Optimus Finance

Why is Optimus Finance Ltd falling/rising?

As of 06-Aug, the stock price of Optimus Finance Ltd is rising to 12.06, reflecting a 2.99% increase after two days of decline. However, it has a year-to-date drop of 28.43% and a one-year decline of 55.82%, indicating ongoing challenges despite the recent short-term gains.

As of 06-Aug, the stock price of Optimus Finance Ltd is rising, currently at 12.06, which reflects an increase of 0.35 or 2.99%. This upward movement can be attributed to a trend reversal, as the stock has gained after two consecutive days of decline. Additionally, it has outperformed its sector by 3.58% today, indicating a stronger performance relative to its peers. <BR><BR>However, it's important to note that despite this rise, the stock has experienced significant declines over longer periods, with a year-to-date drop of 28.43% and a one-year decline of 55.82%. The stock is currently trading above its 5-day and 20-day moving averages, but below its longer-term moving averages (50-day, 100-day, and 200-day), suggesting a mixed performance trend.<BR><BR>Investor participation appears to be falling, as evidenced by a delivery volume of 7.84k on 05-Aug, which is down by 45.13% compared to the 5-day average. This decline in participation could indicate a lack of confidence among investors, despite the current rise in stock price. Overall, while the stock is experiencing a short-term increase, the broader context shows significant challenges in its performance over time.

Which are the latest news on Optimus Finance?

How big is Optimus Finance?

As of 10th June, Optimus Finance Ltd has a market capitalization of 104.00 Cr, with recent Net Sales of 185.94 Cr and a Net Profit of 5.80 Cr. Shareholder's Funds are 57.28 Cr and Total Assets are valued at 148.03 Cr as of March 2025.

As of 10th June, Optimus Finance Ltd has a market capitalization of 104.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 185.94 Cr and a Net Profit of 5.80 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, where Shareholder's Funds amounted to 57.28 Cr and Total Assets were valued at 148.03 Cr.

Who are in the management team of Optimus Finance?

The management team of Optimus Finance includes Deepak Raval (Chairman & Wholetime Director), Vinay Pandya, Rahil Thaker, and Divya Zalani (all Independent Directors), along with Divya Prajapati (Company Secretary & Compliance Officer).

The management team of Optimus Finance includes the following individuals:<BR><BR>1. **Deepak Raval** - Chairman & Wholetime Director<BR>2. **Vinay Pandya** - Independent Director<BR>3. **Rahil Thaker** - Independent Director<BR>4. **Divya Zalani** - Independent Director<BR>5. **Divya Prajapati** - Company Secretary & Compliance Officer<BR><BR>If you have any more questions about Optimus Finance or its operations, feel free to ask!

Who are the peers of the Optimus Finance?

Optimus Finance's peers include Arunjyoti Bio, Escorp Asset Mgt, Indian Infotech, RSD Finance, Saumya Cons, Tomorrow Tech., J A Finance, Std. Capital Mkt, and Mukesh Babu Fin. Management risk is generally below average for most peers, with Escorp Asset Mgt showing excellent management and growth, while Optimus Finance has a good growth rating and an excellent capital structure.

Peers: The peers of Optimus Finance are Arunjyoti Bio, Escorp Asset Mgt, Indian Infotech, RSD Finance, Saumya Cons, Jagsonpal Servic, Tomorrow Tech., J A Finance, Std. Capital Mkt, and Mukesh Babu Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Escorp Asset Mgt, while Average management risk is found at Arunjyoti Bio and the rest. Below Average management risk is noted at Optimus Finance, Indian Infotech, RSD Finance, Saumya Cons, Tomorrow Tech., J A Finance, Std. Capital Mkt, and Mukesh Babu Fin. Growth is Excellent at Escorp Asset Mgt and Std. Capital Mkt, Good at Optimus Finance, Average at Arunjyoti Bio, while Below Average growth is seen at Indian Infotech, RSD Finance, Saumya Cons, Tomorrow Tech., J A Finance, and Mukesh Babu Fin. Capital Structure is Excellent at Optimus Finance, Escorp Asset Mgt, RSD Finance, Saumya Cons, J A Finance, and Mukesh Babu Fin, Average at Arunjyoti Bio, while Below Average is noted at Indian Infotech, Tomorrow Tech., and Std. Capital Mkt.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Saumya Cons at -3.66%, while Indian Infotech has the lowest at -39.42%. Optimus Finance's 1-year return of -18.28% is better than Indian Infotech's but worse than Saumya Cons. Additionally, RSD Finance, Tomorrow Tech., J A Finance, Std. Capital Mkt, and Mukesh Babu Fin. all have negative six-month returns.

What does Optimus Finance do?

Optimus Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro cap market, with recent net sales of 56 Cr and a net profit of 1 Cr as of March 2026. The company, originally founded in 1991, has a market cap of INR 104 Cr and key metrics include a P/E ratio of 19.00 and a debt-equity ratio of 0.59.

Overview: <BR>Optimus Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market segment.<BR><BR>History: <BR>Optimus Finance Ltd was originally incorporated as 'Kalali Finance and Leasing Company Limited' in 1991. The company underwent several name changes, becoming Transpek Finance Limited in 1992 and finally rebranding to Optimus Finance Limited in 2016. The most recent quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 56 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 1 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 104 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 19.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.59 <BR>Return on Equity: 8.74% <BR>Price to Book: 1.48 <BR><BR>Contact Details: <BR>Address: 504A Ozon Vadi-Wadi, Dr Vikram Sarabhai Marg Vadodara Gujarat : 390003 <BR>Tel: 91-265-2325321 <BR>Email: info@optimusfinance.in <BR>Website: http://www.optimusfinance.in

Should I buy, sell or hold Optimus Finance Ltd?

When is the next results date for Optimus Finance Ltd?

The next results date for Optimus Finance Ltd is 29 May 2026.

The next results date for Optimus Finance Ltd is scheduled for 29 May 2026.

Are Optimus Finance Ltd latest results good or bad?

Optimus Finance Ltd's latest results show positive revenue and profit growth, with a net profit of ₹1.72 crores and net sales of ₹46.11 crores. However, concerns about low return on equity, negative cash flow, and significant stock decline suggest caution for investors.

Optimus Finance Ltd's latest results present a mixed picture. In Q2 FY26, the company reported a consolidated net profit of ₹1.72 crores, which reflects a positive growth of 19.44% quarter-on-quarter (QoQ) and 23.74% year-on-year (YoY). Additionally, net sales grew to ₹46.11 crores, marking a 15.83% increase QoQ and a robust 27.91% increase YoY. This indicates strong operational performance and revenue growth.<BR><BR>However, there are significant concerns that overshadow these positive results. The company's return on equity (ROE) is at 12.32%, which is below the average quality expected in the financial services sector. Furthermore, the stock has underperformed significantly, with a one-year decline of 31.69%, indicating market skepticism about the sustainability of its growth and profitability. <BR><BR>Additionally, the company has faced challenges with cash flow, reporting negative operating cash flow of ₹10 crores in FY25 despite a profit before tax of ₹11 crores. This raises questions about the quality of earnings and operational efficiency. <BR><BR>Overall, while there are positive indicators in terms of revenue growth and profit increases, the underlying issues with cash flow, declining ROE, and poor stock performance suggest that the results may not be viewed as entirely good. Investors should approach with caution, considering the structural weaknesses that remain.

Is Optimus Finance overvalued or undervalued?

As of November 28, 2025, Optimus Finance is considered undervalued with a PE Ratio of 17.85 and an attractive valuation grade, especially compared to peers like Bajaj Finance, indicating potential for recovery despite recent underperformance.

As of 28 November 2025, Optimus Finance has moved from a fair to an attractive valuation grade. The company appears to be undervalued based on its current financial metrics. Key ratios include a PE Ratio of 17.85, an EV to EBITDA of 8.99, and a ROCE of 15.27%. <BR><BR>In comparison to its peers, Optimus Finance's valuation stands out; for instance, Bajaj Finance is considered very expensive with a PE Ratio of 35.28, while Life Insurance is very attractive with a PE of 11.07. The current price of Optimus Finance at 14.64 is significantly lower than its 52-week high of 29.00, indicating potential upside. Despite recent underperformance compared to the Sensex, particularly in the year-to-date return of -40.24% versus the Sensex's 9.68%, the overall valuation suggests that the stock is positioned for recovery.

How has been the historical performance of Optimus Finance?

Optimus Finance has shown significant growth from March 2020 to March 2025, with net sales increasing from 31.97 Cr to 158.27 Cr and profit after tax rising from 3.54 Cr to 9.60 Cr, indicating strong profitability and operational efficiency. Total assets grew from 48.21 Cr to 148.03 Cr, reflecting a solid financial position.

Answer:<BR>The historical performance of Optimus Finance shows a significant upward trend in net sales and profitability over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Optimus Finance has demonstrated robust growth in net sales, increasing from 31.97 Cr in March 2020 to 158.27 Cr in March 2025. This growth is reflected in total operating income, which rose from 60.26 Cr in March 2019 to 158.27 Cr in March 2025. The company's total expenditure has also increased, but at a slower pace, leading to an operating profit (PBDIT) of 15.88 Cr in March 2025, up from 4.66 Cr in March 2020. Profit before tax has similarly improved, reaching 11.03 Cr in March 2025 compared to 3.99 Cr in March 2019. The profit after tax has followed suit, rising to 9.60 Cr in March 2025 from 3.54 Cr in March 2019. The company's total assets have expanded significantly, from 48.21 Cr in March 2020 to 148.03 Cr in March 2025, while total liabilities increased from 36.46 Cr to 95.22 Cr in the same period. Cash flow from financing activities has been positive, particularly in March 2025, with a net cash inflow of 9.00 Cr, indicating a strong liquidity position. Overall, Optimus Finance's financial metrics reflect a solid growth trajectory and improved operational efficiency over the years.

Who are the top shareholders of the Optimus Finance?

The top shareholder of Optimus Finance is Sukruti Infratech Private Limited, holding 53.89%. Other notable shareholders include Aryaman Capital Markets Limited with 4.97% and individual investors with a collective stake of 19.26%.

The top shareholders of Optimus Finance are primarily the promoters, with Sukruti Infratech Private Limited holding the largest stake at 53.89%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is Aryaman Capital Markets Limited, which owns 4.97%. Additionally, individual investors collectively hold 19.26% of the company's shares.

What is the technical trend for Optimus Finance?

As of April 23, 2025, Optimus Finance's trend is mildly bullish overall, but mixed signals from various indicators, including bearish weekly MACD and RSI, suggest caution.

As of 23 April 2025, the technical trend for Optimus Finance has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals. The RSI shows no signal on the weekly chart but is bearish on the monthly, suggesting weakness in momentum. Bollinger Bands are bearish on the weekly but mildly bullish on the monthly, reflecting volatility concerns. Daily moving averages are mildly bullish, providing some support. KST is mildly bearish on the weekly and bullish on the monthly, further complicating the outlook. Overall, the current stance is mildly bullish, but the strength is tempered by bearish indicators in the weekly time frame.

Has Optimus Finance declared dividend?

No Dividend History Available