Manappuram Fin.

  • Market Cap: Small Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE522D01027
  • NSEID: MANAPPURAM
  • BSEID: 531213
INR
253.95
-8.4 (-3.2%)
BSENSE

Mar 27

BSE+NSE Vol: 64.01 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

64.01 lacs (9.55%) Volume

Shareholding (Dec 2025)

FII

28.77%

Held by 203 FIIs

DII

1.02%

Held by 60 DIIs

Promoter

35.25%

Who are the top shareholders of the Manappuram Fin.?

06-Jun-2025

The top shareholders of Manappuram Finance include Nandakumar V P with 29.05%, foreign institutional investors at 28.42%, and mutual funds holding 6.61%. Smallcap World Fund, Inc. is the largest public shareholder at 6.13%, while individual investors own 20.51% of the shares.

The top shareholders of Manappuram Finance include a mix of promoters and institutional investors. The largest promoter is Nandakumar V P, who holds 29.05% of the shares. In terms of institutional holdings, foreign institutional investors (FIIs) collectively own 28.42%, while mutual funds hold 6.61% across 29 schemes. The highest public shareholder is Smallcap World Fund, Inc, with a holding of 6.13%. Additionally, individual investors account for 20.51% of the shareholding.

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how big is Manappuram Fin.?

06-Jun-2025

As of Jun 06, Manappuram Finance Ltd has a market capitalization of 20,940.80 Cr, with net sales of 10,040.77 Cr and a net profit of 1,216.16 Cr over the latest four quarters. Shareholder's funds are 11,548.10 Cr, and total assets amount to 46,546.40 Cr as of Mar'24.

Market Cap: Manappuram Finance Ltd has a market capitalization of 20,940.80 Cr and is classified as a Mid Cap company as of Jun 06.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 10,040.77 Cr, and the sum of Net Profit for the same period is 1,216.16 Cr. This data is Consolidated.<BR><BR>Balance Sheet Snapshot: This is Consolidated data for the latest annual period ending in Mar'24. Shareholder's Funds are reported at 11,548.10 Cr, and Total Assets amount to 46,546.40 Cr.

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What does Manappuram Fin. do?

06-Jun-2025

Manappuram Finance Ltd is a leading Indian non-banking financial company specializing in gold loans and various retail credit products. As of March 2025, it reported net sales of ₹2,360 Cr and a net profit of -₹191 Cr, with a market cap of ₹20,898 Cr.

Overview:<BR>Manappuram Finance Ltd is one of the largest non-banking financial companies (NBFCs) in India, predominantly dealing in gold loans and offering a range of retail credit products and financial services.<BR><BR>History:<BR>Manappuram Finance Limited was incorporated as Manappuram General Finance and Leasing Limited on July 15, 1992, and changed its name to Manappuram Finance Limited on June 27, 2011. The most recent quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 2,360 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: -191 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 20,898 Cr (Mid Cap) <BR><BR>Key Metrics:<BR>P/E: 16.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.71% <BR>Debt Equity: 2.90 <BR>Return on Equity: 9.78% <BR>Price to Book: 1.60 <BR><BR>Contact Details:<BR>Address: IV/470A (Old) W/638 (New), Manappuram House Valpad P O Thrissur Kerala : 680567 <BR>Tel: 91-487-3050108/3050000/3050100 <BR>Email: cosecretary@manappuram.com <BR>Website: http://www.manappuram.com

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Who are in the management team of Manappuram Fin.?

06-Jun-2025

As of March 2022, the management team of Manappuram Finance includes V P Nandakumar (Managing Director & CEO), Shailesh J Mehta (Chairman), and several independent and non-executive directors, bringing diverse expertise to the company.

As of March 2022, the management team of Manappuram Finance includes the following individuals:<BR><BR>1. **V P Nandakumar** - Managing Director & CEO<BR>2. **V R Ramachandran** - Non-Executive & Independent Director<BR>3. **P Manomohanan** - Non-Executive & Independent Director<BR>4. **Manoj Kumar V R** - Company Secretary & Compliance Officer<BR>5. **Abhijit Sen** - Non-Executive & Independent Director<BR>6. **Harshan Kollara** - Director<BR>7. **Shailesh J Mehta** - Chairman (Non-Executive)<BR>8. **Sekaripuram Ramanath Balasubramanian** - Director<BR>9. **Pratima Ram** - Independent Director<BR>10. **V P Seemandini** - Independent Director<BR>11. **Sumitha Jayasankar** - Whole-time Director<BR><BR>This team brings a diverse set of skills and experiences to the company.

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What is the bonus history of the Manappuram Fin.?

06-Jun-2025

Manappuram Finance has issued several bonuses to shareholders, including a 1:1 bonus on June 9, 2011, May 3, 2010, and March 14, 2007, demonstrating its commitment to rewarding investors.

Manappuram Finance has a history of issuing bonuses to its shareholders. The most recent bonus was a 1:1 issue announced with an ex-date of June 9, 2011, and a record date of June 10, 2011. Prior to that, the company also issued a 1:1 bonus on May 3, 2010, with a record date of May 4, 2010. Additionally, there was another 1:1 bonus issued on March 14, 2007, with a record date of March 15, 2007. This consistent pattern of issuing bonuses reflects the company's commitment to rewarding its shareholders.

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Who are the peers of the Manappuram Fin.?

03-Jun-2025

Manappuram Fin.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, IIFL Finance, Capri Global, SBFC Finance, and Bengal & Assam. Manappuram Fin. has a 1-year return of 37.15%, outperforming all its peers, while Bajaj Finance leads with a 30.39% return.

Peers: The peers of Manappuram Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, IIFL Finance, Capri Global, SBFC Finance, Bengal & Assam.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Manappuram Fin., while Average management risk is found at Jio Financial, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterp. Growth is Excellent for Jio Financial, Capri Global, and SBFC Finance, while Good growth is noted at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and IIFL Finance. Below Average growth is seen at Manappuram Fin. and Bengal & Assam, while Average growth is noted at Muthoot Finance and IIFL Finance. Excellent capital structure is present in Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Manappuram Fin., IIFL Finance, Capri Global, SBFC Finance, and Bengal & Assam.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.39%, while the lowest is Jio Financial at -20.19%. Manappuram Fin. has a 1-year return of 37.15%, which is higher than all its peers. Additionally, Capri Global, Bengal & Assam, and Jio Financial have negative six-month returns.

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Is Manappuram Fin. overvalued or undervalued?

13-Oct-2025

As of October 10, 2025, Manappuram Finance is considered very expensive and overvalued with a PE ratio of 30.16, elevated compared to peers like Bajaj Finance and Life Insurance, despite a strong stock performance of 50.95% over the year compared to the Sensex's 1.09%.

As of 10 October 2025, the valuation grade for Manappuram Finance has moved from expensive to very expensive, indicating a significant shift in its perceived market value. The company is currently considered overvalued. Key ratios include a PE ratio of 30.16, an EV to EBITDA of 11.68, and a Price to Book Value of 1.94, which are all elevated compared to industry norms.<BR><BR>In comparison to peers, Bajaj Finance has a PE ratio of 36.56, while Life Insurance shows a more attractive PE of 11.65, highlighting the relative overvaluation of Manappuram Finance. Additionally, the company's recent stock performance has outpaced the Sensex over the year, with a return of 50.95% compared to the Sensex's 1.09%, though this does not mitigate the current overvaluation.

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How has been the historical performance of Manappuram Fin.?

30-Oct-2025

Manappuram Fin. has exhibited significant growth in net sales and profits, with total operating income rising from 4,179.51 Cr in Mar'19 to 10,007.68 Cr in Mar'25, despite some fluctuations in profit metrics. The company's total assets increased from 29,433.72 Cr in Mar'20 to 48,829.34 Cr in Mar'25, reflecting overall resilience and positive liquidity.

Answer:<BR>The historical performance of Manappuram Fin. shows a significant growth trajectory in net sales and profits over the years, with a notable increase in total operating income and net profit.<BR><BR>Breakdown:<BR>Manappuram Fin. has demonstrated a consistent upward trend in net sales, rising from 4,179.51 Cr in Mar'19 to 10,007.68 Cr in Mar'25. The total operating income followed a similar pattern, reaching 10,007.68 Cr in Mar'25, up from 4,179.51 Cr in Mar'19. Operating profit (PBDIT) peaked at 5,473.93 Cr in Mar'25, although it was lower than the previous year’s 6,071.59 Cr. Profit before tax also saw fluctuations, with a high of 2,959.51 Cr in Mar'24, but dropping to 1,665.64 Cr in Mar'25. The profit after tax mirrored this trend, decreasing from 2,197.48 Cr in Mar'24 to 1,203.88 Cr in Mar'25. Despite these fluctuations, the overall net profit remained strong at 1,216.15 Cr in Mar'25, compared to 940.46 Cr in Mar'19. The company’s total assets increased from 29,433.72 Cr in Mar'20 to 48,829.34 Cr in Mar'25, while total liabilities also rose, reflecting growth in short-term borrowings. Cash flow from operating activities showed improvement, with a net cash inflow of 540.00 Cr in Mar'25, indicating a positive shift in liquidity. Overall, Manappuram Fin. has shown resilience and growth in its financial performance over the years.

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Has Manappuram Fin. declared dividend?

31-Oct-2025

Yes, Manappuram Finance Ltd has declared a 25% dividend, amounting to ₹0.5 per share, with an ex-date of November 7, 2025. The company has demonstrated strong total returns across various periods, with a total return of 75.27% over the past year.

Manappuram Finance Ltd has declared a dividend.<BR><BR>Dividend Details: <BR>Percentage announced: 25% <BR>Amount per share: 0.5 <BR>Ex-date: 07 Nov 25 <BR><BR>Dividend Yield: 0.91%<BR><BR>Total Returns by Period: <BR>In the last 3 months, the price return was 7.06%, the dividend return was 0.38%, leading to a total return of 7.44%. <BR><BR>In the last 6 months, the price return was 17.91%, the dividend return was 0.43%, resulting in a total return of 18.34%. <BR><BR>Over the past year, the price return was 73.38%, the dividend return was 1.89%, culminating in a total return of 75.27%. <BR><BR>In the last 2 years, the price return was 98.11%, the dividend return was 4.88%, giving a total return of 102.99%. <BR><BR>For the last 3 years, the price return was 158.5%, the dividend return was 7.71%, resulting in a total return of 166.21%. <BR><BR>In the past 4 years, the price return was 30.83%, the dividend return was 6.67%, leading to a total return of 37.5%. <BR><BR>Over the last 5 years, the price return was 75.05%, the dividend return was 8.13%, resulting in a total return of 83.18%. <BR><BR>Overall, Manappuram Finance Ltd has declared a significant dividend and has shown strong total returns across various periods, indicating a positive financial performance for the company.

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Is Manappuram Fin. technically bullish or bearish?

02-Dec-2025

As of December 1, 2025, Manappuram Fin. shows a mildly bullish trend supported by daily moving averages, but caution is advised due to mixed signals from weekly and monthly indicators, including a bearish RSI.

As of 1 December 2025, the technical trend for Manappuram Fin. has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by the daily moving averages indicating bullish momentum. However, the weekly MACD and KST are mildly bearish, which suggests some caution. The monthly MACD remains bullish, but the RSI on a monthly basis is bearish, indicating potential weakness. Bollinger Bands show a mildly bullish trend on both weekly and monthly time frames. Overall, the mixed signals across different indicators suggest a cautious bullish outlook with some underlying bearish pressures.

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When is the next results date for Manappuram Finance Ltd?

27-Jan-2026

The next results date for Manappuram Finance Ltd is January 29, 2026.

The next results date for Manappuram Finance Ltd is scheduled for January 29, 2026.

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Are Manappuram Finance Ltd latest results good or bad?

29-Jan-2026

Manappuram Finance Ltd's latest results show a 58.90% sequential increase in net profit, indicating some recovery, but a 61.47% decline year-on-year highlights ongoing operational challenges. Investors should be cautious due to elevated interest costs and compressed margins.

Manappuram Finance Ltd's latest results present a mixed picture. On one hand, the company reported a sequential improvement in net profit, which surged by 58.90% quarter-over-quarter to ₹219.88 crore. This positive trend was supported by a slight increase in interest income and a significant expansion in operating margins, indicating some recovery from previous lows.<BR><BR>However, the year-on-year performance reveals significant challenges. The net profit has declined by 61.47% compared to the same quarter last year, and interest income fell by 13.28%. The operating margin also contracted substantially, highlighting ongoing pressures in the company's core lending operations.<BR><BR>Overall, while the sequential growth offers a glimmer of hope, the substantial year-on-year declines underscore the operational difficulties Manappuram Finance is facing. Investors should be cautious, as the company is navigating a challenging environment with elevated interest costs and compressed margins. The current financial performance suggests that while there are signs of recovery, the underlying issues remain significant.

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Should I buy, sell or hold Manappuram Finance Ltd?

30-Jan-2026

Why is Manappuram Finance Ltd falling/rising?

23-Mar-2026

As of 23-Mar, Manappuram Finance Ltd's stock price is at 252.40, down 2.62%, reflecting a significant decline of 16.96% over the past month. Despite strong long-term fundamentals, the stock is underperforming the market and facing bearish trends with declining investor interest.

As of 23-Mar, Manappuram Finance Ltd's stock price is falling, currently at 252.40, which reflects a decrease of 6.8 points or 2.62%. The stock has been on a downward trend, having lost 6.17% over the last three days. Additionally, it has touched an intraday low of Rs 245.1, indicating significant selling pressure. <BR><BR>In terms of performance relative to the broader market, the stock has underperformed the Sensex, which has fallen by 3.72% over the past week and 12.72% over the past month, while Manappuram Finance Ltd has seen a larger decline of 16.96% in the same timeframe. The stock is also trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, suggesting a bearish trend.<BR><BR>Investor participation appears to be declining, with delivery volume dropping by 60.12% compared to the 5-day average, indicating reduced interest from investors. Furthermore, the finance/NBFC sector as a whole has experienced a decline of 3.9%, which may be contributing to the negative sentiment surrounding Manappuram Finance Ltd.<BR><BR>Despite these challenges, the company maintains strong long-term fundamentals, evidenced by a solid average Return on Equity (ROE) of 14.95% and high institutional holdings at 39.91%, which have increased slightly over the previous quarter. However, the current market conditions and recent performance indicate that the stock is facing downward pressure.

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Why is Manappuram Finance Ltd falling/rising?

24-Mar-2026

As of 24-Mar, Manappuram Finance Ltd's stock price is slightly rising to 252.80, but it has underperformed its sector by 2.16% today and is down 17.09% over the past month. Despite a minor uptick, the stock's overall performance remains weak, with significant declines year-to-date and a bearish trend indicated by its position below moving averages.

As of 24-Mar, Manappuram Finance Ltd's stock price is rising slightly, with a current price of 252.80, reflecting a change of 0.4 (0.16%) upwards. This increase comes after a trend reversal, as the stock has gained after three consecutive days of decline. However, it is important to note that the stock has underperformed its sector by 2.16% today, indicating that while there is a minor uptick, the overall performance relative to the sector remains weak.<BR><BR>In terms of broader performance, the stock has experienced a significant decline over the past month, down 17.09%, compared to a 9.92% drop in the Sensex. Year-to-date, the stock is down 18.03%, while the Sensex has decreased by 13.09%. Despite these declines, the stock has shown resilience over a longer period, with a 5.22% increase over the past year and a remarkable 115.52% rise over the last three years.<BR><BR>The stock's current trading position is below its moving averages across various time frames, which typically indicates a bearish trend. However, there is a positive sign in the rising investor participation, with delivery volume increasing by 4.24% against the five-day average, suggesting a potential interest from investors.<BR><BR>Overall, while the stock is experiencing a slight rise today, it is essential to consider the broader context of its recent performance and the challenges it faces in the market.

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Why is Manappuram Finance Ltd falling/rising?

25-Mar-2026

As of 25-Mar, Manappuram Finance Ltd's stock price is rising to 262.10, reflecting a 3.68% increase. This rise is driven by recent gains, sector outperformance, and strong long-term fundamentals, despite a decline in investor participation.

As of 25-Mar, Manappuram Finance Ltd's stock price is rising, currently at 262.10, reflecting a change of 9.3 (3.68%) upwards. This increase can be attributed to several factors. Firstly, the stock has been gaining for the last two days, with a return of 3.39% during this period. Additionally, the stock outperformed its sector by 0.3%, indicating stronger performance relative to its peers.<BR><BR>The stock reached an intraday high of Rs 269, which represents a significant increase of 6.41%. This positive momentum is further supported by the finance/NBFC sector, which has gained by 2.91%. Despite a decline in investor participation, as evidenced by a 60.95% drop in delivery volume compared to the 5-day average, the stock remains liquid enough for trading.<BR><BR>Moreover, the company shows strong long-term fundamental strength, with an average Return on Equity (ROE) of 14.95% and high institutional holdings at 39.91%, which have increased by 0.58% over the previous quarter. These institutional investors typically have better resources to analyze company fundamentals, which can positively influence stock performance. <BR><BR>Overall, the combination of recent gains, sector performance, and strong fundamentals contributes to the rising stock price of Manappuram Finance Ltd.

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Which are the latest news on Manappuram Fin.?

27-Mar-2026

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.95%

 
2

Poor long term growth as Operating profit has grown by an annual rate of -2.30%

 
3

Flat results in Dec 25

4

With ROE of 3.5, it has a Very Expensive valuation with a 1.7 Price to Book Value

5

High Institutional Holdings at 39.91%

6

Consistent Returns over the last 3 years

stock-summaryMojo Parameters

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

stock-summary
Industry

Non Banking Financial Company (NBFC)

stock-summary
Market cap

INR 21,846 Cr (Small Cap)

stock-summary
P/E

53.00

stock-summary
Industry P/E

20

stock-summary
Dividend Yield

0.57%

stock-summary
Debt Equity

3.02

stock-summary
Return on Equity

3.53%

stock-summary
Price to Book

1.75

Revenue and Profits:
Net Sales:
2,353 Cr
(Quarterly Results - Dec 2025)
Net Profit:
241 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0.57%)
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-18.96%
0.16%
-18.8%
6 Months
-8.29%
0.36%
-7.93%
1 Year
9.07%
0.64%
9.71%
2 Years
45.74%
2.82%
48.56%
3 Years
121.79%
6.25%
128.04%
4 Years
121.98%
9.25%
131.23%
5 Years
68.12%
9.48%
77.6%

Latest dividend: 0.5 per share ex-dividend date: Feb-06-2026

Risk Adjusted Returns v/s stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryNews & Corporate Actions

Announcements stock-summary

Manappuram Finance Limited - Analysts/Institutional Investor Meet/Con. Call Updates

09-Dec-2019 | Source : NSE

Manappuram Finance Limited has informed the Exchange regarding Analysts/Institutional Investor Meet/Con. Call Updates

Manappuram Finance Limited - Other General Purpose

05-Dec-2019 | Source : NSE

Manappuram Finance Limited has submitted to the Exchange a copy of disclosures of related party transactions on a consolidated basis, in the format specified in the relevant accounting standards for annual results, in compliance with Regulation 23(9) of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Manappuram Finance Limited - Updates

03-Dec-2019 | Source : NSE

Manappuram Finance Limited has informed the Exchange regarding 'This is in furtherance to our letter dated November 27, 2019, pursuant to which we informed you that Manappuram Finance Limited (the Company ) is contemplating, subject to market conditions, to undertake the issue of foreign currency denominated bonds (the Issue ) under the euro medium term note programme (the MTN Programme ). A meeting of the Financial Resources and Management Committee ( Committee ) of the Board of Directors of the Company earlier scheduled to take place on December 3, 2019 shall now take place on December 4, 2019 or December 5, 2019 or December 6, 2019 or December 9, 2019 or on a later date subject to market conditions to finalize the pricing, tenure and other terms of Issue. The Issue details shall be intimated to you in due course.

Corporate Actions stock-summary

stock-summary
BOARD MEETING

30 Mar 2026

stock-summary
DIVIDEND

Manappuram Finance Ltd has declared 25% dividend, ex-date: 06 Feb 26

stock-summary
SPLITS

Manappuram Finance Ltd has announced 2:10 stock split, ex-date: 03 May 10

stock-summary
BONUS

Manappuram Finance Ltd has announced 1:1 bonus issue, ex-date: 09 Jun 11

stock-summary
RIGHTS

No Rights history available

stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
7.81%
EBIT Growth (5y)
-2.30%
Net Debt to Equity (avg)
3.02
Institutional Holding
39.91%
ROE (avg)
14.95%

Valuation key factors

Factor
Value
P/E Ratio
53
Industry P/E
20
Price to Book Value
1.70
EV to EBIT
14.37
EV to EBITDA
13.38
EV to Capital Employed
1.18
EV to Sales
6.23
PEG Ratio
NA
Dividend Yield
0.59%
ROCE (Latest)
8.34%
ROE (Latest)
3.53%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 34 Schemes (9.09%)

FIIs

Held by 203 FIIs (28.77%)

Promoter with highest holding

Nandakumar V P (29.05%)

Highest Public shareholder

Smallcap World Fund, Inc (6.46%)

Individual Investors Holdings

18.01%

stock-summaryFinancial
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        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "50.25%",
          "val2": "66.05%",
          "chgp": "-15.80%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "nine-monthly",
    "btn_text": "All Nine Monthly Results",
    "header": "Nine Monthly Results Snapshot (Consolidated) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in nine months ended Dec 2025 is -10.18% vs 18.24% in Dec 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in nine months ended Dec 2025 is -57.41% vs -13.51% in Dec 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "6,898.99",
          "val2": "7,681.04",
          "chgp": "-10.18%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "3,603.79",
          "val2": "4,751.67",
          "chgp": "-24.16%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "2,676.12",
          "val2": "2,679.35",
          "chgp": "-0.12%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "599.35",
          "val2": "1,407.33",
          "chgp": "-57.41%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "52.24%",
          "val2": "61.86%",
          "chgp": "-9.62%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Mar'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Mar 2025 is 13.11% vs 32.11% in Mar 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2025 is -44.43% vs 46.30% in Mar 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Mar'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "10,007.68",
          "val2": "8,848.01",
          "chgp": "13.11%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5,440.74",
          "val2": "5,999.51",
          "chgp": "-9.31%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "3,540.92",
          "val2": "2,865.63",
          "chgp": "23.57%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,216.15",
          "val2": "2,188.67",
          "chgp": "-44.43%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "54.37%",
          "val2": "67.81%",
          "chgp": "-13.44%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQstock-summary

Dec'25
Sep'25
Change(%)
Net Sales
2,353.14
2,273.39
3.51%
Operating Profit (PBDIT) excl Other Income
1,319.55
1,255.19
5.13%
Interest
945.21
875.63
7.95%
Exceptional Items
0.00
0.00
Consolidate Net Profit
241.06
219.88
9.63%
Operating Profit Margin (Excl OI)
56.08%
55.21%
0.87%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Dec 2025 is 3.51% vs 0.49% in Sep 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 9.63% vs 58.90% in Sep 2025

Half Yearly Results Snapshot (Consolidated) - Sep'25stock-summary

Sep'25
Sep'24
Change(%)
Net Sales
4,545.85
5,121.32
-11.24%
Operating Profit (PBDIT) excl Other Income
2,284.24
3,382.71
-32.47%
Interest
1,730.91
1,754.01
-1.32%
Exceptional Items
0.00
0.00
Consolidate Net Profit
358.29
1,125.27
-68.16%
Operating Profit Margin (Excl OI)
50.25%
66.05%
-15.80%
Values in Rs Cr.
Direction Arrows
Net Sales

Growth in half year ended Sep 2025 is -11.24% vs 22.20% in Sep 2024

Direction Arrows
Consolidated Net Profit

Growth in half year ended Sep 2025 is -68.16% vs 6.73% in Sep 2024

Nine Monthly Results Snapshot (Consolidated) - Dec'25stock-summary

Dec'25
Dec'24
Change(%)
Net Sales
6,898.99
7,681.04
-10.18%
Operating Profit (PBDIT) excl Other Income
3,603.79
4,751.67
-24.16%
Interest
2,676.12
2,679.35
-0.12%
Exceptional Items
0.00
0.00
Consolidate Net Profit
599.35
1,407.33
-57.41%
Operating Profit Margin (Excl OI)
52.24%
61.86%
-9.62%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2025 is -10.18% vs 18.24% in Dec 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in nine months ended Dec 2025 is -57.41% vs -13.51% in Dec 2024

Annual Results Snapshot (Consolidated) - Mar'25stock-summary

Mar'25
Mar'24
Change(%)
Net Sales
10,007.68
8,848.01
13.11%
Operating Profit (PBDIT) excl Other Income
5,440.74
5,999.51
-9.31%
Interest
3,540.92
2,865.63
23.57%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,216.15
2,188.67
-44.43%
Operating Profit Margin (Excl OI)
54.37%
67.81%
-13.44%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2025 is 13.11% vs 32.11% in Mar 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Mar 2025 is -44.43% vs 46.30% in Mar 2024

stock-summaryCompany CV
About Manappuram Finance Ltd stock-summary
stock-summary
Manappuram Finance Ltd
Small Cap
Non Banking Financial Company (NBFC)
Manappuram Finance Limited was formerly incorporated as Manappuram General Finance and Leasing Limited on July 15, 1992. The Company's name was changed to Manappuram Finance Limited on June 27, 2011. Manappuram Finance is one of the largest NBFCs in India predominantly dealing in gold loans. The Company offers a range of retail credit products and financial services. It has a diversified lending portfolio encompassing retail, microfinance, SME and commercial customers.
Company Coordinates stock-summary
Company Details
IV/470A (Old) W/638 (New), Manappuram House Valpad P O Thrissur Kerala : 680567
stock-summary
Tel: 91-487-3050108/3050000/3050100
stock-summary
cosecretary@manappuram.com
Registrar Details
SKDC Consultants Ltd , Kanapathy Towers, 3rd Floor, Ganapathy, Coimbatore