L&T Finance Ltd

Which are the latest news on L&T Finance Ltd?

Why is L&T Finance Ltd falling/rising?

As of 05-Sep, L&T Finance Ltd's stock price is at 314.00, down 1.0 (-0.32%), indicating a potential reversal after recent gains and underperforming its sector. Investor participation has decreased significantly, reflecting a lack of confidence, despite the company’s strong financial performance in recent quarters.

As of 05-Sep, L&T Finance Ltd's stock price is currently at 314.00, reflecting a decrease of 1.0 (-0.32%). The stock has shown a trend of falling after two consecutive days of gains, indicating a potential reversal in its recent performance. Additionally, the stock underperformed its sector by 1.4% today, which may contribute to the downward pressure on its price.<BR><BR>Investor participation has also declined, with the delivery volume on 03 Sep falling by 44.69% compared to the 5-day average. This drop in trading activity suggests a lack of confidence among investors, which can further exacerbate the stock's decline.<BR><BR>Despite these negative indicators, it is worth noting that L&T Finance Ltd has reported positive results for the last three consecutive quarters, achieving record highs in net sales and profitability. However, the current market sentiment appears to be overshadowing these positive fundamentals, leading to the stock's recent decline.

Who are in the management team of L&T Finance Ltd?

The management team of L&T Finance Ltd includes key members such as Dinanath Dubhashi (Managing Director & CEO), S N Subrahmanyan (Chairperson), and several independent directors including Shailesh V Haribhakti, R Shankar Raman, and P V Bhide, among others. They are responsible for guiding the company's strategic direction and operations.

The management team of L&T Finance Ltd includes the following key members:<BR><BR>1. **Dinanath Dubhashi** - Managing Director & CEO<BR>2. **S N Subrahmanyan** - Chairperson<BR>3. **Shailesh V Haribhakti** - Chairman & Independent Director<BR>4. **R Shankar Raman** - Director<BR>5. **P V Bhide** - Independent Director<BR>6. **Thomas Mathew T** - Independent Director<BR>7. **Rajani R Gupte** - Independent Director<BR>8. **Pavninder Singh** - Nominee<BR>9. **Apurva Rathod** - Company Secretary & Compliance Officer<BR><BR>This team plays a crucial role in guiding the company's strategic direction and operations.

What does L&T Finance Ltd do?

L&T Finance Ltd is a subsidiary of L&T Finance Holdings Ltd, operating as a Non-Banking Financial Company (NBFC) that offers a range of financial products and services. As of June 2026, it reported net sales of ₹5,213 Cr and a net profit of ₹902 Cr, with a market cap of ₹77,312 Cr.

Overview:<BR>L&T Finance Ltd is a financial holding company operating in the Non Banking Financial Company (NBFC) sector, offering a focused range of financial products and services.<BR><BR>History:<BR>L&T Finance Holdings Ltd. (LTFH) is the parent company, and L&T Finance Ltd is one of its wholly-owned subsidiaries. The company is registered with the RBI as a CIC-ND-SI. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 5,213 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 902 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 77,312 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: 24.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.85% <BR>Debt-Equity: 3.94 <BR>Return on Equity: 10.73% <BR>Price to Book: 2.83 <BR><BR>Contact Details:<BR>Address: Brindavan Plot No 177 CST Road, Kalina Santacruz (East) Mumbai Maharashtra : 400098 <BR>Phone: 91-22-62125000 <BR>Email: igrc@ltfs.com <BR>Website: http://www.ltfs.com

Who are the peers of the L&T Finance Ltd?

L&T Finance Ltd's peers include Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, SBI Cards, HDB FINANC SER, M & M Fin. Serv., Sundaram Finance, and Authum Invest. In terms of performance, L&T Finance Ltd has a 1-year return of 43.61%, while Cholaman.Inv.&Fn leads with 31.65%, and Jio Financial has the lowest at -23.30%.

Peers: The peers of L&T Finance Ltd are Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, SBI Cards, HDB FINANC SER, M & M Fin. Serv., Sundaram Finance, and Authum Invest.<BR><BR>Quality Snapshot: Excellent management risk is observed at Cholaman.Inv.&Fn, Muthoot Finance, and SBI Cards, while Good management risk is found at Aditya Birla Cap and HDB FINANC SER. Average management risk is present at L&T Finance Ltd, M & M Fin. Serv., and Authum Invest. For Growth, Excellent growth is noted at Jio Financial, while Good growth is seen at Cholaman.Inv.&Fn, Muthoot Finance, and M & M Fin. Serv. Below Average growth is attributed to L&T Finance Ltd and Authum Invest, with Average growth at SBI Cards and Sundaram Finance. Capital Structure ratings show Excellent at Jio Financial, Muthoot Finance, L&T Finance Ltd, SBI Cards, M & M Fin. Serv., Sundaram Finance, and Authum Invest, while Good is noted at Cholaman.Inv.&Fn and HDB FINANC SER.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Cholaman.Inv.&Fn at 31.65%, while the lowest is Jio Financial at -23.30%. L&T Finance Ltd has a 1-year return of 43.61%, which is significantly higher than Jio Financial but lower than Cholaman.Inv.&Fn. Additionally, HDB FINANC SER, SBI Cards, and Muthoot Finance have negative six-month returns.

How big is L&T Finance Ltd?

As of 31st August, L&T Finance Ltd has a market capitalization of 77,312.00 Cr, with net sales of 18,897.97 Cr and a net profit of 3,182.55 Cr reported in the latest four quarters.

As of 31st August, L&T Finance Ltd has a market capitalization of 77,312.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, L&T Finance Ltd reported net sales of 18,897.97 Cr and a net profit of 3,182.55 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026, with shareholder's funds amounting to 27,983.53 Cr and total assets of 1,40,383.00 Cr.

Should I buy, sell or hold L&T Finance Ltd?

Are L&T Finance Ltd latest results good or bad?

L&T Finance Ltd's Q1 FY27 results are strong, with a net profit of ₹902.47 crores (up 28.72%) and net sales of ₹5,212.92 crores (up 22.38%). While the financial performance shows positive growth trends, investors should be cautious of the high P/E ratio of 26.81.

L&T Finance Ltd's latest results for Q1 FY27 can be considered quite strong. The company reported a net profit of ₹902.47 crores, which reflects a significant year-on-year growth of 28.72%. Additionally, net sales reached ₹5,212.92 crores, marking a robust 22.38% increase compared to the same quarter last year. <BR><BR>The operating margin also reached a record high of 62.13%, indicating effective cost management and operational efficiency. Furthermore, the return on equity (ROE) improved to 10.73%, showcasing better capital efficiency.<BR><BR>Overall, the financial performance demonstrates strong operational momentum, with both revenue and profit growth indicating a healthy business trajectory. However, investors should remain mindful of the elevated valuation metrics, such as a P/E ratio of 26.81, which suggests that the stock may be priced at a premium relative to its growth prospects. <BR><BR>In summary, the results are good, reflecting operational excellence and positive growth trends, although caution regarding valuation is warranted.

When is the next results date for L&T Finance Ltd?

L&T Finance Ltd will announce its results on 10 July 2026.

L&T Finance Ltd will declare its results on 10 July 2026.

Is L&T Finance Ltd overvalued or undervalued?

As of October 17, 2025, L&T Finance Ltd is fairly valued with a PE ratio of 24.70, outperforming the Sensex with a year-to-date return of 96.50%, making it a reasonable investment compared to peers like Bajaj Finance and Life Insurance.

As of 17 October 2025, L&T Finance Ltd has moved from an expensive to a fair valuation grade. The company is currently fairly valued, with a PE ratio of 24.70, an EV to EBITDA of 8.25, and a Price to Book Value of 0.25. This places it in a more favorable position compared to peers such as Bajaj Finance, which is very expensive with a PE of 38.21, and Life Insurance, which is very attractive with a PE of 11.49.<BR><BR>In terms of performance, L&T Finance Ltd has shown significant returns, outperforming the Sensex with a year-to-date return of 96.50% compared to the Sensex's 7.44%. The company's ROCE stands at 3.56% and ROE at 1.02%, indicating room for improvement but still reflecting a stable operational performance relative to its peers. Overall, L&T Finance Ltd appears to be a fair investment opportunity within the current market landscape.

How has been the historical performance of L&T Finance Ltd?

L&T Finance Ltd has shown improved sales and profitability from Mar'22 to Mar'25, with net sales rising to 15,924.24 Cr and profit after tax recovering to 2,643.42 Cr. However, the company faces challenges with increasing liabilities and negative cash flow from operating activities.

Answer:<BR>The historical performance of L&T Finance Ltd shows a mixed trend over the years, with significant fluctuations in revenue and profitability.<BR><BR>Breakdown:<BR>L&T Finance Ltd's net sales have shown a steady increase from Mar'22 to Mar'25, rising from 11,929.70 Cr in Mar'22 to 15,924.24 Cr in Mar'25. The total operating income followed a similar trajectory, reaching 15,924.24 Cr in Mar'25. However, the total expenditure, excluding depreciation, also increased to 6,314.06 Cr in Mar'25 from 5,244.27 Cr in Mar'22. Operating profit, excluding other income, improved to 9,610.18 Cr in Mar'25, up from 6,685.43 Cr in Mar'22, while profit before tax rebounded to 3,491.26 Cr in Mar'25 after a loss of -556.52 Cr in Mar'23. Profit after tax also saw a recovery, reaching 2,643.42 Cr in Mar'25 compared to a loss of -728.89 Cr in Mar'23. The company's total liabilities increased to 1,18,626.23 Cr in Mar'25 from 1,05,457.61 Cr in Mar'22, with total debt rising to 92,246.90 Cr in Mar'25. Cash flow from operating activities turned negative at -16,586.00 Cr in Mar'25, contrasting with a positive cash flow of 6,718.00 Cr in Mar'23. Overall, while L&T Finance Ltd has improved its sales and profitability in recent years, challenges remain in managing cash flow and liabilities.

Is L&T Finance Ltd technically bullish or bearish?

As of September 2, 2025, L&T Finance Ltd shows a bullish trend supported by strong MACD and moving averages, despite some short-term weakness indicated by the weekly RSI and mildly bearish signals from KST and Dow Theory.

As of 2 September 2025, the technical trend for L&T Finance Ltd has changed from mildly bullish to bullish. The current stance is bullish with a strong emphasis on the weekly and monthly MACD, both indicating bullish momentum. The daily moving averages also support this bullish outlook. However, the weekly RSI is bearish, suggesting some short-term weakness. The Bollinger Bands are bullish on both weekly and monthly time frames, reinforcing the overall positive sentiment. Despite the mildly bearish signals from KST and Dow Theory on the weekly time frame, the overall technical indicators lean towards a bullish stance, particularly supported by the strong performance relative to the Sensex over various periods.

Who are the top shareholders of the L&T Finance Ltd?

The top shareholders of L&T Finance Ltd are Larsen And Toubro Limited with 66.16%, followed by mutual funds at 8.15%, foreign institutional investors at 6.19%, and Mirae Asset Large & Midcap Fund as the largest public shareholder at 3.47%. Individual investors hold 10.59% of the shares.

The top shareholders of L&T Finance Ltd include Larsen And Toubro Limited, which holds the largest stake at 66.16%. Other significant shareholders are mutual funds, represented by 28 schemes that collectively hold 8.15%, and foreign institutional investors (FIIs), with 147 FIIs holding 6.19%. The highest public shareholder is Mirae Asset Large & Midcap Fund, owning 3.47%. Additionally, individual investors account for 10.59% of the holdings.

Has L&T Finance Ltd declared dividend?

Yes, L&T Finance Ltd has declared a dividend of 27%, amounting to ₹2.7 per share, with an ex-date of May 27, 2025. The company has shown strong total returns across various periods, including a total return of 29.53% over the last 6 months.

L&T Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 27%<BR>- Amount per share: 2.7<BR>- Ex-date: May 27, 2025<BR><BR>Dividend Yield: 2.83%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, L&T Finance Ltd achieved a price return of 27.71%, a dividend return of 1.82%, resulting in a total return of 29.53%.<BR><BR>Over the past year, the company recorded a price return of 19.32%, a dividend return of 3.15%, leading to a total return of 22.47%.<BR><BR>In the 2-year period, the price return was 77.89%, with a dividend return of 6.10%, culminating in a total return of 83.99%.<BR><BR>For the 3-year period, the price return stood at 149.7%, while the dividend return was 11.31%, resulting in a total return of 161.01%.<BR><BR>In the last 4 years, L&T Finance Ltd experienced a price return of 94.87%, a dividend return of 8.11%, which led to a total return of 102.98%.<BR><BR>Over the past 5 years, the company achieved a remarkable price return of 205.31%, with a dividend return of 11.13%, resulting in a total return of 216.44%.<BR><BR>Overall, L&T Finance Ltd has declared a significant dividend and demonstrated strong total returns across multiple periods, indicating robust financial performance and shareholder value enhancement.