Laxmi India Fin.

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE06WU01026
  • NSEID: LAXMIINDIA
  • BSEID: 544465
INR
126.80
3.2 (2.59%)
BSENSE

Sep 18, 03:30 PM

BSE+NSE Vol: 1.44 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

1.44 lacs (-28.37%) Volume

Shareholding (Jun 2026)

FII

1.40%

Held by 7 FIIs

DII

5.32%

Held by 0 DIIs

Promoter

60.17%

Why is Laxmi India Finance Ltd falling/rising?

06-Sep-2026

As of 05-Sep, Laxmi India Finance Ltd's stock price is rising to 132.70, up 3.71%. This increase is driven by strong performance against the Sensex, significant investor interest, and trading above key moving averages.

As of 05-Sep, Laxmi India Finance Ltd's stock price is rising, currently at 132.70, reflecting a change of 4.75 (3.71%) upward. This increase can be attributed to several factors. Over the past week, the stock has outperformed the benchmark Sensex, gaining 4.74% while the Sensex declined by 0.97%. Additionally, the stock has shown a strong performance today, with a consecutive gain over the last two days, resulting in a total increase of 5.69% during this period.<BR><BR>The stock also reached an intraday high of Rs 134.2, marking a rise of 4.88%. Furthermore, Laxmi India Finance Ltd is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a positive trend. There has been a significant increase in investor participation, with delivery volume rising by 199.88% compared to the 5-day average, suggesting heightened interest in the stock. Overall, these factors contribute to the upward movement of Laxmi India Finance Ltd's stock price.

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What does Laxmi India Fin. do?

01-Sep-2026

Laxmi India Finance Ltd is a micro-cap Non Banking Financial Company (NBFC) that reported net sales of 94 Cr and a net profit of 17 Cr for June 2026, with a market cap of INR 660 Cr. Key metrics include a P/E ratio of 12.00 and a debt-equity ratio of 2.87.

Overview: <BR>Laxmi India Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History: <BR>The company was incorporated in an unspecified year, with no status changes reported. The latest quarterly results indicate net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 94 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 17 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 660 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 12.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 2.87 <BR>Return on Equity: 12.15% <BR>Price to Book: 1.43 <BR><BR>Contact Details: <BR>Registrar Address: Not available. <BR>Phone: N/A <BR>Email: N/A <BR>Website: N/A

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Who are the peers of the Laxmi India Fin.?

01-Sep-2026

Laxmi India Fin.'s peers include Welspun Investme, Yogi Ltd, BEML Land Assets, India Finsec, Manba Finance, Niyogin Fintech, Stellant Secu., Oswal Green Tech, and Kiran Vyapar. Key metrics show varying management risks, growth rates, and capital structures, with Stellant Secu. leading in 1-year returns at 791.19%, while Laxmi India Fin. has a return of 0.96%.

Peers: The peers of Laxmi India Fin. are Welspun Investme, Yogi Ltd, BEML Land Assets, India Finsec, Manba Finance, Niyogin Fintech, Stellant Secu., Oswal Green Tech, and Kiran Vyapar.<BR><BR>Quality Snapshot: Excellent management risk is observed at Yogi Ltd, India Finsec, Manba Finance, and Niyogin Fintech, while Average management risk is found at Welspun Investme, Laxmi India Fin., Stellant Secu., and Niyogin Fintech. Below Average management risk is noted at Yogi Ltd, BEML Land Assets, Oswal Green Tech, Kiran Vyapar, and NBI Indl. Fin. Growth is Excellent for Yogi Ltd, India Finsec, Manba Finance, Niyogin Fintech, Laxmi India Fin., and Stellant Secu., while Good growth is seen at Welspun Investme. Below Average growth is present at BEML Land Assets, Oswal Green Tech, and Kiran Vyapar. Capital Structure is Excellent for Yogi Ltd, India Finsec, Manba Finance, Niyogin Fintech, Laxmi India Fin., Stellant Secu., and Kiran Vyapar, while Good capital structure is noted at Welspun Investme, and Below Average at BEML Land Assets and Oswal Green Tech.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Stellant Secu. at 791.19%, while the lowest is Oswal Green Tech at -49.76%. Laxmi India Fin.'s own 1-year return is 0.96%, which is significantly lower than Stellant Secu. and higher than Oswal Green Tech. Additionally, the peers with negative six-month returns include Oswal Green Tech and Kiran Vyapar.

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How big is Laxmi India Fin.?

01-Sep-2026

As of 31st August, Laxmi India Finance Ltd has a market capitalization of 660.00 Cr, with Net Sales of 340.84 Cr and a Net Profit of 56.55 Cr reported in the latest four quarters.

As of 31st August, Laxmi India Finance Ltd has a market capitalization of 660.00 Cr, categorized as a Micro Cap.<BR><BR>In the latest four quarters, the company reported Net Sales of 340.84 Cr and a Net Profit of 56.55 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 257.89 Cr and Total Assets of 1,412.52 Cr.

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Should I buy, sell or hold Laxmi India Finance Ltd?

15-Aug-2026

When is the next results date for Laxmi India Finance Ltd?

05-Aug-2026

The next results date for Laxmi India Finance Ltd is 12 August 2026.

The next results date for Laxmi India Finance Ltd is scheduled for 12 August 2026.

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Is Laxmi India Fin. overvalued or undervalued?

05-Dec-2025

As of December 4, 2025, Laxmi India Fin. is considered very attractive and undervalued, with a PE ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%, making it a favorable investment compared to peers like Bajaj Finance and Bajaj Finserv.

As of 4 December 2025, the valuation grade for Laxmi India Fin. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%. <BR><BR>In comparison to peers, Laxmi India Fin. stands out with a lower PE ratio than Bajaj Finance, which is very expensive at 34.9, and a more favorable PEG ratio of 0.00 compared to Bajaj Finserv's PEG of 2.45. While the stock has shown a slight decline of 0.44% over the past week, it remains an attractive investment opportunity within the Non-Banking Financial Company sector.

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How has been the historical performance of Laxmi India Fin.?

17-Nov-2025

Laxmi India Fin. has shown significant growth in financial performance, with net sales increasing to 245.71 crore in March 2025 from 173.14 crore in March 2024, and profit after tax rising to 36.00 crore from 22.47 crore. The company also reported improved margins, increased equity capital, and a positive cash flow trend.

Answer:<BR>The historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year.<BR><BR>Breakdown:<BR>In the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 crore, a notable increase from 173.14 crore in March 2024. The total operating income also rose to 245.71 crore from 173.14 crore, while total expenditure increased to 198.78 crore from 143.85 crore, driven by higher employee costs and other expenses. The operating profit (PBDIT) grew to 49.26 crore from 31.17 crore, reflecting an improved operating profit margin of 19.1%, up from 16.92%. Profit before tax increased to 47.36 crore from 29.63 crore, and profit after tax rose to 36.00 crore from 22.47 crore, resulting in a PAT margin of 14.65%, up from 12.98%. The company's equity capital increased to 20.91 crore from 19.86 crore, and reserves grew to 236.98 crore from 181.87 crore. Earnings per share improved to 8.61 from 5.66, while the book value per share adjusted to 61.68 from 50.78. On the balance sheet, total assets rose to 1,412.52 crore from 984.84 crore, with total liabilities also increasing to 1,412.52 crore from 984.84 crore, primarily due to a rise in short-term borrowings. Cash flow analysis indicates a net cash inflow of 60.00 crore in March 2025, compared to a net outflow of 53.00 crore in March 2024, with closing cash and cash equivalents increasing to 102.00 crore from 42.00 crore. Overall, Laxmi India Fin. has demonstrated strong growth in sales, profits, and cash flow, indicating a positive trend in its financial performance.

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iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.56%

 
2

The company has declared Positive results for the last 3 consecutive quarters

3

With ROE of 12.1, it has a Attractive valuation with a 1.4 Price to Book Value

4

Increasing Participation by Institutional Investors

5

Underperformed the market in the last 1 year

stock-summaryMojo Parameters

Mojo Parameters

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Stock DNA

stock-summary
Industry

Non Banking Financial Company (NBFC)

stock-summary
Market cap

INR 651 Cr (Micro Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

2.87

stock-summary
Return on Equity

12.15%

stock-summary
Price to Book

1.40

Revenue and Profits:
Net Sales:
94 Cr
(Quarterly Results - Jun 2026)
Net Profit:
17 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
14.18%
0%
14.18%
6 Months
51.66%
0%
51.66%
1 Year
-27.81%
0%
-27.81%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%

Laxmi India Fin. for the last several years.

Risk Adjusted Returns v/s stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryNews & Corporate Actions

News

Announcements stock-summary

Shareholder Meeting / Postal Ballot-Outcome of AGM

16-Sep-2026 | Source : BSE

Proceedings of the 29th Annual General Meeting of the members of Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) pursuant to Regulation 30 and 51 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015.

Proceedings Of The 29Th Annual General Meeting Of Laxmi India Finance Limited Held On September 16 2026.

16-Sep-2026 | Source : BSE

Proceedings of the 29th Annual General Meeting of the members of Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) pursuant to Regulation 30 and 51 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015.

Announcement under Regulation 30 (LODR)-Allotment

02-Sep-2026 | Source : BSE

Outcome of Business Operation Committee Meeting of the Board of Directors of Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) (the Company) with respect to Allotment of 100000 Rated Listed Unsubordinated Secured Transferable Redeemable Non-Convertible Debentures

Corporate Actions stock-summary

stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

No Dividend history available

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

No Bonus history available

stock-summary
RIGHTS

No Rights history available

stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
41.90%
EBIT Growth (5y)
59.78%
Net Debt to Equity (avg)
4.42
Institutional Holding
6.71%
ROE (avg)
12.56%

Valuation key factors

Factor
Value
P/E Ratio
12
Industry P/E
20
Price to Book Value
1.44
EV to EBIT
8.70
EV to EBITDA
8.60
EV to Capital Employed
1.12
EV to Sales
5.49
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
12.04%
ROE (Latest)
12.15%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
RSI
No Signal
Bollinger Bands
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bullish
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Jun 2026stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 7 FIIs (1.4%)

Promoter with highest holding

Hirak Vinimay Private Limited (41.51%)

Highest Public shareholder

Mukul Mahavir Agrawal (4.58%)

Individual Investors Holdings

24.9%

stock-summaryFinancial
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Quarterly Results Snapshot (Standalone) - Jun'26 - QoQstock-summary

Jun'26
Mar'26
Change(%)
Net Sales
93.50
92.84
0.71%
Operating Profit (PBDIT) excl Other Income
60.47
63.39
-4.61%
Interest
38.38
36.25
5.88%
Exceptional Items
0.00
0.00
Standalone Net Profit
16.57
20.52
-19.25%
Operating Profit Margin (Excl OI)
64.67%
68.28%
-3.61%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2026 is 0.71% vs 17.77% in Mar 2026

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Jun 2026 is -19.25% vs 103.98% in Mar 2026

Half Yearly Results Snapshot (Standalone) - Sep'25stock-summary

Sep'25
Sep'24
Change(%)
Net Sales
145.35
110.25
31.84%
Operating Profit (PBDIT) excl Other Income
25.56
20.08
27.29%
Interest
67.05
52.54
27.62%
Exceptional Items
0.00
0.00
Standalone Net Profit
19.18
15.28
25.52%
Operating Profit Margin (Excl OI)
17.59%
18.21%
-0.62%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2025 is 31.84% vs 50.82% in Sep 2024

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2025 is 25.52% vs 163.45% in Sep 2024

Nine Monthly Results Snapshot (Standalone) - Dec'25stock-summary

Dec'25
Dec'24
Change(%)
Net Sales
224.18
171.44
30.76%
Operating Profit (PBDIT) excl Other Income
72.66
58.45
24.31%
Interest
101.08
82.96
21.84%
Exceptional Items
0.00
0.00
Standalone Net Profit
29.24
21.43
36.44%
Operating Profit Margin (Excl OI)
32.41%
34.09%
-1.68%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2025 is 30.76% vs 2.91% in Dec 2024

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2025 is 36.44% vs -4.20% in Dec 2024

Annual Results Snapshot (Standalone) - Mar'26stock-summary

Mar'26
Mar'25
Change(%)
Net Sales
317.03
245.71
29.03%
Operating Profit (PBDIT) excl Other Income
65.78
46.93
40.17%
Interest
137.34
114.63
19.81%
Exceptional Items
0.00
0.00
Standalone Net Profit
49.76
36.00
38.22%
Operating Profit Margin (Excl OI)
20.75%
19.10%
1.65%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2026 is 29.03% vs 41.91% in Mar 2025

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2026 is 38.22% vs 60.21% in Mar 2025

stock-summaryCompany CV
About Laxmi India Finance Ltd stock-summary
stock-summary
Laxmi India Finance Ltd
Micro Cap
Non Banking Financial Company (NBFC)
No Details Available.
Company Coordinates stock-summary
Icon
No Company Details Available