Manappuram Fin.

Why is Manappuram Finance Ltd falling/rising?

As of 01-Jul, Manappuram Finance Ltd's stock price is at Rs 317.00, down 2.04%, and has underperformed its sector. Despite strong long-term fundamentals, concerns about low growth rates and decreased profits are contributing to the stock's current decline.

As of 01-Jul, Manappuram Finance Ltd's stock price is falling, currently at Rs 317.00, which reflects a decrease of Rs 6.6 or 2.04%. This decline is evident in today's performance, where the stock has underperformed its sector by 3.5%. Additionally, the stock touched an intraday low of Rs 315.1, marking a decrease of 2.63%.<BR><BR>Investor participation has also seen a significant drop, with delivery volume on June 30 falling by 47.11% compared to the 5-day average. Although the stock is trading above its 20-day, 50-day, 100-day, and 200-day moving averages, it is currently below its 5-day moving average, indicating a short-term weakness.<BR><BR>Despite the company's strong long-term fundamentals, including a return on equity (ROE) of 13.27% and a net profit growth of 69.68% reported in March, there are concerns regarding its long-term growth potential. The annual growth rates for net sales and operating profit are relatively low at 8.42% and 2.20%, respectively. Furthermore, while the stock has generated a return of 14.03% over the past year, its profits have decreased by 17.5%, contributing to the current downward pressure on the stock price.

Which are the latest news on Manappuram Fin.?

How big is Manappuram Fin.?

As of 10th June, Manappuram Finance Ltd has a market capitalization of 28,049.00 Cr, with net sales of 9,503.72 Cr and net profit of 1,003.28 Cr over the latest four quarters.

As of 10th June, <BR><BR>Market Cap: Manappuram Finance Ltd has a market capitalization of 28,049.00 Cr and is classified as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 9,503.72 Cr, while the sum of Net Profit for the same period is 1,003.28 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025. Shareholder's Funds stand at 12,432.19 Cr, and Total Assets amount to 48,829.34 Cr.

Who are in the management team of Manappuram Fin.?

The management team of Manappuram Finance includes V P Nandakumar (Managing Director & CEO), Shailesh J Mehta (Chairman), and several directors, including Manoj Kumar V R, Harshan Kollara, and Sumitha Jayasankar, along with independent directors like V R Ramachandran and P Manomohanan, bringing diverse expertise to the company.

The management team of Manappuram Finance includes the following key members:<BR><BR>1. **V P Nandakumar** - Managing Director & CEO<BR>2. **Shailesh J Mehta** - Chairman (Non-Executive)<BR>3. **Manoj Kumar V R** - Company Secretary & Compliance Officer<BR>4. **Harshan Kollara** - Director<BR>5. **Sekaripuram Ramanath Balasubramanian** - Director<BR>6. **Sumitha Jayasankar** - Whole-time Director<BR><BR>Additionally, the board features several non-executive and independent directors:<BR><BR>1. **V R Ramachandran** - Non-Executive & Independent Director<BR>2. **P Manomohanan** - Non-Executive & Independent Director<BR>3. **Abhijit Sen** - Non-Executive & Independent Director<BR>4. **Pratima Ram** - Independent Director<BR>5. **V P Seemandini** - Independent Director<BR><BR>This team brings a diverse range of expertise and leadership to the company.

Who are the peers of the Manappuram Fin.?

Manappuram Fin.'s peers include Sundaram Finance, Authum Invest., M & M Fin. Serv., Poonawalla Fin., Tata Inv. Corpn., Chola Financial, IIFL Finance, Capri Global, and Five-Star Bus. Fi. Capri Global has the highest 1-year return at 11.07%, while Manappuram Fin. has a 1-year return of 6.71%, which is higher than Five-Star Bus. Fi's -47.32%.

Peers: The peers of Manappuram Fin. are Sundaram Finance, Authum Invest., M & M Fin. Serv., Poonawalla Fin, Tata Inv.Corpn., Chola Financial, IIFL Finance, Capri Global, Five-Star Bus.Fi.<BR><BR>Quality Snapshot: Excellent management risk is observed at Sundaram Finance, IIFL Finance, and Five-Star Bus.Fi, while Average management risk is found at Authum Invest., M & M Fin. Serv., Poonawalla Fin, Tata Inv.Corpn., Chola Financial, and Capri Global. Below Average management risk is noted at Tata Inv.Corpn. Good growth is seen at Poonawalla Fin, IIFL Finance, and Capri Global, while Average growth is found at Sundaram Finance, M & M Fin. Serv., and Tata Inv.Corpn. Below Average growth is noted at Manappuram Fin., and Excellent growth is observed at Chola Financial.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Capri Global at 11.07%, while the peer with the lowest is Five-Star Bus.Fi at -47.32%. Manappuram Fin.'s 1-year return of 6.71% is higher than that of Five-Star Bus.Fi but lower than Capri Global. Additionally, several peers, including Chola Financial, Five-Star Bus.Fi, and SBFC Finance, have negative six-month returns.

What does Manappuram Fin. do?

Manappuram Finance Ltd is a leading Indian NBFC specializing in gold loans and various retail credit products. As of March 2026, it reported net sales of ₹2,614 Cr and a net profit of ₹404 Cr, with a market cap of ₹28,049 Cr.

Overview: <BR>Manappuram Finance Ltd is one of the largest Non Banking Financial Companies (NBFCs) in India, predominantly dealing in gold loans and offering a range of retail credit products and financial services.<BR><BR>History: <BR>Manappuram Finance Ltd was incorporated as Manappuram General Finance and Leasing Limited in 1992 and changed its name to Manappuram Finance Limited in 2011. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 2,614 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 404 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 28,049 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 27.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.60% <BR>Debt-Equity: 3.60 <BR>Return on Equity: 6.25% <BR>Price to Book: 1.80 <BR><BR>Contact Details: <BR>Address: IV/470A (Old) W/638 (New), Manappuram House Valpad P O Thrissur Kerala : 680567 <BR>Tel: 91-487-3050108/3050000/3050100 <BR>Email: cosecretary@manappuram.com <BR>Website: http://www.manappuram.com

Should I buy, sell or hold Manappuram Finance Ltd?

Has Manappuram Finance Ltd declared dividend?

Yes, Manappuram Finance Ltd has declared a dividend of 25% (₹0.5 per share) with an ex-date of May 11, 2026. The company has shown strong total returns across various periods, particularly over the long term.

Manappuram Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 25%<BR>- Amount per share: 0.5<BR>- Ex-date: 11 May 26<BR><BR>Dividend Yield: 0.49%.<BR><BR>Total Returns by Period:<BR>In the 3-month period, the price return was 3.16%, the dividend return was 0.34%, resulting in a total return of 3.5%.<BR><BR>In the 6-month period, the price return was 13.02%, the dividend return was 0.37%, leading to a total return of 13.39%.<BR><BR>For the 1-year period, the price return was 35.9%, the dividend return was 0.87%, culminating in a total return of 36.77%.<BR><BR>Over the 2-year period, the price return was 61.04%, the dividend return was 3.24%, resulting in a total return of 64.28%.<BR><BR>In the 3-year period, the price return was 193.42%, the dividend return was 7.77%, leading to a total return of 201.19%.<BR><BR>For the 4-year period, the price return was 183.1%, the dividend return was 11.78%, culminating in a total return of 194.88%.<BR><BR>In the 5-year period, the price return was 107.54%, the dividend return was 8.97%, resulting in a total return of 116.51%.<BR><BR>Overall, Manappuram Finance Ltd has declared a substantial dividend, and the total returns across various periods reflect strong performance, particularly over the longer term, indicating a positive trend for investors.

Are Manappuram Finance Ltd latest results good or bad?

Manappuram Finance Ltd's latest Q4 FY26 results are strong, with a net profit of ₹403.96 crores and revenue growth of 11.03%, marking a significant turnaround from a loss last year. However, concerns about a high debt-to-equity ratio and stretched valuation suggest caution for investors.

Manappuram Finance Ltd's latest results for Q4 FY26 indicate a strong performance overall. The company reported a net profit of ₹403.96 crores, which is a remarkable increase of 67.58% compared to the previous quarter. This turnaround is particularly significant given that the same quarter last year saw a net loss of ₹191.18 crores.<BR><BR>Revenue also saw a solid growth of 11.03% quarter-on-quarter, reaching ₹2,613.83 crores, marking the highest quarterly revenue in the company's recent history. The operating margin reached a record high of 66.44%, reflecting improved operational efficiency and favorable dynamics in the gold loan segment.<BR><BR>Despite the positive operational metrics, there are some concerns regarding the company's balance sheet, particularly its elevated debt-to-equity ratio of 3.60 times, which may limit flexibility in times of economic stress. Additionally, the valuation appears stretched with a P/E ratio of 63.31 times, significantly above the industry average.<BR><BR>In summary, while the operational results are strong and indicate a positive trend, the high valuation and leverage levels warrant caution for investors. Overall, the results can be seen as good, but they come with some risks that need to be monitored.

When is the next results date for Manappuram Finance Ltd?

The next results date for Manappuram Finance Ltd is 04 May 2026.

The next results date for Manappuram Finance Ltd is scheduled for 04 May 2026.

Is Manappuram Fin. technically bullish or bearish?

As of December 1, 2025, Manappuram Fin. shows a mildly bullish trend supported by daily moving averages, but caution is advised due to mixed signals from weekly and monthly indicators, including a bearish RSI.

As of 1 December 2025, the technical trend for Manappuram Fin. has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by the daily moving averages indicating bullish momentum. However, the weekly MACD and KST are mildly bearish, which suggests some caution. The monthly MACD remains bullish, but the RSI on a monthly basis is bearish, indicating potential weakness. Bollinger Bands show a mildly bullish trend on both weekly and monthly time frames. Overall, the mixed signals across different indicators suggest a cautious bullish outlook with some underlying bearish pressures.

How has been the historical performance of Manappuram Fin.?

Manappuram Fin. has exhibited significant growth in net sales and profits, with total operating income rising from 4,179.51 Cr in Mar'19 to 10,007.68 Cr in Mar'25, despite some fluctuations in profit metrics. The company's total assets increased from 29,433.72 Cr in Mar'20 to 48,829.34 Cr in Mar'25, reflecting overall resilience and positive liquidity.

Answer:<BR>The historical performance of Manappuram Fin. shows a significant growth trajectory in net sales and profits over the years, with a notable increase in total operating income and net profit.<BR><BR>Breakdown:<BR>Manappuram Fin. has demonstrated a consistent upward trend in net sales, rising from 4,179.51 Cr in Mar'19 to 10,007.68 Cr in Mar'25. The total operating income followed a similar pattern, reaching 10,007.68 Cr in Mar'25, up from 4,179.51 Cr in Mar'19. Operating profit (PBDIT) peaked at 5,473.93 Cr in Mar'25, although it was lower than the previous year’s 6,071.59 Cr. Profit before tax also saw fluctuations, with a high of 2,959.51 Cr in Mar'24, but dropping to 1,665.64 Cr in Mar'25. The profit after tax mirrored this trend, decreasing from 2,197.48 Cr in Mar'24 to 1,203.88 Cr in Mar'25. Despite these fluctuations, the overall net profit remained strong at 1,216.15 Cr in Mar'25, compared to 940.46 Cr in Mar'19. The company’s total assets increased from 29,433.72 Cr in Mar'20 to 48,829.34 Cr in Mar'25, while total liabilities also rose, reflecting growth in short-term borrowings. Cash flow from operating activities showed improvement, with a net cash inflow of 540.00 Cr in Mar'25, indicating a positive shift in liquidity. Overall, Manappuram Fin. has shown resilience and growth in its financial performance over the years.

Is Manappuram Fin. overvalued or undervalued?

As of October 10, 2025, Manappuram Finance is considered very expensive and overvalued with a PE ratio of 30.16, elevated compared to peers like Bajaj Finance and Life Insurance, despite a strong stock performance of 50.95% over the year compared to the Sensex's 1.09%.

As of 10 October 2025, the valuation grade for Manappuram Finance has moved from expensive to very expensive, indicating a significant shift in its perceived market value. The company is currently considered overvalued. Key ratios include a PE ratio of 30.16, an EV to EBITDA of 11.68, and a Price to Book Value of 1.94, which are all elevated compared to industry norms.<BR><BR>In comparison to peers, Bajaj Finance has a PE ratio of 36.56, while Life Insurance shows a more attractive PE of 11.65, highlighting the relative overvaluation of Manappuram Finance. Additionally, the company's recent stock performance has outpaced the Sensex over the year, with a return of 50.95% compared to the Sensex's 1.09%, though this does not mitigate the current overvaluation.

Who are the top shareholders of the Manappuram Fin.?

The top shareholders of Manappuram Finance include Nandakumar V P with 29.05%, foreign institutional investors at 28.42%, and mutual funds holding 6.61%. Smallcap World Fund, Inc. is the largest public shareholder at 6.13%, while individual investors own 20.51% of the shares.

The top shareholders of Manappuram Finance include a mix of promoters and institutional investors. The largest promoter is Nandakumar V P, who holds 29.05% of the shares. In terms of institutional holdings, foreign institutional investors (FIIs) collectively own 28.42%, while mutual funds hold 6.61% across 29 schemes. The highest public shareholder is Smallcap World Fund, Inc, with a holding of 6.13%. Additionally, individual investors account for 20.51% of the shareholding.

What is the bonus history of the Manappuram Fin.?

Manappuram Finance has issued several bonuses to shareholders, including a 1:1 bonus on June 9, 2011, May 3, 2010, and March 14, 2007, demonstrating its commitment to rewarding investors.

Manappuram Finance has a history of issuing bonuses to its shareholders. The most recent bonus was a 1:1 issue announced with an ex-date of June 9, 2011, and a record date of June 10, 2011. Prior to that, the company also issued a 1:1 bonus on May 3, 2010, with a record date of May 4, 2010. Additionally, there was another 1:1 bonus issued on March 14, 2007, with a record date of March 15, 2007. This consistent pattern of issuing bonuses reflects the company's commitment to rewarding its shareholders.