ScoreComparison
Why is LOLC Finance Plc ?
1
Strong Long Term Fundamental Strength with a 10.08% CAGR growth in Net Sales
2
Positive results in Dec 25
- OPERATING CASH FLOW(Y) Highest at LKR 30,806.81 MM
- INVENTORY TURNOVER RATIO(HY) Highest at 2,305.69 times
- DEBTORS TURNOVER RATIO(HY) Highest at 43.91 times
3
With ROE of 16.42%, it has a fair valuation with a 1.24 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -7.94%, its profits have risen by 9.7% ; the PEG ratio of the company is 0.8
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to LOLC Finance Plc should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is LOLC Finance Plc for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
LOLC Finance Plc
-7.94%
-0.36
33.25%
Sri Lanka CSE All Share
41.16%
2.63
15.67%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.08%
EBIT Growth (5y)
12.11%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
12.99%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
33.21%
ROE (avg)
16.23%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.24
EV to EBIT
6.38
EV to EBITDA
6.07
EV to Capital Employed
1.27
EV to Sales
2.33
PEG Ratio
0.78
Dividend Yield
NA
ROCE (Latest)
19.85%
ROE (Latest)
16.42%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at LKR 30,806.81 MM
INVENTORY TURNOVER RATIO(HY)
Highest at 2,305.69 times
DEBTORS TURNOVER RATIO(HY)
Highest at 43.91 times
RAW MATERIAL COST(Y)
Fallen by -5.22% (YoY
NET SALES(Q)
Highest at LKR 21,187.85 MM
-1What is not working for the Company
DEBT-EQUITY RATIO
(HY)
Highest at 49.71 %
Here's what is working for LOLC Finance Plc
Inventory Turnover Ratio
Highest at 2,305.69 times and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its inventory faster
Inventory Turnover Ratio
Debtors Turnover Ratio
Highest at 43.91 times and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Operating Cash Flow
Highest at LKR 30,806.81 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (LKR MM)
Net Sales
Highest at LKR 21,187.85 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (LKR MM)
Raw Material Cost
Fallen by -5.22% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at LKR 554.23 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (LKR MM)
Here's what is not working for LOLC Finance Plc
Debt-Equity Ratio
Highest at 49.71 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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