Northern ARC

Who are the top shareholders of the Northern ARC?

The top shareholders of Northern ARC include Leapfrog Financial Inclusion India II Ltd at 16.18%, individual investors with 13.86%, and 16 foreign institutional investors holding a combined 5.23%. There are no pledged promoter holdings or a single promoter with the highest stake.

The top shareholders of Northern ARC include Leapfrog Financial Inclusion India II Ltd, which holds the largest public share at 16.18%. Additionally, the company has individual investors holding 13.86% of the shares. In terms of institutional holdings, there are 16 foreign institutional investors (FIIs) with a combined holding of 5.23%, and one mutual fund scheme that holds 1.21%. Notably, there are no pledged promoter holdings, and there is no single promoter with the highest holding.

Has Northern ARC declared dividend?

No Dividend History Available

Who are the peers of the Northern ARC?

Northern ARC's peers include Bengal & Assam, Religare Enterprises, MAS Financial Services, Fedbank Financial, Indostar Capital, Dhani Services, Paisalo Digital, PTC India Financial, and SG Finserve. Management risk varies from excellent to below average among peers, with Indostar Capital showing the highest 1-year return at 33.97% and Paisalo Digital the lowest at -58.09%.

Peers: The peers of Northern ARC are Bengal & Assam, Religare Enterp., MAS FINANC SER, Fedbank Financi., Indostar Capital, Dhani Services, Paisalo Digital, PTC India Fin, and SG Finserve.<BR><BR>Quality Snapshot: Excellent management risk is observed at MAS FINANC SER, Fedbank Financi., and SG Finserve, while Average management risk is found at Bengal & Assam, Religare Enterp., Northern ARC, Dhani Services, and Paisalo Digital. Below Average management risk is noted at Indostar Capital and PTC India Fin. Growth is rated as Excellent for Fedbank Financi. and SG Finserve, Good for Religare Enterp. and Northern ARC, Average for MAS FINANC SER, Paisalo Digital, and the rest, and Below Average for Indostar Capital and Dhani Services. All peers have an Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indostar Capital at 33.97%, while the lowest is Paisalo Digital at -58.09%. Northern ARC's 1-year return is not available for comparison. Additionally, Dhani Services, Paisalo Digital, and PTC India Fin have negative six-month returns.

What does Northern ARC do?

Northern ARC Capital Ltd is a Non-Banking Financial Company (NBFC) focused on the small-cap market, with a recent net sales of ₹6,025 Cr and a net profit of ₹378 Cr as of March 2025. The company has a market cap of ₹4,170 Cr and key metrics include a P/E ratio of 12.00 and a debt-equity ratio of 2.82.

Overview: <BR>Northern ARC Capital Ltd is a Non-Banking Financial Company (NBFC) operating in the small-cap market segment.<BR><BR>History: <BR>Northern ARC Capital Ltd was incorporated on March 9, 1989, originally as Highland Leasing & Finance Private Limited. The company underwent a name change to IFMR Capital Finance Private Limited on June 19, 2009. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 6,025 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 378 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 4,170 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 12.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 2.82 <BR>Return on Equity: 10.53% <BR>Price to Book: 1.28 <BR><BR>Contact Details: <BR>Details: No Company Details Available <BR>Registrar Address: Not available.

How big is Northern ARC?

As of 24th July, Northern ARC Capital Ltd has a market capitalization of 4,297.00 Cr, with Net Sales of 2,341.61 Cr and a Net Profit of 304.54 Cr reported in the latest four quarters. Shareholder's Funds are 2,314.39 Cr and Total Assets amount to 11,672.90 Cr as of March 2024.

As of 24th July, Northern ARC Capital Ltd has a market capitalization of 4,297.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, Northern ARC reported Net Sales of 2,341.61 Cr and a Net Profit of 304.54 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 2,314.39 Cr and Total Assets of 11,672.90 Cr.

Is Northern ARC overvalued or undervalued?

As of October 23, 2025, Northern ARC is considered very attractive and undervalued, with a PE Ratio of 15.12, an EV to EBIT of 11.43, and a ROCE of 9.51%, outperforming peers like Bajaj Finance and Life Insurance, and achieving a year-to-date return of 25.74% compared to the Sensex's 8.21%.

As of 23 October 2025, the valuation grade for Northern ARC has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE Ratio of 15.12, an EV to EBIT of 11.43, and a ROCE of 9.51%. <BR><BR>In comparison to peers, Northern ARC's valuation stands out favorably against Bajaj Finance, which has a PE Ratio of 39.07 and is considered very expensive, and Life Insurance, which has a PE Ratio of 11.68 and is rated very attractive. The company's performance has also been strong relative to the Sensex, with a year-to-date return of 25.74% compared to the Sensex's 8.21%.

How has been the historical performance of Northern ARC?

Northern ARC's historical performance from March 2024 to March 2025 showed increased net sales and operating income, but a decline in profit before tax, profit after tax, and earnings per share. Total assets and liabilities rose, while cash flow from operating activities improved significantly.

Answer:<BR>The historical performance of Northern ARC shows a mixed trend in financial metrics from March 2024 to March 2025.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2025, Northern ARC reported net sales of 2,341.61 Cr, an increase from 1,890.08 Cr in March 2024. Total operating income also rose to 2,341.61 Cr from 1,890.08 Cr. However, total expenditure increased significantly to 1,121.40 Cr from 741.49 Cr, leading to an operating profit (PBDIT) of 1,234.34 Cr, up from 1,164.54 Cr. Profit before tax decreased to 388.10 Cr from 421.21 Cr, and profit after tax slightly declined to 303.34 Cr from 318.66 Cr. The earnings per share (EPS) dropped to 18.87 from 34.49, while the operating profit margin fell to 52.11% from 60.77%. On the balance sheet, total assets increased to 13,524.88 Cr from 11,672.90 Cr, with total liabilities also rising to 13,524.88 Cr from 11,672.90 Cr. Cash flow from operating activities showed a loss of 1,046.00 Cr, an improvement from a loss of 2,134.00 Cr in the previous year, while net cash inflow turned positive at 150.00 Cr compared to a negative 52.00 Cr in March 2024.

Is Northern ARC technically bullish or bearish?

As of November 17, 2025, the trend is mildly bullish with daily moving averages supporting this view, but caution is advised due to a mildly bearish weekly MACD and mixed signals from other indicators.

As of 17 November 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by daily moving averages indicating bullish momentum. However, the weekly MACD is mildly bearish, which suggests some caution. The Bollinger Bands on a weekly basis are mildly bullish, and the Dow Theory indicates a mildly bullish trend on the monthly timeframe. Overall, while there are some positive indicators, the mixed signals from the MACD and the lack of strong trends in other indicators suggest a cautious outlook.

When is the next results date for Northern ARC Capital Ltd?

The next results date for Northern ARC Capital Ltd is 30 January 2026.

The next results date for Northern ARC Capital Ltd is scheduled for 30 January 2026.

Are Northern ARC Capital Ltd latest results good or bad?

Northern ARC Capital Ltd's latest Q3 FY26 results are generally positive, with a net profit of ₹100.76 crore reflecting strong growth, though operating margins have decreased to 50.88%. While the company shows robust sales and profit growth, margin compression is a concern to monitor moving forward.

Northern ARC Capital Ltd's latest results for Q3 FY26 can be considered good overall, despite some challenges. The company reported a net profit of ₹100.76 crore, which reflects a strong increase of 9.87% quarter-on-quarter and an impressive 33.25% year-on-year growth. Additionally, net sales reached ₹721.14 crore, marking a significant 14.93% increase from the previous quarter and a 25.18% rise compared to the same quarter last year. This performance represents the highest quarterly revenue and profit in the company's history.<BR><BR>However, there are some concerns regarding profitability margins. The operating margin (excluding other income) decreased to 50.88%, down from 53.51% in the previous quarter. This decline in margins, while still healthy, indicates some pressure on profitability as the company scales its operations.<BR><BR>Overall, while Northern ARC Capital has demonstrated robust growth in sales and profits, the margin compression is a point to watch. The company's valuation remains attractive, trading at a lower price-to-earnings ratio compared to its sector peers, suggesting potential for future upside if it can stabilize its margins and improve return on equity.

Should I buy, sell or hold Northern ARC Capital Ltd?

Why is Northern ARC Capital Ltd falling/rising?

As of 02-Feb, Northern ARC Capital Ltd's stock price is at 241.80, down 5.71% and has underperformed its sector. Despite strong long-term fundamentals, the stock is experiencing significant downward pressure and reduced investor interest.

As of 02-Feb, Northern ARC Capital Ltd's stock price is falling, currently at 241.80, which reflects a decrease of 14.65 or 5.71%. The stock has underperformed its sector by 6.29% today and has experienced consecutive losses over the past two days, totaling a decline of 11.22%. The stock reached an intraday low of Rs 228.05, indicating significant downward pressure.<BR><BR>In terms of performance relative to the market, the stock has shown a negative trend over various periods, including a 1-week decline of 11.51% compared to a slight increase of 0.16% in the Sensex. Additionally, the stock has been trading below its moving averages across multiple timeframes, suggesting a bearish trend. High volatility has been observed, with an intraday volatility of 7.62%, further contributing to the stock's instability.<BR><BR>Investor participation has also decreased, with delivery volume dropping by 64.78% against the 5-day average, indicating reduced interest from retail investors. Despite the company's strong long-term fundamentals, including a 38.10% CAGR growth in net sales and positive quarterly results, the current market sentiment appears to be negative, leading to the stock's decline.

Which are the latest news on Northern ARC?