NPR Finance

Which are the latest news on NPR Finance?

Why is NPR Finance Ltd falling/rising?

As of 05-Sep, NPR Finance Ltd's stock price is rising to 20.40, reflecting a 2.0% increase. This short-term gain contrasts with a significant year-to-date decline of -34.62%, indicating potential volatility ahead despite recent sector outperformance.

As of 05-Sep, NPR Finance Ltd's stock price is rising, currently at 20.40, reflecting a change of 0.4 or 2.0% increase. This upward movement can be attributed to several factors. Notably, the stock has outperformed its sector by 0.92% today and has experienced consecutive gains over the last two days, accumulating a total return of 4.62% during this period. <BR><BR>In the context of recent performance, the stock has shown a positive trend over the past week with a return of +2.98%, contrasting with the Sensex, which has declined by -0.97%. However, it is important to note that while the stock is currently rising, its year-to-date performance remains significantly negative at -34.62%, indicating a longer-term decline compared to the benchmark.<BR><BR>Despite the recent gains, there are concerns regarding falling investor participation, as evidenced by a drastic drop in delivery volume by -79.99% against the 5-day average on September 3rd. Additionally, while the stock is trading above its 5-day moving average, it remains below its longer-term moving averages (20-day, 50-day, 100-day, and 200-day), suggesting potential volatility ahead.<BR><BR>Overall, the current rise in NPR Finance Ltd's stock price is primarily driven by short-term gains and sector outperformance, despite the backdrop of a challenging longer-term performance.

Who are in the management team of NPR Finance?

The management team of NPR Finance includes Rajendra Kumar Duggar (Chairman), Ashok Kanakia (Independent Director), Pawan Kumar Todi (Managing Director), Sarika Mehra (Whole-time Director), Rishi Todi (Non-Executive Director), and Ritika Varma (Company Secretary).

The management team of NPR Finance includes the following individuals:<BR><BR>1. **Rajendra Kumar Duggar** - Chairman & Independent Director<BR>2. **Ashok Kanakia** - Independent Non-Executive Director<BR>3. **Pawan Kumar Todi** - Executive Director & Managing Director<BR>4. **Sarika Mehra** - Whole-time Director<BR>5. **Rishi Todi** - Non-Executive & Non-Independent Director<BR>6. **Ritika Varma** - Company Secretary & Compliance Officer<BR><BR>If you need more specific information about any of these members or their roles, feel free to ask!

What does NPR Finance do?

NPR Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro cap market, incorporated in 1989 and publicly listed since 1995. As of June 2026, it reported net sales of 1 Cr and a market cap of INR 12 Cr, with key metrics including a P/E of 47.00 and a debt-equity ratio of 0.01.

Overview:<BR>NPR Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market segment.<BR><BR>History:<BR>NPR Finance Ltd was incorporated as a Private Limited Company in 1989 and later converted into a deemed Public Limited Company in December 1989. The company went public in February 1995, raising Rs. 7.5 Crores. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 1 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 0 Cr (Quarterly Results - Jun 2026)<BR>- Market-cap: INR 12 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 47.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.01<BR>- Return on Equity: 0.53%<BR>- Price to Book: 0.24<BR><BR>Contact Details:<BR>- Address: Todi Mansion 9th Floor, 1 Lu-Shun Sarani Kolkata West Bengal : 700073<BR>- Tel: 91-33-22377201/02<BR>- Email: npr1@nprfinance.com<BR>- Website: http://www.nprfinance.com

Who are the peers of the NPR Finance?

NPR Finance's peers include Krishna Capital, Blue Chip India, Econo Trade Indi, Nexus Surgical, Indergiri Fin., Ashtasidhhi Ind, Anna Infrastruct, and DCM Financial. In terms of performance, NPR Finance has a 1-year return of -25.50%, lower than its peers, with Econo Trade Indi and Nexus Surgical showing better management and growth metrics.

Peers: The peers of NPR Finance are Krishna Capital, Blue Chip India, Econo Trade Indi, Nexus Surgical, Indergiri Fin., Ashtasidhhi Ind, Anna Infrastruct, DCM Financial.<BR><BR>Quality Snapshot: Excellent management risk is observed at Econo Trade Indi, Nexus Surgical, and Indergiri Fin., while Below Average management risk is found at Krishna Capital, Blue Chip India, Ashtasidhhi Ind, Anna Infrastruct, and NPR Finance. Good growth is noted at Econo Trade Indi and Nexus Surgical, while Below Average growth is seen at Krishna Capital, Blue Chip India, Indergiri Fin., Ashtasidhhi Ind, Anna Infrastruct, and NPR Finance. Excellent capital structure is present at Econo Trade Indi, Nexus Surgical, Indergiri Fin., Ashtasidhhi Ind, and NPR Finance, while Good capital structure is noted at Anna Infrastruct.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Nexus Surgical at 15.24%, while the peer with the lowest is Econo Trade Indi at -17.17%. NPR Finance's 1-year return is -25.50%, which is lower than both of these peers. Additionally, the six-month return is negative for Blue Chip India, Ashtasidhhi Ind, and NPR Finance.

How big is NPR Finance?

As of 31st August, NPR Finance Ltd has a market capitalization of 12.00 Cr, with Net Sales of 4.97 Cr and a Net Profit of 0.26 Cr reported in the latest four quarters. Shareholder's Funds are 49.10 Cr and Total Assets are valued at 50.56 Cr as of March 2026.

As of 31st August, NPR Finance Ltd has a market capitalization of 12.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, NPR Finance reported Net Sales of 4.97 Cr and a Net Profit of 0.26 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026, with Shareholder's Funds amounting to 49.10 Cr and Total Assets valued at 50.56 Cr.

Should I buy, sell or hold NPR Finance Ltd?

When is the next results date for NPR Finance Ltd?

The next results date for NPR Finance Ltd is 12 August 2026.

The next results date for NPR Finance Ltd is scheduled for 12 August 2026.

Are NPR Finance Ltd latest results good or bad?

NPR Finance Ltd's latest results are concerning, showing a net loss of ₹0.08 crores in Q4 FY26 compared to a profit of ₹0.26 crores in the previous quarter, with revenue plummeting by 31.51% sequentially and 48.72% year-on-year. The negative operating margin and low return on equity indicate significant operational inefficiencies and a fragile financial position.

The latest results for NPR Finance Ltd are concerning and indicate a significant decline in performance. In Q4 FY26, the company reported a net loss of ₹0.08 crores, which is a stark contrast to the modest profit of ₹0.26 crores in the previous quarter. Revenue also fell sharply by 31.51% sequentially and 48.72% year-on-year, reaching just ₹1.00 crore, marking the lowest quarterly revenue in recent history.<BR><BR>Additionally, the operating margin turned negative at -12.0%, a drastic drop from a positive 19.18% in Q3 FY26. This indicates severe operational inefficiencies, particularly as employee costs rose even with declining revenues. The return on equity is alarmingly low at 0.40%, reflecting weak capital efficiency.<BR><BR>Overall, these results highlight a fragile financial position and suggest that NPR Finance is struggling to establish consistent profitability, raising significant concerns about its future viability and growth prospects.

Is NPR Finance overvalued or undervalued?

As of November 25, 2025, NPR Finance's valuation has shifted to fair, with a PE ratio of 37.93 and underperformance compared to the Sensex, suggesting it may not be a compelling buy despite its growth potential.

As of 25 November 2025, NPR Finance's valuation grade has moved from attractive to fair, indicating a shift in its perceived value. The company is currently fairly valued based on its financial metrics, with a PE ratio of 37.93, EV to EBIT of 17.64, and a PEG ratio of 0.33. These ratios suggest that while the company has a high price relative to earnings, its growth potential may justify this valuation.<BR><BR>In comparison to its peers, NPR Finance's PE ratio is higher than Bajaj Finance's 33.52 but lower than the very expensive Jio Financial at 118.87. Additionally, Life Insurance stands out with a very attractive EV to EBITDA ratio of 9.15, indicating that NPR Finance is positioned in a competitive landscape where some peers are significantly overvalued. Notably, NPR Finance has underperformed the Sensex in the year-to-date period, with a return of -0.13% compared to the Sensex's 8.25%, reinforcing the notion that the stock may not be a compelling buy at its current valuation.

How has been the historical performance of NPR Finance?

NPR Finance has experienced significant fluctuations in its financial performance, with net sales declining from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25, alongside operating losses in Mar'23 before showing signs of recovery in profitability and cash flow by Mar'25. Total assets and liabilities decreased over the same period, reflecting overall volatility in the company's financial metrics.

Answer:<BR>The historical performance of NPR Finance shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>NPR Finance's net sales have seen a decline from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25, with a notable drop in Mar'23 where sales were at 12.74 Cr. The total operating income followed a similar trend, decreasing from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25. The company experienced operating profit (PBDIT) fluctuations, with a peak of 3.77 Cr in Mar'19, but faced a loss of 2.49 Cr in Mar'23 before recovering to 0.90 Cr in Mar'25. Profit before tax also varied, reaching a high of 3.09 Cr in Mar'19 and dropping to a loss of 3.32 Cr in Mar'23, but rebounding to 0.76 Cr in Mar'25. Profit after tax mirrored this pattern, declining to a loss of 2.42 Cr in Mar'23 and recovering to 0.59 Cr in Mar'25. The company's total assets decreased from 61.07 Cr in Mar'20 to 52.26 Cr in Mar'25, while total liabilities also fell from 61.07 Cr in Mar'20 to 52.26 Cr in Mar'25. Cash flow from operating activities showed a recovery in Mar'25 with an inflow of 2.00 Cr, contrasting with outflows in previous years. Overall, NPR Finance's financial performance has been characterized by volatility, with recent signs of recovery in profitability and cash flow.

Who are the top shareholders of the NPR Finance?

The top shareholder of NPR Finance is Rani Leasings And Finance Private Limited, with a 22.09% stake. Individual investors hold 29.04%, while the highest public shareholder is Vikashkumar Jain at 1.25%.

The top shareholders of NPR Finance primarily include the promoters, with Rani Leasings And Finance Private Limited holding the largest stake at 22.09%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is Vikashkumar Jain, who holds 1.25%. Additionally, individual investors collectively hold 29.04% of the shares.

What is the technical trend for NPR Finance?

As of June 6, 2025, NPR Finance shows a mildly bullish trend supported by the weekly MACD and Bollinger Bands, despite mixed signals from daily moving averages and monthly indicators.

As of 6 June 2025, the technical trend for NPR Finance has changed from sideways to mildly bullish. The weekly MACD is bullish, supporting the positive sentiment, while the monthly MACD is mildly bearish, indicating some caution. The Bollinger Bands are bullish on both weekly and monthly time frames, suggesting potential upward movement. The Dow Theory also reflects a mildly bullish stance on both weekly and monthly charts. However, the daily moving averages are mildly bearish, which could temper immediate bullish expectations. Overall, the current stance is mildly bullish, driven primarily by the weekly MACD and Bollinger Bands, despite some mixed signals from the moving averages and monthly indicators.

Has NPR Finance declared dividend?

NPR Finance Ltd has declared a 10% dividend, amounting to 1.0000 per share, with an ex-date of September 10, 2007. Despite the dividend declaration, the yield remains at 0%, as it has not contributed to returns in recent periods, which show significant price growth over time.

NPR Finance Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1.0000<BR>- Ex-date: Sep-10-2007<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -3.73%, the dividend return was 0%, resulting in a total return of -3.73%.<BR><BR>In the 1-year period, the price return was 43.15%, the dividend return was 0%, resulting in a total return of 43.15%.<BR><BR>In the 2-year period, the price return was 55.0%, the dividend return was 0%, resulting in a total return of 55.0%.<BR><BR>In the 3-year period, the price return was 99.14%, the dividend return was 0%, resulting in a total return of 99.14%.<BR><BR>In the 4-year period, the price return was 102.32%, the dividend return was 0%, resulting in a total return of 102.32%.<BR><BR>In the 5-year period, the price return was 284.83%, the dividend return was 0%, resulting in a total return of 284.83%.<BR><BR>Overall, NPR Finance Ltd has declared a dividend, but the dividend yield remains at 0%, indicating that while there was a dividend declared, it has not contributed to the returns in recent periods. The total returns over various periods show significant growth in price, particularly over the longer term.