TCI Finance

Which are the latest news on TCI Finance?

Why is TCI Finance Ltd falling/rising?

As of 25-Jun, TCI Finance Ltd's stock price is at 18.41, reflecting a decline of -4.96% and a total drop of -33.51% over the last eight days. The stock has significantly underperformed the broader market and is experiencing reduced investor participation, contributing to its ongoing downward trend.

As of 25-Jun, TCI Finance Ltd's stock price is falling, currently at 18.41, which reflects a change of -0.96 or -4.96%. The stock has been on a downward trend, having lost value for the last eight consecutive days, resulting in a total decline of -33.51% during this period. This performance is significantly worse than the broader market, as the stock has underperformed its sector by -4.42% today.<BR><BR>In terms of recent performance, the stock has experienced a substantial decline of -22.48% over the past week, while the Sensex has only decreased by -0.40%. Year-to-date, TCI Finance Ltd has seen a drop of -32.07%, compared to a -9.53% decline in the Sensex. The stock's moving averages indicate that it is currently lower than its 5-day and 20-day moving averages, despite being higher than the 50-day, 100-day, and 200-day moving averages, suggesting a short-term weakness.<BR><BR>Additionally, there has been a notable decrease in investor participation, with delivery volume falling by -33.49% against the 5-day average. This decline in trading activity may further contribute to the stock's falling price. Overall, the combination of consecutive losses, underperformance relative to the market, and reduced investor interest are key factors driving the decline in TCI Finance Ltd's stock price.

How big is TCI Finance?

As of 10th June, TCI Finance Ltd has a market capitalization of 29.00 Cr, with recent net sales of 0.00 Cr and a net profit loss of 1.78 Cr. The latest balance sheet from March 2019 shows shareholder's funds of 51.65 Cr and total assets of 86.85 Cr.

As of 10th June, TCI Finance Ltd has a market capitalization of 29.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, TCI Finance reported Net Sales of 0.00 Cr and a Net Profit loss of 1.78 Cr.<BR><BR>The latest annual period for the balance sheet is March 2019, with Shareholder's Funds amounting to 51.65 Cr and Total Assets of 86.85 Cr.

Who are in the management team of TCI Finance?

The management team of TCI Finance includes Mahendra Agarwal (Director), D R Agarwal (Chairman & Independent Director), Meera Madhusudhan Singh (Director), Rajesh Kundra (Independent Director), Rajesh Sharma (Director), Y S R Rajeev Kumar (Director), and S Jasminder Singh (Company Secretary & Compliance Officer).

The management team of TCI Finance includes the following individuals:<BR><BR>1. Mahendra Agarwal - Director<BR>2. D R Agarwal - Chairman & Independent Director<BR>3. Meera Madhusudhan Singh - Director<BR>4. Rajesh Kundra - Independent Director<BR>5. Mr. Rajesh Sharma - Director<BR>6. Y S R Rajeev Kumar - Director<BR>7. S Jasminder Singh - Company Secretary & Compliance Officer<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

Who are the peers of the TCI Finance?

Peers of TCI Finance include TCFC Finance, Darjeeling Indus, Challani Capital, Ramsons Projects, Sulabh Engineers, Nalin Lease Fin., Richfield Fin, Purshottam Inves, Abhishek Finle, and Stanrose Mafat. TCI Finance outperforms its peers with an 86.15% 1-year return, while Ramsons Projects leads among peers at 24.52%.

Peers: The peers of TCI Finance are TCFC Finance, Darjeeling Indus, Challani Capital, Ramsons Projects, Sulabh Engineers, Nalin Lease Fin., Richfield Fin, Purshottam Inves, Abhishek Finle, and Stanrose Mafat.<BR><BR>Quality Snapshot: Excellent management risk is observed at TCFC Finance, Darjeeling Indus, Challani Capital, Ramsons Projects, Sulabh Engineers, Nalin Lease Fin., Richfield Fin, Purshottam Inves, Abhishek Finle, and Stanrose Mafat, while Below Average management risk is found at all other peers. Growth is Excellent at Darjeeling Indus, Ramsons Projects, and Richfield Fin, while Average growth is noted at Challani Capital and Stanrose Mafat, and the rest have Below Average growth. Excellent capital structure is observed at TCFC Finance, Darjeeling Indus, Challani Capital, Ramsons Projects, Sulabh Engineers, Nalin Lease Fin., Richfield Fin, Purshottam Inves, Abhishek Finle, and Stanrose Mafat, while TCI Finance does not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ramsons Projects at 24.52%, while TCFC Finance has the lowest at -42.32%. TCI Finance's own 1-year return is 86.15%, which is significantly higher than all peers. Additionally, the six-month return is negative for TCFC Finance, Darjeeling Indus, Challani Capital, Ramsons Projects, and Nalin Lease Fin.

Should I buy, sell or hold TCI Finance Ltd?

What does TCI Finance do?

TCI Finance Ltd is a Non-Banking Finance Company (NBFC) established in 1973, offering various financial services and currently has a market cap of INR 29 Cr with a net profit of 0 Cr as of March 2026. It is registered with the Reserve Bank of India and has a P/E ratio of 7.00.

Overview:<BR>TCI Finance Ltd is a Non-Banking Finance Company (NBFC) in the micro-cap category, engaged in various financial services.<BR><BR>History:<BR>Incorporated in 1973, TCI Finance Ltd is registered with the Reserve Bank of India (RBI). The latest quarterly results reported are for March 2026, showing a net profit of 0 Cr.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026)<BR>Market-cap value: INR 29 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 7.00<BR>Industry P/E: 20<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.00<BR>Return on Equity: -5.19%<BR>Price to Book: -0.35<BR><BR>Contact Details:<BR>Address: Plot No 20 Survey No 12 4th Fl, Kothguda Kondapur Hyderabad Telangana : 500081<BR>Phone: 91-40-71204284<BR>Email: investors_tcif@gati.com<BR>Website: http://www.tcifl.in

Are TCI Finance Ltd latest results good or bad?

TCI Finance Ltd's latest results show a slight profit turnaround in Q4 FY26, but overall, they indicate significant challenges, including an 83.30% year-over-year decline in net profit and negative book value per share, suggesting the company is struggling to stabilize financially.

TCI Finance Ltd's latest results present a mixed picture, but overall, they indicate significant underlying challenges. In Q4 FY26, the company reported a net profit of ₹0.11 crores, which marks a turnaround from a loss in the previous quarter. However, this profit reflects an 83.30% decline year-over-year, highlighting a troubling trend.<BR><BR>The operating profit (PBDIT) also showed improvement, rising to ₹0.23 crores from a loss of ₹-0.28 crores in the previous quarter. Yet, this is a staggering 94.92% drop compared to the same quarter last year, where the company had reported ₹4.53 crores in operating profit. This suggests that the improvement is not indicative of a sustainable recovery, as the underlying operations remain unprofitable, with the operating profit excluding other income at ₹-0.25 crores.<BR><BR>Moreover, the company's book value per share is negative at ₹-52.95, indicating that its liabilities exceed its assets, which raises serious concerns about its financial health and solvency. The complete absence of core revenue generation, with net sales reported as zero across recent quarters, further complicates the outlook.<BR><BR>In summary, while there is a slight positive movement in quarterly results, the overall financial condition of TCI Finance Ltd is concerning, characterized by operational losses, negative book value, and a reliance on non-operating income for profitability. This suggests that the latest results are more indicative of a company struggling to stabilize rather than a strong recovery.

When is the next results date for TCI Finance Ltd?

The next results date for TCI Finance Ltd is 25 May 2026.

The next results date for TCI Finance Ltd is scheduled for 25 May 2026.

Is TCI Finance overvalued or undervalued?

As of December 4, 2025, TCI Finance is considered very expensive and overvalued due to poor financial metrics, including a PE ratio of 4.14 and a year-to-date return of -40.23%, significantly underperforming compared to its peers and the Sensex.

As of 4 December 2025, TCI Finance has moved from a grade of risky to very expensive. The company is currently overvalued based on its financial metrics. Key ratios include a PE ratio of 4.14, an EV to EBIT of -4.91, and an EV to EBITDA of -4.91, all indicating significant financial distress. <BR><BR>In comparison to its peers, TCI Finance's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a PE of 10.85. This stark contrast highlights TCI Finance's overvaluation in a sector where competitors are performing much better. Additionally, the company's recent stock performance has been poor, with a year-to-date return of -40.23%, significantly lagging behind the Sensex's 9.12% return, further reinforcing the notion that TCI Finance is not a sound investment at its current price.

How has been the historical performance of TCI Finance?

TCI Finance's historical performance shows fluctuating net sales, peaking at 13.66 Cr in Mar'17 and declining to 12.36 Cr by Mar'19, while profitability improved with a profit after tax of 4.94 Cr in Mar'19 and an EPS increase to 3.84. Despite a decrease in total assets and liabilities, shareholder equity strengthened, and cash flow from operating activities significantly improved to 15.00 Cr in Mar'19.

Answer:<BR>The historical performance of TCI Finance shows a fluctuating trend in net sales, with a peak of 13.66 Cr in Mar'17, followed by a decline to 12.36 Cr in Mar'19. Other operating income has consistently been low, with no income reported in the last two years. Total operating income peaked at 14.42 Cr in Mar'15 but decreased to 12.36 Cr by Mar'19. The total expenditure, excluding depreciation, has seen a slight decline from 2.61 Cr in Mar'17 to 2.31 Cr in Mar'19. Operating profit, excluding other income, decreased from 11.05 Cr in Mar'17 to 10.05 Cr in Mar'19, while the overall operating profit (PBDIT) showed a slight increase to 12.08 Cr in Mar'19. Profit before tax rose significantly from 2.05 Cr in Mar'18 to 5.98 Cr in Mar'19, leading to a profit after tax of 4.94 Cr in Mar'19, up from 1.68 Cr in Mar'18. The earnings per share (EPS) also improved from 1.31 in Mar'18 to 3.84 in Mar'19. <BR><BR>In terms of balance sheet performance, total liabilities decreased from 99.82 Cr in Mar'18 to 86.85 Cr in Mar'19, while total assets also fell from 99.82 Cr to 86.85 Cr during the same period. Shareholder's funds increased from 46.67 Cr in Mar'18 to 51.65 Cr in Mar'19, indicating a strengthening equity position. The book value per share rose from 32.87 in Mar'18 to 36.38 in Mar'19. Cash flow from operating activities improved significantly to 15.00 Cr in Mar'19, compared to 3.27 Cr in Mar'18, while cash flow from financing activities showed a negative trend, indicating a reduction in financing activities. Overall, TCI Finance has shown improvements in profitability and shareholder equity, despite fluctuations in sales and total assets. <BR><BR>Breakdown:<BR>TCI Finance's net sales have shown a downward trend from 13.66 Cr in Mar'17 to 12.36 Cr in Mar'19, while total operating income peaked at 14.42 Cr in Mar'15 before declining. The company reported an operating profit of 10.05 Cr in Mar'19, down from 11.05 Cr in Mar'17, but the profit before tax increased significantly to 5.98 Cr in Mar'19, leading to a profit after tax of 4.94 Cr. The earnings per share rose from 1.31 in Mar'18 to 3.84 in Mar'19, reflecting improved profitability. On the balance sheet, total liabilities decreased from 99.82 Cr in Mar'18 to 86.85 Cr in Mar'19, while total assets also fell, but shareholder's funds increased, indicating a stronger equity position. Cash flow from operating activities improved to 15.00 Cr in Mar'19, highlighting better cash generation capabilities despite a negative cash flow from financing activities.

What is the technical trend for TCI Finance?

As of June 5, 2025, TCI Finance's technical trend is mildly bearish, with mixed signals from indicators like the MACD and moving averages, while the OBV shows mild bullishness but lacks strength.

As of 5 June 2025, the technical trend for TCI Finance has changed from bearish to mildly bearish. The weekly MACD remains bearish, while the monthly MACD is mildly bearish, indicating a lack of strong upward momentum. The daily moving averages also reflect a mildly bearish stance. The Bollinger Bands show a mildly bearish signal on the weekly chart but are bullish on the monthly chart, suggesting mixed signals across time frames. The KST is bearish weekly and mildly bearish monthly, reinforcing the overall bearish sentiment. The OBV is mildly bullish on a weekly basis, which contrasts with the other indicators but lacks strength. Overall, the current technical stance is mildly bearish, with key indicators like the MACD and moving averages driving this view.

Who are the top shareholders of the TCI Finance?

The top shareholders of TCI Finance are mainly individual investors, holding 63.81% of shares, with Giri Roadlines And Commercial Trading Pvt. Ltd. as the largest promoter at 9.47%. There are no institutional investors or pledged promoter holdings.

The top shareholders of TCI Finance are primarily individual investors, who hold 63.81% of the shares. The largest promoter is Giri Roadlines And Commercial Trading Pvt. Ltd., with a holding of 9.47%. There are no institutional investors or mutual funds currently holding shares in the company, and there are no pledged promoter holdings reported.

Has TCI Finance declared dividend?

No Dividend History Available