Muthoot Cap.Serv

Why is Muthoot Capital Services Ltd falling/rising?

As of 30-Aug, Muthoot Capital Services Ltd's stock price is at 239.00, reflecting a decline of 1.24%. The stock has significantly underperformed the Sensex and its sector, with a notable drop in investor participation and recent weakness indicated by moving averages.

As of 30-Aug, Muthoot Capital Services Ltd's stock price is falling, currently at 239.00, which reflects a decrease of 3.0 (-1.24%). The stock has underperformed compared to the benchmark Sensex, which has only declined by 0.36% over the past week. Over the last week, Muthoot Capital has seen a significant drop of 5.12%, while its performance over the year-to-date shows a decline of 12.79%, compared to a 9.34% drop in the Sensex.<BR><BR>Additionally, the stock's performance today indicates it has underperformed its sector by 1.09%. The moving averages suggest that while the stock is higher than the 50-day, 100-day, and 200-day moving averages, it is lower than the 5-day and 20-day moving averages, indicating recent weakness. Furthermore, there has been a notable decline in investor participation, with delivery volume dropping by 62.05% against the 5-day average, which may signal reduced interest from investors. Overall, these factors contribute to the stock's current downward trend.

Which are the latest news on Muthoot Cap.Serv?

Who are in the management team of Muthoot Cap.Serv?

The management team of Muthoot Capital Services includes Chairman Thomas John Muthoot, Managing Director Thomas George Muthoot, and several independent directors: A P Kurian, Thomas Mathew, Shirley Thomas, and Cma Divya Abhishek.

The management team of Muthoot Capital Services includes the following members:<BR><BR>1. **Thomas John Muthoot** - Chairman (Non-Executive)<BR>2. **Thomas George Muthoot** - Managing Director<BR>3. **Thomas Muthoot** - Director<BR>4. **A P Kurian** - Independent Director<BR>5. **Thomas Mathew** - Independent Director<BR>6. **Shirley Thomas** - Independent Director<BR>7. **Cma Divya Abhishek** - Independent Director<BR><BR>If you need more information about their roles or responsibilities, feel free to ask!

What does Muthoot Cap.Serv do?

Muthoot Capital Services Ltd is a Non Banking Financial Company (NBFC) that provides financial products such as loans and debentures, with a market cap of INR 430 Cr and a net profit of 8 Cr as of June 2026. The company was established in 1994 and operates in the micro cap market.

Overview:<BR>Muthoot Capital Services Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, offering a range of financial products including loans and debentures.<BR><BR>History:<BR>The company was incorporated on February 18, 1994, and obtained its Certificate of Commencement of Business in March 1994. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 156 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 8 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 430 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 17.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 4.82 <BR>Return on Equity: 3.75% <BR>Price to Book: 0.64 <BR><BR>Contact Details:<BR>Address: 3rd Floor Muthoot Towers, M G Road Kochi Kerala : 682035 <BR>Tel: 91-484-6619600/6613450 <BR>Email: mail@muthootcap.com <BR>Website: http://www.muthootcap.com

Who are the peers of the Muthoot Cap.Serv?

Muthoot Cap.Serv's peers include The Invest.Trust, Aryaman Capital, Unifinz Capital, Nahar Capital, Purple Finance, NDL Ventures, Akme Fintrade, MKVentures Cap., and Moneyboxx Fin. Its management risk is below average, growth is below average, and it has a 1-year return of -3.63%.

Peers: The Invest.Trust, Aryaman Capital, Unifinz Capital, Nahar Capital, Purple Finance, NDL Ventures, Akme Fintrade, MKVentures Cap., Moneyboxx Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at The Invest.Trust, Aryaman Capital, Unifinz Capital, Nahar Capital, Purple Finance, Akme Fintrade, MKVentures Cap., and Moneyboxx Fin., while Average management risk is found at Aryaman Capital and MKVentures Cap. Below Average management risk is present at The Invest.Trust, Nahar Capital, Purple Finance, NDL Ventures, Akme Fintrade, Muthoot Cap.Serv, Moneyboxx Fin., and Regency Fincorp. Growth is Excellent at Unifinz Capital, Purple Finance, Akme Fintrade, and Moneyboxx Fin., Average growth is noted at Aryaman Capital and MKVentures Cap., while Below Average growth is seen at Muthoot Cap.Serv, The Invest.Trust, Nahar Capital, and NDL Ventures. Capital Structure is Excellent at The Invest.Trust, Aryaman Capital, Unifinz Capital, Nahar Capital, Purple Finance, Akme Fintrade, Muthoot Cap.Serv, MKVentures Cap., and Moneyboxx Fin., while Below Average is noted at NDL Ventures.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Purple Finance at 78.16%, while the lowest is The Invest.Trust at -40.99%. Muthoot Cap.Serv has a 1-year return of -3.63%, which is higher than The Invest.Trust but lower than Purple Finance. Additionally, peers with a negative six-month return include The Invest.Trust, Unifinz Capital, Moneyboxx Fin., and MKVentures Cap.

How big is Muthoot Cap.Serv?

As of 14th August, Muthoot Capital Services Ltd has a market capitalization of 423.69 Cr, with recent net sales of 630.28 Cr and a net profit of 23.97 Cr.

As of 14th August, Muthoot Capital Services Ltd has a market capitalization of 423.69 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, Muthoot Capital Services reported Net Sales of 630.28 Cr and a Net Profit of 23.97 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026, with Shareholder's Funds amounting to 670.42 Cr and Total Assets of 4,020.66 Cr.

Should I buy, sell or hold Muthoot Capital Services Ltd?

Are Muthoot Capital Services Ltd latest results good or bad?

Muthoot Capital Services Ltd's latest results show a mixed performance, with a net profit recovery to ₹8.12 crores but declining net interest income and a low return on equity of 1.88%. Despite some positive signs, concerns about operational efficiency and high debt levels suggest caution for investors.

Muthoot Capital Services Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹8.12 crores in Q1 FY27, marking a significant recovery from a loss of ₹4.67 crores in the same quarter last year, which is a positive development. The net interest income also grew by 7.11% year-on-year, indicating some growth in revenue.<BR><BR>However, there are several concerning aspects. The net interest income declined by 6.51% compared to the previous quarter, suggesting potential challenges in sustaining growth momentum. Additionally, the return on equity (ROE) remains very low at just 1.88%, which is significantly below industry standards and indicates poor capital efficiency. The company's reliance on non-operating income is also troubling, as nearly half of its profit before tax comes from sources outside its core lending operations.<BR><BR>Furthermore, Muthoot Capital has underperformed its peers in the NBFC sector, with a staggering 35.59% decline in stock value over the past year, compared to the sector's performance. The high debt-to-equity ratio of 4.56 amplifies the risks associated with its operations.<BR><BR>In summary, while there are some signs of recovery in profitability, the overall financial health and operational efficiency of Muthoot Capital Services Ltd raise significant concerns. Investors should be cautious, as the company faces challenges that could hinder sustainable growth moving forward.

When is the next results date for Muthoot Capital Services Ltd?

The next results date for Muthoot Capital Services Ltd is 16 July 2026.

The next results date for Muthoot Capital Services Ltd is scheduled for 16 July 2026.

Is Muthoot Cap.Serv overvalued or undervalued?

As of December 4, 2025, Muthoot Capital Services is considered undervalued with a PE Ratio of 25.46 and a Price to Book Value of 0.66, making it an attractive investment opportunity compared to peers like Bajaj Finance and Life Insurance, despite a year-to-date return of -20.56%.

As of 4 December 2025, Muthoot Capital Services has moved from a fair to an attractive valuation grade. The company is currently considered undervalued, particularly in comparison to its peers. Key ratios include a PE Ratio of 25.46, an EV to EBIT of 10.42, and a Price to Book Value of 0.66, which suggest that the stock is trading at a discount relative to its earnings and asset value.<BR><BR>In the peer comparison, Muthoot Capital Services stands out against Bajaj Finance, which has a PE Ratio of 34.9 and is categorized as very expensive, and Life Insurance, which is very attractive with a PE Ratio of 10.85. The company's PEG Ratio of 0.00 further emphasizes its undervaluation compared to the industry. Despite recent underperformance with a year-to-date return of -20.56% versus the Sensex's 9.12%, the valuation metrics indicate that Muthoot Capital Services presents a compelling investment opportunity at its current price of 265.30.

How has been the historical performance of Muthoot Cap.Serv?

Muthoot Cap.Serv's historical performance shows fluctuating financial metrics, with net sales rising to INR 470.85 crore in March 2025, but facing challenges such as increased expenditures and a loss in gross profit before tax of INR 158.40 crore, alongside a significant rise in total liabilities to INR 3,544.71 crore. Overall, the company experienced growth in sales and income but struggled with profitability and cash flow.

Answer:<BR>The historical performance of Muthoot Cap.Serv shows a fluctuating trend in its financial metrics over the years.<BR><BR>Breakdown:<BR>Muthoot Cap.Serv's net sales increased from INR 396.81 crore in March 2024 to INR 470.85 crore in March 2025, following a dip in March 2023. The total operating income also rose to INR 471.65 crore in March 2025 from INR 398.40 crore in the previous year. However, the total expenditure increased significantly to INR 411.33 crore in March 2025, up from INR 332.06 crore in March 2024, leading to an operating profit (PBDIT) of INR 65.16 crore, slightly down from INR 69.35 crore in the prior year. Interest expenses surged to INR 223.56 crore in March 2025, impacting the gross profit before tax, which stood at a loss of INR 158.40 crore. Consequently, profit before tax decreased to INR 60.40 crore, while profit after tax was reported at INR 45.75 crore. The company's total liabilities increased to INR 3,544.71 crore in March 2025, compared to INR 2,258.79 crore in March 2024, with total debt rising to INR 2,809.38 crore. Cash flow from operating activities showed a negative trend, with a cash outflow of INR 1,096 crore in March 2025, although net cash inflow was positive at INR 115 crore. Overall, Muthoot Cap.Serv's financial performance reflects a mix of growth in sales and income but challenges with profitability and rising liabilities.

Is Muthoot Cap.Serv technically bullish or bearish?

As of July 28, 2025, the technical trend is mildly bullish due to daily moving averages and weekly MACD signals, but caution is advised as monthly indicators and Dow Theory present mixed signals.

As of 28 July 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the daily moving averages indicating mild bullishness and the weekly MACD showing a bullish signal. However, the monthly MACD and Bollinger Bands are bearish, suggesting some caution. The Dow Theory presents a mixed view with a mildly bearish weekly outlook and a mildly bullish monthly perspective. Overall, while there are bullish indicators in the short term, the longer-term signals are more cautious, reflecting a complex technical landscape.

Who are the top shareholders of the Muthoot Cap.Serv?

The top shareholders of Muthoot Capital Services include Thomas John Muthoot with 19.17%, individual investors with 25.69%, and Thermo Capital Private Limited as the largest public shareholder at 2.33%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of Muthoot Capital Services include the promoters, with Thomas John Muthoot holding the highest stake at 19.17%. Individual investors collectively own 25.69% of the shares. Among public shareholders, Thermo Capital Private Limited is the largest, holding 2.33%. Additionally, there are 5 Foreign Institutional Investors (FIIs) that together hold 1.39% of the company. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

What is the bonus history of the Muthoot Cap.Serv?

Muthoot Capital Services Ltd issued a 1:10 bonus on June 12, 2017, with a record date of June 13, 2017, meaning shareholders received 1 additional share for every 10 shares held.

Muthoot Capital Services Ltd has a bonus history that includes a 1:10 bonus issue announced on June 12, 2017. The record date for this bonus was June 13, 2017. This means that for every 10 shares held, shareholders received 1 additional share as a bonus. If you have any more questions about the company or its financial activities, feel free to ask!

Has Muthoot Cap.Serv declared dividend?

Muthoot Capital Services Ltd has declared a 55% dividend, amounting to ₹5.5 per share, with an ex-date of March 17, 2016. Currently, the dividend yield is 0%, and total returns over various periods have shown both positive and negative performance.

Muthoot Capital Services Ltd has declared a 55% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 55%<BR>- Amount per share: 5.5<BR>- Ex-date: Mar-17-2016<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -16.42%, the dividend return was 0%, resulting in a total return of -16.42%.<BR><BR>For the 1-year period, the price return was 7.83%, the dividend return was 0%, leading to a total return of 7.83%.<BR><BR>Over the 2-year period, the price return was -17.87%, with a dividend return of 0%, resulting in a total return of -17.87%.<BR><BR>In the 3-year period, the price return was 60.86%, the dividend return was 0%, culminating in a total return of 60.86%.<BR><BR>For the 4-year period, the price return was -30.96%, the dividend return was 0%, leading to a total return of -30.96%.<BR><BR>In the 5-year period, the price return was 4.23%, with a dividend return of 0%, resulting in a total return of 4.23%.<BR><BR>Overall, while Muthoot Capital Services Ltd declared a dividend in the past, the current dividend yield is 0%. The total returns over various periods show a mix of positive and negative performance, indicating volatility in the company's stock performance.