TCI Finance

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE911B01018
NSEID: TCIFINANCE
BSEID: 501242

INR

11.13

0.00 (0.00%)

BSENSE

Dec 05

BSE+NSE Vol: 9.88 k

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    "sid": 281092,
    "name": "TCI Finance",
    "stock_name": "TCI Finance",
    "full_name": "TCI Finance Ltd",
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    "prev_price": "11.13",
    "mcapval": "14.33 Cr",
    "mcap": "Micro Cap",
    "scripcode": 501242,
    "symbol": "TCIFINANCE",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
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    "isin": "INE911B01018",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "9.88 k",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
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  "news": {
    "results": [
      {
        "title": "Is TCI Finance overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-tci-finance-overvalued-or-undervalued-3747545",
        "imagepath": "",
        "date": "2025-12-05 08:18:04",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Understanding TCI Finance’s Valuation Metrics</strong></p>\n<p>At first glance, TCI Finance’s price-to-earnings (PE) ratio stands at a modest 4.14, which is typically indicative of undervaluation. However, this figure alone does not provide the full story. The company’s price-to-book (P/B) value is negative, signalling that its book value is below zero, a red flag for investors. Additionally, enterprise value (EV) multiples such as EV to EBIT and EV to EBITDA are negative, reflecting operational challenges and negative capital employed.</p>\n<p>Return on capital employed (ROCE) and return on equity (ROE) are also negative, further highlighting the company’s struggles to generate profitable returns from its capital base. These metrics suggest that despite a low PE ratio, the underlying fundamen..."
      },
      {
        "title": "Why is TCI Finance falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-tci-finance-fallingrising-3732061",
        "imagepath": "",
        "date": "2025-11-27 00:27:17",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Recent Price Movement and Market Comparison</strong></p>\n<p>TCI Finance's share price has been under pressure over multiple time horizons. In the past week, the stock declined by 2.32%, contrasting with the Sensex's modest gain of 0.50%. Over the last month, the divergence widened further, with TCI Finance falling 6.01% while the Sensex rose 1.66%. Year-to-date figures reveal a stark contrast: the stock has plummeted by 41.25%, whereas the Sensex has advanced by 9.56%. Even over the one-year period, TCI Finance's shares have dropped 19.44%, while the benchmark index gained 7.01%. These figures underscore the stock's persistent underperformance amid a generally positive market environment.</p>\n<p><strong>Technical Indicators Signal Continued Weakness</strong></p>\n<p>Technical analysis of TCI ..."
      },
      {
        "title": "TCI Finance Falls to 52-Week Low Amidst Weak Financial Indicators",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/tci-finance-stock-falls-to-52-week-low-amidst-weak-financial-metrics-3725364",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/TCIFinance_priceRelatedfactors_3725364.png",
        "date": "2025-11-24 11:27:10",
        "description": "TCI Finance has reached a new 52-week low, reflecting ongoing challenges in its financial performance and market positioning. The stock's recent price movement highlights a significant departure from broader market trends and sector averages."
      },
      {
        "title": "Why is TCI Finance falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-tci-finance-fallingrising-3690722",
        "imagepath": "",
        "date": "2025-11-11 21:40:34",
        "description": "As of 11-Nov, TCI Finance Ltd is experiencing a decline in its stock price, currently at 11.63, which reflects a decrease of 0.13 or 1.11%. The stock has been on a downward trend, having fallen consecutively for the last four days, resulting in a total return of -4.12% over the past week. Additionally, TCI Finance is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish sentiment. Despite this, there has been a notable increase in investor participation, with delivery volume rising by 131.29% compared to the 5-day average, suggesting some interest in the stock despite its recent performance. Unfortunately, there is no information available regarding positive or negative factors that could further explain the stock's recent movement.\n\nIn the broader market context, TCI Finance's short-term performance has underperformed compared to the benchmark, the Sensex, whic..."
      },
      {
        "title": "Are TCI Finance latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-tci-finance-latest-results-good-or-bad-3658881",
        "imagepath": "",
        "date": "2025-10-30 19:40:21",
        "description": "The latest financial results for TCI Finance indicate a challenging operational environment. In Q2 FY26, the company reported a net loss of ₹0.38 crores, which reflects a reduction in losses compared to the previous quarter's loss of ₹0.42 crores. However, this improvement is primarily attributed to cost containment rather than any revenue generation, as the company continues to report zero revenue for the sixth consecutive quarter. \n\nFor the first half of FY26, TCI Finance recorded a cumulative net loss of ₹0.80 crores, which represents a worsening from the ₹0.71 crores loss in the same period last year. The persistent operational losses highlight the company's ongoing financial distress and operational paralysis, raising concerns about its viability as a functioning financial services entity.\n\nThe balance sheet reveals a negative book value of -₹52.95 per share, indicating that accumulated losses have ero..."
      },
      {
        "title": "TCI Finance Adjusts Financial Trends Amidst Mixed Performance Indicators",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/tci-finances-financial-trend-shifts-from-positive-to-flat-amid-stagnant-performance-3657135",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/10/TCIFinance_fintrenddot_3657135.png",
        "date": "2025-10-30 08:00:10",
        "description": "TCI Finance, a microcap NBFC, reported a flat performance for the quarter ending September 2025, with a decline in its financial score. However, it achieved a profit after tax of Rs 3.73 crore for the nine-month period, demonstrating resilience and potential for recovery despite recent challenges."
      },
      {
        "title": "How has been the historical performance of TCI Finance?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-tci-finance-3656668",
        "imagepath": "",
        "date": "2025-10-29 22:42:02",
        "description": "Answer:\nThe historical performance of TCI Finance shows a fluctuating trend in net sales, with a peak of 13.66 Cr in Mar'17, followed by a decline to 12.36 Cr in Mar'19. Other operating income has consistently been low, with no income reported in the last two years. Total operating income peaked at 14.42 Cr in Mar'15 but decreased to 12.36 Cr by Mar'19. The total expenditure, excluding depreciation, has seen a slight decline from 2.61 Cr in Mar'17 to 2.31 Cr in Mar'19. Operating profit, excluding other income, decreased from 11.05 Cr in Mar'17 to 10.05 Cr in Mar'19, while the overall operating profit (PBDIT) showed a slight increase to 12.08 Cr in Mar'19. Profit before tax rose significantly from 2.05 Cr in Mar'18 to 5.98 Cr in Mar'19, leading to a profit after tax of 4.94 Cr in Mar'19, up from 1.68 Cr in Mar'18. The earnings per share (EPS) also improved from 1.31 in Mar'18 to 3.84 in Mar'19. \n\nIn terms of..."
      },
      {
        "title": "TCI Finance Q2 FY26: Mounting Losses Raise Serious Viability Concerns",
        "link": "https://www.marketsmojo.com/news/result-analysis/tci-finance-q2-fy26-mounting-losses-raise-serious-viability-concerns-3656367",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/10/TCIFinance_quaterlyResult_3656367.png",
        "date": "2025-10-29 19:00:57",
        "description": "TCI Finance Ltd., a non-banking financial company registered with the Reserve Bank of India, reported a net loss of ₹0.38 crores for Q2 FY26, marking the continuation of a deeply troubling operational trajectory that has persisted for multiple quarters. With a minuscule market capitalisation of just ₹16.00 crores and zero revenue generation, the company faces existential challenges that have pushed its stock down 35.02% year-to-date despite a modest 1.77% gain on October 29, 2025."
      },
      {
        "title": "Is TCI Finance overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-tci-finance-overvalued-or-undervalued-3642396",
        "imagepath": "",
        "date": "2025-10-24 08:09:50",
        "description": "As of 23 October 2025, TCI Finance's valuation grade has moved from very expensive to risky, indicating a significant shift in its market perception. The company appears to be undervalued, especially when considering its low PE ratio of 4.47 and negative Price to Book Value of -0.21. Additionally, the EV to EBIT and EV to EBITDA ratios both stand at -5.01, suggesting that the market may not be fully recognizing the company's potential.\n\nIn comparison to its peers, TCI Finance's valuation metrics are starkly lower, with Bajaj Finance having a PE ratio of 39.07 and an EV to EBITDA of 20.55, while Life Insurance boasts a PE of 11.68 and an EV to EBITDA of 9.11. This stark contrast highlights TCI Finance's undervaluation relative to its industry. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -35.50% compared to the Sensex's 8.21%, reinforcing the..."
      }
    ],
    "total": 710,
    "sid": "281092",
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  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "30-Oct-2025",
      "details": "Publication of unaudited financial results for the quarter ended 30 September 2025",
      "source": "BSE"
    },
    {
      "caption": "Unaudited Financial Results For The Quarter Ended 30-09-2025",
      "datetime": "29-Oct-2025",
      "details": "Unaudited financial results for the quarter ended 30-09-2025",
      "source": "BSE"
    },
    {
      "caption": "Board Meeting Intimation for To Consider And Approve The Unaudited Financial Results For The Quarter Ended 30Th September 2025",
      "datetime": "22-Oct-2025",
      "details": "TCI Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/10/2025 inter alia to consider and approve The unaudited financial results for the quarter ended 30th September 2025",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
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      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "No <strong>Dividend</strong> history available",
      "data": []
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    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
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    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
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}

News and Views

Is TCI Finance overvalued or undervalued?

2025-12-05 08:18:04

Understanding TCI Finance’s Valuation Metrics

At first glance, TCI Finance’s price-to-earnings (PE) ratio stands at a modest 4.14, which is typically indicative of undervaluation. However, this figure alone does not provide the full story. The company’s price-to-book (P/B) value is negative, signalling that its book value is below zero, a red flag for investors. Additionally, enterprise value (EV) multiples such as EV to EBIT and EV to EBITDA are negative, reflecting operational challenges and negative capital employed.

Return on capital employed (ROCE) and return on equity (ROE) are also negative, further highlighting the company’s struggles to generate profitable returns from its capital base. These metrics suggest that despite a low PE ratio, the underlying fundamen...

Why is TCI Finance falling/rising?

2025-11-27 00:27:17

Recent Price Movement and Market Comparison

TCI Finance's share price has been under pressure over multiple time horizons. In the past week, the stock declined by 2.32%, contrasting with the Sensex's modest gain of 0.50%. Over the last month, the divergence widened further, with TCI Finance falling 6.01% while the Sensex rose 1.66%. Year-to-date figures reveal a stark contrast: the stock has plummeted by 41.25%, whereas the Sensex has advanced by 9.56%. Even over the one-year period, TCI Finance's shares have dropped 19.44%, while the benchmark index gained 7.01%. These figures underscore the stock's persistent underperformance amid a generally positive market environment.

Technical Indicators Signal Continued Weakness

Technical analysis of TCI ...

TCI Finance Falls to 52-Week Low Amidst Weak Financial Indicators

2025-11-24 11:27:10

TCI Finance has reached a new 52-week low, reflecting ongoing challenges in its financial performance and market positioning. The stock's recent price movement highlights a significant departure from broader market trends and sector averages.

Why is TCI Finance falling/rising?

2025-11-11 21:40:34

As of 11-Nov, TCI Finance Ltd is experiencing a decline in its stock price, currently at 11.63, which reflects a decrease of 0.13 or 1.11%. The stock has been on a downward trend, having fallen consecutively for the last four days, resulting in a total return of -4.12% over the past week. Additionally, TCI Finance is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish sentiment. Despite this, there has been a notable increase in investor participation, with delivery volume rising by 131.29% compared to the 5-day average, suggesting some interest in the stock despite its recent performance. Unfortunately, there is no information available regarding positive or negative factors that could further explain the stock's recent movement. In the broader market context, TCI Finance's short-term performance has underperformed compared to the benchmark, the Sensex, whic...

Are TCI Finance latest results good or bad?

2025-10-30 19:40:21

The latest financial results for TCI Finance indicate a challenging operational environment. In Q2 FY26, the company reported a net loss of ₹0.38 crores, which reflects a reduction in losses compared to the previous quarter's loss of ₹0.42 crores. However, this improvement is primarily attributed to cost containment rather than any revenue generation, as the company continues to report zero revenue for the sixth consecutive quarter. For the first half of FY26, TCI Finance recorded a cumulative net loss of ₹0.80 crores, which represents a worsening from the ₹0.71 crores loss in the same period last year. The persistent operational losses highlight the company's ongoing financial distress and operational paralysis, raising concerns about its viability as a functioning financial services entity. The balance sheet reveals a negative book value of -₹52.95 per share, indicating that accumulated losses have ero...

TCI Finance Adjusts Financial Trends Amidst Mixed Performance Indicators

2025-10-30 08:00:10

TCI Finance, a microcap NBFC, reported a flat performance for the quarter ending September 2025, with a decline in its financial score. However, it achieved a profit after tax of Rs 3.73 crore for the nine-month period, demonstrating resilience and potential for recovery despite recent challenges.

How has been the historical performance of TCI Finance?

2025-10-29 22:42:02

Answer: The historical performance of TCI Finance shows a fluctuating trend in net sales, with a peak of 13.66 Cr in Mar'17, followed by a decline to 12.36 Cr in Mar'19. Other operating income has consistently been low, with no income reported in the last two years. Total operating income peaked at 14.42 Cr in Mar'15 but decreased to 12.36 Cr by Mar'19. The total expenditure, excluding depreciation, has seen a slight decline from 2.61 Cr in Mar'17 to 2.31 Cr in Mar'19. Operating profit, excluding other income, decreased from 11.05 Cr in Mar'17 to 10.05 Cr in Mar'19, while the overall operating profit (PBDIT) showed a slight increase to 12.08 Cr in Mar'19. Profit before tax rose significantly from 2.05 Cr in Mar'18 to 5.98 Cr in Mar'19, leading to a profit after tax of 4.94 Cr in Mar'19, up from 1.68 Cr in Mar'18. The earnings per share (EPS) also improved from 1.31 in Mar'18 to 3.84 in Mar'19. In terms of...

TCI Finance Q2 FY26: Mounting Losses Raise Serious Viability Concerns

2025-10-29 19:00:57

TCI Finance Ltd., a non-banking financial company registered with the Reserve Bank of India, reported a net loss of ₹0.38 crores for Q2 FY26, marking the continuation of a deeply troubling operational trajectory that has persisted for multiple quarters. With a minuscule market capitalisation of just ₹16.00 crores and zero revenue generation, the company faces existential challenges that have pushed its stock down 35.02% year-to-date despite a modest 1.77% gain on October 29, 2025.

Is TCI Finance overvalued or undervalued?

2025-10-24 08:09:50

As of 23 October 2025, TCI Finance's valuation grade has moved from very expensive to risky, indicating a significant shift in its market perception. The company appears to be undervalued, especially when considering its low PE ratio of 4.47 and negative Price to Book Value of -0.21. Additionally, the EV to EBIT and EV to EBITDA ratios both stand at -5.01, suggesting that the market may not be fully recognizing the company's potential. In comparison to its peers, TCI Finance's valuation metrics are starkly lower, with Bajaj Finance having a PE ratio of 39.07 and an EV to EBITDA of 20.55, while Life Insurance boasts a PE of 11.68 and an EV to EBITDA of 9.11. This stark contrast highlights TCI Finance's undervaluation relative to its industry. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -35.50% compared to the Sensex's 8.21%, reinforcing the...

View All News

Announcement

Announcement under Regulation 30 (LODR)-Newspaper Publication

30-Oct-2025 | Source : BSE

Publication of unaudited financial results for the quarter ended 30 September 2025

Unaudited Financial Results For The Quarter Ended 30-09-2025

29-Oct-2025 | Source : BSE

Unaudited financial results for the quarter ended 30-09-2025

Board Meeting Intimation for To Consider And Approve The Unaudited Financial Results For The Quarter Ended 30Th September 2025

22-Oct-2025 | Source : BSE

TCI Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/10/2025 inter alia to consider and approve The unaudited financial results for the quarter ended 30th September 2025