ScoreWhy is HDB Financial Services Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 15.92%
2
Poor long term growth as Operating profit has grown by an annual rate of -11.40%
3
Positive results in Dec 25
- NET SALES(Q) Highest at Rs 4,673.50 cr
- PBDIT(Q) Highest at Rs 2,615.50 cr.
- PAT(Q) Highest at Rs 643.90 cr.
4
With ROE of 11.3, it has a Expensive valuation with a 2.8 Price to Book Value
- Over the past year, while the stock has generated a return of 0.00%, its profits have fallen by -12%
5
Increasing Participation by Institutional Investors
- Institutional investors have increased their stake by 0.63% over the previous quarter and collectively hold 14.72% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to HDB FINANC SER should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
25
Industry P/E
20
Price to Book Value
2.77
EV to EBIT
48.75
EV to EBITDA
45.71
EV to Capital Employed
1.31
EV to Sales
8.76
PEG Ratio
NA
Dividend Yield
0.31%
ROCE (Latest)
2.70%
ROE (Latest)
11.25%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
RSI
Bullish
Bollinger Bands
Mildly Bearish
KST
Dow Theory
Bearish
Bearish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
NET SALES(Q)
Highest at Rs 4,673.50 cr
PBDIT(Q)
Highest at Rs 2,615.50 cr.
PAT(Q)
Highest at Rs 643.90 cr.
PBT LESS OI(Q)
At Rs 860.30 cr has Grown at 20.3% (vs previous 4Q average
EPS(Q)
Highest at Rs 7.76
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for HDB FINANC SER
Net Sales - Quarterly
Highest at Rs 4,673.50 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 2,615.50 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 860.30 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 643.90 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 860.30 cr has Grown at 20.3% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 714.93 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 7.76
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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