{
  "main_header": {
    "sid": 809487,
    "name": "NPR Finance",
    "stock_name": "NPR Finance",
    "full_name": "NPR Finance Ltd",
    "name_url": "stocks-analysis/npr-finance",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "29.70",
    "chg": -2.09,
    "chgp": "-6.57%",
    "dir": -1,
    "prev_price": "31.79",
    "mcapval": "19.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 530127,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE446D01011",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "806 ",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 1,
    "market_time": 1,
    "is_blur": 1,
    "is_blur_class": "blur-registerF-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/npr-finance-809487-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "Why is NPR Finance falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-npr-finance-fallingrising-3742436",
        "imagepath": "",
        "date": "2025-12-03 00:43:58",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Robust Short-Term Performance and Market Outperformance</strong></p>\n<p>The stock’s recent price movement stands out distinctly when compared to the broader Sensex index. Over the past week, NPR Finance has gained 6.62%, markedly higher than the Sensex’s modest 0.65% rise. Similarly, the one-month return for the stock is 8.48%, eclipsing the Sensex’s 1.43% gain. This pattern of outperformance is further underscored by the stock’s one-year return of 13.16%, which nearly doubles the Sensex’s 6.09% appreciation. Such figures highlight the stock’s resilience and appeal amid varying market conditions.</p>\n<p>Despite the year-to-date (YTD) return of 6.48% lagging slightly behind the Sensex’s 8.96%, the longer-term performance metrics are compelling. Over three years, NPR Finance has delivered a re..."
      },
      {
        "title": "NPR Finance Q2 FY26: Losses Deepen as Revenue Contracts Sharply",
        "link": "https://www.marketsmojo.com/news/result-analysis/npr-finance-q2-fy26-losses-deepen-as-revenue-contracts-sharply-3721777",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/NPRFinance_quaterlyResult_3721777.png",
        "date": "2025-11-19 23:22:13",
        "description": "NPR Finance Ltd., a Kolkata-based non-banking financial company, reported a net loss of ₹0.12 crores in Q2 FY26 (Jul-Sep'25), marking a sharp deterioration from the ₹0.14 crores profit posted in the previous quarter. The company's revenue contracted by 23.16% year-on-year to ₹1.46 crores, whilst operating margins turned negative at -0.68%, highlighting severe operational challenges facing this micro-cap NBFC."
      },
      {
        "title": "How has been the historical performance of NPR Finance?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-npr-finance-3716177",
        "imagepath": "",
        "date": "2025-11-19 22:41:57",
        "description": "Answer:\nThe historical performance of NPR Finance shows significant fluctuations in its financial metrics over the years.\n\nBreakdown:\nNPR Finance's net sales have seen a decline from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25, with a notable drop in Mar'23 where sales were at 12.74 Cr. The total operating income followed a similar trend, decreasing from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25. The company experienced operating profit (PBDIT) fluctuations, with a peak of 3.77 Cr in Mar'19, but faced a loss of 2.49 Cr in Mar'23 before recovering to 0.90 Cr in Mar'25. Profit before tax also varied, reaching a high of 3.09 Cr in Mar'19 and dropping to a loss of 3.32 Cr in Mar'23, but rebounding to 0.76 Cr in Mar'25. Profit after tax mirrored this pattern, declining to a loss of 2.42 Cr in Mar'23 and recovering to 0.59 Cr in Mar'25. The company's total assets decreased from 61.07 Cr in Mar'20 to 52.26 Cr in Mar'25,..."
      },
      {
        "title": "Is NPR Finance overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-npr-finance-overvalued-or-undervalued-3713616",
        "imagepath": "",
        "date": "2025-11-19 08:09:30",
        "description": "As of 18 November 2025, NPR Finance's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued, with a PE ratio of 36.38, an EV to EBIT of 18.72, and a Price to Book Value of 0.37. These ratios suggest that while the PE ratio is relatively high, the low Price to Book Value indicates potential undervaluation in terms of asset backing.\n\nWhen comparing NPR Finance to its peers, Bajaj Finance is classified as very expensive with a PE ratio of 34.46, while Life Insurance stands out as very attractive with a PE ratio of 11.34. This peer comparison further supports the conclusion that NPR Finance is fairly valued within its industry context. Notably, NPR Finance's stock has underperformed against the Sensex in the short term, with a 1-week return of -6.12% compared to the Sensex's 0.96%, but it has shown significant long..."
      },
      {
        "title": "Why is NPR Finance falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-npr-finance-fallingrising-3712994",
        "imagepath": "",
        "date": "2025-11-18 22:25:24",
        "description": "As of 18-Nov, NPR Finance Ltd's stock price is currently at Rs 30.98, reflecting a decline of Rs 2.72 or 8.07%. Today's price summary indicates that the stock has underperformed its sector by 7.29% and has experienced a trend reversal after two consecutive days of gains. The stock reached an intraday low of Rs 30.75, marking a decrease of 8.75%, and has shown high volatility with an intraday volatility of 5.3%. Additionally, the stock's delivery volume has fallen by 32.48% compared to the 5-day average, indicating a decrease in investor participation. While the stock has performed positively year-to-date with a return of 3.96%, it has underperformed against the benchmark Sensex over the past week and month.\n\nBroader Market Context: In the context of the broader market, NPR Finance's short-term performance has been weaker than the Sensex, which has gained 0.96% over the past week and 0.86% over the past mont..."
      },
      {
        "title": "Is NPR Finance overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-npr-finance-overvalued-or-undervalued-3709894",
        "imagepath": "",
        "date": "2025-11-18 08:23:58",
        "description": "As of 17 November 2025, NPR Finance's valuation grade has moved from fair to expensive, indicating a shift towards overvaluation. The company is currently assessed as overvalued, particularly highlighted by its PE ratio of 39.58, which is significantly higher than its peers. The EV to EBITDA ratio stands at 20.35, while the ROCE and ROE are notably low at 1.31% and 1.02%, respectively.\n\nIn comparison to its peers, NPR Finance's valuation metrics are concerning. For instance, Bajaj Finance, classified as very expensive, has a PE ratio of 34.85, while Life Insurance, deemed very attractive, has a PE of only 11.33. This stark contrast suggests that NPR Finance is not only overvalued relative to its industry but also lacks the performance indicators to justify its current price. Additionally, NPR Finance has outperformed the Sensex in recent periods, with a year-to-date return of 13.09% compared to the Sensex's..."
      },
      {
        "title": "How has been the historical performance of NPR Finance?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-npr-finance-3703250",
        "imagepath": "",
        "date": "2025-11-14 23:52:07",
        "description": "Answer:\nThe historical performance of NPR Finance shows significant fluctuations in key financial metrics over the years.\n\nBreakdown:\nNPR Finance's net sales have seen a decline from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25, with a notable drop in Mar'23 to 12.74 Cr. Total operating income followed a similar trend, decreasing from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25. The company's total expenditure, excluding depreciation, also decreased from 33.04 Cr in Mar'19 to 6.75 Cr in Mar'25. Operating profit (PBDIT) showed volatility, with a peak of 3.77 Cr in Mar'19, dropping to -2.49 Cr in Mar'23, and recovering to 0.90 Cr in Mar'25. Profit before tax mirrored this trend, reaching 3.09 Cr in Mar'19 but falling to -3.32 Cr in Mar'23 before rising to 0.76 Cr in Mar'25. Profit after tax followed suit, declining from 2.53 Cr in Mar'19 to -2.42 Cr in Mar'23, then recovering to 0.59 Cr in Mar'25. The company's total ..."
      },
      {
        "title": "Why is NPR Finance falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-npr-finance-fallingrising-3702447",
        "imagepath": "",
        "date": "2025-11-14 22:26:01",
        "description": "As of 14-Nov, NPR Finance Ltd's stock price is currently at Rs 32.98, reflecting an increase of Rs 3.16, or 10.6%. The stock opened with a significant gain of 15.69% today and reached an intraday high of Rs 34.92, indicating strong upward momentum. Despite this, the stock has shown high volatility with an intraday fluctuation of 7.58%. Over the past year, NPR Finance has outperformed the benchmark Sensex, with a year-to-date return of 10.67% compared to the Sensex's 8.22%. However, there has been a decline in investor participation, as evidenced by a 25.53% drop in delivery volume against the five-day average, which may indicate some caution among investors.\n\nBroader Market Context: In the short term, NPR Finance's performance has been slightly negative, with a 1-week return of -0.72% compared to the Sensex's positive return of 1.62%. This suggests that while the stock has experienced a notable rise today, ..."
      },
      {
        "title": "Are NPR Finance latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-npr-finance-latest-results-good-or-bad-3702193",
        "imagepath": "",
        "date": "2025-11-14 19:29:01",
        "description": "NPR Finance has released its financial results for the quarter ending June 2025, which highlight several operational trends. The company reported a Profit After Tax (PAT) of Rs 0.59 crore for the nine-month period, reflecting a notable increase from Rs 0.22 crore in the previous twelve months. This indicates that NPR Finance has surpassed its sales figures from the prior year within the nine-month timeframe.\n\nHowever, the quarterly results show a decline in net sales, with a QoQ change of -42.05% compared to a growth of 30.00% in the previous quarter. Despite this decline in sales, the standalone net profit for the quarter showed a significant increase of 275.00% compared to the prior quarter, where it had a negative growth of -115.09%. \n\nThe operating profit margin remained stable at 13.27%, suggesting that while sales have decreased, the company has managed to maintain its profitability levels. Additional..."
      }
    ],
    "total": 524,
    "sid": "809487",
    "stock_news_url": "https://www.marketsmojo.com/news/npr-finance-809487"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "15-Nov-2025",
      "details": "ENCLOSED PLEASE FIND HEREWITH NEWSPAPER PUBLICATION AS PUBLISHED ON 15.11.2025 REGARDING PUBLICATION OF UNAUDITED FINANCIAL RESULTS FOR THE QUARTER AND SIX MONTHS ENDED 30.09.2025.",
      "source": "BSE"
    },
    {
      "caption": "Board Meeting Outcome for OUTCOME OF BOARD MEETING DATED 14/11/2025",
      "datetime": "14-Nov-2025",
      "details": "OUTCOME OF BOARD MEETING HELD ON FRIDAY 14/11/2025 AT 4 PM AT REG OFFICE OF THE COMPANY: 1. ADOPTION OF UNAUDITED RESULTS FOR QUARTER AND SIX MONTHS ENDED 30/09/2025 2. CLOSURE OF AHMEDABAD BRANCH WITH EFFECT FROM 01/03/2026.",
      "source": "BSE"
    },
    {
      "caption": "CLOSURE OF AHMEDABAD BRANCH WITH EFFECT FROM 01/03/2026.",
      "datetime": "14-Nov-2025",
      "details": "THE AHMEDABAD BRANCH WILL BE CLOSED WITH EFFECT FROM 01/03/2026 ON ACCOUNT OF CLOSURE OF BRANCH OPERATIONS.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "NPR Finance Ltd has declared <strong>10%</strong> dividend, ex-date: 10 Sep 07",
          "dt": "2007-09-10",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Why is NPR Finance falling/rising?

2025-12-03 00:43:58

Robust Short-Term Performance and Market Outperformance

The stock’s recent price movement stands out distinctly when compared to the broader Sensex index. Over the past week, NPR Finance has gained 6.62%, markedly higher than the Sensex’s modest 0.65% rise. Similarly, the one-month return for the stock is 8.48%, eclipsing the Sensex’s 1.43% gain. This pattern of outperformance is further underscored by the stock’s one-year return of 13.16%, which nearly doubles the Sensex’s 6.09% appreciation. Such figures highlight the stock’s resilience and appeal amid varying market conditions.

Despite the year-to-date (YTD) return of 6.48% lagging slightly behind the Sensex’s 8.96%, the longer-term performance metrics are compelling. Over three years, NPR Finance has delivered a re...

Read More

NPR Finance Q2 FY26: Losses Deepen as Revenue Contracts Sharply

2025-11-19 23:22:13

NPR Finance Ltd., a Kolkata-based non-banking financial company, reported a net loss of ₹0.12 crores in Q2 FY26 (Jul-Sep'25), marking a sharp deterioration from the ₹0.14 crores profit posted in the previous quarter. The company's revenue contracted by 23.16% year-on-year to ₹1.46 crores, whilst operating margins turned negative at -0.68%, highlighting severe operational challenges facing this micro-cap NBFC.

Read More

How has been the historical performance of NPR Finance?

2025-11-19 22:41:57

Answer: The historical performance of NPR Finance shows significant fluctuations in its financial metrics over the years. Breakdown: NPR Finance's net sales have seen a decline from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25, with a notable drop in Mar'23 where sales were at 12.74 Cr. The total operating income followed a similar trend, decreasing from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25. The company experienced operating profit (PBDIT) fluctuations, with a peak of 3.77 Cr in Mar'19, but faced a loss of 2.49 Cr in Mar'23 before recovering to 0.90 Cr in Mar'25. Profit before tax also varied, reaching a high of 3.09 Cr in Mar'19 and dropping to a loss of 3.32 Cr in Mar'23, but rebounding to 0.76 Cr in Mar'25. Profit after tax mirrored this pattern, declining to a loss of 2.42 Cr in Mar'23 and recovering to 0.59 Cr in Mar'25. The company's total assets decreased from 61.07 Cr in Mar'20 to 52.26 Cr in Mar'25,...

Read More

Is NPR Finance overvalued or undervalued?

2025-11-19 08:09:30

As of 18 November 2025, NPR Finance's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued, with a PE ratio of 36.38, an EV to EBIT of 18.72, and a Price to Book Value of 0.37. These ratios suggest that while the PE ratio is relatively high, the low Price to Book Value indicates potential undervaluation in terms of asset backing. When comparing NPR Finance to its peers, Bajaj Finance is classified as very expensive with a PE ratio of 34.46, while Life Insurance stands out as very attractive with a PE ratio of 11.34. This peer comparison further supports the conclusion that NPR Finance is fairly valued within its industry context. Notably, NPR Finance's stock has underperformed against the Sensex in the short term, with a 1-week return of -6.12% compared to the Sensex's 0.96%, but it has shown significant long...

Read More

Why is NPR Finance falling/rising?

2025-11-18 22:25:24

As of 18-Nov, NPR Finance Ltd's stock price is currently at Rs 30.98, reflecting a decline of Rs 2.72 or 8.07%. Today's price summary indicates that the stock has underperformed its sector by 7.29% and has experienced a trend reversal after two consecutive days of gains. The stock reached an intraday low of Rs 30.75, marking a decrease of 8.75%, and has shown high volatility with an intraday volatility of 5.3%. Additionally, the stock's delivery volume has fallen by 32.48% compared to the 5-day average, indicating a decrease in investor participation. While the stock has performed positively year-to-date with a return of 3.96%, it has underperformed against the benchmark Sensex over the past week and month. Broader Market Context: In the context of the broader market, NPR Finance's short-term performance has been weaker than the Sensex, which has gained 0.96% over the past week and 0.86% over the past mont...

Read More

Is NPR Finance overvalued or undervalued?

2025-11-18 08:23:58

As of 17 November 2025, NPR Finance's valuation grade has moved from fair to expensive, indicating a shift towards overvaluation. The company is currently assessed as overvalued, particularly highlighted by its PE ratio of 39.58, which is significantly higher than its peers. The EV to EBITDA ratio stands at 20.35, while the ROCE and ROE are notably low at 1.31% and 1.02%, respectively. In comparison to its peers, NPR Finance's valuation metrics are concerning. For instance, Bajaj Finance, classified as very expensive, has a PE ratio of 34.85, while Life Insurance, deemed very attractive, has a PE of only 11.33. This stark contrast suggests that NPR Finance is not only overvalued relative to its industry but also lacks the performance indicators to justify its current price. Additionally, NPR Finance has outperformed the Sensex in recent periods, with a year-to-date return of 13.09% compared to the Sensex's...

Read More

How has been the historical performance of NPR Finance?

2025-11-14 23:52:07

Answer: The historical performance of NPR Finance shows significant fluctuations in key financial metrics over the years. Breakdown: NPR Finance's net sales have seen a decline from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25, with a notable drop in Mar'23 to 12.74 Cr. Total operating income followed a similar trend, decreasing from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25. The company's total expenditure, excluding depreciation, also decreased from 33.04 Cr in Mar'19 to 6.75 Cr in Mar'25. Operating profit (PBDIT) showed volatility, with a peak of 3.77 Cr in Mar'19, dropping to -2.49 Cr in Mar'23, and recovering to 0.90 Cr in Mar'25. Profit before tax mirrored this trend, reaching 3.09 Cr in Mar'19 but falling to -3.32 Cr in Mar'23 before rising to 0.76 Cr in Mar'25. Profit after tax followed suit, declining from 2.53 Cr in Mar'19 to -2.42 Cr in Mar'23, then recovering to 0.59 Cr in Mar'25. The company's total ...

Read More

Why is NPR Finance falling/rising?

2025-11-14 22:26:01

As of 14-Nov, NPR Finance Ltd's stock price is currently at Rs 32.98, reflecting an increase of Rs 3.16, or 10.6%. The stock opened with a significant gain of 15.69% today and reached an intraday high of Rs 34.92, indicating strong upward momentum. Despite this, the stock has shown high volatility with an intraday fluctuation of 7.58%. Over the past year, NPR Finance has outperformed the benchmark Sensex, with a year-to-date return of 10.67% compared to the Sensex's 8.22%. However, there has been a decline in investor participation, as evidenced by a 25.53% drop in delivery volume against the five-day average, which may indicate some caution among investors. Broader Market Context: In the short term, NPR Finance's performance has been slightly negative, with a 1-week return of -0.72% compared to the Sensex's positive return of 1.62%. This suggests that while the stock has experienced a notable rise today, ...

Read More

Are NPR Finance latest results good or bad?

2025-11-14 19:29:01

NPR Finance has released its financial results for the quarter ending June 2025, which highlight several operational trends. The company reported a Profit After Tax (PAT) of Rs 0.59 crore for the nine-month period, reflecting a notable increase from Rs 0.22 crore in the previous twelve months. This indicates that NPR Finance has surpassed its sales figures from the prior year within the nine-month timeframe. However, the quarterly results show a decline in net sales, with a QoQ change of -42.05% compared to a growth of 30.00% in the previous quarter. Despite this decline in sales, the standalone net profit for the quarter showed a significant increase of 275.00% compared to the prior quarter, where it had a negative growth of -115.09%. The operating profit margin remained stable at 13.27%, suggesting that while sales have decreased, the company has managed to maintain its profitability levels. Additional...

Read More

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