ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is LM Funding America, Inc. ?
1
The company declared very negative results in Mar'25 after flat results in Dec'24
- NET PROFIT(HY) At USD -5.3 MM has Grown at -113.56%
- INTEREST(HY) At USD 0.45 MM has Grown at 316.32%
- RAW MATERIAL COST(Y) Grown by 47.02% (YoY)
2
Risky - Negative EBITDA
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -68.74%, its profits have fallen by -113.3%
3
Falling Participation by Institutional Investors
- Institutional investors have decreased their stake by -5.67% over the previous quarter and collectively hold 9.94% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
4
Below par performance in long term as well as near term
- Along with generating -68.74% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Miscellaneous)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is LM Funding America, Inc. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
LM Funding America, Inc.
-68.06%
-0.62
134.76%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
29.01%
EBIT Growth (5y)
-227.02%
EBIT to Interest (avg)
-8.30
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.30
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
9.94%
ROCE (avg)
4.55%
ROE (avg)
1.65%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.32
EV to EBIT
-0.05
EV to EBITDA
-0.11
EV to Capital Employed
0.03
EV to Sales
0.08
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-63.03%
ROE (Latest)
-46.52%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD -11.69 MM
PRE-TAX PROFIT(Q)
At USD 0.06 MM has Grown at 101.69%
NET PROFIT(Q)
At USD 0.1 MM has Grown at 102.97%
EPS(Q)
Highest at USD 0.02
-22What is not working for the Company
NET PROFIT(HY)
At USD -5.3 MM has Grown at -113.56%
INTEREST(HY)
At USD 0.45 MM has Grown at 316.32%
RAW MATERIAL COST(Y)
Grown by 47.02% (YoY
NET SALES(Q)
At USD 1.93 MM has Fallen at -10.55%
Here's what is working for LM Funding America, Inc.
Pre-Tax Profit
At USD 0.06 MM has Grown at 101.69%
over average net sales of the previous four periods of USD -3.57 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 0.1 MM has Grown at 102.97%
over average net sales of the previous four periods of USD -3.38 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD -11.69 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
EPS
Highest at USD 0.02
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for LM Funding America, Inc.
Interest
At USD 0.45 MM has Grown at 316.32%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Net Sales
At USD 1.93 MM has Fallen at -10.55%
over average net sales of the previous four periods of USD 2.16 MMMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
Raw Material Cost
Grown by 47.02% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
