LOLC Finance Plc (LOFC.N0000) Stock Analysis | Price, Returns, Financials & Key Metrics

Mojo Score Change: LOLC Finance Plc has changed its score on 01 Dec 2025. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.Unlock 29 Markets

Dashboard

Strong Long Term Fundamental Strength with a 11.18% CAGR growth in Net Sales

Positive results in Jun 25

With ROE of 16.42%, it has a fair valuation with a 1.24 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

LKR 188,551 Million (Large Cap)

P/E

8.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

17.84%

Price to Book

1.32

Revenue and Profits:

Net Sales:

18,927 Million

(Quarterly Results - Jun 2025)

Net Profit:

5,203 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-3.39%

6 Months

-8.06%

1 Year

-13.64%

2 Years

26.67%

3 Years

-28.75%

4 Years

-76.73%

5 Years

50.0%

LOLC Finance Plc for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

11.18%

EBIT Growth (5y)

15.45%

EBIT to Interest (avg)

100.00

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

12.99%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

33.21%

ROE (avg)

16.23%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.24

EV to EBIT

6.38

EV to EBITDA

6.07

EV to Capital Employed

1.27

EV to Sales

2.33

PEG Ratio

0.78

Dividend Yield

ROCE (Latest)

19.85%

ROE (Latest)

16.42%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -8.76% vs 6.41% in Mar 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -38.30% vs 12.54% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "18,926.90",
          "val2": "20,743.40",
          "chgp": "-8.76%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6,922.90",
          "val2": "7,958.00",
          "chgp": "-13.01%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "5,203.30",
          "val2": "8,432.70",
          "chgp": "-38.30%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "344.20%",
          "val2": "492.40%",
          "chgp": "-14.82%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is -10.28% vs -0.09% in Mar 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is 16.42% vs 39.98% in Mar 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "66,396.80",
          "val2": "74,004.50",
          "chgp": "-10.28%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "21,653.00",
          "val2": "24,160.30",
          "chgp": "-10.38%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "2,057.30",
          "val2": "3,851.10",
          "chgp": "-46.58%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "6,819.60",
          "val2": "4,034.10",
          "chgp": "69.05%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "25,085.10",
          "val2": "21,547.50",
          "chgp": "16.42%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "306.10%",
          "val2": "287.20%",
          "chgp": "1.89%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

18,926.90

20,743.40

-8.76%

Operating Profit (PBDIT) excl Other Income

6,922.90

7,958.00

-13.01%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

5,203.30

8,432.70

-38.30%

Operating Profit Margin (Excl OI)

344.20%

492.40%

-14.82%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is -8.76% vs 6.41% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -38.30% vs 12.54% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Mar'25

Mar'25

Mar'24

Change(%)

Net Sales

66,396.80

74,004.50

-10.28%

Operating Profit (PBDIT) excl Other Income

21,653.00

24,160.30

-10.38%

Interest

2,057.30

3,851.10

-46.58%

Exceptional Items

6,819.60

4,034.10

69.05%

Consolidate Net Profit

25,085.10

21,547.50

16.42%

Operating Profit Margin (Excl OI)

306.10%

287.20%

1.89%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2025 is -10.28% vs -0.09% in Mar 2024

Consolidated Net Profit

YoY Growth in year ended Mar 2025 is 16.42% vs 39.98% in Mar 2024

All Annual Results

Company CV

About LOLC Finance Plc

LOLC Finance Plc

Finance

LOLC Finance PLC, formerly Lanka ORIX Finance PLC, is a financial solutions provider. The Company is engaged in leasing, hire purchase, margin trading, loans, property development, mobilization of public deposits and Islamic financing. The Company operates through three segments: Conventional financial services, Islamic financial services and Factoring. The Company also offers services in auto and small and medium-sized enterprises (SME) finance, working capital and foreign currency business. Its services include automated teller machine (ATM) cards, debit cards, money exchange and remittances. Its Islamic Financing products include Mudharabah-profit sharing investments and savings, Wakala-long term investments, Ijarah-leasing, Murabaha-trade financing, Diminishing Musharakah-property and project financing, Musawamah-import finance and Wakala-business and working capital finance. It offers a range of savings accounts, fixed deposits, senior citizens account and children's savings.

Company Coordinates

Company Details

No 100/1, Sri Jayawardenepura Mawatha, Rajagiriya COLOMBO None : None

Tel: 94 11 5880880

http://lolcfinance.com

Registrar Details