 14.06 lacs on 13 March, which is up by 4.96% compared to the 5-day average. This increase in trading activity suggests growing interest among investors, contributing to the stock's rise. Additionally, L&T Finance Ltd has shown strong financial performance, with record quarterly results, including the highest PBDIT and net sales figures, which support its valuation.<BR><BR>The stock has outperformed the broader market, generating an impressive return of 87.81% over the past year, significantly higher than the BSE500's return of 5.94%. Furthermore, high institutional holdings at 21.99% indicate confidence from larger investors, who have increased their stake by 1.26% in the last quarter. These factors collectively contribute to the stock's rising price.

Which are the latest news on L&T Finance Ltd?