National Bankshares, Inc. (NKSH) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Southern California Bancorp (San Diego)

Capital Bancorp, Inc. (Maryland)

LCNB Corp.

Arrow Financial Corp.

Alerus Financial Corp.

Esquire Financial Holdings, Inc.

Northeast Community Bancorp, Inc.

National Bankshares, Inc.

The First Bancorp, Inc. (Maine)

The First of Long Island Corp.

Evans Bancorp, Inc.

Why is National Bankshares, Inc. ?

The Bank has a high Capital Adequacy Ratio of 17.37% signifying high buffers against its risk based assets

Positive results in Jun 25

NII(Q) Highest at USD 10.99 MM
OPERATING PROFIT(Q) Highest at USD 4.63 MM
OPERATING PROFIT MARGIN(Q) Highest at 24.97 %

With ROA of 0.37%, it has a very attractive valuation with a 1.02 Price to Book Value

Over the past year, while the stock has generated a return of 15.49%, its profits have fallen by -17.6%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to National Bankshares, Inc. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is National Bankshares, Inc. for you?

Medium Risk, Medium Return

Absolute

Risk Adjusted

Volatility

National Bankshares, Inc.

34.28%

0.46

33.00%

S&P 500

13.95%

0.81

19.85%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.45%

EBIT Growth (5y)

-2.35%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

122.09%

Pledged Shares

Institutional Holding

34.41%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.02

EV to EBIT

3.94

EV to EBITDA

3.56

EV to Capital Employed

1.09

EV to Sales

0.64

PEG Ratio

Dividend Yield

4.86%

ROCE (Latest)

27.67%

ROE (Latest)

6.75%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bullish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

18What is working for the Company

NII(Q)

Highest at USD 10.99 MM

OPERATING PROFIT(Q)

Highest at USD 4.63 MM

OPERATING PROFIT MARGIN(Q)

Highest at 24.97 %

PRE-TAX PROFIT(Q)

Highest at USD 4.63 MM

NET PROFIT(Q)

Highest at USD 4 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 202.89%

CREDIT DEPOSIT RATIO(HY)

Highest at 62.09%

0What is not working for the Company

NO KEY NEGATIVE TRIGGERS