ScoreWhy is HDB Financial Services Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 15.92%
2
Poor long term growth as Operating profit has grown by an annual rate of -11.40%
3
With a growth in Net Profit of 4.61%, the company declared Very Positive results in Jun 26
- The company has declared positive results for the last 3 consecutive quarters
- OPERATING CF(Y) Highest at Rs -8,605.56 Cr
- NET SALES(Q) Highest at Rs 4,937.90 cr
- PBDIT(Q) Highest at Rs 2,863.20 cr.
4
With ROE of 13.4, it has a Fair valuation with a 2.7 Price to Book Value
- Over the past year, while the stock has generated a return of -11.33%, its profits have risen by 17%
5
Majority shareholders : Promoters
6
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 1.04% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -11.33% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to HDB FINANC SER should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is HDB FINANC SER for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
HDB FINANC SER
-11.33%
-0.44
25.53%
Sensex
-4.36%
-0.32
13.57%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
21
Price to Book Value
2.73
EV to EBIT
14.61
EV to EBITDA
14.32
EV to Capital Employed
1.30
EV to Sales
8.15
PEG Ratio
NA
Dividend Yield
0.59%
ROCE (Latest)
8.63%
ROE (Latest)
13.36%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
RSI
No Signal
Bollinger Bands
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend20What is working for the Company
OPERATING CF(Y)
Highest at Rs -8,605.56 Cr
NET SALES(Q)
Highest at Rs 4,937.90 cr
PBDIT(Q)
Highest at Rs 2,863.20 cr.
PBT LESS OI(Q)
Highest at Rs 1,055.10 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 57.98%
PAT(Q)
At Rs 785.20 cr has Grown at 23.5% (vs previous 4Q average
EPS(Q)
Highest at Rs 9.46
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for HDB FINANC SER
Operating Cash Flow - Annually
Highest at Rs -8,605.56 Cr and Grown
each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (Rs Cr)
Net Sales - Quarterly
Highest at Rs 4,937.90 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 2,863.20 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 1,055.10 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 785.20 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 57.98%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 1,055.10 cr has Grown at 24.6% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 846.55 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 785.20 cr has Grown at 23.5% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 635.90 CrMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 9.46
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
