Nalin Lease Fin.

Why is Nalin Lease Finance Ltd falling/rising?

As of 11-Aug, Nalin Lease Finance Ltd's stock price is at Rs 36.83, down 3.08%, and has significantly underperformed the Sensex, with a year-to-date decline of 22.76%. The stock is near its 52-week low, trading below key moving averages, and experiencing decreased investor interest.

As of 11-Aug, Nalin Lease Finance Ltd's stock price is falling, currently at Rs 36.83, reflecting a decrease of Rs 1.17 or 3.08%. The stock has underperformed significantly compared to the benchmark Sensex, with a one-week decline of 7.60% against a mere 0.35% drop in the Sensex. Over the past month, the stock has decreased by 3.38%, while the Sensex has risen by 0.75%. Year-to-date, Nalin Lease Finance Ltd has seen a substantial decline of 22.76%, compared to an 8.29% drop in the Sensex, and over the past year, it has fallen by 27.91% while the Sensex has only decreased by 3.04%.<BR><BR>Today's trading performance indicates that the stock is close to its 52-week low, being just 3.94% above the low of Rs 35.31. The stock reached an intraday high of Rs 39.89 but also touched a low of Rs 36.76, indicating volatility within the trading day. Furthermore, the stock is trading below all key moving averages (5-day, 20-day, 50-day, 100-day, and 200-day), suggesting a bearish trend. <BR><BR>Investor participation has notably decreased, with delivery volume dropping by 92.05% compared to the 5-day average, indicating a lack of interest from investors. This decline in trading activity, combined with the stock's performance metrics, contributes to the overall downward pressure on Nalin Lease Finance Ltd's stock price.

Should I buy, sell or hold Nalin Lease Finance Ltd?

Which are the latest news on Nalin Lease Fin.?

Are Nalin Lease Finance Ltd latest results good or bad?

Nalin Lease Finance Ltd's latest results show a 50% increase in net profit quarter-on-quarter, but revenue growth is only 5.58% year-on-year, and profitability metrics have declined, indicating mixed performance and operational challenges. Investors should be cautious due to rising costs and inconsistent revenue patterns.

Nalin Lease Finance Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹1.11 crore for Q1 FY27, which is a 50% increase quarter-on-quarter and a 20.65% increase year-on-year. This sequential profit recovery is a positive sign. However, the revenue growth year-on-year is only 5.58%, which indicates weak momentum compared to previous periods.<BR><BR>The company's PAT margin of 53.37% is substantial, but it has declined significantly from 84.09% in the previous quarter, raising concerns about profitability sustainability. Moreover, the return on equity stands at 8.79%, which is below the industry average, suggesting that the company is not generating adequate returns on shareholder capital.<BR><BR>Additionally, the revenue pattern has been volatile, with a dramatic quarter-on-quarter increase of 136.36% from a low base, but this raises questions about the consistency of earnings. The rising interest costs, which have increased by 300% year-on-year, also pose a risk to profitability.<BR><BR>Overall, while there are some positive aspects, such as the increase in net profit and operating margins, the underlying issues with revenue growth, profitability metrics, and rising costs suggest that the results are not entirely favorable. Investors should be cautious, as the company faces significant operational challenges.

When is the next results date for Nalin Lease Finance Ltd?

The next results date for Nalin Lease Finance Ltd is July 17, 2026.

The next results date for Nalin Lease Finance Ltd is scheduled for July 17, 2026.

How big is Nalin Lease Fin.?

As of 10th June, Nalin Lease Finance Ltd has a market capitalization of 28.00 Cr, with Net Sales of 6.35 Cr and a Net Profit of 3.17 Cr over the latest four quarters. The company reported Shareholder's Funds of 35.06 Cr and Total Assets of 37.65 Cr for the latest annual period.

As of 10th June, Nalin Lease Finance Ltd has a market capitalization of 28.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Nalin Lease Finance Ltd reported Net Sales of 6.35 Cr and a Net Profit of 3.17 Cr.<BR><BR>For the latest annual period, the company reported Shareholder's Funds of 35.06 Cr and Total Assets of 37.65 Cr.

Who are in the management team of Nalin Lease Fin.?

The management team of Nalin Lease Fin. includes Narendrakumar Dalsukhdas Shah (Chairman), Dilipkumar Nalinkant Gandhi (Managing Director), Pallaviben Dilipkumar Gandhi, Harsh Dilip Kumar Gandhi (both Executive Directors), and independent directors Navin Chandra Chandulal Soni and Samir Kumar Kantilal Shah.

The management team of Nalin Lease Fin. includes the following individuals:<BR><BR>1. **Narendrakumar Dalsukhdas Shah** - Chairman & Independent Director<BR>2. **Dilipkumar Nalinkant Gandhi** - Executive Director & Managing Director<BR>3. **Pallaviben Dilipkumar Gandhi** - Executive Director & Wholetime Director<BR>4. **Harsh Dilip Kumar Gandhi** - Executive Director & Wholetime Director<BR>5. **Navin Chandra Chandulal Soni** - Independent Non-Executive Director<BR>6. **Samir Kumar Kantilal Shah** - Independent Non-Executive Director<BR><BR>If you need more information about their roles or contributions, feel free to ask!

Who are the peers of the Nalin Lease Fin.?

Nalin Lease Fin.'s peers include TCI Finance, Darjeeling Indus, Ramsons Projects, and others. While it has a below-average management risk and growth rating, it boasts an excellent capital structure; however, its 1-year return is the lowest among peers at -31.10%.

Peers: The peers of Nalin Lease Fin. are TCI Finance, Darjeeling Indus, Ramsons Projects, Sulabh Engineers, Cubical Finan, Purshottam Inves, Abhishek Finle., Stanrose Mafat., and Richfield Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Darjeeling Indus, Ramsons Projects, and Richfield Fin, while Below Average management risk is found at Nalin Lease Fin., TCI Finance, Sulabh Engineers, Cubical Finan, Purshottam Inves, Abhishek Finle., Stanrose Mafat., and the rest. For Growth, Excellent ratings are seen at Darjeeling Indus, Ramsons Projects, and Richfield Fin, while Below Average growth is noted at Nalin Lease Fin., TCI Finance, Sulabh Engineers, Cubical Finan, Purshottam Inves, Abhishek Finle., and Stanrose Mafat. Finally, Excellent capital structure is present in Nalin Lease Fin., Darjeeling Indus, Ramsons Projects, Sulabh Engineers, Cubical Finan, Purshottam Inves, Abhishek Finle., Stanrose Mafat., and Richfield Fin.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ramsons Projects at 24.52%, while the lowest is Nalin Lease Fin. at -31.10%. Nalin Lease Fin.'s 1-year return is significantly lower than that of Ramsons Projects. Additionally, the six-month return is negative for Darjeeling Indus, Ramsons Projects, Sulabh Engineers, Nalin Lease Fin., Abhishek Finle., Stanrose Mafat., Richfield Fin., and West Leisure.

What does Nalin Lease Fin. do?

Nalin Lease Finance Ltd is a micro-cap Non Banking Financial Company (NBFC) incorporated in 1990, reporting net sales and profit of 1 Cr for the quarter ending March 2026, with a market cap of INR 28 Cr. Key metrics include a P/E of 8.00 and a debt-equity ratio of 0.27.

Overview: <BR>Nalin Lease Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History: <BR>The company was incorporated on October 11, 1990, initially as a private limited company and later converted to a public limited company on September 1, 1994. The latest quarterly results reported net sales and net profit of 1 Cr for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>- Net Sales: 1 Cr (Quarterly Results - Mar 2026) <BR>- Net Profit: 1 Cr (Quarterly Results - Mar 2026) <BR>- Market Cap: INR 28 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>- P/E: 8.00 <BR>- Industry P/E: 20 <BR>- Dividend Yield: 0.00% <BR>- Debt Equity: 0.27 <BR>- Return on Equity: 8.29% <BR>- Price to Book: 0.69 <BR><BR>Contact Details: <BR>Address: Gandhi Nursing Home Bldg, Dr Nalinkant Gandhi Rd Ground Fl Himmatnagar Gujarat : 383001 <BR>Tel: 91-2772 241264 2422264 <BR>Email: nalinlease@yahoo.co.in <BR>Website: http://www.nalinfin.co.in

Is Nalin Lease Fin. overvalued or undervalued?

As of November 7, 2025, Nalin Lease Fin. is considered very attractive with a PE Ratio of 9.28 and strong valuation metrics, indicating it is undervalued compared to peers like Bajaj Finance and Life Insurance, despite a recent year-to-date underperformance of -33.04% against the Sensex.

As of 7 November 2025, the valuation grade for Nalin Lease Fin. has moved from attractive to very attractive, indicating a significant improvement in its valuation outlook. The company is currently considered undervalued, with a PE Ratio of 9.28, an EV to EBIT of 6.82, and an EV to EBITDA of 6.59. These figures suggest that the stock is trading at a discount compared to its earnings and cash flow generation capabilities.<BR><BR>In comparison to its peers, Nalin Lease Fin. stands out as very attractive, especially against Bajaj Finance, which is deemed very expensive with a PE Ratio of 38.09, and Life Insurance, which has a PE Ratio of 11.44. The stark contrast in valuation metrics highlights Nalin Lease Fin.'s potential for growth and value realization. Despite recent underperformance against the Sensex, particularly with a year-to-date return of -33.04% compared to the Sensex's 6.50%, the long-term outlook remains promising given its attractive valuation ratios.

How has been the historical performance of Nalin Lease Fin.?

Nalin Lease Fin. has shown mixed historical performance, with a decline in net sales and profitability in Mar'25 compared to Mar'24, despite some growth in operating income. Total assets and liabilities increased, but cash flow from operating activities turned negative.

Answer:<BR>The historical performance of Nalin Lease Fin. shows a mixed trend in its financial metrics over the years.<BR><BR>Breakdown:<BR>Nalin Lease Fin. reported net sales of 5.94 Cr in Mar'25, a decrease from 6.26 Cr in Mar'24, but an increase from 5.30 Cr in Mar'23. Other operating income rose to 0.49 Cr in Mar'25 from 0.40 Cr in Mar'24. Total operating income decreased slightly to 6.43 Cr in Mar'25 from 6.66 Cr in Mar'24. The total expenditure, excluding depreciation, increased to 2.71 Cr in Mar'25 from 2.39 Cr in Mar'24, leading to an operating profit (PBDIT) of 4.59 Cr in Mar'25, down from 5.33 Cr in Mar'24. Profit before tax also declined to 4.43 Cr in Mar'25 from 5.17 Cr in Mar'24, resulting in a profit after tax of 3.52 Cr, compared to 3.85 Cr in the previous year. The company's total assets increased to 37.65 Cr in Mar'25 from 37.24 Cr in Mar'24, while total liabilities rose to 37.65 Cr from 37.24 Cr. The cash flow from operating activities turned negative at -3.00 Cr in Mar'25, down from a positive 1.00 Cr in Mar'24. Overall, while Nalin Lease Fin. has shown growth in certain areas, it has faced challenges in profitability and cash flow in the most recent year.

What is the technical trend for Nalin Lease Fin.?

As of June 5, 2025, Nalin Lease Fin. shows a mildly bearish trend due to bearish signals from the MACD and moving averages, despite some bullish indicators, suggesting caution in the market.

As of 5 June 2025, the technical trend for Nalin Lease Fin. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the weekly MACD indicating a bearish signal and the daily moving averages also showing a bearish trend. The Bollinger Bands on a weekly basis are mildly bearish, while the monthly view is bullish, suggesting some divergence. The KST is bullish on both weekly and monthly time frames, which adds some strength to the overall analysis. However, the Dow Theory indicates a mildly bearish stance on both weekly and monthly levels, reinforcing the current trend. Overall, the mixed signals from different indicators suggest caution in the current market environment.

Who are the top shareholders of the Nalin Lease Fin.?

The top shareholder of Nalin Lease Fin. is Dilipkumar Nalinkant Gandhi, with a 43.32% stake. The highest public shareholder is Patel Kirankumar Ramjibhai at 3.02%, while individual investors hold a combined 27.28%.

The top shareholders of Nalin Lease Fin. are primarily the promoters, with Dilipkumar Nalinkant Gandhi holding the highest stake at 43.32%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) involved. The highest public shareholder is Patel Kirankumar Ramjibhai, who holds 3.02%. Additionally, individual investors collectively hold 27.28% of the shares.

Has Nalin Lease Fin. declared dividend?

Nalin Lease Finance Ltd has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of August 30, 2021. Despite the dividend declaration, the dividend yield is 0%, but total returns have been positive, especially over longer periods.

Nalin Lease Finance Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 30 Aug 21<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -7.33%, the dividend return was 0%, resulting in a total return of -7.33%.<BR><BR>For the 1-year period, the price return was 33.61%, the dividend return was 0%, leading to a total return of 33.61%.<BR><BR>Over the 2-year period, the price return was 73.42%, with a dividend return of 0%, culminating in a total return of 73.42%.<BR><BR>In the 3-year period, the price return was 100.71%, the dividend return was 0%, resulting in a total return of 100.71%.<BR><BR>For the 4-year period, the price return was 117.52%, the dividend return was 1.54%, leading to a total return of 119.06%.<BR><BR>In the 5-year period, the price return was 343.94%, with a dividend return of 4.11%, resulting in a total return of 348.05%.<BR><BR>Overall, while Nalin Lease Finance Ltd declared a dividend, the dividend yield remains at 0%. The total returns over various periods show a positive trend, particularly over the longer term, indicating strong price appreciation despite the lack of consistent dividend returns.