LM Funding America, Inc.

  • Market Cap: Micro Cap
  • Industry: Miscellaneous
  • ISIN: US5020744042
USD
0.95
0.04 (4.84%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

224.46 k

Shareholding (Mar 2025)

FII

0.12%

Held by 5 FIIs

DII

98.27%

Held by 2 DIIs

Promoter

0.00%

How big is LM Funding America, Inc.?

22-Jun-2025

As of Jun 18, LM Funding America, Inc. has a market capitalization of 8.73 million and reported net sales of 8.63 million with a net profit of -14.97 million over the latest four quarters. Shareholder's funds are 37.03 million, and total assets amount to 44.05 million.

As of Jun 18, LM Funding America, Inc. has a market capitalization of 8.73 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of net sales for the latest four quarters is 8.63 million, while the sum of net profit for the same period is -14.97 million.<BR><BR>As of Dec 24, the shareholder's funds are reported at 37.03 million, and total assets amount to 44.05 million.

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What does LM Funding America, Inc. do?

22-Jun-2025

LM Funding America, Inc. is a specialty finance company that provides funding to nonprofit community associations in Florida, Washington, and Colorado. As of March 2025, it reported net sales of $2 million and a net loss of $5 million, with a market cap of $8.73 million.

Overview:<BR>LM Funding America, Inc. is a specialty finance company that provides funding to nonprofit community associations primarily in Florida, Washington, and Colorado, operating within the miscellaneous industry and classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 2 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: -5 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 8.73 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: NA (Loss Making)<BR>- Industry P/E: NA<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: -0.29<BR>- Return on Equity: -46.52%<BR>- Price to Book: 0.28<BR><BR>Contact Details:<BR>- Address: 1200 WEST PLATT STREET, SUITE 100, TAMPA FL : 33606<BR>- Tel: ['1 813 2228996', '1 866 2355001']<BR>- Fax: 1 302 6555049<BR>- Website: http://lmfunding.com/

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Should I buy, sell or hold LM Funding America, Inc.?

22-Jun-2025

Who are in the management team of LM Funding America, Inc.?

22-Jun-2025

As of March 2022, the management team of LM Funding America, Inc. is led by Mr. Bruce Rodgers as Chairman, President, and CEO, with Ms. Carollinn Gould as Vice President and several independent directors including Mr. Andrew Graham, Mr. Douglas McCree, Mr. Frederick Mills, and Mr. Martin Traber.

As of March 2022, the management team of LM Funding America, Inc. includes the following individuals:<BR><BR>- Mr. Bruce Rodgers serves as the Chairman of the Board, President, and Chief Executive Officer.<BR>- Ms. Carollinn Gould holds the position of Vice President—General Manager, Secretary, and Director.<BR>- Mr. Joel Rodgers is a Director.<BR>- Mr. Andrew Graham is an Independent Director.<BR>- Mr. Douglas McCree is also an Independent Director.<BR>- Mr. Frederick Mills serves as an Independent Director.<BR>- Mr. Martin Traber is an Independent Director. <BR><BR>In summary, the management team is led by Mr. Bruce Rodgers, with Ms. Carollinn Gould and several independent directors supporting the leadership structure.

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Is LM Funding America, Inc. overvalued or undervalued?

20-Sep-2025

As of March 31, 2023, LM Funding America, Inc. is considered risky and overvalued due to significant losses, poor financial ratios, and a 1-year stock return of -47.15%, significantly underperforming the S&P 500's 17.14% return.

As of 31 March 2023, the valuation grade for LM Funding America, Inc. moved from does not qualify to risky. The company is overvalued given its significant losses and negative return metrics. Key ratios include a Price to Book Value of 0.32, an EV to EBIT of -0.05, and an EV to EBITDA of -0.11, all indicating poor financial health and valuation concerns.<BR><BR>In comparison to peers, LM Funding America, Inc. has a worse EV to EBITDA ratio of -5.2816 compared to BioNexus Gene Lab Corp. at -2.5208 and Greenwave Technology Solutions, Inc. at -1.1607, highlighting its relative underperformance. Additionally, the company's stock has underperformed significantly against the S&P 500, with a 1-year return of -47.15% compared to the index's 17.14%, reinforcing the notion of overvaluation.

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Is LM Funding America, Inc. technically bullish or bearish?

20-Sep-2025

As of September 2, 2025, LM Funding America, Inc. has shifted to a mildly bearish trend, indicated by bearish momentum in the MACD and KST, despite daily moving averages showing mild bullishness, and it has significantly underperformed the S&P 500 with a 1-month return of -47.37% and a 5-year return of -92.57%.

As of 2 September 2025, the technical trend for LM Funding America, Inc. has changed from mildly bullish to mildly bearish. The current stance is mildly bearish, driven by the weekly MACD indicating bearish momentum and the Bollinger Bands showing a mildly bearish signal. Additionally, the KST is bearish on a monthly basis, and the Dow Theory reflects a mildly bearish outlook as well. The daily moving averages are mildly bullish, but this is overshadowed by the overall bearish indicators.<BR><BR>In terms of performance, the stock has significantly underperformed against the S&P 500 across multiple time frames, with a 1-month return of -47.37% compared to the S&P 500's 2.33%, and a 5-year return of -92.57% versus the S&P 500's 96.61%.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard
1

The company declared very negative results in Mar'25 after flat results in Dec'24

  • NET PROFIT(HY) At USD -5.3 MM has Grown at -113.56%
  • INTEREST(HY) At USD 0.45 MM has Grown at 316.32%
  • RAW MATERIAL COST(Y) Grown by 47.02% (YoY)
2

Risky - Negative EBITDA

3

Falling Participation by Institutional Investors

4

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Miscellaneous

stock-summary
Market cap

USD 17 Million (Micro Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-0.38

stock-summary
Return on Equity

-25.28%

stock-summary
Price to Book

0.54

Revenue and Profits:
Net Sales:
2 Million
(Quarterly Results - Jun 2025)
Net Profit:
0 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-13.18%
0%
-13.18%
6 Months
-51.03%
0%
-51.03%
1 Year
-68.06%
0%
-68.06%
2 Years
-50.42%
0%
-50.42%
3 Years
51.56%
0%
51.56%
4 Years
-96.85%
0%
-96.85%
5 Years
-96.0%
0%
-96.0%

LM Funding America, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
29.01%
EBIT Growth (5y)
-227.02%
EBIT to Interest (avg)
-8.30
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.30
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
9.94%
ROCE (avg)
4.55%
ROE (avg)
1.65%
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.32
EV to EBIT
-0.05
EV to EBITDA
-0.11
EV to Capital Employed
0.03
EV to Sales
0.08
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-63.03%
ROE (Latest)
-46.52%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 3 Schemes (1.61%)

Foreign Institutions

Held by 5 Foreign Institutions (0.12%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -20.83% vs 20.00% in Mar 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 101.85% vs -384.21% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1.90",
          "val2": "2.40",
          "chgp": "-20.83%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "2.40",
          "val2": "-3.00",
          "chgp": "180.00%",
          "chgp_class": "positive"
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        {
          "field": "Interest",
          "val1": "0.20",
          "val2": "0.20",
          "chgp": "",
          "chgp_class": "neutral"
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          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "0.10",
          "val2": "-5.40",
          "chgp": "101.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "200.70%",
          "val2": "-2,108.70%",
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        "suffix": "YoY Growth in year ended Dec 2024 is -15.38% vs 664.71% in Dec 2023",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 59.26% vs 32.26% in Dec 2023",
        "dir": 1
      }
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        "Dec'24",
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        "Change(%)"
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          "field": "Operating Profit (PBDIT) excl Other Income",
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          "field": "Interest",
          "val1": "0.40",
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          "chgp": "",
          "chgp_class": "neutral"
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          "val1": "-1.80",
          "val2": "-1.90",
          "chgp": "5.26%",
          "chgp_class": "positive"
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          "field": "Consolidate Net Profit",
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          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
1.90
2.40
-20.83%
Operating Profit (PBDIT) excl Other Income
2.40
-3.00
180.00%
Interest
0.20
0.20
Exceptional Items
0.00
0.00
Consolidate Net Profit
0.10
-5.40
101.85%
Operating Profit Margin (Excl OI)
200.70%
-2,108.70%
230.94%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2025 is -20.83% vs 20.00% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 101.85% vs -384.21% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
11.00
13.00
-15.38%
Operating Profit (PBDIT) excl Other Income
2.00
-14.90
113.42%
Interest
0.40
0.00
Exceptional Items
-1.80
-1.90
5.26%
Consolidate Net Profit
-7.70
-18.90
59.26%
Operating Profit Margin (Excl OI)
-522.30%
-1,529.60%
100.73%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is -15.38% vs 664.71% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 59.26% vs 32.26% in Dec 2023

stock-summaryCompany CV
About LM Funding America, Inc. stock-summary
stock-summary
LM Funding America, Inc.
Miscellaneous
LM Funding America, Inc. is a specialty finance company. The Company provides funding to nonprofit community associations primarily located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. It offers incorporated nonprofit community associations (Associations), a range of financial products customized to each Association's financial needs. Its products include Original Product and New Neighbor Guaranty. Its Original Product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. The Company offers the New Neighbor Guaranty, wherein an Association assigns its indebtedness and accruals on its delinquent units to it in exchange for payments in an amount equal to the regular ongoing monthly or quarterly assessments for delinquent units when those amounts would be due to the Association.
Company Coordinates stock-summary
Company Details
1200 WEST PLATT STREET, SUITE 100 , TAMPA FL : 33606
stock-summary
Tel: 1 813 22289961 866 2355001
stock-summary
Registrar Details