Emerald Finance

Which are the latest news on Emerald Finance?

Why is Emerald Finance Ltd falling/rising?

As of 19-Jun, the stock price of Emerald Finance Ltd is declining, currently at 57.06, reflecting a 1.76% decrease after a trend reversal. The stock has underperformed significantly year-to-date and over the past year, despite strong long-term growth.

As of 19-Jun, the stock price of Emerald Finance Ltd is falling, currently at 57.06, which reflects a decrease of 1.02 or 1.76%. This decline follows a trend reversal after five consecutive days of gains, indicating a shift in market sentiment. The stock has underperformed its sector by 1.29% today, suggesting that it is not keeping pace with its peers. <BR><BR>In terms of performance over various periods, the stock has shown a significant year-to-date decline of 28.23%, which is considerably worse than the Sensex's drop of 9.88%. Over the past year, Emerald Finance Ltd has decreased by 32.47%, again underperforming the benchmark index. Although the stock has performed well over the longer term, with a 146.91% increase over three years and a 205.13% increase over five years, the recent short-term performance has been negative.<BR><BR>Additionally, while there has been a rise in investor participation, with a 13.05% increase in delivery volume compared to the five-day average, the stock's moving averages indicate that it is currently lower than the 50-day, 100-day, and 200-day moving averages, which could signal bearish sentiment among investors. Overall, these factors contribute to the current decline in the stock price of Emerald Finance Ltd.

How big is Emerald Finance?

As of 10th June, Emerald Finance Ltd has a market capitalization of 187.00 Cr, with Net Sales of 31.16 Cr and a Net Profit of 14.68 Cr reported in the latest four quarters. Shareholder's Funds are 84.53 Cr and Total Assets amount to 105.71 Cr as of March 2025.

As of 10th June, Emerald Finance Ltd has a market capitalization of 187.00 Cr, classifying it as a Micro Cap company.<BR><BR>In the latest four quarters, Emerald Finance reported Net Sales of 31.16 Cr and a Net Profit of 14.68 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 84.53 Cr and Total Assets of 105.71 Cr.

Who are in the management team of Emerald Finance?

The management team of Emerald Finance consists of Raman Aggarwal (Independent Director), Sanjay Aggarwal (Managing Director), Deepak Gaur (Independent Director), Amarjeet Kaur (Company Secretary), and Anubha Aggarwal (Director).

The management team of Emerald Finance includes the following individuals:<BR><BR>1. **Raman Aggarwal** - Independent Director<BR>2. **Sanjay Aggarwal** - Managing Director<BR>3. **Deepak Gaur** - Independent Director<BR>4. **Amarjeet Kaur** - Company Secretary<BR>5. **Anubha Aggarwal** - Director<BR><BR>If you need more information about their roles or the company, feel free to ask!

Who are the peers of the Emerald Finance?

Emerald Finance's peers include Team India Guar., Alfred Herbert, Capital Trade Lk, Crescentis Capit, Landmarc Leisure, Sangam Finserv, Credent Global, and Sakthi Finance. In terms of management risk, growth, and returns, Emerald Finance shows below-average management risk and a 1-year return of -38.28%, outperforming Sakthi Finance but underperforming Team India Guar.

Peers: The peers of Emerald Finance are Team India Guar., Alfred Herbert, Capital Trade Lk, Crescentis Capit, Landmarc Leisur., Sangam Finserv, Credent Global, and Sakthi Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Alfred Herbert and Credent Global, while Average management risk is found at Crescentis Capit, and the rest. Below Average management risk is noted for Team India Guar., Capital Trade Lk, Landmarc Leisur., Sangam Finserv, Sakthi Finance, and Emerald Finance. Growth is Excellent at Emerald Finance and Credent Global, while Average growth is seen at Alfred Herbert and Crescentis Capit, and the rest show Below Average growth. Capital Structure is Excellent for Team India Guar., Capital Trade Lk, Crescentis Capit, Landmarc Leisur., Sangam Finserv, and Emerald Finance, while Good capital structure is noted for Sakthi Finance.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Team India Guar. at 36.51%, while the lowest is Sakthi Finance at -48.43%. Emerald Finance's 1-year return is -38.28%, which is higher than Sakthi Finance's but lower than Team India Guar.'s. Additionally, peers with negative six-month returns include Capital Trade Lk, Landmarc Leisur., and Sakthi Finance.

What does Emerald Finance do?

Emerald Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, with a recent net sales of 10 Cr and net profit of 4 Cr as of March 2026. The company, originally established in 1983, was registered with the RBI in 2018 and rebranded in 2023.

Overview:<BR>Emerald Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap market segment.<BR><BR>History:<BR>Emerald Finance Ltd was originally incorporated as 'Emerald Leasing Finance and Investment Company Limited' in 1983. The company was registered as an NBFC with the RBI on December 15, 2018, and changed its name to Emerald Finance Limited on April 24, 2023. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 10 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 4 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 187 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 12.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.18<BR>- Return on Equity: 15.19%<BR>- Price to Book: 1.90<BR><BR>Contact Details:<BR>- Address: 59 1st Floor, Uday Park Gautam Nagar New Delhi Delhi : 110049<BR>- Tel: 91-11-64645385<BR>- Email: emerald_finance@yahoo.com<BR>- Website: http://www.emeraldfin.com

Should I buy, sell or hold Emerald Finance Ltd?

Are Emerald Finance Ltd latest results good or bad?

Emerald Finance Ltd's latest results show strong revenue and profit growth, with a net profit increase of 58.20% and net sales up 51.16%. However, concerns about low return on equity, negative operating cash flow, and significant stock decline indicate a mixed outlook for the company.

Emerald Finance Ltd's latest results can be viewed as a mix of positive and concerning elements. On the positive side, the company reported a consolidated net profit of ₹4.05 crores for Q4 FY26, which represents a significant year-on-year increase of 58.20%. Additionally, net sales reached ₹9.75 crores, marking a robust 51.16% growth compared to the same quarter last year. The profit after tax (PAT) margin is also strong at 44.72%, indicating efficient conversion of revenue into profit.<BR><BR>However, there are notable concerns. The company's return on equity (ROE) stands at 13.03%, which is relatively low for a high-growth non-banking financial company (NBFC). Furthermore, despite the impressive revenue and profit growth, the stock has underperformed significantly, declining 33.02% over the past year, which raises questions about market confidence in the sustainability of this growth. <BR><BR>Additionally, the company has reported negative operating cash flow of ₹13.00 crores, suggesting that its rapid expansion is consuming capital, which could pose risks to future growth. The sharp decline in foreign institutional investor holdings also indicates a lack of confidence among institutional investors.<BR><BR>In summary, while Emerald Finance has shown strong revenue and profit growth, concerns about capital efficiency, cash flow sustainability, and market sentiment suggest that the overall outlook is mixed. Investors should weigh these factors carefully.

When is the next results date for Emerald Finance Ltd?

The next results date for Emerald Finance Ltd is 27 May 2026.

The next results date for Emerald Finance Ltd is scheduled for 27 May 2026.

Is Emerald Finance overvalued or undervalued?

As of December 2, 2025, Emerald Finance is considered undervalued with attractive valuation metrics, including a PE ratio of 22.72 and strong growth potential, despite a year-to-date stock performance lagging behind the Sensex.

As of 2 December 2025, the valuation grade for Emerald Finance has moved from fair to attractive, indicating a positive shift in its market perception. The company is currently assessed as undervalued, especially when considering its PE ratio of 22.72, an EV to EBIT of 14.95, and a PEG ratio of 0.28, which suggests strong growth potential relative to its price. <BR><BR>In comparison to its peers, Emerald Finance's valuation metrics stand out; for instance, Bajaj Finance is deemed very expensive with a PE ratio of 34.88, while Life Insurance is very attractive with a PE of 10.94. This positions Emerald Finance favorably within its industry, particularly given its solid ROCE of 18.57% and ROE of 13.13%. Despite recent stock performance lagging behind the Sensex, with a year-to-date return of -37.73% compared to the Sensex's 8.96%, the valuation metrics suggest that the stock presents a compelling investment opportunity at its current price of 78.40.

How has been the historical performance of Emerald Finance?

Emerald Finance has experienced significant growth from Mar'21 to Mar'25, with net sales rising from 5.44 Cr to 21.57 Cr, operating profit increasing from 2.32 Cr to 15.07 Cr, and total assets expanding from 22.65 Cr to 105.71 Cr, indicating strong revenue and profitability improvements. Despite negative cash flow from operations, the company achieved a net cash inflow of 14.00 Cr in Mar'25.

Answer:<BR>Emerald Finance has shown significant growth in its historical performance, particularly in net sales and profit metrics over the past several years.<BR><BR>Breakdown:<BR>Emerald Finance's net sales have increased from 5.44 Cr in Mar'21 to 21.57 Cr in Mar'25, reflecting a strong upward trend. Total operating income has followed a similar trajectory, rising from 5.44 Cr in Mar'21 to 21.57 Cr in Mar'25. The operating profit (PBDIT) has also seen substantial growth, climbing from 2.32 Cr in Mar'21 to 15.07 Cr in Mar'25, with the operating profit margin improving from 42.65% to 69.59% during the same period. Profit before tax has increased from 1.89 Cr in Mar'21 to 12.09 Cr in Mar'25, while profit after tax has surged from 1.39 Cr to 8.89 Cr. The earnings per share (EPS) have risen from 1.54 in Mar'21 to 2.57 in Mar'25, indicating enhanced shareholder value. On the balance sheet, total assets have grown from 22.65 Cr in Mar'21 to 105.71 Cr in Mar'25, with total liabilities also increasing from 22.65 Cr to 105.71 Cr, primarily due to rising short-term borrowings. Cash flow from operating activities has been negative in recent years, but financing activities have generated significant inflows, resulting in a net cash inflow of 14.00 Cr in Mar'25, up from a net outflow of 3.00 Cr in Mar'24. Overall, Emerald Finance has demonstrated robust growth in revenue and profitability, alongside a notable increase in total assets and cash reserves.

What is the technical trend for Emerald Finance?

As of May 27, 2025, Emerald Finance's trend has shifted to a moderate bearish stance, supported by bearish MACD and RSI indicators, despite a mildly bullish signal from Bollinger Bands.

As of 27 May 2025, the technical trend for Emerald Finance has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly chart and a bearish RSI on the monthly chart. The daily moving averages also confirm a bearish trend. While the Bollinger Bands show a mildly bullish signal on the monthly timeframe, the overall sentiment remains bearish due to the prevailing indicators. The Dow Theory indicates a mildly bearish stance on both weekly and monthly timeframes, further supporting the bearish outlook.

Who are the top shareholders of the Emerald Finance?

The top shareholders of Emerald Finance include Sanjay Aggarwal with 32.38%, three foreign institutional investors holding 9.36%, and Investi Global Opportunity Fund Pcc - Cell1 at 7.62%. Individual investors own 24.91% of the shares, with no pledged promoter holdings or mutual fund investments.

The top shareholders of Emerald Finance include a mix of promoters and public investors. The majority shareholder is Sanjay Aggarwal, who holds 32.38% of the company. Additionally, there are three foreign institutional investors (FIIs) that collectively hold 9.36%. The highest public shareholder is Investi Global Opportunity Fund Pcc - Cell1, with a holding of 7.62%. Individual investors also have a significant stake, accounting for 24.91% of the total shares. There are no pledged promoter holdings, and mutual funds currently do not hold any shares in the company.

Has Emerald Finance declared dividend?

No Dividend History Available