Lak. Fin. & Indl

Which are the latest news on Lak. Fin. & Indl?

Why is Lakshmi Finance & Industrial Corporation Ltd falling/rising?

As of 05-Sep, Lakshmi Finance & Industrial Corporation Ltd's stock is at 134.64, down 0.47%, and has significantly underperformed the Sensex with a year-to-date decline of 21.38%. Despite some positive financial indicators, weak long-term fundamentals and a lack of investor confidence have led to a substantial drop in stock performance.

As of 05-Sep, Lakshmi Finance & Industrial Corporation Ltd's stock price is falling, currently at 134.64, reflecting a decrease of 0.64 (-0.47%). The stock has underperformed significantly compared to the benchmark Sensex, with a 1-week decline of 2.15% against the Sensex's 1.15% drop, and a 1-month decline of 5.63% compared to the Sensex's 2.91%. Year-to-date, the stock has decreased by 21.38%, while the Sensex has only fallen by 8.54%. Over the past year, the stock has experienced a substantial decline of 36.16%, which is considerably worse than the Sensex's 3.38% decline.<BR><BR>Today's performance indicates that the stock has underperformed its sector by 1.55%, and it is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. Additionally, there has been a significant drop in investor participation, with delivery volume falling by 85.79% compared to the 5-day average. <BR><BR>While there are some positive financial indicators, such as a substantial growth in profit before tax and the highest profit after tax reported, these have not translated into positive stock performance. The stock is trading at a premium compared to its peers, but its long-term fundamentals are weak, with a low return on equity (ROE) of 2.4% and a decline in net sales and operating profit over time. The overall picture suggests a lack of confidence among investors, contributing to the stock's decline.

Should I buy, sell or hold Lakshmi Finance & Industrial Corporation Ltd?

Who are in the management team of Lak. Fin. & Indl?

The management team of Lak. Fin. & Indl includes K Harishchandra Prasad (Managing Director), R Surender Reddy, Kapil Bhatia, Keshav Bhupal, K Kapil Prasad, and Madhurika Nalluri Venkat (all Non-Executive Directors), along with Deepa Gusain (Company Secretary & Compliance Officer).

The management team of Lak. Fin. & Indl includes the following members:<BR><BR>1. **K Harishchandra Prasad** - Managing Director<BR>2. **R Surender Reddy** - Non-Executive & Independent Director<BR>3. **Kapil Bhatia** - Non-Executive & Independent Director<BR>4. **Keshav Bhupal** - Non-Executive & Independent Director<BR>5. **K Kapil Prasad** - Non-Executive & Non-Independent Director<BR>6. **Madhurika Nalluri Venkat** - Non-Executive & Independent Director<BR>7. **Deepa Gusain** - Company Secretary & Compliance Officer<BR><BR>If you need more specific information about any of these individuals or their roles, feel free to ask!

What does Lak. Fin. & Indl do?

Lakshmi Finance & Industrial Corporation Ltd is a micro-cap NBFC engaged in leasing, hire purchase, bill discounting, and corporate finance. As of June 2026, it reported net sales of 6 Cr and a net profit of 4 Cr, with a market cap of INR 42 Cr.

Overview:<BR>Lakshmi Finance & Industrial Corporation Ltd is a micro-cap company operating in the Non-Banking Financial Company (NBFC) sector, primarily engaged in financial activities such as leasing, hire purchase, bill discounting, and corporate finance.<BR><BR>History:<BR>The company was incorporated as a Public Limited Company in November 1993. Following the nationalization of Andhra Bank on April 15, 1980, the company changed its name to Lakshmi Finance & Industrial Corporation Limited. The latest quarterly results report net sales and profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 6 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 4 Cr (Quarterly Results - Jun 2026)<BR>- Market Cap: INR 42 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 29.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 2.18%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 2.39%<BR>- Price to Book: 0.72<BR><BR>Contact Details:<BR>- Address: 1st Floor Suryodaya, 1-10-60/3 Begumpet Hyderabad Telangana : 500016<BR>- Tel: 91-040-27760301/27767794<BR>- Email: lakshmi_lfic@yahoo.com<BR>- Website: http://www.lakshmifinance.org

Who are the peers of the Lak. Fin. & Indl?

Peers of Lak. Fin. & Indl include MASK INVESTMENTS, Futuristic Solutions, ARC Finance, Caspian Corporat, Sugal & Damani, Morgan Ventures, AD Manum Finance, Relic Tech, and Nam Securities. Lak. Fin. & Indl has the lowest 1-year return at -33.53%, while MASK INVESTMENTS has the highest at 0.00%.

Peers: The peers of Lak. Fin. & Indl are MASK INVESTMENTS, Futuristic Solu, ARC Finance, Caspian Corporat, Sugal & Damani, Morgan Ventures, AD Manum Finance, Relic Tech., and Nam Securities.<BR><BR>Quality Snapshot: Excellent management risk is observed at MASK INVESTMENTS, Lak. Fin. & Indl, Futuristic Solu, ARC Finance, Sugal & Damani, Morgan Ventures, AD Manum Finance, Relic Tech., and Nam Securities, while Average management risk is found at Caspian Corporat. Below Average management risk is noted for all peers. Growth is Excellent at Futuristic Solu, Sugal & Damani, and Morgan Ventures, Good at ARC Finance, and Below Average for the rest. Capital Structure is Excellent at MASK INVESTMENTS, Lak. Fin. & Indl, Futuristic Solu, ARC Finance, Sugal & Damani, Morgan Ventures, AD Manum Finance, Relic Tech., and Nam Securities, while Below Average is noted for Caspian Corporat.<BR><BR>Return Snapshot: The peer with the highest 1-year return is MASK INVESTMENTS with 0.00%, while Lak. Fin. & Indl has the lowest at -33.53%. Lak. Fin. & Indl's 1-year return is significantly lower than all peers. Additionally, there are no peers with a negative six-month return.

How big is Lak. Fin. & Indl?

As of 31st August, Lakshmi Finance & Industrial Corporation Ltd has a market capitalization of 42.00 Cr, with Net Sales of 12.04 Cr and a Net Profit of 1.37 Cr in the latest four quarters. Shareholder's Funds are 58.85 Cr and Total Assets are 60.50 Cr as of March 2025.

As of 31st August, Lakshmi Finance & Industrial Corporation Ltd has a market capitalization of 42.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 12.04 Cr and a Net Profit of 1.37 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 58.85 Cr and Total Assets of 60.50 Cr.

Are Lakshmi Finance & Industrial Corporation Ltd latest results good or bad?

Lakshmi Finance & Industrial Corporation Ltd's latest results are concerning, showing a net loss of ₹2.77 crores in Q4 FY26, a 306.72% decline from the previous quarter, and a negative PAT margin of -138.5%. The company is facing significant operational challenges and declining performance metrics, indicating a negative outlook for investors.

The latest results for Lakshmi Finance & Industrial Corporation Ltd are concerning and indicate a significant decline in financial performance. In the fourth quarter of FY26, the company reported a net loss of ₹2.77 crores, which is a drastic drop of 306.72% compared to the previous quarter. Net sales also fell by 18.03% quarter-on-quarter, totaling ₹2.00 crores.<BR><BR>The profitability metrics are alarming, with a PAT margin of -138.5%, down from 54.92% in the previous quarter. The operating profit before depreciation, interest, and tax (PBDIT) was a negative ₹4.68 crores, leading to an operating margin of -234.0%. This marks a severe deterioration in operational stability, as the company has recorded operating losses in four of the last seven quarters.<BR><BR>Overall, the financial trajectory suggests that Lakshmi Finance is facing significant operational challenges and profitability issues, making the latest results decidedly negative. Investors should approach this stock with caution given the persistent losses and declining performance metrics.

Is Lak. Fin. & Indl overvalued or undervalued?

As of December 4, 2025, Lak. Fin. & Indl is considered very expensive and overvalued with a PE ratio of -25.54, an EV to EBITDA ratio of -10.79, and a disappointing year-to-date return of -21.90%, significantly underperforming its peers and the Sensex.

As of 4 December 2025, the valuation grade for Lak. Fin. & Indl has moved from risky to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, with a price-to-earnings (PE) ratio of -25.54, an EV to EBITDA ratio of -10.79, and a price-to-book value of 0.91. These ratios suggest that the company's financial performance is not only weak but also that its valuation metrics are significantly unfavorable compared to its peers.<BR><BR>In comparison to its industry peers, Lak. Fin. & Indl stands out with a notably low PE ratio, while Bajaj Finance has a PE of 34.9 and Bajaj Finserv at 33.78, both categorized as very expensive. Additionally, Life Insurance is rated very attractive with a PE of 10.85, highlighting the disparity in valuation within the sector. The company's recent stock performance has also been disappointing, with a year-to-date return of -21.90%, significantly underperforming the Sensex's gain of 10.10% during the same period.

How has been the historical performance of Lak. Fin. & Indl?

Lak. Fin. & Indl has experienced significant fluctuations in financial performance, with net sales and profits declining from peaks in Mar'21 to Mar'25, while total assets increased from 32.17 Cr to 60.50 Cr. Despite the growth in assets, operating cash flow remained negative, indicating ongoing challenges.

Answer:<BR>The historical performance of Lak. Fin. & Indl shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>Net sales for Lak. Fin. & Indl peaked at 15.03 Cr in Mar'21 but saw a decline to 7.69 Cr by Mar'25, with notable variations in the intervening years. The total operating income followed a similar trend, dropping from 15.03 Cr in Mar'21 to 7.69 Cr in Mar'25. Operating profit, which reached a high of 14.13 Cr in Mar'21, fell to 2.64 Cr in Mar'25, reflecting a decrease in operating profit margin from 90.88% to 33.94% over the same period. Profit before tax also experienced a decline, from 13.99 Cr in Mar'21 to 2.43 Cr in Mar'25, while profit after tax showed a decrease from 9.15 Cr to 3.58 Cr during this timeframe. The company's total assets increased from 32.17 Cr in Mar'20 to 60.50 Cr in Mar'25, indicating growth in asset base despite the fluctuations in profitability. Cash flow from operating activities remained negative at -3.00 Cr in Mar'25, consistent with the previous year, while cash flow from investing activities was positive at 2.00 Cr. Overall, the financial performance of Lak. Fin. & Indl reflects a challenging environment with significant volatility in sales and profits, alongside a growing asset base.

What is the technical trend for Lak. Fin. & Indl?

As of June 2, 2025, Lak. Fin. & Indl shows a mildly bearish trend overall, influenced by daily moving averages and the monthly MACD, despite some mixed signals from the weekly MACD and Bollinger Bands.

As of 2 June 2025, the technical trend for Lak. Fin. & Indl has changed from mildly bullish to mildly bearish. The weekly MACD remains mildly bullish, but the monthly MACD indicates a mildly bearish stance. Daily moving averages are also mildly bearish, suggesting short-term weakness. Bollinger Bands show a mildly bullish trend on both weekly and monthly time frames, which contrasts with the overall bearish sentiment. The KST is mildly bullish weekly but mildly bearish monthly, indicating mixed signals. Dow Theory and OBV show no clear trend in either time frame. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the monthly MACD.

Who are the top shareholders of the Lak. Fin. & Indl?

The top shareholder of Lak. Fin. & Indl is Unijoly Investments Company Ltd, with a 9.87% stake. Individual investors hold 43.11% of the shares, while there are no foreign institutional investors or significant mutual fund holdings.

The top shareholders of Lak. Fin. & Indl include Unijoly Investments Company Ltd, which holds the highest promoter stake at 9.87%. The majority of the company's shares are held by individual investors, who collectively own 43.11% of the shares. There are no foreign institutional investors (FIIs) holding shares, and mutual funds have a very minimal presence with only 0.03% held by one scheme. Additionally, there are no pledged promoter holdings reported.

When is the next results date for Lak. Fin. & Indl?

No Upcoming Board Meetings

Has Lak. Fin. & Indl declared dividend?

Yes, Lakshmi Finance & Industrial Corporation Ltd has declared a 34% dividend, amounting to ₹3.4 per share, with an ex-date of August 14, 2024. The company has shown strong total returns over the years, with a current dividend yield of 1.87%.

Lakshmi Finance & Industrial Corporation Ltd has declared a 34% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 34%<BR>- Amount per share: 3.4<BR>- Ex-date: 14 Aug 24<BR><BR>Dividend Yield: 1.87%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the company experienced a price return of -13.55%, with no dividend return, resulting in a total return of -13.55%.<BR><BR>Over the past year, the price return was 2.44%, the dividend return was 1.59%, leading to a total return of 4.03%.<BR><BR>In the 2-year period, the price return stood at 60.34%, with a dividend return of 3.90%, culminating in a total return of 64.24%.<BR><BR>For the last 3 years, the price return was 119.41%, the dividend return was 9.37%, resulting in a total return of 128.78%.<BR><BR>In the 4-year period, the price return reached 158.35%, with a dividend return of 14.04%, leading to a total return of 172.39%.<BR><BR>Finally, over the past 5 years, the price return was an impressive 390.98%, with a dividend return of 26.83%, resulting in a total return of 417.81%.<BR><BR>Overall, Lakshmi Finance & Industrial Corporation Ltd has shown a strong performance in total returns over the years, with a recent dividend declaration indicating a commitment to returning value to shareholders. The dividend yield of 1.87% further highlights the company's efforts to provide returns alongside capital appreciation.