Nalin Lease Fin.

Which are the latest news on Nalin Lease Fin.?

Why is Nalin Lease Finance Ltd falling/rising?

As of 09-Jun, Nalin Lease Finance Ltd's stock price is rising by 0.31, or 0.78%, after two days of gains totaling 1.49%. However, it has underperformed its sector today and shows significant declines year-to-date and over the past year, with decreased investor participation indicating ongoing challenges.

As of 09-Jun, Nalin Lease Finance Ltd's stock price is currently rising, with a change of 0.31, or 0.78%, indicating a positive movement. This rise follows a period of consecutive gains, as the stock has been gaining for the last two days, resulting in a total return of 1.49% during this timeframe. <BR><BR>However, it is important to note that despite this recent uptick, the stock has underperformed its sector by 0.86% today and has shown a significant decline over longer periods, including a 15.46% drop year-to-date and a 31.39% decline over the past year. Additionally, the stock is trading below its moving averages across various timeframes, which suggests a general downward trend. <BR><BR>Investor participation has also decreased, with delivery volume on June 8 falling by 98.01% compared to the 5-day average, indicating reduced interest from investors. Overall, while there is a short-term rise in the stock price, the broader context shows significant challenges and a longer-term decline.

Are Nalin Lease Finance Ltd latest results good or bad?

Nalin Lease Finance Ltd's latest results are concerning, showing a 51.38% drop in revenue quarter-on-quarter and weak fundamentals, despite a slight year-on-year profit increase. The heavy reliance on non-operating income raises questions about the sustainability of its earnings and overall long-term viability.

Nalin Lease Finance Ltd's latest results indicate a concerning performance. In Q4 FY26, the company reported a net profit of ₹0.74 crores, which is a slight decline of 1.33% quarter-on-quarter but an increase of 29.82% year-on-year. However, this positive aspect is overshadowed by a dramatic drop in revenue, which fell by 51.38% quarter-on-quarter to ₹0.88 crores, marking the lowest quarterly revenue in recent history. Year-on-year, revenue also declined by 14.56%.<BR><BR>While the profit margin remains extraordinarily high at 84.09%, this is largely due to a significant increase in other income, which accounted for 85.23% of total revenue in the quarter. This heavy reliance on non-operating income raises concerns about the sustainability of the company's earnings and its core lending operations.<BR><BR>Additionally, the company has shown weak fundamentals, with a return on equity of only 8.63%, which is below industry standards. The absence of institutional investors and negative operating cash flow further highlight the challenges facing Nalin Lease Finance.<BR><BR>Overall, the results suggest significant operational challenges and raise questions about the company's long-term viability, making the latest performance more negative than positive.

Should I buy, sell or hold Nalin Lease Finance Ltd?

When is the next results date for Nalin Lease Finance Ltd?

The next results date for Nalin Lease Finance Ltd is January 20, 2026.

The next results date for Nalin Lease Finance Ltd is scheduled for January 20, 2026.

Is Nalin Lease Fin. overvalued or undervalued?

As of November 7, 2025, Nalin Lease Fin. is considered very attractive with a PE Ratio of 9.28 and strong valuation metrics, indicating it is undervalued compared to peers like Bajaj Finance and Life Insurance, despite a recent year-to-date underperformance of -33.04% against the Sensex.

As of 7 November 2025, the valuation grade for Nalin Lease Fin. has moved from attractive to very attractive, indicating a significant improvement in its valuation outlook. The company is currently considered undervalued, with a PE Ratio of 9.28, an EV to EBIT of 6.82, and an EV to EBITDA of 6.59. These figures suggest that the stock is trading at a discount compared to its earnings and cash flow generation capabilities.<BR><BR>In comparison to its peers, Nalin Lease Fin. stands out as very attractive, especially against Bajaj Finance, which is deemed very expensive with a PE Ratio of 38.09, and Life Insurance, which has a PE Ratio of 11.44. The stark contrast in valuation metrics highlights Nalin Lease Fin.'s potential for growth and value realization. Despite recent underperformance against the Sensex, particularly with a year-to-date return of -33.04% compared to the Sensex's 6.50%, the long-term outlook remains promising given its attractive valuation ratios.

How has been the historical performance of Nalin Lease Fin.?

Nalin Lease Fin. has shown mixed historical performance, with a decline in net sales and profitability in Mar'25 compared to Mar'24, despite some growth in operating income. Total assets and liabilities increased, but cash flow from operating activities turned negative.

Answer:<BR>The historical performance of Nalin Lease Fin. shows a mixed trend in its financial metrics over the years.<BR><BR>Breakdown:<BR>Nalin Lease Fin. reported net sales of 5.94 Cr in Mar'25, a decrease from 6.26 Cr in Mar'24, but an increase from 5.30 Cr in Mar'23. Other operating income rose to 0.49 Cr in Mar'25 from 0.40 Cr in Mar'24. Total operating income decreased slightly to 6.43 Cr in Mar'25 from 6.66 Cr in Mar'24. The total expenditure, excluding depreciation, increased to 2.71 Cr in Mar'25 from 2.39 Cr in Mar'24, leading to an operating profit (PBDIT) of 4.59 Cr in Mar'25, down from 5.33 Cr in Mar'24. Profit before tax also declined to 4.43 Cr in Mar'25 from 5.17 Cr in Mar'24, resulting in a profit after tax of 3.52 Cr, compared to 3.85 Cr in the previous year. The company's total assets increased to 37.65 Cr in Mar'25 from 37.24 Cr in Mar'24, while total liabilities rose to 37.65 Cr from 37.24 Cr. The cash flow from operating activities turned negative at -3.00 Cr in Mar'25, down from a positive 1.00 Cr in Mar'24. Overall, while Nalin Lease Fin. has shown growth in certain areas, it has faced challenges in profitability and cash flow in the most recent year.

What is the technical trend for Nalin Lease Fin.?

As of June 5, 2025, Nalin Lease Fin. shows a mildly bearish trend due to bearish signals from the MACD and moving averages, despite some bullish indicators, suggesting caution in the market.

As of 5 June 2025, the technical trend for Nalin Lease Fin. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the weekly MACD indicating a bearish signal and the daily moving averages also showing a bearish trend. The Bollinger Bands on a weekly basis are mildly bearish, while the monthly view is bullish, suggesting some divergence. The KST is bullish on both weekly and monthly time frames, which adds some strength to the overall analysis. However, the Dow Theory indicates a mildly bearish stance on both weekly and monthly levels, reinforcing the current trend. Overall, the mixed signals from different indicators suggest caution in the current market environment.

Who are the top shareholders of the Nalin Lease Fin.?

The top shareholder of Nalin Lease Fin. is Dilipkumar Nalinkant Gandhi, with a 43.32% stake. The highest public shareholder is Patel Kirankumar Ramjibhai at 3.02%, while individual investors hold a combined 27.28%.

The top shareholders of Nalin Lease Fin. are primarily the promoters, with Dilipkumar Nalinkant Gandhi holding the highest stake at 43.32%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) involved. The highest public shareholder is Patel Kirankumar Ramjibhai, who holds 3.02%. Additionally, individual investors collectively hold 27.28% of the shares.

how big is Nalin Lease Fin.?

As of Jun 06, Nalin Lease Finance Ltd has a market capitalization of 39.00 Cr, classifying it as a Micro Cap company, with recent net sales of 5.94 Cr and net profit of 3.52 Cr over the last four quarters.

Market Cap: As of Jun 06, Nalin Lease Finance Ltd has a market capitalization of 39.00 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which includes data from Mar'25, Dec'24, Sep'24, and Jun'24, is 5.94 Cr. The sum of Net Profit for the same period is 3.52 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: This is based on Standalone data for the latest annual period ending in Mar'24. The Shareholder's Funds are reported at 31.53 Cr, and the Total Assets amount to 37.24 Cr.

Who are in the management team of Nalin Lease Fin.?

As of March 2022, the management team of Nalin Lease Fin. includes Narendrakumar Dalsukhdas Shah (Chairman), Dilipkumar Nalinkant Gandhi (Managing Director), Pallaviben Dilipkumar Gandhi, Harsh Dilip Kumar Gandhi (both Executive Directors), and independent directors Navin Chandra Chandulal Soni and Samir Kumar Kantilal Shah. This team combines executive and independent leadership to guide the company's governance and strategy.

As of March 2022, the management team of Nalin Lease Fin. includes the following individuals:<BR><BR>1. Narendrakumar Dalsukhdas Shah - Chairman & Independent Director<BR>2. Dilipkumar Nalinkant Gandhi - Executive Director & Managing Director<BR>3. Pallaviben Dilipkumar Gandhi - Executive Director & Wholetime Director<BR>4. Harsh Dilip Kumar Gandhi - Executive Director & Wholetime Director<BR>5. Navin Chandra Chandulal Soni - Independent Non-Executive Director<BR>6. Samir Kumar Kantilal Shah - Independent Non-Executive Director<BR><BR>This team comprises a mix of executive and independent directors, contributing to the company's governance and strategic direction.

What does Nalin Lease Fin. do?

Nalin Lease Finance Ltd is a micro-cap non-banking financial company in India that specializes in investments, leasing, and vehicle financing. As of March 2025, it reported net sales and profit of 1 Cr, with a market cap of Rs 39 Cr.

Overview:<BR>Nalin Lease Finance Ltd is a non-banking financial company (NBFC) engaged in investments, leasing, and hire purchase activities, primarily providing finance for vehicles in India, categorized as a micro-cap company.<BR><BR>History:<BR>Nalin Lease Finance Ltd was incorporated on October 11, 1990, as a private limited company and was converted into a public limited company on September 1, 1994. The latest quarterly results reported net sales and net profit of 1 Cr for March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 1 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 1 Cr (Quarterly Results - Mar 2025)<BR>- Market-cap: Rs 39 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 12.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt-Equity: 0.04<BR>- Return on Equity: 10.04%<BR>- Price to Book: 1.16<BR><BR>Contact Details:<BR>Address: Gandhi Nursing Home Bldg, Dr Nalinkant Gandhi Rd Ground Fl Himmatnagar Gujarat : 383001<BR>Tel: 91-2772 241264 2422264<BR>Email: nalinlease@yahoo.co.in<BR>Website: http://www.nalinfin.co.in

Has Nalin Lease Fin. declared dividend?

Nalin Lease Finance Ltd has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of August 30, 2021. Despite the dividend declaration, the dividend yield is 0%, but total returns have been positive, especially over longer periods.

Nalin Lease Finance Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 30 Aug 21<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -7.33%, the dividend return was 0%, resulting in a total return of -7.33%.<BR><BR>For the 1-year period, the price return was 33.61%, the dividend return was 0%, leading to a total return of 33.61%.<BR><BR>Over the 2-year period, the price return was 73.42%, with a dividend return of 0%, culminating in a total return of 73.42%.<BR><BR>In the 3-year period, the price return was 100.71%, the dividend return was 0%, resulting in a total return of 100.71%.<BR><BR>For the 4-year period, the price return was 117.52%, the dividend return was 1.54%, leading to a total return of 119.06%.<BR><BR>In the 5-year period, the price return was 343.94%, with a dividend return of 4.11%, resulting in a total return of 348.05%.<BR><BR>Overall, while Nalin Lease Finance Ltd declared a dividend, the dividend yield remains at 0%. The total returns over various periods show a positive trend, particularly over the longer term, indicating strong price appreciation despite the lack of consistent dividend returns.

Who are the peers of the Nalin Lease Fin.?

Nalin Lease Fin.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, and others. Nalin Lease Fin. has below average management risk and growth, with a 1-year return of 46.40%, outperforming Jio Financial but below Nagreeka Cap.'s 55.47%.

Peers: The peers of Nalin Lease Fin. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Nagreeka Cap., Arman Holdings, Ashirwad Cap., Margo Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and the rest. Average management risk is found at Jio Financial, Nagreeka Cap., while Below Average management risk is seen at Nalin Lease Fin., Arman Holdings, Ashirwad Cap., Margo Finance, and the rest. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, while Average growth is noted at Ashirwad Cap. and Below Average growth at Nalin Lease Fin., Nagreeka Cap., Arman Holdings, and the rest. Capital Structure is Excellent at Bajaj Finance, Muthoot Finance, Shriram Finance, Ashirwad Cap., while Good is seen at Arman Holdings, and Below Average at Nagreeka Cap.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Nagreeka Cap. at 55.47%, while Jio Financial has the lowest at -20.29%. Nalin Lease Fin. has a 1-year return of 46.40%, which is significantly higher than Jio Financial's return. Additionally, Nagreeka Cap. and Jio Financial have negative six-month returns.