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LM Funding America, Inc.

  • Market Cap: Micro Cap
  • Industry: Miscellaneous
  • ISIN: US5020744042
  • NASDAQ: LMFA
USD
1.08
-0.02 (-1.82%)

Sep 24

NAS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Greenwave Technology Solutions, Inc.
SilverSun Technologies, Inc.
BioNexus Gene Lab Corp.
LM Funding America, Inc.
TRxADE HEALTH, Inc.
China Liberal Education Holdings Ltd.
Wah Fu Education Group Ltd.
EpicQuest Education Group International Ltd.
Golden Sun Health Technology Group Ltd.
Top KingWin Ltd.
Skillful Craftsman Education Technology Ltd.

Why is LM Funding America, Inc. ?

1
The company has declared Negative results for the last 6 consecutive quarters
  • NET PROFIT(HY) At USD -14.67 MM has Grown at -176.82%
  • INTEREST(HY) At USD 1.23 MM has Grown at 174.78%
  • OPERATING CASH FLOW(Y) Lowest at USD -15.5 MM
2
Risky -
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of -96.14%, its profits have risen by 25.8%
3
Consistent Underperformance against the benchmark over the last 3 years
  • Along with generating -96.14% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is LM Funding America, Inc. for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
LM Funding America, Inc.
-96.46%
-0.04
2158.09%
S&P 500
16.06%
1.20
13.17%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
39.70%
EBIT Growth (5y)
-15.52%
EBIT to Interest (avg)
-8.30
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.31
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
25.39%
ROCE (avg)
4.55%
ROE (avg)
1.65%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.08
EV to EBIT
1.29
EV to EBITDA
-7.60
EV to Capital Employed
-0.20
EV to Sales
-0.90
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-13.94%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company
NET PROFIT(HY)

Higher at USD -14.67 MM

RAW MATERIAL COST(Y)

Fallen by -84.86% (YoY

-23What is not working for the Company
NET PROFIT(HY)

At USD -14.67 MM has Grown at -176.82%

INTEREST(HY)

At USD 1.23 MM has Grown at 174.78%

OPERATING CASH FLOW(Y)

Lowest at USD -15.5 MM

ROCE(HY)

Lowest at -147.82%

CASH AND EQV(HY)

Lowest at USD 6 MM

DEBT-EQUITY RATIO (HY)

Highest at 106.13 %

EPS(Q)

Lowest at USD -131.54

Here's what is working for LM Funding America, Inc.

Net Profit
Higher at USD -14.67 MM
than preceding 12 month period ended Jun 2026
MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (USD MM)

Raw Material Cost
Fallen by -84.86% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for LM Funding America, Inc.

Net Profit
At USD -14.67 MM has Grown at -176.82%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is very negative

Net Profit (USD MM)

Interest
At USD 1.23 MM has Grown at 174.78%
over previous Semi-Annual period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Operating Cash Flow
Lowest at USD -15.5 MM
in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

EPS
Lowest at USD -131.54
in the last five periods
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Cash and Eqv
Lowest at USD 6 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is deteriorating

Cash and Cash Equivalents

Debt-Equity Ratio
Highest at 106.13 %
in the last five Semi-Annual periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

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