Emerald Finance

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE030Q01015
NSEID:
BSEID: 538882

INR

77.00

0.46 (0.6%)

BSENSE

Dec 05

BSE+NSE Vol: 48.61 k

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    "sid": 234683,
    "name": "Emerald Finance",
    "stock_name": "Emerald Finance",
    "full_name": "Emerald Finance Ltd",
    "name_url": "stocks-analysis/emerald-finance",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "77.00",
    "chg": 0.46,
    "chgp": "0.6%",
    "dir": 1,
    "prev_price": "76.54",
    "mcapval": "265.96 Cr",
    "mcap": "Micro Cap",
    "scripcode": 538882,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE030Q01015",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "48.61 k",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
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  "news": {
    "results": [
      {
        "title": "Why is Emerald Finance falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-emerald-finance-fallingrising-3744935",
        "imagepath": "",
        "date": "2025-12-04 00:41:37",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Persistent Downward Momentum</strong></p>\n<p>Emerald Finance's share price has been under pressure for an extended period, with the stock declining by 6.66% over the past week compared to a modest 0.59% fall in the Sensex benchmark. The one-month performance is notably weak, with the stock shedding 15.48% while the Sensex gained 1.34%. Year-to-date, Emerald Finance has plunged 38.68%, in stark contrast to the Sensex's 8.92% rise. Over the last year, the stock has declined by 33.10%, whereas the broader market index has appreciated by 5.27%. These figures highlight a pronounced underperformance relative to the benchmark indices, signalling investor caution or negative sentiment towards the company.</p>\n<p><strong>Technical Indicators Reflect Bearish Sentiment</strong></p>\n<p>On the trading da..."
      },
      {
        "title": "Emerald Finance Sees Revision in Market Assessment Amid Mixed Financial Signals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/emerald-finance-upgraded-from-strong-sell-to-sell-by-marketsmojo-on-25-june-2025-3743985",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/EmeraldFinance_mojoScore_3743985.png",
        "date": "2025-12-03 11:08:25",
        "description": "Emerald Finance, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation reflecting nuanced shifts across key financial and technical parameters. This adjustment comes amid a backdrop of subdued returns and evolving investor participation, offering a complex picture for stakeholders."
      },
      {
        "title": "Is Emerald Finance overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-emerald-finance-overvalued-or-undervalued-3742654",
        "imagepath": "",
        "date": "2025-12-03 08:07:15",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Current Valuation Metrics and Financial Health</strong></p>\n<p>Emerald Finance’s price-to-earnings (PE) ratio stands at 22.72, which is moderate within the NBFC space. Its price-to-book value is 2.98, indicating the market values the company at nearly three times its net asset value. The enterprise value to EBITDA ratio of 14.89 and EV to EBIT of 14.95 suggest a balanced valuation relative to earnings before interest, taxes, depreciation, and amortisation. Notably, the PEG ratio is exceptionally low at 0.28, signalling that the stock’s price growth is modest compared to its earnings growth potential.</p>\n<p>The company’s return on capital employed (ROCE) is a robust 18.57%, while return on equity (ROE) is 13.13%, both reflecting efficient utilisation of capital and shareholder funds. These f..."
      },
      {
        "title": "Why is Emerald Finance falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-emerald-finance-fallingrising-3641632",
        "imagepath": "",
        "date": "2025-10-23 22:09:36",
        "description": "As of 23-Oct, Emerald Finance Ltd is experiencing a price increase, currently at 88.99, which reflects a rise of 4.49 or 5.31%. The stock has shown strong performance today, outperforming its sector by 5.17% and achieving a consecutive gain over the last two days with a total return of 9.8%. In terms of returns, the stock has increased by 2.51% over the past week and 11.22% over the past month, although it remains down 29.32% year-to-date. Despite the positive short-term movements, there has been a notable decline in investor participation, with delivery volume dropping by 41.96% against the five-day average, which may indicate a potential concern for sustained momentum.\n\nBroader market context shows that while Emerald Finance has outperformed the Sensex in the short term, with a 1-week return of 2.51% compared to the Sensex's 1.30%, it has underperformed on a year-to-date basis, where the Sensex has gained..."
      },
      {
        "title": "Is Emerald Finance overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-emerald-finance-overvalued-or-undervalued-3632685",
        "imagepath": "",
        "date": "2025-10-20 08:05:10",
        "description": "As of 17 October 2025, the valuation grade for Emerald Finance has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, especially when compared to its peers. Key ratios include a PE Ratio of 23.66, an EV to EBIT of 13.38, and a PEG Ratio of 0.29, which suggests that the stock is trading at a reasonable price relative to its growth potential.\n\nIn comparison to its peers, Emerald Finance's valuation appears favorable. For instance, Bajaj Finance is categorized as very expensive with a PE Ratio of 38.21, while Life Insurance is very attractive with a PE Ratio of 11.49. This positions Emerald Finance as a more appealing investment option within the Non-Banking Financial Company (NBFC) sector. Notably, despite recent underperformance with a year-to-date return of -35.15% compared to the Sensex's 7.44%, the long-term performance over ..."
      },
      {
        "title": "Is Emerald Finance overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-emerald-finance-overvalued-or-undervalued-3631137",
        "imagepath": "",
        "date": "2025-10-19 08:05:07",
        "description": "As of 17 October 2025, the valuation grade for Emerald Finance has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 23.66, an EV to EBITDA of 13.32, and a PEG Ratio of 0.29, which suggests that the stock is priced favorably relative to its growth potential.\n\nIn comparison to its peers, Emerald Finance's PE Ratio is significantly lower than Bajaj Finance's 38.21 and Bajaj Finserv's 34.94, both of which are categorized as expensive. Additionally, its PEG Ratio of 0.29 is much more attractive than that of Bajaj Finance, which stands at 2.37. Despite recent underperformance against the Sensex on a year-to-date basis, where Emerald Finance has declined by 35.15% compared to the Sensex's 7.44% gain, the overall valuation metrics suggest that the company presents a compelling investment opportunity a..."
      },
      {
        "title": "Is Emerald Finance overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-emerald-finance-overvalued-or-undervalued-3630381",
        "imagepath": "",
        "date": "2025-10-18 08:04:20",
        "description": "As of 17 October 2025, Emerald Finance has moved from a fair to an attractive valuation grade. The company is currently considered undervalued, with a PE ratio of 23.66, an EV to EBITDA ratio of 13.32, and a PEG ratio of 0.29, indicating strong growth potential relative to its price. \n\nIn comparison to its peers, Bajaj Finance is classified as very expensive with a PE ratio of 38.21, while Life Insurance stands out as very attractive with a PE of 11.49. This positions Emerald Finance favorably within its industry, particularly given its low price to book value of 0.31 and EV to Capital Employed ratio of 0.29. Despite recent stock performance lagging behind the Sensex, particularly in the year-to-date return, the long-term performance over three and five years shows significant outperformance, reinforcing the attractiveness of its current valuation...."
      },
      {
        "title": "Why is Emerald Finance falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-emerald-finance-fallingrising-3629753",
        "imagepath": "",
        "date": "2025-10-17 22:03:44",
        "description": "As of 17-Oct, Emerald Finance Ltd's stock price is currently at Rs 81.64, reflecting a decline of Rs 5.17 or 5.96%. The stock has been underperforming, having fallen consecutively for the last three days, resulting in a total decline of 9.59% during this period. Today, it opened with a loss of 3.11% and reached an intraday low of Rs 78.13, marking a 10% drop. The stock has also shown high volatility, with an intraday volatility of 5.07%. In terms of longer-term performance, the stock has underperformed the benchmark Sensex over the past month and year-to-date, with a year-to-date decline of 35.15% compared to the Sensex's gain of 7.44%. There is a notable increase in investor participation, as evidenced by a 138.2% rise in delivery volume on October 16, which may indicate some interest despite the recent price declines.\n\nBroader Market Context: In the short term, Emerald Finance's performance has lagged beh..."
      },
      {
        "title": "Emerald Finance Ltd Faces Significant Selling Pressure, Declines 9.02% Amid Ongoing Losses",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/emerald-finance-ltd-faces-significant-selling-pressure-declines-902-amid-ongoing-losses-3629128",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/10/EmeraldFinance_only_sellers_3629128.png",
        "date": "2025-10-17 14:25:32",
        "description": "Emerald Finance Ltd is experiencing notable selling pressure, with the stock facing consecutive losses over three days and a significant drop today. The company's performance has lagged behind the Sensex, showing declines in weekly, monthly, and year-to-date metrics, indicating a challenging market position."
      }
    ],
    "total": 310,
    "sid": "234683",
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  },
  "announcements": [
    {
      "caption": "Announcement Under Regulation 30 Of LODR Regulations 2015",
      "datetime": "02-Dec-2025",
      "details": "Submission of disclosure under Regulation 30 of LODR Regulations 2015",
      "source": "BSE"
    },
    {
      "caption": "Announcement Under Regulation 30 Of LODR Regulations 2015",
      "datetime": "01-Dec-2025",
      "details": "Submission of disclosure under Regulation 30 of LODR Regulations 2015",
      "source": "BSE"
    },
    {
      "caption": "Announcement Under Regulation 30 Of LODR Regulations 2015",
      "datetime": "27-Nov-2025",
      "details": "Submission of disclosure under Regulation 30 of LODR Regulations 2015",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": []
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "",
      "data": [
        {
          "txt": "Emerald Finance Ltd has announced <strong>42:19</strong> rights issue, ex-date: 27 Jan 21",
          "dt": "2021-01-27",
          "middle_text": "Rights Issue"
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}

News and Views

Why is Emerald Finance falling/rising?

2025-12-04 00:41:37

Persistent Downward Momentum

Emerald Finance's share price has been under pressure for an extended period, with the stock declining by 6.66% over the past week compared to a modest 0.59% fall in the Sensex benchmark. The one-month performance is notably weak, with the stock shedding 15.48% while the Sensex gained 1.34%. Year-to-date, Emerald Finance has plunged 38.68%, in stark contrast to the Sensex's 8.92% rise. Over the last year, the stock has declined by 33.10%, whereas the broader market index has appreciated by 5.27%. These figures highlight a pronounced underperformance relative to the benchmark indices, signalling investor caution or negative sentiment towards the company.

Technical Indicators Reflect Bearish Sentiment

On the trading da...

Emerald Finance Sees Revision in Market Assessment Amid Mixed Financial Signals

2025-12-03 11:08:25

Emerald Finance, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation reflecting nuanced shifts across key financial and technical parameters. This adjustment comes amid a backdrop of subdued returns and evolving investor participation, offering a complex picture for stakeholders.

Is Emerald Finance overvalued or undervalued?

2025-12-03 08:07:15

Current Valuation Metrics and Financial Health

Emerald Finance’s price-to-earnings (PE) ratio stands at 22.72, which is moderate within the NBFC space. Its price-to-book value is 2.98, indicating the market values the company at nearly three times its net asset value. The enterprise value to EBITDA ratio of 14.89 and EV to EBIT of 14.95 suggest a balanced valuation relative to earnings before interest, taxes, depreciation, and amortisation. Notably, the PEG ratio is exceptionally low at 0.28, signalling that the stock’s price growth is modest compared to its earnings growth potential.

The company’s return on capital employed (ROCE) is a robust 18.57%, while return on equity (ROE) is 13.13%, both reflecting efficient utilisation of capital and shareholder funds. These f...

Why is Emerald Finance falling/rising?

2025-10-23 22:09:36

As of 23-Oct, Emerald Finance Ltd is experiencing a price increase, currently at 88.99, which reflects a rise of 4.49 or 5.31%. The stock has shown strong performance today, outperforming its sector by 5.17% and achieving a consecutive gain over the last two days with a total return of 9.8%. In terms of returns, the stock has increased by 2.51% over the past week and 11.22% over the past month, although it remains down 29.32% year-to-date. Despite the positive short-term movements, there has been a notable decline in investor participation, with delivery volume dropping by 41.96% against the five-day average, which may indicate a potential concern for sustained momentum. Broader market context shows that while Emerald Finance has outperformed the Sensex in the short term, with a 1-week return of 2.51% compared to the Sensex's 1.30%, it has underperformed on a year-to-date basis, where the Sensex has gained...

Is Emerald Finance overvalued or undervalued?

2025-10-20 08:05:10

As of 17 October 2025, the valuation grade for Emerald Finance has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, especially when compared to its peers. Key ratios include a PE Ratio of 23.66, an EV to EBIT of 13.38, and a PEG Ratio of 0.29, which suggests that the stock is trading at a reasonable price relative to its growth potential. In comparison to its peers, Emerald Finance's valuation appears favorable. For instance, Bajaj Finance is categorized as very expensive with a PE Ratio of 38.21, while Life Insurance is very attractive with a PE Ratio of 11.49. This positions Emerald Finance as a more appealing investment option within the Non-Banking Financial Company (NBFC) sector. Notably, despite recent underperformance with a year-to-date return of -35.15% compared to the Sensex's 7.44%, the long-term performance over ...

Is Emerald Finance overvalued or undervalued?

2025-10-19 08:05:07

As of 17 October 2025, the valuation grade for Emerald Finance has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 23.66, an EV to EBITDA of 13.32, and a PEG Ratio of 0.29, which suggests that the stock is priced favorably relative to its growth potential. In comparison to its peers, Emerald Finance's PE Ratio is significantly lower than Bajaj Finance's 38.21 and Bajaj Finserv's 34.94, both of which are categorized as expensive. Additionally, its PEG Ratio of 0.29 is much more attractive than that of Bajaj Finance, which stands at 2.37. Despite recent underperformance against the Sensex on a year-to-date basis, where Emerald Finance has declined by 35.15% compared to the Sensex's 7.44% gain, the overall valuation metrics suggest that the company presents a compelling investment opportunity a...

Is Emerald Finance overvalued or undervalued?

2025-10-18 08:04:20

As of 17 October 2025, Emerald Finance has moved from a fair to an attractive valuation grade. The company is currently considered undervalued, with a PE ratio of 23.66, an EV to EBITDA ratio of 13.32, and a PEG ratio of 0.29, indicating strong growth potential relative to its price. In comparison to its peers, Bajaj Finance is classified as very expensive with a PE ratio of 38.21, while Life Insurance stands out as very attractive with a PE of 11.49. This positions Emerald Finance favorably within its industry, particularly given its low price to book value of 0.31 and EV to Capital Employed ratio of 0.29. Despite recent stock performance lagging behind the Sensex, particularly in the year-to-date return, the long-term performance over three and five years shows significant outperformance, reinforcing the attractiveness of its current valuation....

Why is Emerald Finance falling/rising?

2025-10-17 22:03:44

As of 17-Oct, Emerald Finance Ltd's stock price is currently at Rs 81.64, reflecting a decline of Rs 5.17 or 5.96%. The stock has been underperforming, having fallen consecutively for the last three days, resulting in a total decline of 9.59% during this period. Today, it opened with a loss of 3.11% and reached an intraday low of Rs 78.13, marking a 10% drop. The stock has also shown high volatility, with an intraday volatility of 5.07%. In terms of longer-term performance, the stock has underperformed the benchmark Sensex over the past month and year-to-date, with a year-to-date decline of 35.15% compared to the Sensex's gain of 7.44%. There is a notable increase in investor participation, as evidenced by a 138.2% rise in delivery volume on October 16, which may indicate some interest despite the recent price declines. Broader Market Context: In the short term, Emerald Finance's performance has lagged beh...

Emerald Finance Ltd Faces Significant Selling Pressure, Declines 9.02% Amid Ongoing Losses

2025-10-17 14:25:32

Emerald Finance Ltd is experiencing notable selling pressure, with the stock facing consecutive losses over three days and a significant drop today. The company's performance has lagged behind the Sensex, showing declines in weekly, monthly, and year-to-date metrics, indicating a challenging market position.