NI Holdings, Inc.

  • Market Cap: Micro Cap
  • Industry: Insurance
  • ISIN: US65342T1060
USD
13.20
0.05 (0.38%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

5.44 k

Shareholding (Mar 2025)

FII

1.99%

Held by 19 FIIs

DII

91.88%

Held by 7 DIIs

Promoter

0.00%

How big is NI Holdings, Inc.?

22-Jun-2025

As of Jun 18, NI Holdings, Inc. has a market capitalization of 277.46 million and reported net sales of 0.00 million with a net profit of 6.12 million over the latest four quarters. As of Dec 24, shareholder's funds were 244.63 million and total assets were 522.61 million.

As of Jun 18, NI Holdings, Inc. has a market capitalization of 277.46 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the sum of Net Sales for the latest four quarters is 0.00 million, while the sum of Net Profit for the same period is 6.12 million.<BR><BR>As of Dec 24, the reporting period shows Shareholder's Funds at 244.63 million and Total Assets at 522.61 million.

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What does NI Holdings, Inc. do?

22-Jun-2025

NI Holdings, Inc. is a stock holding company in the insurance sector, offering various insurance products. As of March 2025, it has a market cap of $277.46 million and a net profit of $6 million.

Overview: <BR>NI Holdings, Inc. is a stock holding company in the insurance industry, specifically focused on providing various types of insurance products.<BR><BR>Financial Snapshot: <BR>Net Profit: 6 Million (Quarterly Results - Mar 2025) <BR>Market Cap: USD 277.46 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 36.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 3.15% <BR>Price to Book: 1.09<BR><BR>Contact Details: <BR>Address: 1101 1st Ave N, FARGO ND: 58102-4651 <BR>Tel: 1 701 2984200 <BR>Website: http://www.niholdingsinc.com/investor-overview

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Should I buy, sell or hold NI Holdings, Inc.?

22-Jun-2025

Who are in the management team of NI Holdings, Inc.?

22-Jun-2025

As of March 2022, the management team of NI Holdings, Inc. includes Mr. Eric Aasmundstad (Independent Chairman), Mr. Michael Alexander (President and CEO), and several independent directors: Mr. Jeffrey Missling, Mr. William Devlin, Mr. Duaine Espegard, Ms. Cindy Launer, and Mr. Stephen Marlow. This team provides governance and strategic direction for the company.

As of March 2022, the management team of NI Holdings, Inc. includes the following individuals:<BR><BR>- Mr. Eric Aasmundstad, Independent Chairman of the Board<BR>- Mr. Michael Alexander, President, Chief Executive Officer, Director<BR>- Mr. Jeffrey Missling, Director<BR>- Mr. William Devlin, Independent Director<BR>- Mr. Duaine Espegard, Independent Director<BR>- Ms. Cindy Launer, Independent Director<BR>- Mr. Stephen Marlow, Independent Director<BR><BR>This team comprises a mix of executive leadership and independent directors, contributing to the governance and strategic direction of the company.

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Is NI Holdings, Inc. overvalued or undervalued?

20-Sep-2025

As of July 7, 2025, NI Holdings, Inc. is considered very expensive with a P/E ratio of 36, significantly higher than Donegal Group's 9.04, and despite a recent 1-week return of 4.27%, it has underperformed year-to-date with a -9.81% return compared to the S&P 500's 12.22%.

As of 7 July 2025, the valuation grade for NI Holdings, Inc. has moved from expensive to very expensive. This indicates that the company is overvalued. Key valuation ratios include a P/E ratio of 36, a Price to Book Value of 1.14, and an EV to Sales ratio of 0.69. In comparison, Donegal Group, Inc. has a P/E ratio of 9.04, which highlights the significant premium at which NI Holdings is trading relative to its peers.<BR><BR>The stock has shown mixed performance against the S&P 500, with a 1-week return of 4.27% compared to 1.05% for the index, but it has underperformed over longer periods, including a year-to-date return of -9.81% versus 12.22% for the S&P 500. This underperformance reinforces the notion that NI Holdings, Inc. is overvalued in the current market context.

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Is NI Holdings, Inc. technically bullish or bearish?

20-Sep-2025

As of August 22, 2025, NI Holdings, Inc. shows a mildly bearish trend with mixed technical signals, having outperformed the S&P 500 recently but underperformed year-to-date.

As of 22 August 2025, the technical trend for NI Holdings, Inc. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by daily moving averages indicating a bearish sentiment, while the weekly MACD and KST suggest a mildly bullish outlook. The Bollinger Bands show a bullish signal on the weekly timeframe but a mildly bearish signal on the monthly. Overall, the mixed signals indicate a lack of strong momentum in either direction.<BR><BR>In terms of performance, NI Holdings has outperformed the S&P 500 over the past week and month, with returns of 4.27% and 15.69% respectively, but has underperformed over longer periods, including a year-to-date return of -9.81% compared to the S&P 500's 12.22%.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 4.52%

  • Poor long term growth as Operating profit has grown by an annual rate of 0%
2

Negative results in Jun 25

3

With ROE of 3.15%, it has a expensive valuation with a 1.14 Price to Book Value

4

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

USD 299 Million (Micro Cap)

stock-summary
P/E

36.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

1.41%

stock-summary
Price to Book

1.23

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
-12 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
2.72%
0%
2.72%
6 Months
0.15%
0%
0.15%
1 Year
-18.16%
0%
-18.16%
2 Years
1.46%
0%
1.46%
3 Years
-1.49%
0%
-1.49%
4 Years
-28.84%
0%
-28.84%
5 Years
-20.24%
0%
-20.24%

NI Holdings, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
1.84%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
32.40%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
26.58%
ROCE (avg)
0
ROE (avg)
4.52%
Valuation key factors
Factor
Value
P/E Ratio
36
Industry P/E
Price to Book Value
1.14
EV to EBIT
NA
EV to EBITDA
222.26
EV to Capital Employed
1.19
EV to Sales
0.69
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
3.15%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 15 Schemes (6.13%)

Foreign Institutions

Held by 19 Foreign Institutions (1.99%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
0.20
0.20
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
-12.10
6.50
-286.15%
Operating Profit Margin (Excl OI)
-201.50%
108.50%
-31.00%
USD in Million.
Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -286.15% vs -33.67% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
0.70
0.70
Interest
0.00
0.00
Exceptional Items
-2.60
0.00
Consolidate Net Profit
6.60
19.80
-66.67%
Operating Profit Margin (Excl OI)
39.30%
67.60%
-2.83%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -66.67% vs 136.80% in Dec 2023

stock-summaryCompany CV
About NI Holdings, Inc. stock-summary
stock-summary
NI Holdings, Inc.
Insurance
NI Holdings, Inc. is the stock holding company of Nodak Mutual Insurance Company (Nodak Mutual). Nodak Mutual is a mutual insurance company based in North Dakota. It offers property and casualty insurance, crop hail, and multi-peril crop insurance to members of the North Dakota Farm Bureau through captive agents in North Dakota. Nodak Mutual writes multi-peril crop, crop hail, private passenger automobile, farmowners, homeowners, and commercial property and liability policies in North Dakota. Members of the North Dakota Farm Bureau Federation can purchase insurance coverage from Nodak Mutual. The Company may also acquire or organize other operating subsidiaries, including insurance companies or other fee-based insurance businesses, such as insurance agencies.
Company Coordinates stock-summary
Company Details
1101 1st Ave N , FARGO ND : 58102-4651
Registrar Details