TCI Finance

Who are the top shareholders of the TCI Finance?

The top shareholders of TCI Finance are mainly individual investors, holding 63.81% of shares, with Giri Roadlines And Commercial Trading Pvt. Ltd. as the largest promoter at 9.47%. There are no institutional investors or pledged promoter holdings.

The top shareholders of TCI Finance are primarily individual investors, who hold 63.81% of the shares. The largest promoter is Giri Roadlines And Commercial Trading Pvt. Ltd., with a holding of 9.47%. There are no institutional investors or mutual funds currently holding shares in the company, and there are no pledged promoter holdings reported.

how big is TCI Finance?

As of October 2023, TCI Finance Ltd has a market capitalization of 15.88 Cr, categorizing it as a Micro Cap company, with a net profit of 3.59 Cr over the last four quarters and total assets of 86.85 Cr.

Market Cap: TCI Finance Ltd has a market capitalization of 15.88 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 0.00 Cr, while the sum of Net Profit for the same period is 3.59 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: This is Consolidated data for the reporting period of March 2019. Shareholder's Funds are valued at 51.65 Cr, and Total Assets amount to 86.85 Cr.

Who are in the management team of TCI Finance?

As of March 2022, the management team of TCI Finance includes Mahendra Agarwal (Director), D R Agarwal (Chairman & Independent Director), Meera Madhusudhan Singh (Director), Rajesh Kundra (Independent Director), Rajesh Sharma (Director), Y S R Rajeev Kumar (Director), and S Jasminder Singh (Company Secretary & Compliance Officer).

As of March 2022, the management team of TCI Finance includes the following individuals:<BR><BR>1. Mahendra Agarwal - Director<BR>2. D R Agarwal - Chairman & Independent Director<BR>3. Meera Madhusudhan Singh - Director<BR>4. Rajesh Kundra - Independent Director<BR>5. Mr. Rajesh Sharma - Director<BR>6. Y S R Rajeev Kumar - Director<BR>7. S Jasminder Singh - Company Secretary & Compliance Officer<BR><BR>These individuals hold various positions within the company, contributing to its governance and operational oversight.

What does TCI Finance do?

TCI Finance Ltd is a Non-Banking Finance Company (NBFC) established in 1973, specializing in micro-cap financial services. As of March 2025, it reported a net profit of 5 Cr and has a market capitalization of Rs 16 Cr.

Overview: <BR>TCI Finance Ltd is a Non-Banking Finance Company (NBFC) operating in the micro-cap segment, providing various financial services.<BR><BR>History: <BR>Incorporated in 1973, TCI Finance Ltd is currently engaged in financial services and reported its latest net profit for the quarter ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: N/A <BR>Most recent Net Profit: 5 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 16 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 5.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: -0.02 <BR>Return on Equity: -4.60% <BR>Price to Book: -0.21 <BR><BR>Contact Details: <BR>Address: Plot No 20 Survey No 12 4th Fl, Kothguda Kondapur Hyderabad Telangana : 500081 <BR>Tel: 91-40-71204284 <BR>Email: investors_tcif@gati.com <BR>Website: http://www.tcifl.in

Has TCI Finance declared dividend?

No Dividend History Available

Who are the peers of the TCI Finance?

Peers of TCI Finance include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Munoth Commun., Decillion Financ, V B Desai Fin., and India Lease Dev. V B Desai Fin. has the highest 1-year return at 76.65%, while Jio Financial has the lowest at -20.22%.

Peers: The peers of TCI Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Munoth Commun., Decillion Financ, V B Desai Fin., and India Lease Dev.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial and Shriram Finance. Below Average management risk is noted at V B Desai Fin. and Decillion Financ, while Munoth Commun. does not qualify. Excellent growth is seen at Jio Financial, while Good growth is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance. Average growth is noted at Muthoot Finance, while Below Average growth is found at Decillion Financ, V B Desai Fin., and the rest do not qualify. Excellent capital structure is present at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and Decillion Financ, while Good capital structure is seen at Cholaman.Inv.&Fn, and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is V B Desai Fin. at 76.65%, while Jio Financial has the lowest at -20.22%. TCI Finance's 1-year return is 68.13%, which is significantly higher than Jio Financial's but lower than V B Desai Fin.'s. Additionally, Jio Financial, Decillion Financ, and India Lease Dev. have negative six-month returns.

What is the technical trend for TCI Finance?

As of June 5, 2025, TCI Finance's technical trend is mildly bearish, with mixed signals from indicators like the MACD and moving averages, while the OBV shows mild bullishness but lacks strength.

As of 5 June 2025, the technical trend for TCI Finance has changed from bearish to mildly bearish. The weekly MACD remains bearish, while the monthly MACD is mildly bearish, indicating a lack of strong upward momentum. The daily moving averages also reflect a mildly bearish stance. The Bollinger Bands show a mildly bearish signal on the weekly chart but are bullish on the monthly chart, suggesting mixed signals across time frames. The KST is bearish weekly and mildly bearish monthly, reinforcing the overall bearish sentiment. The OBV is mildly bullish on a weekly basis, which contrasts with the other indicators but lacks strength. Overall, the current technical stance is mildly bearish, with key indicators like the MACD and moving averages driving this view.

When is the next results date for TCI Finance?

The next results date for TCI Finance is 06 August 2025.

The next results date for TCI Finance is scheduled for 06 August 2025.

How has been the historical performance of TCI Finance?

TCI Finance's historical performance shows fluctuating net sales, peaking at 13.66 Cr in Mar'17 and declining to 12.36 Cr by Mar'19, while profitability improved with a profit after tax of 4.94 Cr in Mar'19 and an EPS increase to 3.84. Despite a decrease in total assets and liabilities, shareholder equity strengthened, and cash flow from operating activities significantly improved to 15.00 Cr in Mar'19.

Answer:<BR>The historical performance of TCI Finance shows a fluctuating trend in net sales, with a peak of 13.66 Cr in Mar'17, followed by a decline to 12.36 Cr in Mar'19. Other operating income has consistently been low, with no income reported in the last two years. Total operating income peaked at 14.42 Cr in Mar'15 but decreased to 12.36 Cr by Mar'19. The total expenditure, excluding depreciation, has seen a slight decline from 2.61 Cr in Mar'17 to 2.31 Cr in Mar'19. Operating profit, excluding other income, decreased from 11.05 Cr in Mar'17 to 10.05 Cr in Mar'19, while the overall operating profit (PBDIT) showed a slight increase to 12.08 Cr in Mar'19. Profit before tax rose significantly from 2.05 Cr in Mar'18 to 5.98 Cr in Mar'19, leading to a profit after tax of 4.94 Cr in Mar'19, up from 1.68 Cr in Mar'18. The earnings per share (EPS) also improved from 1.31 in Mar'18 to 3.84 in Mar'19. <BR><BR>In terms of balance sheet performance, total liabilities decreased from 99.82 Cr in Mar'18 to 86.85 Cr in Mar'19, while total assets also fell from 99.82 Cr to 86.85 Cr during the same period. Shareholder's funds increased from 46.67 Cr in Mar'18 to 51.65 Cr in Mar'19, indicating a strengthening equity position. The book value per share rose from 32.87 in Mar'18 to 36.38 in Mar'19. Cash flow from operating activities improved significantly to 15.00 Cr in Mar'19, compared to 3.27 Cr in Mar'18, while cash flow from financing activities showed a negative trend, indicating a reduction in financing activities. Overall, TCI Finance has shown improvements in profitability and shareholder equity, despite fluctuations in sales and total assets. <BR><BR>Breakdown:<BR>TCI Finance's net sales have shown a downward trend from 13.66 Cr in Mar'17 to 12.36 Cr in Mar'19, while total operating income peaked at 14.42 Cr in Mar'15 before declining. The company reported an operating profit of 10.05 Cr in Mar'19, down from 11.05 Cr in Mar'17, but the profit before tax increased significantly to 5.98 Cr in Mar'19, leading to a profit after tax of 4.94 Cr. The earnings per share rose from 1.31 in Mar'18 to 3.84 in Mar'19, reflecting improved profitability. On the balance sheet, total liabilities decreased from 99.82 Cr in Mar'18 to 86.85 Cr in Mar'19, while total assets also fell, but shareholder's funds increased, indicating a stronger equity position. Cash flow from operating activities improved to 15.00 Cr in Mar'19, highlighting better cash generation capabilities despite a negative cash flow from financing activities.

Are TCI Finance latest results good or bad?

TCI Finance's latest results are concerning, showing a net loss of ₹0.38 crores in Q2 FY26 and zero revenue for six consecutive quarters. The company has a negative book value of -₹52.95 per share, indicating severe financial distress and challenges for its future viability.

The latest results for TCI Finance indicate a troubling financial situation. In Q2 FY26, the company reported a net loss of ₹0.38 crores, which is an improvement of 9.5% compared to the previous quarter's loss of ₹0.42 crores. However, this improvement is minimal and does not reflect any revenue generation, as TCI Finance has reported zero revenue for the last six consecutive quarters.<BR><BR>Looking at the half-year results, the net loss for H1 FY26 was ₹0.80 crores, which worsened by 12.7% compared to the ₹0.71 crores loss in H1 FY25. The company's balance sheet shows a negative book value of -₹52.95 per share, indicating severe financial distress and a complete erosion of shareholder equity.<BR><BR>Overall, TCI Finance's financial performance is concerning, characterized by ongoing operational losses, a lack of revenue, and negative equity. The absence of institutional investor interest further complicates its outlook. Given these factors, the results can be classified as bad, highlighting significant challenges for the company's future viability.

Is TCI Finance overvalued or undervalued?

As of December 4, 2025, TCI Finance is considered very expensive and overvalued due to poor financial metrics, including a PE ratio of 4.14 and a year-to-date return of -40.23%, significantly underperforming compared to its peers and the Sensex.

As of 4 December 2025, TCI Finance has moved from a grade of risky to very expensive. The company is currently overvalued based on its financial metrics. Key ratios include a PE ratio of 4.14, an EV to EBIT of -4.91, and an EV to EBITDA of -4.91, all indicating significant financial distress. <BR><BR>In comparison to its peers, TCI Finance's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a PE of 10.85. This stark contrast highlights TCI Finance's overvaluation in a sector where competitors are performing much better. Additionally, the company's recent stock performance has been poor, with a year-to-date return of -40.23%, significantly lagging behind the Sensex's 9.12% return, further reinforcing the notion that TCI Finance is not a sound investment at its current price.

Should I buy, sell or hold TCI Finance Ltd?

Why is TCI Finance Ltd falling/rising?

As of 09-Feb, TCI Finance Ltd's stock price is rising to 16.11, up 4.68%, but has seen significant declines of 53.26% over the past month and 40.55% year-to-date. Despite today's increase, mixed short-term performance and decreased investor participation may impact future sentiment.

As of 09-Feb, TCI Finance Ltd's stock price is rising, currently at 16.11, with a change of 0.72, which represents an increase of 4.68%. This rise is notable as it has outperformed the sector by 3.38% today. Despite the positive movement today, the stock has experienced significant declines over longer periods, including a 53.26% drop over the past month and a 40.55% decline year-to-date. <BR><BR>The stock is currently trading above its 200-day moving average, although it is below the 5-day, 20-day, 50-day, and 100-day moving averages, indicating mixed performance in the short term. Additionally, there has been a decrease in investor participation, with delivery volume falling by 25.78% against the 5-day average, which could suggest a lack of strong buying interest despite the current price increase. <BR><BR>Overall, while TCI Finance Ltd is experiencing a rise in its stock price today, the broader context shows significant volatility and declines in recent periods, which may affect investor sentiment moving forward.

Which are the latest news on TCI Finance?