National Bankshares, Inc. (NKSH) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Southern California Bancorp (San Diego)

Arrow Financial Corp.

Esquire Financial Holdings, Inc.

National Bankshares, Inc.

Capital Bancorp, Inc. (Maryland)

The First Bancorp, Inc. (Maine)

Northeast Community Bancorp, Inc.

LCNB Corp.

The First of Long Island Corp.

Evans Bancorp, Inc.

Alerus Financial Corp.

Why is National Bankshares, Inc. ?

The Bank has a high Capital Adequacy Ratio of 17.37% signifying high buffers against its risk based assets

With a growth in Interest of NAN%, the company declared Outstanding results in Dec 25

NII(Q) Highest at USD 12.65 MM
OPERATING PROFIT(Q) Highest at USD 7.23 MM
OPERATING PROFIT MARGIN(Q) Highest at 36.96 %

With ROA of 0.59%, it has a fair valuation with a 1.30 Price to Book Value

Over the past year, while the stock has generated a return of 31.75%, its profits have risen by 66.3% ; the PEG ratio of the company is 0.2

High Institutional Holdings at 36.32%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 1.91% over the previous quarter.

Market Beating Performance

The stock has generated a return of 31.75% in the last 1 year, much higher than market (S&P 500) returns of 13.68%

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to National Bankshares, Inc. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is National Bankshares, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

National Bankshares, Inc.

31.32%

0.77

31.49%

S&P 500

13.68%

0.71

19.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

11.35%

EBIT Growth (5y)

2.65%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

60.71%

Pledged Shares

Institutional Holding

36.32%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.30

EV to EBIT

9.02

EV to EBITDA

8.53

EV to Capital Employed

1.44

EV to Sales

2.40

PEG Ratio

0.21

Dividend Yield

4.00%

ROCE (Latest)

15.98%

ROE (Latest)

9.52%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

22What is working for the Company

NII(Q)

Highest at USD 12.65 MM

OPERATING PROFIT(Q)

Highest at USD 7.23 MM

OPERATING PROFIT MARGIN(Q)

Highest at 36.96 %

PRE-TAX PROFIT(Q)

Highest at USD 7.23 MM

NET PROFIT(Q)

Highest at USD 5.88 MM

GROSS NPA (%)

NET SALES(Q)

Highest at USD 19.57 MM

EPS(Q)

Highest at USD 0.92

-1What is not working for the Company

CASH AND EQV(HY)

Lowest at USD 17.61 MM