Suryoday Small

Market Cap: Micro Cap
Industry: Other Bank
ISIN: INE428Q01011
NSEID: SURYODAY
BSEID: 543279

INR

136.20

-1.4 (-1.02%)

BSENSE

Dec 05

BSE+NSE Vol: 84.08 k

{
  "main_header": {
    "sid": 1003481,
    "name": "Suryoday Small",
    "stock_name": "Suryoday Small",
    "full_name": "Suryoday Small Finance Bank Ltd",
    "name_url": "stocks-analysis/suryoday-small",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "136.20",
    "chg": -1.4,
    "chgp": "-1.02%",
    "dir": -1,
    "prev_price": "137.60",
    "mcapval": "1,456.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 543279,
    "symbol": "SURYODAY",
    "ind_name": "Other Bank",
    "ind_code": 50,
    "indexname": "",
    "isin": "INE428Q01011",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "84.08 k",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
    "is_blur_class": "blur-registerF-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/suryoday-small-1003481-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0,
      "all_data": []
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  "news": {
    "results": [
      {
        "title": "Suryoday Small Sees Revision in Market Assessment Amidst Mixed Financial Signals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/suryoday-small-downgraded-to-sell-by-marketsmojo-amid-weak-financials-3737077",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/SuryodaySmall_mojoScore_3737077.png",
        "date": "2025-11-30 10:24:53",
        "description": "Suryoday Small, a microcap player in the Other Bank sector, has experienced a revision in its market evaluation reflecting a more cautious outlook. This shift follows a detailed reassessment of the company’s financial health, valuation, and technical indicators, set against a backdrop of subdued recent returns and sector dynamics."
      },
      {
        "title": "Is Suryoday Small overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-suryoday-small-overvalued-or-undervalued-3719973",
        "imagepath": "",
        "date": "2025-11-21 08:53:39",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Valuation Metrics and Financial Health</strong></p>\n<p>Suryoday Small’s price-to-earnings (PE) ratio stands at 22.37, which is slightly higher than some of its peers but still within a range that suggests moderate valuation pressure. The price-to-book (P/B) value is notably low at 0.73, indicating that the stock is trading below its book value. This could imply undervaluation on a book basis, but it also warrants caution given the company’s asset quality concerns.</p>\n<p>The return on equity (ROE) is modest at 3.28%, and return on assets (ROA) is even lower at 0.39%. These profitability ratios are subdued compared to larger banks, reflecting limited earnings efficiency. More concerning is the net non-performing assets (NPA) to book value ratio of 20.62%, signalling significant asset quality ..."
      },
      {
        "title": "Suryoday Small Finance Bank Valuation Shift Signals Changing Market Dynamics",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/suryoday-small-finance-bank-valuation-shifts-signal-reduced-price-attractiveness-3719571",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/SuryodaySmallFi_valuationdot_3719571.png",
        "date": "2025-11-21 08:01:51",
        "description": "Suryoday Small Finance Bank has experienced a notable shift in its valuation parameters, reflecting evolving market perceptions and financial fundamentals. The recent adjustment in key metrics such as the price-to-earnings (P/E) ratio and price-to-book value (P/BV) ratio highlights a changing landscape for investors assessing the bank’s price attractiveness relative to its historical and peer benchmarks."
      },
      {
        "title": "Is Suryoday Small overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-suryoday-small-overvalued-or-undervalued-3700414",
        "imagepath": "",
        "date": "2025-11-14 08:13:40",
        "description": "As of 13 November 2025, the valuation grade for Suryoday Small has moved from expensive to fair. The company is currently fairly valued, with a PE ratio of 22.27, a Price to Book Value of 0.73, and a PEG ratio of 0.00. Notably, the Return on Equity (ROE) stands at 3.28%, while the Net NPA to Book Value ratio is 20.62%, indicating potential concerns in asset quality.\n\nIn comparison to its peers, Suryoday Small's PE ratio is higher than Axis Bank's 15.63 but lower than Yes Bank's 25.14, which is also rated fair. HDFC Bank, with a PE of 21.33, is considered expensive, further highlighting Suryoday's relative positioning in the market. Over the past year, Suryoday Small has underperformed the Sensex, returning -4.14% compared to the index's 8.74%, which may reflect investor sentiment towards the company's growth prospects...."
      },
      {
        "title": "Is Suryoday Small overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-suryoday-small-overvalued-or-undervalued-3696289",
        "imagepath": "",
        "date": "2025-11-13 08:13:41",
        "description": "As of 12 November 2025, Suryoday Small's valuation grade has moved from fair to expensive, indicating a shift in its market perception. The company is currently considered overvalued based on its financial metrics. Key ratios include a PE ratio of 22.65, a Price to Book Value of 0.74, and a PEG ratio of 0.00, which suggests a lack of growth expectations priced into the stock.\n\nIn comparison to its peers, Suryoday Small's PE ratio is higher than that of ICICI Bank at 19.6 and Axis Bank at 15.62, both of which are also classified as expensive. Additionally, the company's return on equity (ROE) stands at a modest 3.28%, which is significantly lower than the industry average. Notably, Suryoday Small has underperformed against the Sensex, with a 1-year stock return of -5.64% compared to the Sensex's 7.36%, reinforcing the view that the stock may be overvalued in the current market environment...."
      },
      {
        "title": "Suryoday Small Finance Bank Adjusts Valuation Amidst Asset Quality Concerns",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/suryoday-small-finance-banks-valuation-grade-changes-from-fair-to-expensive-3696451",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/SuryodaySmallFi_valuationdot_3696451.png",
        "date": "2025-11-13 08:02:31",
        "description": "Suryoday Small Finance Bank has adjusted its valuation, with a PE ratio of 22.65 and a price-to-book value of 0.74. The bank faces asset quality concerns, reflected in a 20.62% net NPA to book value ratio. Its stock has declined over the past year, contrasting with broader market trends."
      },
      {
        "title": "Why is Suryoday Small falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-suryoday-small-fallingrising-3681613",
        "imagepath": "",
        "date": "2025-11-08 00:09:51",
        "description": "As of 07-Nov, Suryoday Small Finance Bank Ltd is experiencing a decline in its stock price, currently at Rs 143.90, reflecting a decrease of Rs 5.4 or 3.62%. The stock has been underperforming, having lost 7.16% over the last three days and opening with a loss of 2.34% today. It touched an intraday low of Rs 138, indicating significant downward pressure. In terms of returns, the stock has underperformed the benchmark Sensex over the past week, with a decline of 5.48% compared to the Sensex's drop of only 0.86%. Additionally, while the stock is trading above its 50-day, 100-day, and 200-day moving averages, it is below its 5-day and 20-day moving averages, suggesting a recent weakening trend. There is a noted increase in investor participation, with delivery volume rising by 20.54% against the 5-day average, which may indicate some interest despite the overall decline.\n\nBroader Market Context: In the broader..."
      },
      {
        "title": "Are Suryoday Small latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-suryoday-small-latest-results-good-or-bad-3680571",
        "imagepath": "",
        "date": "2025-11-07 19:26:41",
        "description": "Suryoday Small Finance Bank's latest financial results for Q2 FY26 reveal a complex scenario characterized by both modest income growth and significant challenges in profitability and asset quality. The bank reported a net profit of ₹35.28 crores, which reflects a notable decline of 49.64% year-on-year compared to the same quarter last year. This decline in profitability is concerning, especially as it contrasts with a sequential recovery from a loss in the previous quarter.\n\nTotal income for the quarter showed an increase of 8.16% year-on-year, driven by interest earned of ₹495.17 crores, which represents a slight growth of 1.44% compared to the prior year. However, this income growth has not translated into improved profitability, as net interest income fell by 15.72% year-on-year, indicating pressures from rising funding costs and deteriorating asset quality.\n\nThe bank's asset quality has raised alarms, ..."
      },
      {
        "title": "How has been the historical performance of Suryoday Small?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-suryoday-small-3677363",
        "imagepath": "",
        "date": "2025-11-06 23:03:49",
        "description": "Answer:\nThe historical performance of Suryoday Small shows significant growth in various financial metrics over the years.\n\nBreakdown:\nSuryoday Small has demonstrated a steady increase in interest earned, rising from 766.69 Cr in Mar'20 to 1,953.75 Cr in Mar'25. This growth is primarily driven by interest on advances, which surged from 666.11 Cr in Mar'21 to 1,730.83 Cr in Mar'25. Total income also saw a substantial rise, reaching 2,171.00 Cr in Mar'25 compared to 854.14 Cr in Mar'20. However, interest expended increased as well, from 276.18 Cr in Mar'20 to 847.61 Cr in Mar'25, leading to a net interest income of 1,106.14 Cr in Mar'25, up from 490.51 Cr in Mar'20. The profit before tax fluctuated, peaking at 287.57 Cr in Mar'24 before dropping to 143.83 Cr in Mar'25, while profit after tax followed a similar trend, reaching 215.96 Cr in Mar'24 and then decreasing to 114.97 Cr in Mar'25. The company's total ..."
      }
    ],
    "total": 189,
    "sid": "1003481",
    "stock_news_url": "https://www.marketsmojo.com/news/suryoday-small-finance-bank-1003481"
  },
  "announcements": [
    {
      "caption": "Update on Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011",
      "datetime": "24-Nov-2025",
      "details": "1729 Advisor LLP has submitted a letter dated November 20 2025 to the Exchange informing about an update on RBI approval in connection to earlier disclosure dated May 202025 of 1729 Capital under Reg. 29(1) of SEBI (SAST) Regulations2011.",
      "source": "BSE"
    },
    {
      "caption": "Intimation Under Regulation 30 Of SEBI Listing Regulations-RBI Post Facto Approval To 1729 Capital And Its Associates For Aggregate Holding Of 7.14%",
      "datetime": "13-Nov-2025",
      "details": "Please find attached herewith Intimation under Regulation 30 of SEBI Listing Regulations-RBI post facto approval to 1729 Capital and its associates for aggregate holding of 7.14%.",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Trading Plan under SEBI (PIT) Regulations 2015",
      "datetime": "13-Nov-2025",
      "details": "Please find attached herewith intimation regarding Trading Plan pursuant to SEBI (PIT) Regulations 2015.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "No <strong>Dividend</strong> history available",
      "data": []
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Suryoday Small Sees Revision in Market Assessment Amidst Mixed Financial Signals

2025-11-30 10:24:53

Suryoday Small, a microcap player in the Other Bank sector, has experienced a revision in its market evaluation reflecting a more cautious outlook. This shift follows a detailed reassessment of the company’s financial health, valuation, and technical indicators, set against a backdrop of subdued recent returns and sector dynamics.

Is Suryoday Small overvalued or undervalued?

2025-11-21 08:53:39

Valuation Metrics and Financial Health

Suryoday Small’s price-to-earnings (PE) ratio stands at 22.37, which is slightly higher than some of its peers but still within a range that suggests moderate valuation pressure. The price-to-book (P/B) value is notably low at 0.73, indicating that the stock is trading below its book value. This could imply undervaluation on a book basis, but it also warrants caution given the company’s asset quality concerns.

The return on equity (ROE) is modest at 3.28%, and return on assets (ROA) is even lower at 0.39%. These profitability ratios are subdued compared to larger banks, reflecting limited earnings efficiency. More concerning is the net non-performing assets (NPA) to book value ratio of 20.62%, signalling significant asset quality ...

Suryoday Small Finance Bank Valuation Shift Signals Changing Market Dynamics

2025-11-21 08:01:51

Suryoday Small Finance Bank has experienced a notable shift in its valuation parameters, reflecting evolving market perceptions and financial fundamentals. The recent adjustment in key metrics such as the price-to-earnings (P/E) ratio and price-to-book value (P/BV) ratio highlights a changing landscape for investors assessing the bank’s price attractiveness relative to its historical and peer benchmarks.

Is Suryoday Small overvalued or undervalued?

2025-11-14 08:13:40

As of 13 November 2025, the valuation grade for Suryoday Small has moved from expensive to fair. The company is currently fairly valued, with a PE ratio of 22.27, a Price to Book Value of 0.73, and a PEG ratio of 0.00. Notably, the Return on Equity (ROE) stands at 3.28%, while the Net NPA to Book Value ratio is 20.62%, indicating potential concerns in asset quality. In comparison to its peers, Suryoday Small's PE ratio is higher than Axis Bank's 15.63 but lower than Yes Bank's 25.14, which is also rated fair. HDFC Bank, with a PE of 21.33, is considered expensive, further highlighting Suryoday's relative positioning in the market. Over the past year, Suryoday Small has underperformed the Sensex, returning -4.14% compared to the index's 8.74%, which may reflect investor sentiment towards the company's growth prospects....

Is Suryoday Small overvalued or undervalued?

2025-11-13 08:13:41

As of 12 November 2025, Suryoday Small's valuation grade has moved from fair to expensive, indicating a shift in its market perception. The company is currently considered overvalued based on its financial metrics. Key ratios include a PE ratio of 22.65, a Price to Book Value of 0.74, and a PEG ratio of 0.00, which suggests a lack of growth expectations priced into the stock. In comparison to its peers, Suryoday Small's PE ratio is higher than that of ICICI Bank at 19.6 and Axis Bank at 15.62, both of which are also classified as expensive. Additionally, the company's return on equity (ROE) stands at a modest 3.28%, which is significantly lower than the industry average. Notably, Suryoday Small has underperformed against the Sensex, with a 1-year stock return of -5.64% compared to the Sensex's 7.36%, reinforcing the view that the stock may be overvalued in the current market environment....

Suryoday Small Finance Bank Adjusts Valuation Amidst Asset Quality Concerns

2025-11-13 08:02:31

Suryoday Small Finance Bank has adjusted its valuation, with a PE ratio of 22.65 and a price-to-book value of 0.74. The bank faces asset quality concerns, reflected in a 20.62% net NPA to book value ratio. Its stock has declined over the past year, contrasting with broader market trends.

Why is Suryoday Small falling/rising?

2025-11-08 00:09:51

As of 07-Nov, Suryoday Small Finance Bank Ltd is experiencing a decline in its stock price, currently at Rs 143.90, reflecting a decrease of Rs 5.4 or 3.62%. The stock has been underperforming, having lost 7.16% over the last three days and opening with a loss of 2.34% today. It touched an intraday low of Rs 138, indicating significant downward pressure. In terms of returns, the stock has underperformed the benchmark Sensex over the past week, with a decline of 5.48% compared to the Sensex's drop of only 0.86%. Additionally, while the stock is trading above its 50-day, 100-day, and 200-day moving averages, it is below its 5-day and 20-day moving averages, suggesting a recent weakening trend. There is a noted increase in investor participation, with delivery volume rising by 20.54% against the 5-day average, which may indicate some interest despite the overall decline. Broader Market Context: In the broader...

Are Suryoday Small latest results good or bad?

2025-11-07 19:26:41

Suryoday Small Finance Bank's latest financial results for Q2 FY26 reveal a complex scenario characterized by both modest income growth and significant challenges in profitability and asset quality. The bank reported a net profit of ₹35.28 crores, which reflects a notable decline of 49.64% year-on-year compared to the same quarter last year. This decline in profitability is concerning, especially as it contrasts with a sequential recovery from a loss in the previous quarter. Total income for the quarter showed an increase of 8.16% year-on-year, driven by interest earned of ₹495.17 crores, which represents a slight growth of 1.44% compared to the prior year. However, this income growth has not translated into improved profitability, as net interest income fell by 15.72% year-on-year, indicating pressures from rising funding costs and deteriorating asset quality. The bank's asset quality has raised alarms, ...

How has been the historical performance of Suryoday Small?

2025-11-06 23:03:49

Answer: The historical performance of Suryoday Small shows significant growth in various financial metrics over the years. Breakdown: Suryoday Small has demonstrated a steady increase in interest earned, rising from 766.69 Cr in Mar'20 to 1,953.75 Cr in Mar'25. This growth is primarily driven by interest on advances, which surged from 666.11 Cr in Mar'21 to 1,730.83 Cr in Mar'25. Total income also saw a substantial rise, reaching 2,171.00 Cr in Mar'25 compared to 854.14 Cr in Mar'20. However, interest expended increased as well, from 276.18 Cr in Mar'20 to 847.61 Cr in Mar'25, leading to a net interest income of 1,106.14 Cr in Mar'25, up from 490.51 Cr in Mar'20. The profit before tax fluctuated, peaking at 287.57 Cr in Mar'24 before dropping to 143.83 Cr in Mar'25, while profit after tax followed a similar trend, reaching 215.96 Cr in Mar'24 and then decreasing to 114.97 Cr in Mar'25. The company's total ...

View All News

Announcement

Update on Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011

24-Nov-2025 | Source : BSE

1729 Advisor LLP has submitted a letter dated November 20 2025 to the Exchange informing about an update on RBI approval in connection to earlier disclosure dated May 202025 of 1729 Capital under Reg. 29(1) of SEBI (SAST) Regulations2011.

Intimation Under Regulation 30 Of SEBI Listing Regulations-RBI Post Facto Approval To 1729 Capital And Its Associates For Aggregate Holding Of 7.14%

13-Nov-2025 | Source : BSE

Please find attached herewith Intimation under Regulation 30 of SEBI Listing Regulations-RBI post facto approval to 1729 Capital and its associates for aggregate holding of 7.14%.