NCL Res. & Finl.

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE132F01038
  • NSEID:
  • BSEID: 530557
INR
0.50
-0.02 (-3.85%)
BSENSE

Dec 05

BSE+NSE Vol: 5.76 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
{
  "main_header": {
    "sid": 374193,
    "name": "NCL Res. & Finl.",
    "stock_name": "NCL Res. & Finl.",
    "full_name": "NCL Research and Financial Services Ltd",
    "name_url": "stocks-analysis/ncl-res-finl",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "0.50",
    "chg": -0.02,
    "chgp": "-3.85%",
    "dir": -1,
    "prev_price": "0.52",
    "mcapval": "53.52 Cr",
    "mcap": "Micro Cap",
    "scripcode": 530557,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE132F01038",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "5.76 lacs",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 1,
    "market_time": 1,
    "is_blur": 1,
    "is_blur_class": "blur-registerF-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/ncl-res-finl-374193-0&utm_source=Spage_Header_Score",
    "mojoone": {
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  },
  "news": {
    "results": [
      {
        "title": "Is NCL Res. & Finl. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-ncl-res-finl-overvalued-or-undervalued-3709738",
        "imagepath": "",
        "date": "2025-11-18 08:20:18",
        "description": "As of 17 November 2025, the valuation grade for NCL Res. & Finl. has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as undervalued, given its PE ratio of 24.08, a price-to-book value of 0.50, and an EV to EBITDA ratio of 12.60. In comparison, Bajaj Finance, a peer, is categorized as very expensive with a PE ratio of 34.85, while Life Insurance is considered very attractive with a significantly lower PE of 11.33.\n\nDespite the recent downgrade in valuation grade, NCL Res. & Finl. presents a compelling investment opportunity, particularly when contrasted with its peers. The company's return metrics, such as a ROCE of 3.89% and ROE of 2.07%, suggest potential for improvement. Additionally, while the stock has underperformed against the Sensex year-to-date, it has shown resilience with a 1-week return of 1.89% compared to the Sensex's 1.69%...."
      },
      {
        "title": "How has been the historical performance of NCL Res. & Finl.?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-ncl-res-finl-3708579",
        "imagepath": "",
        "date": "2025-11-17 22:55:52",
        "description": "Answer:\nThe historical performance of NCL Res. & Finl. shows a fluctuating trend in key financial metrics over the years.\n\nBreakdown:\nNCL Res. & Finl. reported net sales of 8.53 Cr in March 2025, a decrease from 10.69 Cr in March 2024, but a significant increase from 3.91 Cr in March 2023. The total operating income mirrored this trend, reaching 8.53 Cr in March 2025, down from 10.69 Cr in the previous year. Total expenditure, excluding depreciation, was 9.28 Cr in March 2025, slightly lower than 9.59 Cr in March 2024. This resulted in an operating profit (PBDIT) of -0.75 Cr in March 2025, a decline from 1.10 Cr in March 2024. The profit before tax also fell to -0.65 Cr in March 2025 from 1.99 Cr in March 2024, leading to a profit after tax of -1.36 Cr in March 2025, down from 1.61 Cr in March 2024. The company's total assets increased to 122.48 Cr in March 2025 from 112.13 Cr in March 2024, while total lia..."
      },
      {
        "title": "Is NCL Res. & Finl. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-ncl-res-finl-overvalued-or-undervalued-3705904",
        "imagepath": "",
        "date": "2025-11-17 08:07:48",
        "description": "As of 14 November 2025, NCL Res. & Finl. has moved from an attractive to a very attractive valuation grade. The company is currently undervalued, with a PE ratio of 23.03, a Price to Book Value of 0.51, and an EV to EBITDA of 16.87. These ratios indicate that the stock is trading at a significant discount relative to its intrinsic value.\n\nIn comparison to its peers, NCL Res. & Finl. stands out favorably against Bajaj Finance, which has a PE ratio of 34.62, and Bajaj Finserv, with a PE ratio of 34.07, both categorized as very expensive. Additionally, Life Insurance, which is also very attractive, has a much lower PE ratio of 11.25, highlighting NCL's competitive positioning within the industry. Although the company has faced challenges recently, with a YTD return of -32.50% compared to the Sensex's 8.22%, its long-term performance has been impressive, with a 5-year return of 881.82%...."
      },
      {
        "title": "Is NCL Res. & Finl. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-ncl-res-finl-overvalued-or-undervalued-3705209",
        "imagepath": "",
        "date": "2025-11-16 08:07:23",
        "description": "As of 14 November 2025, the valuation grade for NCL Res. & Finl. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE Ratio of 23.03, an EV to EBIT of 17.18, and an EV to EBITDA of 16.87, which suggest that the company is positioned favorably compared to its peers.\n\nIn comparison to notable competitors, NCL Res. & Finl. has a PE ratio significantly lower than Bajaj Finance at 34.62 and Life Insurance at 11.25, highlighting its relative affordability. Additionally, its PEG ratio of 0.07 is much more attractive than Bajaj Finserv's 2.47, reinforcing the undervaluation narrative. Despite recent underperformance against the Sensex over the past year, where NCL experienced a -29.87% return compared to the Sensex's 9.00%, the long-term outlook remains promising given its substantial 5-ye..."
      },
      {
        "title": "NCL Research and Financial Services Q2 FY26: Profitability Surge Masks Underlying Revenue Concerns",
        "link": "https://www.marketsmojo.com/news/result-analysis/ncl-research-and-financial-services-q2-fy26-profitability-surge-masks-underlying-revenue-concerns-3715886",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/NCLResearchandF_quaterlyResult_3715886.png",
        "date": "2025-11-15 09:26:37",
        "description": "NCL Research and Financial Services Ltd., a micro-cap non-banking financial company engaged in investment and financing activities, reported net profit of ₹0.98 crores for Q2 FY26, marking a sharp decline of 42.35% quarter-on-quarter but a modest decline of 10.09% year-on-year. Despite the sequential profit contraction, the company's operating margins remain exceptionally strong at 81.35%, though the stock has struggled significantly, trading at ₹0.54 and down 29.87% over the past year against the Sensex's 9.00% gain."
      },
      {
        "title": "Is NCL Res. & Finl. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-ncl-res-finl-overvalued-or-undervalued-3704535",
        "imagepath": "",
        "date": "2025-11-15 08:07:54",
        "description": "As of 14 November 2025, the valuation grade for NCL Res. & Finl. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 23.03, an EV to EBITDA of 16.87, and a PEG Ratio of 0.07, which suggests that the stock is priced favorably relative to its growth prospects.\n\nIn comparison to its peers, NCL Res. & Finl. stands out with a lower PE Ratio than Bajaj Finance, which has a PE of 34.62, and a more favorable PEG Ratio compared to Life Insurance at 0.49. Despite recent underperformance against the Sensex over the past year, where NCL's stock declined by 29.87% compared to the Sensex's 9% increase, the company's fundamentals suggest a strong potential for recovery and growth, reinforcing its undervalued status...."
      },
      {
        "title": "How has been the historical performance of NCL Res. & Finl.?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-ncl-res-finl-3702955",
        "imagepath": "",
        "date": "2025-11-14 23:39:44",
        "description": "Answer:\nThe historical performance of NCL Res. & Finl. shows significant fluctuations in key financial metrics over the years.\n\nBreakdown:\nNCL Res. & Finl. experienced a decline in net sales from 10.69 Cr in Mar'24 to 8.53 Cr in Mar'25, following a notable increase from 3.91 Cr in Mar'23. The total operating income mirrored this trend, decreasing to 8.53 Cr in Mar'25 from 10.69 Cr in Mar'24. The company's total expenditure, excluding depreciation, was 9.28 Cr in Mar'25, slightly down from 9.59 Cr in Mar'24. This led to an operating profit (PBDIT) of -0.75 Cr in Mar'25, a decline from 1.10 Cr in the previous year. Consequently, the profit before tax also fell to -0.65 Cr in Mar'25 from 1.99 Cr in Mar'24, resulting in a profit after tax of -1.36 Cr compared to 1.61 Cr in Mar'24. The company's earnings per share turned negative at -0.01 in Mar'25, down from 0.02 in Mar'24. On the balance sheet, total assets in..."
      },
      {
        "title": "Is NCL Res. & Finl. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-ncl-res-finl-overvalued-or-undervalued-3700054",
        "imagepath": "",
        "date": "2025-11-14 08:08:16",
        "description": "As of 13 November 2025, the valuation grade for NCL Res. & Finl. has moved from very attractive to attractive. The company is currently considered undervalued. Key ratios include a PE ratio of 23.03, an EV to EBIT of 17.18, and a Price to Book Value of 0.51. \n\nIn comparison to peers, NCL Res. & Finl. has a lower PE ratio than Bajaj Finance, which stands at 34.18, and a more favorable PEG ratio of 0.07 compared to Bajaj Finserv's 2.46. Despite recent underperformance with a year-to-date return of -32.5% compared to the Sensex's 8.11%, the company's valuation metrics suggest it presents an attractive opportunity in the current market...."
      },
      {
        "title": "How has been the historical performance of NCL Res. & Finl.?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-ncl-res-finl-3698949",
        "imagepath": "",
        "date": "2025-11-13 23:17:32",
        "description": "Answer:\nThe historical performance of NCL Res. & Finl. shows significant fluctuations in key financial metrics over the years.\n\nBreakdown:\nNCL Res. & Finl. reported net sales of 8.53 Cr in Mar'25, a decline from 10.69 Cr in Mar'24, but a notable increase from 3.91 Cr in Mar'23. The total operating income followed a similar trend, peaking at 10.69 Cr in Mar'24 before dropping to 8.53 Cr in Mar'25. Total expenditure, excluding depreciation, was 9.28 Cr in Mar'25, slightly down from 9.59 Cr in Mar'24. This led to an operating profit (PBDIT) of -0.75 Cr in Mar'25, a significant decrease from 1.10 Cr in the previous year. Consequently, profit before tax also fell to -0.65 Cr in Mar'25 from 1.99 Cr in Mar'24, resulting in a profit after tax of -1.36 Cr compared to 1.61 Cr in Mar'24. The company's total assets increased to 122.48 Cr in Mar'25 from 112.13 Cr in Mar'24, while total liabilities also rose to 122.48 Cr..."
      }
    ],
    "total": 126,
    "sid": "374193",
    "stock_news_url": "https://www.marketsmojo.com/news/ncl-research-and-financial-services-374193"
  },
  "announcements": [
    {
      "caption": "Board Meeting Intimation for Shifting Of Registered Office Within Mumbai City Limit",
      "datetime": "02-Dec-2025",
      "details": "NCL Research & Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/12/2025 inter alia to consider and approve shifting of Registered Office within Mumbai City limit",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "15-Nov-2025",
      "details": "Please find attached Newspaper cuttings of publication of Unaudited Financial Results for QE Sept 30 2025",
      "source": "BSE"
    },
    {
      "caption": "Results - Unaudited Financial Results For QE Sept 30 2025",
      "datetime": "13-Nov-2025",
      "details": "Please find attached Unaudited Financial Results for QE Sept 30 2025",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "",
      "data": [
        {
          "title": "BOARD MEETING",
          "txt": "(05 Dec 2025)"
        }
      ]
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "NCL Research and Financial Services Ltd has declared <strong>5%</strong> dividend, ex-date: 04 Sep 14",
          "dt": "2014-09-04",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "",
      "data": [
        {
          "txt": "NCL Research and Financial Services Ltd has announced <strong>1:2</strong> stock split, ex-date: 02 Dec 21",
          "dt": "2021-12-02",
          "middle_text": "Split"
        }
      ]
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "",
      "data": [
        {
          "txt": "NCL Research and Financial Services Ltd has announced <strong>1:1</strong> bonus issue, ex-date: 02 Dec 21",
          "dt": "2021-12-02",
          "middle_text": "Bonus Alert"
        }
      ]
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "",
      "data": [
        {
          "txt": "NCL Research and Financial Services Ltd has announced <strong>21:25</strong> rights issue, ex-date: 06 May 22",
          "dt": "2022-05-06",
          "middle_text": "Rights Issue"
        }
      ]
    }
  ]
}
stock newsNews and Views
stock-recommendationAnnouncement

Board Meeting Intimation for Shifting Of Registered Office Within Mumbai City Limit

02-Dec-2025 | Source : BSE

NCL Research & Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/12/2025 inter alia to consider and approve shifting of Registered Office within Mumbai City limit

Announcement under Regulation 30 (LODR)-Newspaper Publication

15-Nov-2025 | Source : BSE

Please find attached Newspaper cuttings of publication of Unaudited Financial Results for QE Sept 30 2025

Results - Unaudited Financial Results For QE Sept 30 2025

13-Nov-2025 | Source : BSE

Please find attached Unaudited Financial Results for QE Sept 30 2025

stock-recommendationCorporate Actions
Corporate Actions
info
stock-summary
BOARD MEETING

(05 Dec 2025)

stock-summary
DIVIDEND

NCL Research and Financial Services Ltd has declared 5% dividend, ex-date: 04 Sep 14

stock-summary
SPLITS

NCL Research and Financial Services Ltd has announced 1:2 stock split, ex-date: 02 Dec 21

stock-summary
BONUS

NCL Research and Financial Services Ltd has announced 1:1 bonus issue, ex-date: 02 Dec 21

stock-summary
RIGHTS

NCL Research and Financial Services Ltd has announced 21:25 rights issue, ex-date: 06 May 22