Why is MAS Financial Services Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.50%
2
Healthy long term growth as Net Sales has grown by an annual rate of 21.02% and Operating profit at 20.71%
3
The company has declared Positive results for the last 17 consecutive quarters
- NET SALES(Q) Highest at Rs 480.23 cr
- PBDIT(Q) Highest at Rs 346.37 cr.
- PBT LESS OI(Q) Highest at Rs 120.78 cr.
4
With ROE of 12, it has a Attractive valuation with a 2.1 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 15.19%, its profits have risen by 20.1% ; the PEG ratio of the company is 0.9
5
High Institutional Holdings at 23.34%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
Market Beating Performance
- The stock has generated a return of 15.19% in the last 1 year, much higher than market (BSE500) returns of 2.12%
How much should you hold?
- Overall Portfolio exposure to MAS FINANC SER should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is MAS FINANC SER for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
MAS FINANC SER
15.19%
0.50
30.31%
Sensex
4.83%
0.41
11.83%
Valuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
23
Price to Book Value
2.07
EV to EBIT
10.88
EV to EBITDA
10.83
EV to Capital Employed
1.27
EV to Sales
7.83
PEG Ratio
0.86
Dividend Yield
0.53%
ROCE (Latest)
11.69%
ROE (Latest)
12.02%
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Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
Mildly Bullish
Technical Movement
14What is working for the Company
NET SALES(Q)
Highest at Rs 480.23 cr
PBDIT(Q)
Highest at Rs 346.37 cr.
PBT LESS OI(Q)
Highest at Rs 120.78 cr.
PAT(Q)
Highest at Rs 90.34 cr.
EPS(Q)
Highest at Rs 4.98
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
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Here's what is working for MAS FINANC SER
Net Sales - Quarterly
Highest at Rs 480.23 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 346.37 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 120.78 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 90.34 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
At Rs 480.23 cr has Grown at 24.97%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 4.98
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for MAS FINANC SER
Non Operating Income - Quarterly
Highest at Rs 2.10 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income






