National Bankshares, Inc.

How big is National Bankshares, Inc.?

As of Jun 18, National Bankshares, Inc. has a market capitalization of 162.33 million and total assets of 1,817.32 million, with shareholder's funds at 156.41 million.

As of Jun 18, National Bankshares, Inc. has a market capitalization of 162.33 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of net profit for the latest four quarters is 8.69 million. The interest earned during the same period totals 72.31 million.<BR><BR>As of Dec'24, the reporting period shows Shareholder's Funds at 156.41 million and Total Assets amounting to 1,817.32 million.

What does National Bankshares, Inc. do?

National Bankshares, Inc. is a financial holding company that offers banking services through its community bank subsidiary, with a recent net profit of $3 million and a market cap of $162.33 million. Key metrics include a P/E ratio of 15.00 and a dividend yield of 5.13%.

Overview:<BR>National Bankshares, Inc. is a financial holding company operating in the Major Banks industry, focusing on providing a range of banking services through its community bank subsidiary.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 18 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 3 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 162.33 Million (Micro Cap) <BR><BR>Key Metrics:<BR>P/E: 15.00 <BR>Dividend Yield: 5.13% <BR>Debt Equity: 0.00 <BR>Return on Equity: 6.75% <BR>Price to Book: 0.97 <BR><BR>Contact Details:<BR>Address: 101 Hubbard St,, PO Box 90002 BLACKSBURG VA : 24060-5743 <BR>Tel: 1 540 9516300 <BR>Website: http://www.nationalbankshares.com/

Should I buy, sell or hold National Bankshares, Inc.?

Who are in the management team of National Bankshares, Inc.?

As of March 2022, the management team of National Bankshares, Inc. includes F. Brad Denardo (Chairman, President, CEO), Charles Green (Vice Chairman), and several independent directors: Lawrence Ball, John Dooley, Michael Dye, Norman Fitzwater, and Mildred Johnson. They oversee the company's operations and strategic direction.

As of March 2022, the management team of National Bankshares, Inc. includes the following individuals:<BR><BR>- Mr. F. Brad Denardo: Chairman of the Board, President, Chief Executive Officer<BR>- Mr. Charles Green: Vice Chairman of the Board<BR>- Mr. Lawrence Ball: Independent Director<BR>- Dr. John Dooley: Independent Director<BR>- Mr. Michael Dye: Independent Director<BR>- Mr. Norman Fitzwater: Independent Director<BR>- Mrs. Mildred Johnson: Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

Is National Bankshares, Inc. overvalued or undervalued?

As of April 24, 2025, National Bankshares, Inc. is considered very attractive due to its undervalued metrics, including a P/E ratio of 15 and a recent positive return of 9.41%, despite underperforming the S&P 500 over longer periods.

As of 24 April 2025, the valuation grade for National Bankshares, Inc. moved from expensive to very attractive, indicating a significant improvement in its valuation outlook. The company appears undervalued, supported by a P/E ratio of 15, a Price to Book Value of 1.02, and an EV to EBITDA ratio of 3.56. In comparison, Alerus Financial Corp. has a P/E of 13.80, while Capital Bancorp, Inc. boasts a lower P/E of 11.92, highlighting National Bankshares' relative attractiveness within its peer group.<BR><BR>Despite underperforming the S&P 500 over longer periods, with a 1-year return of 5.30% compared to the S&P 500's 17.14%, the company's recent performance over the past month shows a positive return of 9.41%, suggesting a potential turnaround. Overall, the metrics indicate that National Bankshares, Inc. is positioned favorably in the market.

Is National Bankshares, Inc. technically bullish or bearish?

As of September 11, 2025, National Bankshares, Inc. shows a bullish trend with a 4.98% weekly return and 9.41% monthly return, but mixed technical signals and underperformance in longer-term returns compared to the S&P 500 suggest caution.

As of 11 September 2025, the technical trend for National Bankshares, Inc. has changed from mildly bullish to bullish. The weekly MACD is bullish, supported by bullish signals from the Bollinger Bands and daily moving averages. However, the KST shows a bearish stance on the monthly timeframe, and the Dow Theory indicates a mildly bearish trend on the weekly. The overall technical stance is bullish, but with some mixed signals indicating caution.<BR><BR>In terms of performance, the stock has returned 4.98% over the past week and 9.41% over the past month, outperforming the S&P 500, which returned 1.05% and 2.33% respectively. However, the year-to-date return of 9.37% lags behind the S&P 500's 12.22%, and the longer-term returns show underperformance over 1 year, 3 years, and 5 years compared to the benchmark.