MAS FINANC SER

Market Cap: Small Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE348L01012
NSEID: MASFIN
BSEID: 540749

INR

320.70

10.3 (3.32%)

BSENSE

Dec 05

BSE+NSE Vol: 3.42 lacs

{
  "main_header": {
    "sid": 1002843,
    "name": "MAS FINANC SER",
    "stock_name": "MAS FINANC SER",
    "full_name": "MAS Financial Services Ltd",
    "name_url": "stocks-analysis/mas-financ-ser",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "320.70",
    "chg": 10.3,
    "chgp": "3.32%",
    "dir": 1,
    "prev_price": "310.40",
    "mcapval": "5,667.00 Cr",
    "mcap": "Small Cap",
    "scripcode": 540749,
    "symbol": "MASFIN",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE348L01012",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "3.42 lacs",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/mas-financ-ser-1002843-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "Is MAS FINANC SER overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-mas-financ-ser-overvalued-or-undervalued-3747848",
        "imagepath": "",
        "date": "2025-12-05 08:40:50",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Valuation Metrics Indicate Attractive Pricing</strong></p>\n<p>As of 4 December 2025, MAS FINANC SER’s price-to-earnings (PE) ratio stands at 16.77, which is notably moderate compared to many of its peers. The price-to-book (P/B) value is 2.02, suggesting the stock trades at just over twice its book value, a reasonable level for a financial services firm with steady asset quality. The enterprise value to EBITDA (EV/EBITDA) ratio is 10.71, reflecting a valuation that is neither stretched nor bargain-basement cheap.</p>\n<p>Importantly, the PEG ratio of 0.84 is below 1, indicating that the stock’s price is favourable relative to its expected earnings growth. This metric often appeals to growth-oriented investors seeking value. The company’s return on capital employed (ROCE) and return on equity ..."
      },
      {
        "title": "How has been the historical performance of MAS FINANC SER?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-mas-financ-ser-3744764",
        "imagepath": "",
        "date": "2025-12-03 22:54:23",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Revenue and Profit Growth Trajectory</strong></p>\n<p>Over the past six years, MAS FINANC SER’s net sales have shown a robust upward trend, increasing from ₹604.58 crores in the fiscal year ending March 2019 to ₹1,596.48 crores by March 2025. This represents a compound growth trajectory that underscores the company’s expanding market presence and operational scale. The total operating income mirrors this growth, as other operating income remained negligible throughout the period.</p>\n<p>Operating profit before depreciation and interest (PBDIT) has also risen significantly, from ₹465.67 crores in March 2019 to ₹1,189.41 crores in March 2025. Despite rising expenditure, particularly in employee costs and other operating expenses, the company has maintained a strong operating profit margin, whic..."
      },
      {
        "title": "MAS FINANC SER Sees Revision in Market Evaluation Amid Strong Fundamentals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/mas-financ-ser-upgraded-to-buy-by-marketsmojo-on-strong-fundamentals-and-valuation-3735118",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/MASFINANCSER_mojoScore_3735118.png",
        "date": "2025-11-28 10:05:47",
        "description": "MAS FINANC SER, a small-cap player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation reflecting recent shifts in its fundamental and technical outlook. This adjustment highlights evolving perspectives on the company’s quality, valuation, financial trends, and technical positioning within a competitive sector."
      },
      {
        "title": "Why is MAS FINANC SER falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-mas-financ-ser-fallingrising-3719399",
        "imagepath": "",
        "date": "2025-11-21 00:56:15",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Strong Price Performance Relative to Benchmarks</strong></p>\n<p>MAS Financial Services has outperformed key benchmarks over recent periods, signalling growing investor confidence. Over the past week, the stock appreciated by 3.91%, significantly ahead of the Sensex’s 1.37% gain. Similarly, the one-month return of 4.65% surpassed the Sensex’s 1.50%. Year-to-date, MAS Financial Services has delivered a 15.30% return, comfortably outpacing the Sensex’s 9.59% rise. Although the stock’s one-year return of 9.16% slightly trails the Sensex’s 10.38%, its longer-term performance over three and five years shows some lag, reflecting past market cycles. Nonetheless, the recent momentum is clearly positive.</p>\n<p><strong>Technical Strength and Rising Investor Participation</strong></p>\n<p>On the technic..."
      },
      {
        "title": "Is MAS FINANC SER overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-mas-financ-ser-overvalued-or-undervalued-3713661",
        "imagepath": "",
        "date": "2025-11-19 08:10:28",
        "description": "As of 18 November 2025, the valuation grade for MAS FINANC SER has moved from attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 17.04, an EV to EBITDA of 10.78, and a PEG ratio of 0.85, which suggest that the stock is reasonably priced compared to its earnings growth potential.\n\nIn comparison with peers, MAS FINANC SER's PE ratio of 17.04 is significantly lower than Bajaj Finance's 34.46, indicating that MAS is more attractively priced in terms of earnings. However, it is slightly higher than Life Insurance's PE of 11.34, which is considered very attractive. The company's recent stock performance has outpaced the Sensex, with a year-to-date return of 15.14% compared to the Sensex's 8.36%, reinforcing a positive outlook despite the grade change...."
      },
      {
        "title": "How has been the historical performance of MAS FINANC SER?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-mas-financ-ser-3713214",
        "imagepath": "",
        "date": "2025-11-18 23:00:57",
        "description": "Answer:\nThe historical performance of MAS FINANC SER shows a consistent growth trajectory in net sales and profits over the years, with significant increases noted in the most recent fiscal year ending March 2025.\n\nBreakdown:\nMAS FINANC SER has demonstrated a strong upward trend in net sales, rising from 690.24 Cr in March 2022 to 1,596.48 Cr in March 2025. Total operating income has mirrored this growth, reaching 1,596.48 Cr in March 2025, up from 690.24 Cr in March 2022. Operating profit, excluding other income, has also increased significantly, from 556.37 Cr in March 2022 to 1,185.74 Cr in March 2025. Despite rising interest expenses, which climbed from 226.18 Cr in March 2019 to 762.80 Cr in March 2025, the profit before tax has improved from 216.55 Cr in March 2022 to 421.01 Cr in March 2025. The profit after tax has similarly increased from 161.20 Cr in March 2022 to 313.98 Cr in March 2025. The comp..."
      },
      {
        "title": "How has been the historical performance of MAS FINANC SER?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-mas-financ-ser-3694819",
        "imagepath": "",
        "date": "2025-11-12 23:56:28",
        "description": "Answer:\nThe historical performance of MAS FINANC SER shows a consistent growth in net sales and profits over the years leading up to March 2025.\n\nBreakdown:\nFrom March 2019 to March 2025, MAS FINANC SER's net sales increased significantly from 604.58 Cr to 1,596.48 Cr, reflecting a strong upward trend. Total operating income followed a similar trajectory, rising from 604.58 Cr in March 2019 to 1,596.48 Cr in March 2025. The company's operating profit (PBDIT) also saw substantial growth, climbing from 465.67 Cr in March 2019 to 1,189.41 Cr in March 2025. However, interest expenses rose sharply during this period, from 226.18 Cr to 762.80 Cr, impacting the profit before tax, which increased from 238.01 Cr to 421.01 Cr. The profit after tax showed a positive trend as well, growing from 154.61 Cr in March 2019 to 313.98 Cr in March 2025. The company's total liabilities increased from 4,803.51 Cr in March 2020 t..."
      },
      {
        "title": "Why is MAS FINANC SER falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-mas-financ-ser-fallingrising-3691317",
        "imagepath": "",
        "date": "2025-11-11 23:21:45",
        "description": "As of 11-Nov, MAS Financial Services Ltd is experiencing a decline in its stock price, currently at 301.25, which reflects a decrease of 3.25 or 1.07%. The stock has been on a downward trend, having fallen for the last two days with a total return of -2.11% during this period. Additionally, the stock's performance over the past week shows a decline of 3.91%, while its year-to-date return remains positive at 9.35%. However, the stock is currently trading above its 200-day moving average but below its shorter-term moving averages, indicating mixed signals. Notably, there has been a significant drop in investor participation, with delivery volume decreasing by 46.23% compared to the five-day average, which may contribute to the stock's recent struggles.\n\nIn the broader market context, the Sensex has shown a positive return of 0.49% over the past week, contrasting with MAS Financial Services Ltd's decline. This..."
      },
      {
        "title": "Is MAS FINANC SER overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-mas-financ-ser-overvalued-or-undervalued-3678129",
        "imagepath": "",
        "date": "2025-11-07 08:12:52",
        "description": "As of 6 November 2025, the valuation grade for MAS FINANC SER has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 16.48, a Price to Book Value of 0.20, and a PEG Ratio of 0.82, which suggest that the stock is trading at a significant discount relative to its earnings growth potential.\n\nIn comparison to its peers, MAS FINANC SER's valuation stands out favorably against Bajaj Finance, which has a PE Ratio of 37.19 and is categorized as very expensive, and Life Insurance, which is very attractive with a PE Ratio of 11.62. This comparison reinforces the notion that MAS FINANC SER is undervalued within its industry. Notably, the company's stock has outperformed the Sensex year-to-date, with a return of 11.38% compared to the Sensex's 6.62%, further supporting the attractive valuation narrative...."
      }
    ],
    "total": 284,
    "sid": "1002843",
    "stock_news_url": "https://www.marketsmojo.com/news/mas-financial-services-1002843"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Allotment",
      "datetime": "28-Nov-2025",
      "details": "Allotment of Non-Convertible Debenture",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation",
      "datetime": "27-Nov-2025",
      "details": "Investor Meet Intimation",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome",
      "datetime": "13-Nov-2025",
      "details": "Transcript for Investor Call",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "MAS Financial Services Ltd has declared <strong>7%</strong> dividend, ex-date: 26 Aug 25",
          "dt": "2025-08-26",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "",
      "data": [
        {
          "txt": "MAS Financial Services Ltd has announced <strong>2:1</strong> bonus issue, ex-date: 22 Feb 24",
          "dt": "2024-02-22",
          "middle_text": "Bonus Alert"
        }
      ]
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Is MAS FINANC SER overvalued or undervalued?

2025-12-05 08:40:50

Valuation Metrics Indicate Attractive Pricing

As of 4 December 2025, MAS FINANC SER’s price-to-earnings (PE) ratio stands at 16.77, which is notably moderate compared to many of its peers. The price-to-book (P/B) value is 2.02, suggesting the stock trades at just over twice its book value, a reasonable level for a financial services firm with steady asset quality. The enterprise value to EBITDA (EV/EBITDA) ratio is 10.71, reflecting a valuation that is neither stretched nor bargain-basement cheap.

Importantly, the PEG ratio of 0.84 is below 1, indicating that the stock’s price is favourable relative to its expected earnings growth. This metric often appeals to growth-oriented investors seeking value. The company’s return on capital employed (ROCE) and return on equity ...

How has been the historical performance of MAS FINANC SER?

2025-12-03 22:54:23

Revenue and Profit Growth Trajectory

Over the past six years, MAS FINANC SER’s net sales have shown a robust upward trend, increasing from ₹604.58 crores in the fiscal year ending March 2019 to ₹1,596.48 crores by March 2025. This represents a compound growth trajectory that underscores the company’s expanding market presence and operational scale. The total operating income mirrors this growth, as other operating income remained negligible throughout the period.

Operating profit before depreciation and interest (PBDIT) has also risen significantly, from ₹465.67 crores in March 2019 to ₹1,189.41 crores in March 2025. Despite rising expenditure, particularly in employee costs and other operating expenses, the company has maintained a strong operating profit margin, whic...

MAS FINANC SER Sees Revision in Market Evaluation Amid Strong Fundamentals

2025-11-28 10:05:47

MAS FINANC SER, a small-cap player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation reflecting recent shifts in its fundamental and technical outlook. This adjustment highlights evolving perspectives on the company’s quality, valuation, financial trends, and technical positioning within a competitive sector.

Why is MAS FINANC SER falling/rising?

2025-11-21 00:56:15

Strong Price Performance Relative to Benchmarks

MAS Financial Services has outperformed key benchmarks over recent periods, signalling growing investor confidence. Over the past week, the stock appreciated by 3.91%, significantly ahead of the Sensex’s 1.37% gain. Similarly, the one-month return of 4.65% surpassed the Sensex’s 1.50%. Year-to-date, MAS Financial Services has delivered a 15.30% return, comfortably outpacing the Sensex’s 9.59% rise. Although the stock’s one-year return of 9.16% slightly trails the Sensex’s 10.38%, its longer-term performance over three and five years shows some lag, reflecting past market cycles. Nonetheless, the recent momentum is clearly positive.

Technical Strength and Rising Investor Participation

On the technic...

Is MAS FINANC SER overvalued or undervalued?

2025-11-19 08:10:28

As of 18 November 2025, the valuation grade for MAS FINANC SER has moved from attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 17.04, an EV to EBITDA of 10.78, and a PEG ratio of 0.85, which suggest that the stock is reasonably priced compared to its earnings growth potential. In comparison with peers, MAS FINANC SER's PE ratio of 17.04 is significantly lower than Bajaj Finance's 34.46, indicating that MAS is more attractively priced in terms of earnings. However, it is slightly higher than Life Insurance's PE of 11.34, which is considered very attractive. The company's recent stock performance has outpaced the Sensex, with a year-to-date return of 15.14% compared to the Sensex's 8.36%, reinforcing a positive outlook despite the grade change....

How has been the historical performance of MAS FINANC SER?

2025-11-18 23:00:57

Answer: The historical performance of MAS FINANC SER shows a consistent growth trajectory in net sales and profits over the years, with significant increases noted in the most recent fiscal year ending March 2025. Breakdown: MAS FINANC SER has demonstrated a strong upward trend in net sales, rising from 690.24 Cr in March 2022 to 1,596.48 Cr in March 2025. Total operating income has mirrored this growth, reaching 1,596.48 Cr in March 2025, up from 690.24 Cr in March 2022. Operating profit, excluding other income, has also increased significantly, from 556.37 Cr in March 2022 to 1,185.74 Cr in March 2025. Despite rising interest expenses, which climbed from 226.18 Cr in March 2019 to 762.80 Cr in March 2025, the profit before tax has improved from 216.55 Cr in March 2022 to 421.01 Cr in March 2025. The profit after tax has similarly increased from 161.20 Cr in March 2022 to 313.98 Cr in March 2025. The comp...

How has been the historical performance of MAS FINANC SER?

2025-11-12 23:56:28

Answer: The historical performance of MAS FINANC SER shows a consistent growth in net sales and profits over the years leading up to March 2025. Breakdown: From March 2019 to March 2025, MAS FINANC SER's net sales increased significantly from 604.58 Cr to 1,596.48 Cr, reflecting a strong upward trend. Total operating income followed a similar trajectory, rising from 604.58 Cr in March 2019 to 1,596.48 Cr in March 2025. The company's operating profit (PBDIT) also saw substantial growth, climbing from 465.67 Cr in March 2019 to 1,189.41 Cr in March 2025. However, interest expenses rose sharply during this period, from 226.18 Cr to 762.80 Cr, impacting the profit before tax, which increased from 238.01 Cr to 421.01 Cr. The profit after tax showed a positive trend as well, growing from 154.61 Cr in March 2019 to 313.98 Cr in March 2025. The company's total liabilities increased from 4,803.51 Cr in March 2020 t...

Why is MAS FINANC SER falling/rising?

2025-11-11 23:21:45

As of 11-Nov, MAS Financial Services Ltd is experiencing a decline in its stock price, currently at 301.25, which reflects a decrease of 3.25 or 1.07%. The stock has been on a downward trend, having fallen for the last two days with a total return of -2.11% during this period. Additionally, the stock's performance over the past week shows a decline of 3.91%, while its year-to-date return remains positive at 9.35%. However, the stock is currently trading above its 200-day moving average but below its shorter-term moving averages, indicating mixed signals. Notably, there has been a significant drop in investor participation, with delivery volume decreasing by 46.23% compared to the five-day average, which may contribute to the stock's recent struggles. In the broader market context, the Sensex has shown a positive return of 0.49% over the past week, contrasting with MAS Financial Services Ltd's decline. This...

Is MAS FINANC SER overvalued or undervalued?

2025-11-07 08:12:52

As of 6 November 2025, the valuation grade for MAS FINANC SER has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 16.48, a Price to Book Value of 0.20, and a PEG Ratio of 0.82, which suggest that the stock is trading at a significant discount relative to its earnings growth potential. In comparison to its peers, MAS FINANC SER's valuation stands out favorably against Bajaj Finance, which has a PE Ratio of 37.19 and is categorized as very expensive, and Life Insurance, which is very attractive with a PE Ratio of 11.62. This comparison reinforces the notion that MAS FINANC SER is undervalued within its industry. Notably, the company's stock has outperformed the Sensex year-to-date, with a return of 11.38% compared to the Sensex's 6.62%, further supporting the attractive valuation narrative....

View All News