Is HDB FINANC SER overvalued or undervalued?
2025-11-11 08:16:37As of 10 November 2025, the valuation grade for HDB Financial Services has moved from fair to expensive. The company is currently overvalued based on its financial ratios, with a PE ratio of 27.86, an EV to EBIT of 47.04, and an EV to EBITDA of 44.11. These figures suggest that the stock is trading at a premium compared to its earnings and cash flow generation capabilities. In comparison to its peers, HDB Financial Services has a lower PE ratio than Bajaj Finance, which stands at 38.76, indicating that HDB is less expensive relative to Bajaj. However, it is significantly higher than Life Insurance, which boasts a PE of 11.14, highlighting a notable disparity in valuation within the sector. Additionally, the company's dividend yield of 0.27% and ROE of 1.13% further support the conclusion of overvaluation, especially when juxtaposed with the broader market performance, where HDB has shown a slight gain of 0...
Read MoreHas HDB FINANC SER declared dividend?
2025-10-17 23:30:51HDB Financial Services Ltd has declared a 20% dividend. Dividend Details: - Percentage announced: 20% - Ex-date: 24 Oct 25 Dividend Yield: 0% Total Returns by Period: In the last 3 months, HDB Financial Services Ltd experienced a price return of -9.23%, a dividend return of 0.25%, resulting in a total return of -8.98%. Over the 6-month period, the price return was 0%, the dividend return was 0%, leading to a total return of 0.0%. For the 1-year period, there was no price return, no dividend return, and thus a total return of 0.0%. In the 2-year period, the price return remained at 0%, with no dividend return, resulting in a total return of 0.0%. During the 3-year period, there was again no price return or dividend return, leading to a total return of 0.0%. For the 4-year period, the price return was 0%, the dividend return was 0%, resulting in a total return of 0.0%. Lastly, in the 5-year period, t...
Read MoreIs HDB FINANC SER overvalued or undervalued?
2025-10-17 08:07:10As of 16 October 2025, the valuation grade for HDB Financial Services has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued, with a PE ratio of 28.12, an EV to EBITDA ratio of 44.29, and an ROE of 1.13%. In comparison to peers, Bajaj Finance is rated as very expensive with a PE ratio of 38.01, while Life Insurance stands out as very attractive with a PE of 11.63. This suggests that HDB Financial Services is positioned competitively within its sector, although it still carries a higher valuation compared to some peers. Notably, the stock has underperformed against the Sensex over the past month, which may reflect broader market trends affecting investor sentiment....
Read MoreHow has been the historical performance of HDB FINANC SER?
2025-10-15 22:45:10Answer: The historical performance of HDB FINANC SER shows a mixed trend in its financial metrics over the past two years. Breakdown: In the fiscal year ending March 2025, HDB FINANC SER reported net sales of 16,300.30 Cr, an increase from 14,171.10 Cr in March 2024. Total operating income mirrored this growth, remaining at 16,300.30 Cr in March 2025. However, total expenditure also rose to 13,178.10 Cr from 10,721.30 Cr, leading to an operating profit (PBDIT) of 3,122.20 Cr, down from 3,449.80 Cr the previous year. Interest expenses surged to 6,390.20 Cr from 4,864.30 Cr, resulting in a gross profit (PBDT) of -3,268.00 Cr, compared to -1,414.50 Cr in March 2024. Profit before tax decreased to 2,927.80 Cr from 3,304.70 Cr, and profit after tax also fell to 2,175.90 Cr from 2,460.80 Cr. The earnings per share (EPS) declined to 27.34 from 31.09, reflecting a decrease in profitability. The operating profit ma...
Read MoreIs HDB FINANC SER overvalued or undervalued?
2025-10-13 08:14:19As of 10 October 2025, HDB Financial Services has moved from a fair to an expensive valuation grade. The company is currently considered overvalued based on its key financial ratios, including a PE ratio of 28.08, an EV to EBITDA ratio of 46.59, and a ROE of 13.85%. In comparison to its peers, Bajaj Finance is rated as very expensive with a PE of 36.56, while Life Insurance stands out as very attractive with a PE of 11.65, highlighting the relative overvaluation of HDB Financial Services. The company's performance has lagged behind the Sensex, with a 1-week return of -2.72% compared to the Sensex's 1.59% gain. This underperformance, combined with its high valuation metrics, reinforces the conclusion that HDB Financial Services is overvalued in the current market environment....
Read MoreIs HDB FINANC SER overvalued or undervalued?
2025-10-12 08:12:47As of 10 October 2025, the valuation grade for HDB Financial Services has moved from fair to expensive, indicating a shift in perception regarding its market valuation. The company is currently considered overvalued. Key ratios include a PE Ratio of 28.08, an EV to EBITDA of 46.59, and a ROE of 13.85%. In comparison to its peers, HDB Financial Services' PE ratio is lower than Bajaj Finance's 36.56 but higher than Life Insurance's 11.65, which is categorized as very attractive. The EV to EBITDA ratio also significantly exceeds that of Life Insurance, further emphasizing the premium valuation of HDB Financial Services. Additionally, the company's stock has underperformed relative to the Sensex over the past week and month, with returns of -2.72% and -6.09%, respectively, reinforcing the notion of its overvaluation....
Read MoreIs HDB FINANC SER overvalued or undervalued?
2025-10-11 08:12:57As of 10 October 2025, the valuation grade for HDB Financial Services has moved from fair to expensive. The company is currently considered overvalued based on its financial ratios and peer comparisons. Key ratios include a PE ratio of 28.08, an EV to EBITDA ratio of 46.59, and a ROE of 13.85%. When compared to its peers, HDB Financial Services stands out as expensive, particularly against Bajaj Finance, which has a PE ratio of 36.56, and Life Insurance, which is valued very attractively with a PE of 11.65. The company's recent stock performance has lagged behind the Sensex, with a 1-week return of -2.72% compared to the Sensex's 1.59%, reinforcing the notion of overvaluation....
Read MoreIs HDB FINANC SER overvalued or undervalued?
2025-10-07 08:07:38As of 6 October 2025, the valuation grade for HDB Financial Services has moved from expensive to fair, indicating a shift in its perceived value. The company is currently fairly valued. Key ratios include a PE ratio of 28.45, an EV to EBITDA of 46.85, and a ROE of 13.85%. In comparison to its peers, HDB Financial Services has a PE ratio that is lower than Bajaj Finance's 36.03 but higher than Life Insurance's 11.78, suggesting it is positioned competitively within the industry. Notably, the PEG ratio stands at 0.00, which may indicate potential for growth relative to its price. Recent stock performance shows HDB Financial Services underperforming against the Sensex over the past week and month, which may reinforce the fair valuation assessment....
Read MoreAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
29-Nov-2025 | Source : BSEIntimation of Investor meet
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
28-Nov-2025 | Source : BSEAllotment of Equity Shares pursuant to ESOP
Announcement under Regulation 30 (LODR)-Allotment
27-Nov-2025 | Source : BSEAllotment of Sub-debts on private placement basis
Corporate Actions
No Upcoming Board Meetings
HDB Financial Services Ltd has declared 20% dividend, ex-date: 24 Oct 25
No Splits history available
No Bonus history available
No Rights history available






