NI Holdings, Inc. (NODK) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

F&G Annuities & Life, Inc.

Trupanion, Inc.

Fidelis Insurance Holdings Ltd.

Skyward Specialty Insurance Group, Inc.

White Mountains Insurance Group Ltd.

CNO Financial Group, Inc.

Baldwin Insurance Group, Inc.

James River Group Holdings Ltd.

Donegal Group, Inc.

NI Holdings, Inc.

Argo Group International Holdings Ltd.

Why is NI Holdings, Inc. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 4.52%

Poor long term growth as Operating profit has grown by an annual rate of 0%

Flat results in Mar 26

NET PROFIT(HY) At USD 9.35 MM has Grown at -48.55%
OPERATING CASH FLOW(Y) Lowest at USD -27.03 MM
ROCE(HY) Lowest at -1.73%

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 23.08%, its profits have fallen by -230.9%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is NI Holdings, Inc. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

NI Holdings, Inc.

23.08%

0.19

23.78%

S&P 500

22.24%

1.67

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-1.43%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

32.40%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

28.73%

ROCE (avg)

ROE (avg)

4.52%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

1.15

EV to EBIT

EV to EBITDA

215.02

EV to Capital Employed

1.20

EV to Sales

0.75

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

-4.33%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

15What is working for the Company

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

OPERATING PROFIT(Q)

Highest at USD 15.71 MM

OPERATING PROFIT MARGIN(Q)

Highest at 26.36 %

PRE-TAX PROFIT(Q)

Highest at USD 15.71 MM

NET PROFIT(Q)

Highest at USD 12.51 MM

EPS(Q)

Highest at USD 0.6

-20What is not working for the Company

NET PROFIT(HY)

At USD 9.35 MM has Grown at -48.55%

OPERATING CASH FLOW(Y)

Lowest at USD -27.03 MM

ROCE(HY)

Lowest at -1.73%

NET SALES(Q)

Lowest at USD 59.6 MM

Here's what is working for NI Holdings, Inc.

Pre-Tax Profit

At USD 15.71 MM has Grown at 609.69%

over average net sales of the previous four periods of USD -3.08 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 12.51 MM has Grown at 580.48%

over average net sales of the previous four periods of USD -2.6 MM

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Operating Profit

Highest at USD 15.71 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 26.36 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 15.71 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 12.51 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.6

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for NI Holdings, Inc.

Operating Cash Flow

Lowest at USD -27.03 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Net Sales

At USD 59.6 MM has Fallen at -16.36%

over average net sales of the previous four periods of USD 71.26 MM

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Net Sales

Lowest at USD 59.6 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)