Optimus Finance

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE031G01022
NSEID:
BSEID: 531254

INR

14.19

0.24 (1.72%)

BSENSE

Dec 05

BSE+NSE Vol: 25.2 k

{
  "main_header": {
    "sid": 218375,
    "name": "Optimus Finance",
    "stock_name": "Optimus Finance",
    "full_name": "Optimus Finance Ltd",
    "name_url": "stocks-analysis/optimus-finance",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "14.19",
    "chg": 0.24,
    "chgp": "1.72%",
    "dir": 1,
    "prev_price": "13.95",
    "mcapval": "105.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 531254,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE031G01022",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "25.2 k",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
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    "mojoone": {
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  },
  "news": {
    "results": [
      {
        "title": "Optimus Finance Evaluation Revised Amidst Challenging Market Conditions",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/optimus-finance-downgraded-to-strong-sell-amid-weak-fundamentals-and-bearish-technicals-3748068",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/OptimusFinance_mojoScore_3748068.png",
        "date": "2025-12-05 10:11:01",
        "description": "Optimus Finance has undergone a revision in its market evaluation, reflecting a shift in analytical perspective driven by recent financial and technical developments. The company’s standing within the Non Banking Financial Company (NBFC) sector has been notably affected by these changes, which come amid a backdrop of subdued market performance and sectoral challenges."
      },
      {
        "title": "Why is Optimus Finance falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-optimus-finance-fallingrising-3742427",
        "imagepath": "",
        "date": "2025-12-03 00:42:46",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Recent Price Performance and Market Context</strong></p>\n<p>Optimus Finance has been experiencing a sustained period of weakness, with its stock price falling by 4.84% over the past week, in stark contrast to the Sensex which gained 0.65% during the same period. The one-month performance further emphasises this divergence, as the stock declined by 14.68% while the Sensex rose by 1.43%. Year-to-date figures reveal a significant underperformance, with Optimus Finance down 43.06% compared to the Sensex's 8.96% gain. Over the last year, the stock has lost 30.60%, whereas the benchmark index has appreciated by 6.09%.</p>\n<p>Despite these recent setbacks, it is noteworthy that Optimus Finance has delivered strong long-term returns, with a three-year gain of 136.84% and an impressive five-year retu..."
      },
      {
        "title": "Optimus Finance Falls to 52-Week Low of Rs.12.6 Amid Market Pressure",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/optimus-finance-stock-falls-to-52-week-low-of-rs126-amidst-continued-downtrend-3741519",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/OptimusFinance_priceRelatedfactors_3741519.png",
        "date": "2025-12-02 10:13:11",
        "description": "Optimus Finance, a Non Banking Financial Company (NBFC), recorded a fresh 52-week low of Rs.12.6 today, marking a significant decline amid broader market fluctuations and sectoral pressures. The stock has been on a downward trajectory over the past three sessions, reflecting ongoing challenges within the company’s financial performance and valuation metrics."
      },
      {
        "title": "Is Optimus Finance overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-optimus-finance-overvalued-or-undervalued-3736413",
        "imagepath": "",
        "date": "2025-11-29 08:15:43",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Valuation Metrics in Context</strong></p>\n<p>At a PE ratio of 17.85, Optimus Finance trades at a multiple that is modest compared to several of its industry peers. For instance, Bajaj Finance and Bajaj Finserv command PE ratios above 34, while some life insurance companies exhibit even higher multiples. This relatively lower PE suggests that the market is pricing Optimus Finance more conservatively, which could indicate undervaluation, especially when considering its earnings potential.</p>\n<p>The company’s price-to-book value stands at 1.78, reflecting a moderate premium over its net asset value. This is neither excessively high nor alarmingly low, suggesting that the market recognises the company’s asset base but is not overly optimistic about rapid revaluation. Meanwhile, the enterprise v..."
      },
      {
        "title": "Optimus Finance Stock Hits 52-Week Low at Rs.14 Amid Market Pressures",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/optimus-finance-stock-falls-to-52-week-low-of-rs14-amidst-weak-performance-3734969",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/OptimusFinance_priceRelatedfactors_3734969.png",
        "date": "2025-11-28 09:40:17",
        "description": "Optimus Finance has reached a new 52-week low of Rs.14, marking a significant price level for the Non Banking Financial Company (NBFC) amid a challenging market environment. This development comes despite a modest uptick in the stock over the past two days, reflecting ongoing pressures within the sector and the broader market."
      },
      {
        "title": "Optimus Finance Falls to 52-Week Low of Rs.14.5 Amid Market Underperformance",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/optimus-finance-stock-falls-to-52-week-low-of-rs145-amidst-continued-downtrend-3730573",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/OptimusFinance_priceRelatedfactors_3730573.png",
        "date": "2025-11-26 09:24:09",
        "description": "Optimus Finance has reached a new 52-week low of Rs.14.5, marking a significant decline amid a broader market environment where the Sensex is approaching its own yearly highs. The stock’s recent performance contrasts sharply with the overall market trend, reflecting ongoing pressures within the Non Banking Financial Company (NBFC) sector."
      },
      {
        "title": "Optimus Finance Q2 FY26: Strong Growth Masks Valuation Concerns",
        "link": "https://www.marketsmojo.com/news/result-analysis/optimus-finance-q2-fy26-strong-growth-masks-valuation-concerns-3712134",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/OptimusFinance_quaterlyResult_3712134.png",
        "date": "2025-11-14 09:19:14",
        "description": "Optimus Finance Ltd., a Vadodara-based non-banking financial company, reported consolidated net profit of ₹1.72 crores for Q2 FY26, marking a sequential improvement of 19.44% over Q1 FY26 and a year-on-year growth of 23.74%. Despite this operational momentum, the micro-cap NBFC's stock has tumbled 36.50% over the past three months, reflecting investor concerns about valuation and sustainability of growth in a challenging financial environment."
      },
      {
        "title": "How has been the historical performance of Optimus Finance?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-optimus-finance-3699136",
        "imagepath": "",
        "date": "2025-11-13 23:24:33",
        "description": "Answer:\nThe historical performance of Optimus Finance shows a significant upward trend in net sales and profitability over the years, culminating in the fiscal year ending March 2025.\n\nBreakdown:\nOptimus Finance has demonstrated robust growth in net sales, increasing from 31.97 Cr in March 2020 to 158.27 Cr in March 2025. This growth is reflected in total operating income, which rose from 60.26 Cr in March 2019 to 158.27 Cr in March 2025. The company's total expenditure has also increased, but at a slower pace, leading to an operating profit (PBDIT) of 15.88 Cr in March 2025, up from 4.66 Cr in March 2020. Profit before tax has similarly improved, reaching 11.03 Cr in March 2025 compared to 3.99 Cr in March 2019. The profit after tax has followed suit, rising to 9.60 Cr in March 2025 from 3.54 Cr in March 2019. The company's total assets have expanded significantly, from 48.21 Cr in March 2020 to 148.03 Cr ..."
      },
      {
        "title": "Why is Optimus Finance falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-optimus-finance-fallingrising-3649664",
        "imagepath": "",
        "date": "2025-10-27 22:51:45",
        "description": "As of 27-Oct, Optimus Finance Ltd is experiencing a decline in its stock price, currently at 15.94, which reflects a decrease of 0.43 or 2.63%. The stock has been underperforming, having fallen consecutively for the last two days, resulting in a total decline of 2.98% during this period. Additionally, it is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. The delivery volume has also decreased significantly, falling by 48.02% compared to the 5-day average, suggesting a drop in investor participation. Unfortunately, there is no information available regarding positive or negative factors that could influence the stock's recent movement.\n\nIn the broader market context, the stock's performance over the past week shows a decline of 3.10%, while the benchmark Sensex has gained 0.49%. Over the past month, Optimus Finance has seen a substantial drop of 17.8..."
      }
    ],
    "total": 198,
    "sid": "218375",
    "stock_news_url": "https://www.marketsmojo.com/news/optimus-finance-218375"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "14-Nov-2025",
      "details": "Publication of Extract of Unaudited Financial Results for the Second Quarter ended 30th September 2025 in Newspapers.",
      "source": "BSE"
    },
    {
      "caption": "Board Meeting Outcome for Outcome Of Board Meeting Held Today I.E. On Thursday 13Th November 2025.",
      "datetime": "13-Nov-2025",
      "details": "Outcome of Board Meeting held today i.e. on Thursday 13th November 2025.",
      "source": "BSE"
    },
    {
      "caption": "Submission Of Un-Audited Standalone And Consolidated Financial Results Of The Company For The Second Quarter Ended 30Th September 2025.",
      "datetime": "13-Nov-2025",
      "details": "Submission of Un-Audited Standalone And Consolidated Financial Results Of The Company For The Second Quarter Ended 30th September 2025.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "No <strong>Dividend</strong> history available",
      "data": []
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "",
      "data": [
        {
          "txt": "Optimus Finance Ltd has announced <strong>1:10</strong> stock split, ex-date: 21 Mar 25",
          "dt": "2025-03-21",
          "middle_text": "Split"
        }
      ]
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Optimus Finance Evaluation Revised Amidst Challenging Market Conditions

2025-12-05 10:11:01

Optimus Finance has undergone a revision in its market evaluation, reflecting a shift in analytical perspective driven by recent financial and technical developments. The company’s standing within the Non Banking Financial Company (NBFC) sector has been notably affected by these changes, which come amid a backdrop of subdued market performance and sectoral challenges.

Why is Optimus Finance falling/rising?

2025-12-03 00:42:46

Recent Price Performance and Market Context

Optimus Finance has been experiencing a sustained period of weakness, with its stock price falling by 4.84% over the past week, in stark contrast to the Sensex which gained 0.65% during the same period. The one-month performance further emphasises this divergence, as the stock declined by 14.68% while the Sensex rose by 1.43%. Year-to-date figures reveal a significant underperformance, with Optimus Finance down 43.06% compared to the Sensex's 8.96% gain. Over the last year, the stock has lost 30.60%, whereas the benchmark index has appreciated by 6.09%.

Despite these recent setbacks, it is noteworthy that Optimus Finance has delivered strong long-term returns, with a three-year gain of 136.84% and an impressive five-year retu...

Optimus Finance Falls to 52-Week Low of Rs.12.6 Amid Market Pressure

2025-12-02 10:13:11

Optimus Finance, a Non Banking Financial Company (NBFC), recorded a fresh 52-week low of Rs.12.6 today, marking a significant decline amid broader market fluctuations and sectoral pressures. The stock has been on a downward trajectory over the past three sessions, reflecting ongoing challenges within the company’s financial performance and valuation metrics.

Is Optimus Finance overvalued or undervalued?

2025-11-29 08:15:43

Valuation Metrics in Context

At a PE ratio of 17.85, Optimus Finance trades at a multiple that is modest compared to several of its industry peers. For instance, Bajaj Finance and Bajaj Finserv command PE ratios above 34, while some life insurance companies exhibit even higher multiples. This relatively lower PE suggests that the market is pricing Optimus Finance more conservatively, which could indicate undervaluation, especially when considering its earnings potential.

The company’s price-to-book value stands at 1.78, reflecting a moderate premium over its net asset value. This is neither excessively high nor alarmingly low, suggesting that the market recognises the company’s asset base but is not overly optimistic about rapid revaluation. Meanwhile, the enterprise v...

Optimus Finance Stock Hits 52-Week Low at Rs.14 Amid Market Pressures

2025-11-28 09:40:17

Optimus Finance has reached a new 52-week low of Rs.14, marking a significant price level for the Non Banking Financial Company (NBFC) amid a challenging market environment. This development comes despite a modest uptick in the stock over the past two days, reflecting ongoing pressures within the sector and the broader market.

Optimus Finance Falls to 52-Week Low of Rs.14.5 Amid Market Underperformance

2025-11-26 09:24:09

Optimus Finance has reached a new 52-week low of Rs.14.5, marking a significant decline amid a broader market environment where the Sensex is approaching its own yearly highs. The stock’s recent performance contrasts sharply with the overall market trend, reflecting ongoing pressures within the Non Banking Financial Company (NBFC) sector.

Optimus Finance Q2 FY26: Strong Growth Masks Valuation Concerns

2025-11-14 09:19:14

Optimus Finance Ltd., a Vadodara-based non-banking financial company, reported consolidated net profit of ₹1.72 crores for Q2 FY26, marking a sequential improvement of 19.44% over Q1 FY26 and a year-on-year growth of 23.74%. Despite this operational momentum, the micro-cap NBFC's stock has tumbled 36.50% over the past three months, reflecting investor concerns about valuation and sustainability of growth in a challenging financial environment.

How has been the historical performance of Optimus Finance?

2025-11-13 23:24:33

Answer: The historical performance of Optimus Finance shows a significant upward trend in net sales and profitability over the years, culminating in the fiscal year ending March 2025. Breakdown: Optimus Finance has demonstrated robust growth in net sales, increasing from 31.97 Cr in March 2020 to 158.27 Cr in March 2025. This growth is reflected in total operating income, which rose from 60.26 Cr in March 2019 to 158.27 Cr in March 2025. The company's total expenditure has also increased, but at a slower pace, leading to an operating profit (PBDIT) of 15.88 Cr in March 2025, up from 4.66 Cr in March 2020. Profit before tax has similarly improved, reaching 11.03 Cr in March 2025 compared to 3.99 Cr in March 2019. The profit after tax has followed suit, rising to 9.60 Cr in March 2025 from 3.54 Cr in March 2019. The company's total assets have expanded significantly, from 48.21 Cr in March 2020 to 148.03 Cr ...

Why is Optimus Finance falling/rising?

2025-10-27 22:51:45

As of 27-Oct, Optimus Finance Ltd is experiencing a decline in its stock price, currently at 15.94, which reflects a decrease of 0.43 or 2.63%. The stock has been underperforming, having fallen consecutively for the last two days, resulting in a total decline of 2.98% during this period. Additionally, it is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. The delivery volume has also decreased significantly, falling by 48.02% compared to the 5-day average, suggesting a drop in investor participation. Unfortunately, there is no information available regarding positive or negative factors that could influence the stock's recent movement. In the broader market context, the stock's performance over the past week shows a decline of 3.10%, while the benchmark Sensex has gained 0.49%. Over the past month, Optimus Finance has seen a substantial drop of 17.8...

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