Laxmi India Fin.

Q: How has been the historical performance of Laxmi India Fin.?

Answer:The historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year.Breakdown:In the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 crore, a notable increase from 173.14 crore in March 2024. The total operating income also rose to 245.71 crore from 173.14 crore, while total expenditure increased to 198.78 crore from 143.85 crore, driven by higher employee costs and other expenses. The operating profit (PBDIT) grew to 49.26 crore from 31.17 crore, reflecting an improved operating profit margin of 19.1%, up from 16.92%. Profit before tax increased to 47.36 crore from 29.63 crore, and profit after tax rose to 36.00 crore from 22.47 crore, resulting in a PAT margin of 14.65%, up from 12.98%. The company's equity capital increased to 20.91 crore from 19.86 crore, and reserves grew to 236.98 crore from 181.87 crore. Earnings per share improved to 8.61 from 5.66, while the book value per share adjusted to 61.68 from 50.78. On the balance sheet, total assets rose to 1,412.52 crore from 984.84 crore, with total liabilities also increasing to 1,412.52 crore from 984.84 crore, primarily due to a rise in short-term borrowings. Cash flow analysis indicates a net cash inflow of 60.00 crore in March 2025, compared to a net outflow of 53.00 crore in March 2024, with closing cash and cash equivalents increasing to 102.00 crore from 42.00 crore. Overall, Laxmi India Fin. has demonstrated strong growth in sales, profits, and cash flow, indicating a positive trend in its financial performance.

Q: Is Laxmi India Fin. overvalued or undervalued?

As of 4 December 2025, the valuation grade for Laxmi India Fin. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%. In comparison to peers, Laxmi India Fin. stands out with a lower PE ratio than Bajaj Finance, which is very expensive at 34.9, and a more favorable PEG ratio of 0.00 compared to Bajaj Finserv's PEG of 2.45. While the stock has shown a slight decline of 0.44% over the past week, it remains an attractive investment opportunity within the Non-Banking Financial Company sector.

Q: When is the next results date for Laxmi India Finance Ltd?

The next results date for Laxmi India Finance Ltd is scheduled for 13 May 2026.

Q: Should I buy, sell or hold Laxmi India Finance Ltd?

Based on the current analysis of Laxmi India Finance Ltd, it would be advisable to consider selling your shares. The company exhibits weak long-term fundamental strength, highlighted by an average Return on Equity (ROE) of 12.56%. Additionally, there has been a noticeable decline in institutional investor participation, with a 2% reduction in their stake over the last quarter, indicating a lack of confidence from more experienced investors.While the company has reported impressive growth in net profit of 103.98% and has shown positive results over the last two quarters, these factors may not be sufficient to counterbalance the concerns regarding its long-term fundamentals and institutional interest. The attractive valuation with a Price to Book Value of 1.2 and a significant increase in profits over the past year are positive signs, but they do not outweigh the risks associated with the declining institutional stake and the overall ROE performance.In summary, given the current indicators, selling may be the most prudent course of action.

Q: Why is Laxmi India Finance Ltd falling/rising?

As of 02-Jun, Laxmi India Finance Ltd's stock price is currently at 108.75, reflecting a slight decline of 0.1 (-0.09%). This decrease comes after a trend where the stock has experienced a 6.01% drop over the past week and a 3.31% decline over the past month. Year-to-date, the stock has fallen by 12.86%, which is slightly more than the Sensex's decline of 12.40% during the same period.Despite the current price drop, there are some positive indicators. The stock has outperformed its sector by 0.72% today and has shown signs of a trend reversal, gaining after three consecutive days of decline. Additionally, there has been a rise in investor participation, with a delivery volume of 7.24k on June 1, which is up by 2.75% compared to the 5-day average. However, the stock's performance relative to moving averages indicates mixed signals; it is above the 50-day and 100-day moving averages but below the 5-day, 20-day, and 200-day moving averages. This suggests that while there may be some short-term recovery, the longer-term trend remains uncertain. Overall, the combination of recent declines, mixed moving average performance, and fluctuating investor interest contributes to the current stock price situation of Laxmi India Finance Ltd.

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE06WU01026
NSEID: LAXMIINDIA
BSEID: 544465
View on NSE | View on BSE

INR

110.00

1.25 (1.15%)

BSENSE

Jun 03, 03:30 PM

BSE+NSE Vol: 29.12 k

Access older stock analysis version

Technical Trend Update: Laxmi India Fin. witnessed a change in Technical Grade on 01 Jun 2026. Click here to discover latest technical change!

Mojo Score Change: Laxmi India Fin. has changed its score on 01 Jun 2026. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

29.12 k (-56.90%) Volume

Shareholding (Mar 2026)

FII

1.58%

Held by 9 FIIs

DII

4.34%

Held by 0 DIIs

Promoter

60.31%

How has been the historical performance of Laxmi India Fin.?

17-Nov-2025

Laxmi India Fin. has shown significant growth in financial performance, with net sales increasing to 245.71 crore in March 2025 from 173.14 crore in March 2024, and profit after tax rising to 36.00 crore from 22.47 crore. The company also reported improved margins, increased equity capital, and a positive cash flow trend.

View full answer

Is Laxmi India Fin. overvalued or undervalued?

05-Dec-2025

As of December 4, 2025, Laxmi India Fin. is considered very attractive and undervalued, with a PE ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%, making it a favorable investment compared to peers like Bajaj Finance and Bajaj Finserv.

View full answer

When is the next results date for Laxmi India Finance Ltd?

08-May-2026

The next results date for Laxmi India Finance Ltd is 13 May 2026.

View full answer

Should I buy, sell or hold Laxmi India Finance Ltd?

03-Jun-2026

Why is Laxmi India Finance Ltd falling/rising?

03-Jun-2026

As of 02-Jun, Laxmi India Finance Ltd's stock price is at 108.75, reflecting a slight decline of 0.1%. The stock has experienced a 6.01% drop over the past week and a 12.86% decline year-to-date, but shows signs of potential recovery with increased investor participation and mixed moving average signals.

View full answer

Which are the latest news on Laxmi India Fin.?

03-Jun-2026

Laxmi India Finance Ltd Faces Technical Momentum Shift Amid Market Pressure
Laxmi India Finance Ltd is Rated Hold by MarketsMOJO

Compare Laxmi India Fin. with Similar Stocks

India Finsec Manba Finance Oswal Green Tech

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.56%

Falling Participation by Institutional Investors

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 556 Cr (Micro Cap)

P/E

12.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

2.87

Return on Equity

10.69%

Price to Book

1.23

Revenue and Profits:

Net Sales:

93 Cr

(Quarterly Results - Mar 2026)

Net Profit:

21 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

21.67%

6 Months

-17.08%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Laxmi India Fin. for the last several years.

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Laxmi India Finance Ltd Faces Technical Momentum Shift Amid Market Pressure

Laxmi India Finance Ltd, a micro-cap player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in its technical momentum, moving from a mildly bullish to a mildly bearish trend. This transition is underscored by mixed signals from key technical indicators such as MACD, RSI, and moving averages, reflecting growing investor caution amid recent price declines and sector headwinds.

Read full news article

Laxmi India Finance Ltd is Rated Hold by MarketsMOJO

Laxmi India Finance Ltd is rated 'Hold' by MarketsMOJO, with this rating last updated on 13 Apr 2026. While the rating was revised on that date, the analysis and financial metrics discussed here reflect the company’s current position as of 28 May 2026, providing investors with an up-to-date view of the stock’s fundamentals, valuation, financial trends, and technical outlook.

Read full news article

Laxmi India Finance Ltd Falls 8.10%: 2 Key Events Shaping the Week

Key Events This Week

18 May: Lower circuit hit amid heavy selling pressure (Rs.120.00)

21 May: Upper circuit triggered on robust buying interest (Rs.122.60)

22 May: Week closes lower at Rs.116.30 (-8.10% for the week)

Read full news article

Announcements

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

26-May-2026 | Source : BSE

We wish to inform you that the Company by way of Circular Resolution has allotted 125203 equity shares of Rs. 5/- each pursuant to Laxmi India Finance Limited Employee Stock Option Scheme-2023.

Compliances-Reg.24(A)-Annual Secretarial Compliance

25-May-2026 | Source : BSE

Annual Secretarial Compliance Report for the Financial Year ended March 31 2026

Announcement under Regulation 30 (LODR)-Earnings Call Transcript

19-May-2026 | Source : BSE

In continuation to our letters dated May 07 2026 and May 13 2026 we hereby inform you that pursuant to Regulations 30 and 46 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 the transcript of the Earnings Call with analysts and investors held on Thursday May 14 2026 at 12:30 P.M. in relation to the Audited Standalone Financial Results of the Company for the quarter and Financial year ended March 31 2026 has been uploaded on the website of the Company.

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

41.90%

EBIT Growth (5y)

59.78%

Net Debt to Equity (avg)

4.42

Institutional Holding

5.92%

ROE (avg)

12.56%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.24

EV to EBIT

28.01

EV to EBITDA

27.03

EV to Capital Employed

1.07

EV to Sales

5.61

PEG Ratio

Dividend Yield

ROCE (Latest)

3.81%

ROE (Latest)

10.69%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

Bearish

Bollinger Bands

Mildly Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 9 FIIs (1.58%)

Promoter with highest holding

Hirak Vinimay Private Limited (41.61%)

Highest Public shareholder

Mukul Mahavir Agrawal (3.83%)

Individual Investors Holdings

25.64%

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Mar 2026 is 17.77% vs 4.18% in Dec 2025",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2026 is 103.98% vs 7.02% in Dec 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Mar'26",
        "Dec'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "92.84",
          "val2": "78.83",
          "chgp": "17.77%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "63.39",
          "val2": "47.10",
          "chgp": "34.59%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "36.25",
          "val2": "34.03",
          "chgp": "6.52%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "20.52",
          "val2": "10.06",
          "chgp": "103.98%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "68.28%",
          "val2": "59.75%",
          "chgp": "8.53%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "half-yearly",
    "btn_text": "All Half Yearly Results",
    "header": "Half Yearly Results Snapshot (Standalone) - Sep'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": " Growth in half year ended Sep 2025 is 31.84% vs 50.82% in Sep 2024",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": " Growth in half year ended Sep 2025 is 25.52% vs 163.45% in Sep 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Sep'25",
        "Sep'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "145.35",
          "val2": "110.25",
          "chgp": "31.84%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "25.56",
          "val2": "20.08",
          "chgp": "27.29%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "67.05",
          "val2": "52.54",
          "chgp": "27.62%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "19.18",
          "val2": "15.28",
          "chgp": "25.52%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "17.59%",
          "val2": "18.21%",
          "chgp": "-0.62%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Standalone) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2025 is 30.76% vs 3.31% in Dec 2024",
        "dir": 1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2025 is 36.44% vs -18.58% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "224.18",
          "val2": "171.44",
          "chgp": "30.76%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "72.66",
          "val2": "58.45",
          "chgp": "24.31%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "101.08",
          "val2": "82.96",
          "chgp": "21.84%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "29.24",
          "val2": "21.43",
          "chgp": "36.44%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "32.41%",
          "val2": "34.09%",
          "chgp": "-1.68%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Mar'26",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2026 is 29.03% vs 41.91% in Mar 2025",
        "dir": -1
      },
      {
        "prefix": "Standalone Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2026 is 38.22% vs 60.21% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'26",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "317.03",
          "val2": "245.71",
          "chgp": "29.03%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "65.78",
          "val2": "46.93",
          "chgp": "40.17%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "137.34",
          "val2": "114.63",
          "chgp": "19.81%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Standalone Net Profit",
          "val1": "49.76",
          "val2": "36.00",
          "chgp": "38.22%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "20.75%",
          "val2": "19.10%",
          "chgp": "1.65%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

92.84

78.83

17.77%

Operating Profit (PBDIT) excl Other Income

63.39

47.10

34.59%

Interest

36.25

34.03

6.52%

Exceptional Items

0.00

Standalone Net Profit

20.52

10.06

103.98%

Operating Profit Margin (Excl OI)

68.28%

59.75%

8.53%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is 17.77% vs 4.18% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 103.98% vs 7.02% in Dec 2025

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

145.35

110.25

31.84%

Operating Profit (PBDIT) excl Other Income

25.56

20.08

27.29%

Interest

67.05

52.54

27.62%

Exceptional Items

0.00

Standalone Net Profit

19.18

15.28

25.52%

Operating Profit Margin (Excl OI)

17.59%

18.21%

-0.62%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2025 is 31.84% vs 50.82% in Sep 2024

Standalone Net Profit

Growth in half year ended Sep 2025 is 25.52% vs 163.45% in Sep 2024

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

224.18

171.44

30.76%

Operating Profit (PBDIT) excl Other Income

72.66

58.45

24.31%

Interest

101.08

82.96

21.84%

Exceptional Items

0.00

Standalone Net Profit

29.24

21.43

36.44%

Operating Profit Margin (Excl OI)

32.41%

34.09%

-1.68%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2025 is 30.76% vs 3.31% in Dec 2024

Standalone Net Profit

YoY Growth in nine months ended Dec 2025 is 36.44% vs -18.58% in Dec 2024

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

317.03

245.71

29.03%

Operating Profit (PBDIT) excl Other Income

65.78

46.93

40.17%

Interest

137.34

114.63

19.81%

Exceptional Items

0.00

Standalone Net Profit

49.76

36.00

38.22%

Operating Profit Margin (Excl OI)

20.75%

19.10%

1.65%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 29.03% vs 41.91% in Mar 2025

Standalone Net Profit

YoY Growth in year ended Mar 2026 is 38.22% vs 60.21% in Mar 2025

All Annual Results

Company CV

About Laxmi India Finance Ltd

Laxmi India Finance Ltd

Micro Cap

Non Banking Financial Company (NBFC)

No Details Available.

Company Coordinates

No Company Details Available