TCI Finance

Which are the latest news on TCI Finance?

Why is TCI Finance Ltd falling/rising?

As of 05-Sep, TCI Finance Ltd's stock price is 15.39, down 0.65%, and has declined 43.21% year-to-date. Despite recent short-term gains, the stock is underperforming its sector and remains below key moving averages, indicating a longer-term downward trend.

As of 05-Sep, TCI Finance Ltd's stock price is currently at 15.39, reflecting a decline of 0.1 or 0.65%. The stock has been underperforming, having lost 1.35% over the last two days, contributing to a consecutive fall. Additionally, the stock has underperformed its sector by 1.73% today. <BR><BR>Despite some positive trends in shorter time frames, such as a 0.33% increase over the past week and a 0.98% increase over the past month, the year-to-date performance shows a significant decline of 43.21%, compared to a 10.21% decline in the Sensex. This stark contrast indicates that while there may be short-term gains, the overall trend for the year has been negative.<BR><BR>Moreover, while the stock's delivery volume has seen a notable increase of 226.59% against the 5-day average, suggesting rising investor participation, the stock remains lower than the 50-day, 100-day, and 200-day moving averages, indicating a longer-term downward trend. These factors collectively contribute to the current decline in TCI Finance Ltd's stock price.

Who are in the management team of TCI Finance?

The management team of TCI Finance includes Mahendra Agarwal (Director), D R Agarwal (Chairman & Independent Director), Meera Madhusudhan Singh (Director), Rajesh Kundra (Independent Director), Rajesh Sharma (Director), Y S R Rajeev Kumar (Director), and S Jasminder Singh (Company Secretary & Compliance Officer).

The management team of TCI Finance includes the following individuals:<BR><BR>1. Mahendra Agarwal - Director<BR>2. D R Agarwal - Chairman & Independent Director<BR>3. Meera Madhusudhan Singh - Director<BR>4. Rajesh Kundra - Independent Director<BR>5. Rajesh Sharma - Director<BR>6. Y S R Rajeev Kumar - Director<BR>7. S Jasminder Singh - Company Secretary & Compliance Officer<BR><BR>If you need more details about their roles or responsibilities, feel free to ask!

What does TCI Finance do?

TCI Finance Ltd is a Non-Banking Finance Company (NBFC) established in 1973, registered with the Reserve Bank of India, and currently has a market cap of INR 19 Cr. It offers various financial services but reported a net profit of 0 Cr for June 2026.

Overview:<BR>TCI Finance Ltd is a Non-Banking Finance Company (NBFC) engaged in various financial services, categorized as a micro-cap company.<BR><BR>History:<BR>Incorporated in 1973, TCI Finance Ltd is currently registered with the Reserve Bank of India (RBI). The latest quarterly results reported net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Jun 2026)<BR>Market-cap value: INR 19 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 5.00<BR>Industry P/E: 21<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.00<BR>Return on Equity: -5.19%<BR>Price to Book: -0.25<BR><BR>Contact Details:<BR>Address: Plot No 20 Survey No 12 4th Fl, Kothguda Kondapur Hyderabad Telangana : 500081<BR>Phone: 91-40-71204284<BR>Email: investors_tcif@gati.com<BR>Website: http://www.tcifl.in

Who are the peers of the TCI Finance?

TCI Finance's peers include Bazel Internatio, Helpage Finlease, Kinetic Trust, and others, with varying management and growth risks. Helpage Finlease leads in 1-year returns at 13.23%, while TCI Finance follows closely at 12.95%.

Peers: The peers of TCI Finance are Bazel Internatio, Helpage Finlease, Kinetic Trust, Moongipa Capital, Maruti Global In, Shree Metalloys, TTI Enterprise, Richfield Fin, Abirami Fin., Global Cap.Mkt.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bazel Internatio, Helpage Finlease, and Richfield Fin, while Below Average management risk is found at Kinetic Trust, Shree Metalloys, TTI Enterprise, Global Cap.Mkt., and the rest. Average management risk is noted at Moongipa Capital, while Maruti Global In and Abirami Fin. do not qualify. Excellent growth is seen at Bazel Internatio, Helpage Finlease, and Richfield Fin, while Average growth is found at Kinetic Trust, Moongipa Capital, and the rest. Below Average growth is observed at Shree Metalloys, TTI Enterprise, Global Cap.Mkt., and the rest, with Maruti Global In and Abirami Fin. not qualifying. Excellent capital structure is noted at Bazel Internatio, Helpage Finlease, Kinetic Trust, Moongipa Capital, Richfield Fin, TTI Enterprise, and Global Cap.Mkt., while Good capital structure is found at Shree Metalloys, and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Helpage Finlease at 13.23%, while Maruti Global In has the lowest at -50.43%. TCI Finance's 1-year return of 12.95% is slightly lower than that of Helpage Finlease. Additionally, the six-month returns are negative for TTI Enterprise, Richfield Fin, and Global Cap.Mkt.

How big is TCI Finance?

As of 31st August, TCI Finance Ltd has a market capitalization of 19.00 Cr, with reported Net Sales of 0.00 Cr and a Net Profit loss of 1.71 Cr in the latest four quarters. The latest balance sheet shows Shareholder's Funds at 51.65 Cr and Total Assets at 86.85 Cr.

As of 31st August, TCI Finance Ltd has a market capitalization of 19.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, TCI Finance reported Net Sales of 0.00 Cr and a Net Profit loss of 1.71 Cr.<BR><BR>The latest annual period for the balance sheet is March 2019, with Shareholder's Funds reported at 51.65 Cr and Total Assets at 86.85 Cr.

Should I buy, sell or hold TCI Finance Ltd?

When is the next results date for TCI Finance Ltd?

The next results date for TCI Finance Ltd is 14 August 2026.

The next results date for TCI Finance Ltd is scheduled for 14 August 2026.

Are TCI Finance Ltd latest results good or bad?

TCI Finance Ltd's latest results show a slight profit turnaround in Q4 FY26, but overall, they indicate significant challenges, including an 83.30% year-over-year decline in net profit and negative book value per share, suggesting the company is struggling to stabilize financially.

TCI Finance Ltd's latest results present a mixed picture, but overall, they indicate significant underlying challenges. In Q4 FY26, the company reported a net profit of ₹0.11 crores, which marks a turnaround from a loss in the previous quarter. However, this profit reflects an 83.30% decline year-over-year, highlighting a troubling trend.<BR><BR>The operating profit (PBDIT) also showed improvement, rising to ₹0.23 crores from a loss of ₹-0.28 crores in the previous quarter. Yet, this is a staggering 94.92% drop compared to the same quarter last year, where the company had reported ₹4.53 crores in operating profit. This suggests that the improvement is not indicative of a sustainable recovery, as the underlying operations remain unprofitable, with the operating profit excluding other income at ₹-0.25 crores.<BR><BR>Moreover, the company's book value per share is negative at ₹-52.95, indicating that its liabilities exceed its assets, which raises serious concerns about its financial health and solvency. The complete absence of core revenue generation, with net sales reported as zero across recent quarters, further complicates the outlook.<BR><BR>In summary, while there is a slight positive movement in quarterly results, the overall financial condition of TCI Finance Ltd is concerning, characterized by operational losses, negative book value, and a reliance on non-operating income for profitability. This suggests that the latest results are more indicative of a company struggling to stabilize rather than a strong recovery.

Is TCI Finance overvalued or undervalued?

As of December 4, 2025, TCI Finance is considered very expensive and overvalued due to poor financial metrics, including a PE ratio of 4.14 and a year-to-date return of -40.23%, significantly underperforming compared to its peers and the Sensex.

As of 4 December 2025, TCI Finance has moved from a grade of risky to very expensive. The company is currently overvalued based on its financial metrics. Key ratios include a PE ratio of 4.14, an EV to EBIT of -4.91, and an EV to EBITDA of -4.91, all indicating significant financial distress. <BR><BR>In comparison to its peers, TCI Finance's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a PE of 10.85. This stark contrast highlights TCI Finance's overvaluation in a sector where competitors are performing much better. Additionally, the company's recent stock performance has been poor, with a year-to-date return of -40.23%, significantly lagging behind the Sensex's 9.12% return, further reinforcing the notion that TCI Finance is not a sound investment at its current price.

How has been the historical performance of TCI Finance?

TCI Finance's historical performance shows fluctuating net sales, peaking at 13.66 Cr in Mar'17 and declining to 12.36 Cr by Mar'19, while profitability improved with a profit after tax of 4.94 Cr in Mar'19 and an EPS increase to 3.84. Despite a decrease in total assets and liabilities, shareholder equity strengthened, and cash flow from operating activities significantly improved to 15.00 Cr in Mar'19.

Answer:<BR>The historical performance of TCI Finance shows a fluctuating trend in net sales, with a peak of 13.66 Cr in Mar'17, followed by a decline to 12.36 Cr in Mar'19. Other operating income has consistently been low, with no income reported in the last two years. Total operating income peaked at 14.42 Cr in Mar'15 but decreased to 12.36 Cr by Mar'19. The total expenditure, excluding depreciation, has seen a slight decline from 2.61 Cr in Mar'17 to 2.31 Cr in Mar'19. Operating profit, excluding other income, decreased from 11.05 Cr in Mar'17 to 10.05 Cr in Mar'19, while the overall operating profit (PBDIT) showed a slight increase to 12.08 Cr in Mar'19. Profit before tax rose significantly from 2.05 Cr in Mar'18 to 5.98 Cr in Mar'19, leading to a profit after tax of 4.94 Cr in Mar'19, up from 1.68 Cr in Mar'18. The earnings per share (EPS) also improved from 1.31 in Mar'18 to 3.84 in Mar'19. <BR><BR>In terms of balance sheet performance, total liabilities decreased from 99.82 Cr in Mar'18 to 86.85 Cr in Mar'19, while total assets also fell from 99.82 Cr to 86.85 Cr during the same period. Shareholder's funds increased from 46.67 Cr in Mar'18 to 51.65 Cr in Mar'19, indicating a strengthening equity position. The book value per share rose from 32.87 in Mar'18 to 36.38 in Mar'19. Cash flow from operating activities improved significantly to 15.00 Cr in Mar'19, compared to 3.27 Cr in Mar'18, while cash flow from financing activities showed a negative trend, indicating a reduction in financing activities. Overall, TCI Finance has shown improvements in profitability and shareholder equity, despite fluctuations in sales and total assets. <BR><BR>Breakdown:<BR>TCI Finance's net sales have shown a downward trend from 13.66 Cr in Mar'17 to 12.36 Cr in Mar'19, while total operating income peaked at 14.42 Cr in Mar'15 before declining. The company reported an operating profit of 10.05 Cr in Mar'19, down from 11.05 Cr in Mar'17, but the profit before tax increased significantly to 5.98 Cr in Mar'19, leading to a profit after tax of 4.94 Cr. The earnings per share rose from 1.31 in Mar'18 to 3.84 in Mar'19, reflecting improved profitability. On the balance sheet, total liabilities decreased from 99.82 Cr in Mar'18 to 86.85 Cr in Mar'19, while total assets also fell, but shareholder's funds increased, indicating a stronger equity position. Cash flow from operating activities improved to 15.00 Cr in Mar'19, highlighting better cash generation capabilities despite a negative cash flow from financing activities.

What is the technical trend for TCI Finance?

As of June 5, 2025, TCI Finance's technical trend is mildly bearish, with mixed signals from indicators like the MACD and moving averages, while the OBV shows mild bullishness but lacks strength.

As of 5 June 2025, the technical trend for TCI Finance has changed from bearish to mildly bearish. The weekly MACD remains bearish, while the monthly MACD is mildly bearish, indicating a lack of strong upward momentum. The daily moving averages also reflect a mildly bearish stance. The Bollinger Bands show a mildly bearish signal on the weekly chart but are bullish on the monthly chart, suggesting mixed signals across time frames. The KST is bearish weekly and mildly bearish monthly, reinforcing the overall bearish sentiment. The OBV is mildly bullish on a weekly basis, which contrasts with the other indicators but lacks strength. Overall, the current technical stance is mildly bearish, with key indicators like the MACD and moving averages driving this view.

Who are the top shareholders of the TCI Finance?

The top shareholders of TCI Finance are mainly individual investors, holding 63.81% of shares, with Giri Roadlines And Commercial Trading Pvt. Ltd. as the largest promoter at 9.47%. There are no institutional investors or pledged promoter holdings.

The top shareholders of TCI Finance are primarily individual investors, who hold 63.81% of the shares. The largest promoter is Giri Roadlines And Commercial Trading Pvt. Ltd., with a holding of 9.47%. There are no institutional investors or mutual funds currently holding shares in the company, and there are no pledged promoter holdings reported.

Has TCI Finance declared dividend?

No Dividend History Available