NBI Indl. Fin.

Why is NBI Industrial Finance Company Ltd falling/rising?

As of 01-Sep, NBI Industrial Finance Company Ltd's stock price is rising slightly to 1,966.40, driven by strong quarterly results and increased investor interest. However, its longer-term performance shows declines and fundamental weaknesses, indicating caution for investors.

As of 01-Sep, NBI Industrial Finance Company Ltd's stock price is experiencing a slight rise, currently at 1,966.40, with a change of 5.4 (0.28%) upward. This increase can be attributed to several factors. Notably, the company has reported positive results for the last four consecutive quarters, showcasing significant growth in net sales, profit after tax, and profit before tax, indicating strong operational performance. Specifically, net sales for the last nine months grew by 83.12%, while profit after tax increased by 96.50%. <BR><BR>Additionally, there has been a rise in investor participation, with delivery volume on August 31 increasing by 58.54% compared to the five-day average, suggesting growing interest in the stock. Furthermore, the stock has outperformed its sector by 1.74% today, which may contribute to the positive sentiment among investors.<BR><BR>However, it is important to note that despite the current rise, the stock has underperformed over longer periods, with a year-to-date decline of 11.85% and a one-year decline of 18.59%. The stock is also trading below its moving averages, indicating a potential weakness in its price trend. Moreover, the average return on equity is relatively low at 0.33%, and domestic mutual funds hold no stake in the company, which may reflect a lack of confidence in its long-term prospects. <BR><BR>In summary, while the stock is currently rising due to positive quarterly results and increased investor participation, its longer-term performance and fundamental weaknesses suggest caution among investors.

Which are the latest news on NBI Indl. Fin.?

Who are in the management team of NBI Indl. Fin.?

The management team of NBI Industrial Finance includes Ashok Bhandari (Chairman), B L Gaggar, Riya Jain Puja, J P Mundra (all Non-Executive Directors), and several Independent Non-Executive Directors: T. K. Bhattacharya, Debashis Ray, Priyanka Mohta, and Sundeep Bhutoria.

The management team of NBI Industrial Finance includes the following individuals:<BR><BR>1. **Ashok Bhandari** - Chairman & Independent Director<BR>2. **B L Gaggar** - Non-Executive & Non-Independent Director<BR>3. **Riya Jain Puja** - Non-Executive & Non-Independent Director<BR>4. **J P Mundra** - Non-Executive & Non-Independent Director<BR>5. **T. K. Bhattacharya** - Independent Non-Executive Director<BR>6. **Debashis Ray** - Independent Non-Executive Director<BR>7. **Priyanka Mohta** - Independent Non-Executive Director<BR>8. **Sundeep Bhutoria** - Independent Non-Executive Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does NBI Indl. Fin. do?

NBI Industrial Finance Company Ltd is a Micro Cap NBFC established in 1936, focusing on financial services. As of June 2026, it reported net sales of 2 Cr and a net profit of 1 Cr, with a market cap of INR 588 Cr.

Overview:<BR>NBI Industrial Finance Company Ltd operates in the Non Banking Financial Company (NBFC) sector and is categorized as a Micro Cap company.<BR><BR>History:<BR>The company was originally incorporated in 1936 under the name "The New Bank Limited" and later changed its name to "The New Bank of India Limited" in 1941. The banking business was taken over by the Government of India in 1980. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 2 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 1 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 588 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 36.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.04% <BR>Debt Equity: 0.00 <BR>Return on Equity: 0.53% <BR>Price to Book: 0.22 <BR><BR>Contact Details:<BR>Address: 21 Strand Road, Ground Floor Kolkata West Bengal : 700001 <BR>Phone: 91-33-22309601-4 <BR>Email: nbifinance@ymail.com <BR>Website: http://www.nbi-india.co.in

Who are the peers of the NBI Indl. Fin.?

Peers of NBI Indl. Fin. include BEML Land Assets, Laxmi India Fin., Manba Finance, CSL Finance, Oswal Green Tech, Kiran Vyapar, The Invest.Trust, Stellant Secu., Niyogin Fintech, and Aryaman Capital. NBI Indl. Fin. has a 1-year return of -19.48%, better than Oswal Green Tech's -49.75% but worse than Laxmi India Fin.'s 0.15%.

Peers: The peers of NBI Indl. Fin. are BEML Land Assets, Laxmi India Fin., Manba Finance, CSL Finance, Oswal Green Tech, Kiran Vyapar, The Invest.Trust, Stellant Secu., Niyogin Fintech, and Aryaman Capital.<BR><BR>Quality Snapshot: Excellent management risk is observed at Laxmi India Fin., Manba Finance, CSL Finance, Stellant Secu., and Niyogin Fintech, while Average management risk is found at Laxmi India Fin., CSL Finance, Stellant Secu., and Niyogin Fintech, and the rest. Below Average management risk is present at Manba Finance, NBI Indl. Fin., Oswal Green Tech, Kiran Vyapar, The Invest.Trust, and the rest. Growth is Excellent for Laxmi India Fin., Manba Finance, NBI Indl. Fin., CSL Finance, Stellant Secu., and Niyogin Fintech, while Average growth is seen at Aryaman Capital, and the rest. Capital Structure is Excellent for Laxmi India Fin., Manba Finance, NBI Indl. Fin., CSL Finance, Oswal Green Tech, Kiran Vyapar, The Invest.Trust, Stellant Secu., Niyogin Fintech, and Aryaman Capital.<BR><BR>Return Snapshot: Laxmi India Fin. has the highest 1-year return at 0.15%, while Oswal Green Tech has the lowest at -49.75%. NBI Indl. Fin.'s 1-year return is -19.48%, which is better than Oswal Green Tech but worse than Laxmi India Fin. Additionally, peers with negative six-month returns include BEML Land Assets, Oswal Green Tech, and CSL Finance.

Should I buy, sell or hold NBI Industrial Finance Company Ltd?

How big is NBI Indl. Fin.?

Summary could not be generated.

As of 14th August, <BR><BR>Market Cap: NBI Industrial Finance Company Ltd has a market capitalization of 638.00 Cr, classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 24.60 Cr, while the sum of Net Profit for the same period is 16.18 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is the latest annual period. However, data for Shareholder's Funds and Total Assets is unavailable.

Are NBI Industrial Finance Company Ltd latest results good or bad?

NBI Industrial Finance Company Ltd's latest Q3 FY26 results show impressive growth, with net profit up 1808.82% to ₹6.49 crores and net sales up 1435.48% to ₹9.52 crores. However, concerns about low return on equity (0.30%) and reliance on volatile income sources suggest caution regarding the sustainability of this performance.

NBI Industrial Finance Company Ltd's latest results for Q3 FY26 show a remarkable improvement compared to previous periods, with net profit soaring to ₹6.49 crores, reflecting an extraordinary year-on-year growth of 1808.82%. Similarly, net sales reached ₹9.52 crores, marking a 1435.48% increase from the same quarter last year. The company also reported a strong operating profit margin of 91.60% and a high PAT margin of 68.17%.<BR><BR>However, despite these impressive headline figures, there are significant concerns regarding the company's overall financial health. The average return on equity (ROE) stands at a mere 0.30%, which is well below industry standards and indicates poor capital efficiency. This raises questions about the sustainability of the recent profit surge, especially given the company's history of volatile earnings driven by its reliance on dividend income and share trading.<BR><BR>In summary, while the latest quarterly results are outstanding in terms of growth, the underlying financial quality and operational efficiency remain questionable. Investors should weigh these factors carefully when considering the company's performance.

Is NBI Indl. Fin. technically bullish or bearish?

As of November 21, 2025, the technical trend for NBI Indl. Fin. has shifted to a bearish stance, supported by bearish MACD, Bollinger Bands, and moving averages across multiple timeframes.

As of 21 November 2025, the technical trend for NBI Indl. Fin. has changed from mildly bearish to bearish. The current technical stance is bearish with moderate strength. Key indicators driving this stance include a bearish MACD on the weekly chart, bearish Bollinger Bands on both weekly and monthly timeframes, and bearish moving averages on the daily chart. The KST is also bearish on the weekly timeframe, while the Dow Theory indicates a mildly bearish outlook on the weekly but mildly bullish on the monthly. Overall, the combination of these indicators suggests a prevailing bearish sentiment in the market.

How has been the historical performance of NBI Indl. Fin.?

For the year ending March 2025, NBI Indl. Fin. reported an operating profit of 10.86 crore, a profit after tax of 8.48 crore, and an EPS of 28.65, reflecting high operating and profit margins of 77.53% and 60.88%, respectively. Total income was 13.93 crore with total expenditures of 3.13 crore.

Answer:<BR>The historical performance of NBI Indl. Fin. for the year ending March 2025 shows a total operating income of 13.93 crore, with total expenditure (excluding depreciation) amounting to 3.13 crore. This results in an operating profit (PBDIT) of 10.86 crore. After accounting for tax of 2.37 crore, the profit after tax stands at 8.48 crore, leading to a consolidated net profit of the same amount. The earnings per share (EPS) is reported at 28.65, with a diluted EPS of 28.71. The operating profit margin is notably high at 77.53%, while the profit after tax margin is 60.88%.<BR><BR>Breakdown:<BR>In March 2025, NBI Indl. Fin. achieved net sales of 13.93 crore, with no raw material costs or purchases of finished goods reported. The total expenditure was 3.13 crore, primarily driven by employee costs of 2.04 crore and other expenses of 1.09 crore. This resulted in a substantial operating profit of 10.86 crore, reflecting an operating profit margin of 77.53%. After taxes of 2.37 crore, the profit after tax reached 8.48 crore, yielding a profit after tax margin of 60.88%. The company's earnings per share were strong at 28.65, indicating robust profitability relative to its equity capital of 1.48 crore and reserves of 3,306.59 crore.

Who are the top shareholders of the NBI Indl. Fin.?

The top shareholders of NBI Industrial Finance are Shree Capital Services Ltd with 21.0%, Tanushree Logistics Private Limited at 5.44%, and individual investors holding about 6.0%. There is also one foreign institutional investor with 0.17%, and no mutual funds are currently invested in the company.

The top shareholders of NBI Industrial Finance include Shree Capital Services Ltd, which holds the highest promoter stake at 21.0%. Additionally, Tanushree Logistics Private Limited is the largest public shareholder with a holding of 5.44%. The company also has individual investors holding about 6.0% of the shares. There is one foreign institutional investor (FII) that holds 0.17% of the shares, while no mutual funds are currently invested in the company.

Is NBI Indl. Fin. overvalued or undervalued?

As of July 7, 2025, NBI Industrial Finance is fairly valued with a PE ratio of 69.19, significantly higher than its peers, despite a year-to-date decline of 25.85%, while its 1-year return of 24.08% outperforms the Sensex's 4.68%.

As of 7 July 2025, the valuation grade for NBI Industrial Finance has moved from expensive to fair. Based on the analysis, the company is currently fairly valued. Key ratios include a PE ratio of 69.19, an EV to EBITDA ratio of 53.19, and a Price to Book Value of 0.26. <BR><BR>In comparison to its peers, NBI Industrial Finance's PE ratio is significantly higher than Life Insurance's PE of 12.35 and I R F C's PE of 27.85, indicating a premium valuation relative to these competitors. While the company's recent stock performance shows a decline of 25.85% year-to-date compared to the Sensex's gain of 7.68%, its 1-year return of 24.08% outperforms the Sensex's 4.68%, suggesting potential resilience in its valuation amidst market fluctuations.

When is the next results date for NBI Indl. Fin.?

No Upcoming Board Meetings

Has NBI Indl. Fin. declared dividend?

NBI Industrial Finance Company Ltd has declared a 10% dividend, amounting to 0.5 per share, with an ex-date of August 9, 2024. While recent total returns have shown volatility, longer-term returns have been positive, particularly with a 50.77% total return over the past year.

NBI Industrial Finance Company Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 0.5<BR>- Ex-date: 09 Aug 24<BR><BR>Dividend Yield: 0.02%.<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -27.58%, with a dividend return of 0%, resulting in a total return of -27.58%.<BR><BR>For the 1-year period, the price return was 50.74%, the dividend return was 0.03%, leading to a total return of 50.77%.<BR><BR>Over the 2-year period, the price return was 74.9%, with a dividend return of 0.06%, resulting in a total return of 74.96%.<BR><BR>In the 3-year period, the price return was 23.2%, the dividend return was 0.05%, culminating in a total return of 23.25%.<BR><BR>For the 4-year period, the price return was 14.44%, with a dividend return of 0.04%, resulting in a total return of 14.48%.<BR><BR>In the 5-year period, the price return was 63.14%, with a dividend return of 0.06%, leading to a total return of 63.2%.<BR><BR>Overall, NBI Industrial Finance Company Ltd has declared a dividend, and while the recent total returns over shorter periods have shown some volatility, the longer-term returns have been positive, particularly over the 1-year and 2-year periods.