ScoreWhy is HDB Financial Services Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 15.92%
2
Poor long term growth as Operating profit has grown by an annual rate of -11.40%
3
Positive results in Mar 26
- NET SALES(Q) Highest at Rs 4,745.40 cr
- PBDIT(Q) Highest at Rs 2,748.00 cr.
- OPERATING PROFIT TO NET SALES(Q) Highest at 57.91%
4
With ROE of 12.3, it has a Fair valuation with a 2.6 Price to Book Value
- Over the past year, while the stock has generated a return of NA, its profits have risen by 17%
5
Increasing Participation by Institutional Investors
- Institutional investors have increased their stake by 0.57% over the previous quarter and collectively hold 15.29% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to HDB FINANC SER should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
21
Industry P/E
22
Price to Book Value
2.64
EV to EBIT
14.90
EV to EBITDA
14.60
EV to Capital Employed
1.29
EV to Sales
8.25
PEG Ratio
NA
Dividend Yield
0.30%
ROCE (Latest)
8.63%
ROE (Latest)
12.31%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
RSI
No Signal
Bollinger Bands
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Dow Theory
No Trend
Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend16What is working for the Company
NET SALES(Q)
Highest at Rs 4,745.40 cr
PBDIT(Q)
Highest at Rs 2,748.00 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 57.91%
PBT LESS OI(Q)
At Rs 1,011.20 cr has Grown at 31.4% (vs previous 4Q average
PAT(Q)
At Rs 750.60 cr has Grown at 29.2% (vs previous 4Q average
EPS(Q)
Highest at Rs 9.04
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for HDB FINANC SER
Net Sales - Quarterly
Highest at Rs 4,745.40 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 2,748.00 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 1,011.20 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 750.60 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 57.91%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 1,011.20 cr has Grown at 31.4% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 769.80 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 750.60 cr has Grown at 29.2% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 580.98 CrMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 9.04
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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