Lak. Fin. & Indl

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE850E01012
NSEID: LFIC
BSEID:

INR

183.86

3.31 (1.83%)

BSENSE

Dec 15

BSE+NSE Vol: 846

{
  "main_header": {
    "sid": 603287,
    "name": "Lak. Fin. & Indl",
    "stock_name": "Lak. Fin. & Indl",
    "full_name": "Lakshmi Finance & Industrial Corporation Ltd",
    "name_url": "stocks-analysis/lak-fin-indl",
    "exchange": 1,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "183.86",
    "chg": 3.31,
    "chgp": "1.83%",
    "dir": 1,
    "prev_price": "180.55",
    "mcapval": "53.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": "",
    "symbol": "LFIC",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE850E01012",
    "curr_date": "Dec 15",
    "curr_time": "",
    "bse_nse_vol": 846,
    "exc_status": "Active",
    "traded_date": "Dec 15, 2025",
    "traded_date_str": "2025 12 15",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
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  "news": {
    "results": [
      {
        "title": "Lakshmi Finance & Industrial Corporation Forms Death Cross, Signalling Potential Bearish Trend",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/lakshmi-finance-industrial-corporation-forms-death-cross-signalling-bearish-trend-3754221",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/LakshmiFinanceI_dealthcross_3754221.png",
        "date": "2025-12-09 18:26:08",
        "description": "Lakshmi Finance & Industrial Corporation, a micro-cap player in the Non Banking Financial Company (NBFC) sector, has recently formed a Death Cross, a technical pattern where the 50-day moving average crosses below the 200-day moving average. This development often signals a shift towards a bearish trend and suggests a weakening momentum in the stock’s price trajectory."
      },
      {
        "title": "Lak. Fin. & Indl Sees Revision in Market Assessment Amid Declining Financial and Technical Indicators",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/marketsmojo-downgrades-lak-fin-indl-to-strong-sell-amid-deteriorating-fundamentals-3750114",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/LakFinIndl_mojoScore_3750114.png",
        "date": "2025-12-07 10:10:21",
        "description": "Lak. Fin. & Indl, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a notable revision in its market evaluation. This shift reflects changes across key analytical parameters including quality, valuation, financial trends, and technical outlook, coinciding with a series of negative returns over recent periods."
      },
      {
        "title": "Why is Lak. Fin. & Indl falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-lak-fin-indl-fallingrising-3749435",
        "imagepath": "",
        "date": "2025-12-06 01:00:32",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Recent Price Movement and Market Comparison</strong></p>\n<p>The stock closed at ₹175.86, down by ₹8.06 or 4.38% on 05-Dec, continuing a downward trend that has persisted over multiple time frames. Over the past week, the share price has fallen by 7.83%, significantly underperforming the Sensex, which remained almost flat with a marginal decline of 0.06%. The one-month performance shows an even sharper contrast, with Lakshmi Finance &amp; Industrial Corporation Ltd dropping 13.00% while the Sensex gained 2.30%. Year-to-date, the stock has declined by 25.32%, whereas the Sensex has risen by 10.75%, highlighting the stock’s persistent underperformance against the broader market.</p>\n<p>Over the last year, the stock has lost 27.90% in value, while the Sensex has appreciated by 5.98%. Even on a l..."
      },
      {
        "title": "Is Lak. Fin. & Indl overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-lak-fin-indl-overvalued-or-undervalued-3747669",
        "imagepath": "",
        "date": "2025-12-05 08:28:03",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Understanding Lak. Fin. &amp; Indl’s Valuation Metrics</strong></p>\n<p>At first glance, Lak. Fin. &amp; Indl’s valuation ratios present a complex picture. The company’s price-to-earnings (PE) ratio stands at a negative figure, which typically signals losses or accounting anomalies. Similarly, the enterprise value to EBIT and EBITDA ratios are negative, indicating operational challenges or negative earnings before interest and taxes. Despite this, the price-to-book value ratio is below 1 at 0.91, suggesting the stock is trading slightly below its net asset value.</p>\n<p>However, the enterprise value to sales ratio is relatively elevated at 4.57, implying investors are paying a premium for each rupee of sales. The PEG ratio is zero, reflecting either a lack of earnings growth or negative earni..."
      },
      {
        "title": "Lakshmi Finance & Industrial Corporation Q3 2025 Financial Trend Analysis",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/lakshmi-finance-industrial-corporation-q2-2025-earnings-reveal-sharp-financial-deterioration-amid-nbfc-sector-challenges-3714063",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/LakshmiFinanceI_fintrenddot_3714063.png",
        "date": "2025-11-19 08:00:25",
        "description": "Lakshmi Finance & Industrial Corporation, a key player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in its financial trend for the quarter ending September 2025. The company’s recent quarterly performance reveals significant changes in revenue and profitability metrics compared to its historical averages, reflecting a challenging operating environment."
      },
      {
        "title": "Is Lak. Fin. & Indl overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-lak-fin-indl-overvalued-or-undervalued-3709819",
        "imagepath": "",
        "date": "2025-11-18 08:22:06",
        "description": "As of 17 November 2025, the valuation grade for Lak. Fin. & Indl has moved from fair to risky, indicating a significant deterioration in its valuation outlook. The company appears to be overvalued, particularly when considering its headline ratios, which include a PE ratio of -27.71, an EV to EBITDA of -11.83, and a Price to Book Value of 0.99. These metrics suggest that the company is not generating sufficient earnings relative to its valuation.\n\nIn comparison to its peers, Lak. Fin. & Indl's valuation stands out unfavorably. For instance, Bajaj Finance has a PE ratio of 34.85, while Life Insurance boasts a more attractive PE of 11.33. The negative ROE of -3.57% and ROCE of -8.73% further underscore the company's struggles relative to its competitors. Additionally, the recent stock performance has been disappointing, with a year-to-date return of -15.27%, contrasting sharply with the Sensex's positive retu..."
      },
      {
        "title": "How has been the historical performance of Lak. Fin. & Indl?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-lak-fin-indl-3698965",
        "imagepath": "",
        "date": "2025-11-13 23:18:07",
        "description": "Answer:\nThe historical performance of Lak. Fin. & Indl shows significant fluctuations in key financial metrics over the years.\n\nBreakdown:\nNet sales for Lak. Fin. & Indl peaked at 15.03 Cr in Mar'21 but saw a decline to 7.69 Cr by Mar'25, with notable variations in the intervening years. The total operating income followed a similar trend, dropping from 15.03 Cr in Mar'21 to 7.69 Cr in Mar'25. Operating profit, which reached a high of 14.13 Cr in Mar'21, fell to 2.64 Cr in Mar'25, reflecting a decrease in operating profit margin from 90.88% to 33.94% over the same period. Profit before tax also experienced a decline, from 13.99 Cr in Mar'21 to 2.43 Cr in Mar'25, while profit after tax showed a decrease from 9.15 Cr to 3.58 Cr during this timeframe. The company's total assets increased from 32.17 Cr in Mar'20 to 60.50 Cr in Mar'25, indicating growth in asset base despite the fluctuations in profitability. Ca..."
      },
      {
        "title": "Is Lak. Fin. & Indl overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-lak-fin-indl-overvalued-or-undervalued-3687629",
        "imagepath": "",
        "date": "2025-11-11 08:11:03",
        "description": "As of 10 November 2025, the valuation grade for Lak. Fin. & Indl has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. The PE ratio stands at 23.61, the Price to Book Value is 1.02, and the EV to EBITDA ratio is 39.74. \n\nIn comparison with peers, Bajaj Finance is classified as very expensive with a PE ratio of 38.76, while HDFC Life Insurance is also fairly valued with a PE of 85.41. Notably, Lak. Fin. & Indl's PEG ratio is 0.00, indicating potential for growth relative to its price. Despite recent underperformance with a year-to-date return of -15.11% compared to the Sensex's 8.16%, the long-term performance remains strong with a 5-year return of 239.66%...."
      },
      {
        "title": "Is Lak. Fin. & Indl overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-lak-fin-indl-overvalued-or-undervalued-3684050",
        "imagepath": "",
        "date": "2025-11-10 08:11:03",
        "description": "As of 7 November 2025, the valuation grade for Lak. Fin. & Indl has moved from fair to expensive, indicating a shift in its market perception. The company is currently deemed overvalued based on its financial ratios. The PE ratio stands at 23.71, while the EV to EBITDA ratio is significantly high at 39.92, and the Price to Book Value is at 1.02, suggesting that investors are paying a premium for its earnings relative to its book value.\n\nIn comparison to its peers, Lak. Fin. & Indl's valuation appears less favorable. For instance, Bajaj Finance is classified as very expensive with a PE ratio of 38.09, while Life Insurance is considered very attractive with a PE ratio of 11.44. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -14.75% compared to the Sensex's 7.81%. This further reinforces the conclusion that Lak. Fin. & Indl is currently overvalu..."
      }
    ],
    "total": 93,
    "sid": "603287",
    "stock_news_url": "https://www.marketsmojo.com/news/lakshmi-finance-industrial-corporation-603287"
  },
  "announcements": [
    {
      "details": "Lakshmi Finance & Industrial Corporation Limited has submitted a copy ofá disclosure of Related Party Transactions and balances for the half year ended September 30, 2019.",
      "source": "NSE",
      "caption": "Lakshmi Finance & Industrial Corporation Limited - Other General Purpose",
      "datetime": "18-Nov-2019"
    },
    {
      "details": "Lakshmi Finance & Industrial Corporation Limited has informed the Exchange regarding 'SUBMISSION OF COPIES OF NEWSPAPER PUBLICATION UNDER REG4793) OF THE SEBI",
      "source": "NSE",
      "caption": "Lakshmi Finance & Industrial Corporation Limited - Updates",
      "datetime": "14-Nov-2019"
    },
    {
      "details": "Lakshmi Finance & Industrial Corporation Limited has informed the Exchange regarding Board meeting held on November 13, 2019.",
      "source": "NSE",
      "caption": "Lakshmi Finance & Industrial Corporation Limited - Outcome of Board Meeting",
      "datetime": "13-Nov-2019"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "Lakshmi Finance & Industrial Corporation Ltd has declared <strong>30%</strong> dividend, ex-date: 19 Sep 25",
          "dt": "2025-09-19",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Lakshmi Finance & Industrial Corporation Forms Death Cross, Signalling Potential Bearish Trend

2025-12-09 18:26:08

Lakshmi Finance & Industrial Corporation, a micro-cap player in the Non Banking Financial Company (NBFC) sector, has recently formed a Death Cross, a technical pattern where the 50-day moving average crosses below the 200-day moving average. This development often signals a shift towards a bearish trend and suggests a weakening momentum in the stock’s price trajectory.

Lak. Fin. & Indl Sees Revision in Market Assessment Amid Declining Financial and Technical Indicators

2025-12-07 10:10:21

Lak. Fin. & Indl, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a notable revision in its market evaluation. This shift reflects changes across key analytical parameters including quality, valuation, financial trends, and technical outlook, coinciding with a series of negative returns over recent periods.

Why is Lak. Fin. & Indl falling/rising?

2025-12-06 01:00:32

Recent Price Movement and Market Comparison

The stock closed at ₹175.86, down by ₹8.06 or 4.38% on 05-Dec, continuing a downward trend that has persisted over multiple time frames. Over the past week, the share price has fallen by 7.83%, significantly underperforming the Sensex, which remained almost flat with a marginal decline of 0.06%. The one-month performance shows an even sharper contrast, with Lakshmi Finance & Industrial Corporation Ltd dropping 13.00% while the Sensex gained 2.30%. Year-to-date, the stock has declined by 25.32%, whereas the Sensex has risen by 10.75%, highlighting the stock’s persistent underperformance against the broader market.

Over the last year, the stock has lost 27.90% in value, while the Sensex has appreciated by 5.98%. Even on a l...

Is Lak. Fin. & Indl overvalued or undervalued?

2025-12-05 08:28:03

Understanding Lak. Fin. & Indl’s Valuation Metrics

At first glance, Lak. Fin. & Indl’s valuation ratios present a complex picture. The company’s price-to-earnings (PE) ratio stands at a negative figure, which typically signals losses or accounting anomalies. Similarly, the enterprise value to EBIT and EBITDA ratios are negative, indicating operational challenges or negative earnings before interest and taxes. Despite this, the price-to-book value ratio is below 1 at 0.91, suggesting the stock is trading slightly below its net asset value.

However, the enterprise value to sales ratio is relatively elevated at 4.57, implying investors are paying a premium for each rupee of sales. The PEG ratio is zero, reflecting either a lack of earnings growth or negative earni...

Lakshmi Finance & Industrial Corporation Q3 2025 Financial Trend Analysis

2025-11-19 08:00:25

Lakshmi Finance & Industrial Corporation, a key player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in its financial trend for the quarter ending September 2025. The company’s recent quarterly performance reveals significant changes in revenue and profitability metrics compared to its historical averages, reflecting a challenging operating environment.

Is Lak. Fin. & Indl overvalued or undervalued?

2025-11-18 08:22:06

As of 17 November 2025, the valuation grade for Lak. Fin. & Indl has moved from fair to risky, indicating a significant deterioration in its valuation outlook. The company appears to be overvalued, particularly when considering its headline ratios, which include a PE ratio of -27.71, an EV to EBITDA of -11.83, and a Price to Book Value of 0.99. These metrics suggest that the company is not generating sufficient earnings relative to its valuation. In comparison to its peers, Lak. Fin. & Indl's valuation stands out unfavorably. For instance, Bajaj Finance has a PE ratio of 34.85, while Life Insurance boasts a more attractive PE of 11.33. The negative ROE of -3.57% and ROCE of -8.73% further underscore the company's struggles relative to its competitors. Additionally, the recent stock performance has been disappointing, with a year-to-date return of -15.27%, contrasting sharply with the Sensex's positive retu...

How has been the historical performance of Lak. Fin. & Indl?

2025-11-13 23:18:07

Answer: The historical performance of Lak. Fin. & Indl shows significant fluctuations in key financial metrics over the years. Breakdown: Net sales for Lak. Fin. & Indl peaked at 15.03 Cr in Mar'21 but saw a decline to 7.69 Cr by Mar'25, with notable variations in the intervening years. The total operating income followed a similar trend, dropping from 15.03 Cr in Mar'21 to 7.69 Cr in Mar'25. Operating profit, which reached a high of 14.13 Cr in Mar'21, fell to 2.64 Cr in Mar'25, reflecting a decrease in operating profit margin from 90.88% to 33.94% over the same period. Profit before tax also experienced a decline, from 13.99 Cr in Mar'21 to 2.43 Cr in Mar'25, while profit after tax showed a decrease from 9.15 Cr to 3.58 Cr during this timeframe. The company's total assets increased from 32.17 Cr in Mar'20 to 60.50 Cr in Mar'25, indicating growth in asset base despite the fluctuations in profitability. Ca...

Is Lak. Fin. & Indl overvalued or undervalued?

2025-11-11 08:11:03

As of 10 November 2025, the valuation grade for Lak. Fin. & Indl has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. The PE ratio stands at 23.61, the Price to Book Value is 1.02, and the EV to EBITDA ratio is 39.74. In comparison with peers, Bajaj Finance is classified as very expensive with a PE ratio of 38.76, while HDFC Life Insurance is also fairly valued with a PE of 85.41. Notably, Lak. Fin. & Indl's PEG ratio is 0.00, indicating potential for growth relative to its price. Despite recent underperformance with a year-to-date return of -15.11% compared to the Sensex's 8.16%, the long-term performance remains strong with a 5-year return of 239.66%....

Is Lak. Fin. & Indl overvalued or undervalued?

2025-11-10 08:11:03

As of 7 November 2025, the valuation grade for Lak. Fin. & Indl has moved from fair to expensive, indicating a shift in its market perception. The company is currently deemed overvalued based on its financial ratios. The PE ratio stands at 23.71, while the EV to EBITDA ratio is significantly high at 39.92, and the Price to Book Value is at 1.02, suggesting that investors are paying a premium for its earnings relative to its book value. In comparison to its peers, Lak. Fin. & Indl's valuation appears less favorable. For instance, Bajaj Finance is classified as very expensive with a PE ratio of 38.09, while Life Insurance is considered very attractive with a PE ratio of 11.44. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -14.75% compared to the Sensex's 7.81%. This further reinforces the conclusion that Lak. Fin. & Indl is currently overvalu...

View All News

Announcement

Lakshmi Finance & Industrial Corporation Limited - Other General Purpose

18-Nov-2019 | Source : NSE

Lakshmi Finance & Industrial Corporation Limited has submitted a copy ofá disclosure of Related Party Transactions and balances for the half year ended September 30, 2019.

Lakshmi Finance & Industrial Corporation Limited - Updates

14-Nov-2019 | Source : NSE

Lakshmi Finance & Industrial Corporation Limited has informed the Exchange regarding 'SUBMISSION OF COPIES OF NEWSPAPER PUBLICATION UNDER REG4793) OF THE SEBI