ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is National Bankshares, Inc. ?
1
The Bank has a high Capital Adequacy Ratio of 17.37% signifying high buffers against its risk based assets
2
The company has declared Positive results for the last 5 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at USD 18.63 MM
- NET PROFIT(HY) At USD 10.86 MM has Grown at 70.41%
- ROCE(HY) Highest at 0.96%
3
With ROA of 0.59%, it has a fair valuation with a 1.23 Price to Book Value
- Over the past year, while the stock has generated a return of 36.20%, its profits have risen by 66.3% ; the PEG ratio of the company is 0.2
4
High Institutional Holdings at 38.16%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 1.84% over the previous quarter.
5
Market Beating Performance
- The stock has generated a return of 36.20% in the last 1 year, much higher than market (S&P 500) returns of 20.78%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to National Bankshares, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is National Bankshares, Inc. for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
National Bankshares, Inc.
36.2%
0.87
28.47%
S&P 500
20.78%
1.56
13.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.35%
EBIT Growth (5y)
2.65%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
60.71%
Pledged Shares
0
Institutional Holding
38.16%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.23
EV to EBIT
8.34
EV to EBITDA
7.88
EV to Capital Employed
1.33
EV to Sales
2.22
PEG Ratio
0.19
Dividend Yield
4.24%
ROCE (Latest)
15.98%
ROE (Latest)
9.52%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 18.63 MM
NET PROFIT(HY)
At USD 10.86 MM has Grown at 70.41%
ROCE(HY)
Highest at 0.96%
GROSS NPA (%)
(Q
-3What is not working for the Company
ROCE(HY)
Lowest at 0.96%
CASH AND EQV(HY)
Lowest at USD 16.4 MM
Here's what is working for National Bankshares, Inc.
Non Performing Loans (%)
Lowest at 0.03%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Net Profit
At USD 10.86 MM has Grown at 70.41%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 18.63 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Here's what is not working for National Bankshares, Inc.
Cash and Eqv
Lowest at USD 16.4 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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