NPR Finance

Why is NPR Finance Ltd falling/rising?

As of 09-Jun, NPR Finance Ltd's stock price is rising to 23.22, reflecting a 1.0% increase. However, despite recent gains, there are concerns about declining investor participation and underperformance relative to its sector today.

As of 09-Jun, NPR Finance Ltd's stock price is rising, currently at 23.22, reflecting a change of 0.23 (1.0%) upward. This increase can be attributed to a recent trend where the stock has gained for the last three days, resulting in a total return of 4.36% during this period. Additionally, the stock has outperformed the benchmark Sensex over the past week, with a return of +3.66% compared to the Sensex's -0.98%. <BR><BR>However, it is important to note that despite the recent gains, the stock has underperformed its sector today by -0.64%. Moreover, there has been a significant decline in investor participation, with delivery volume dropping by 87.1% against the 5-day average, indicating a potential concern regarding sustained interest in the stock. The stock's moving averages show that it is currently higher than the 5-day and 50-day averages but lower than the 20-day, 100-day, and 200-day averages, suggesting mixed signals regarding its longer-term performance. <BR><BR>In summary, while NPR Finance Ltd is experiencing a short-term rise in stock price, the overall context indicates challenges such as declining investor participation and underperformance relative to its sector today.

Which are the latest news on NPR Finance?

Should I buy, sell or hold NPR Finance Ltd?

Are NPR Finance Ltd latest results good or bad?

NPR Finance Ltd's latest results are concerning, showing a net loss of ₹0.08 crores in Q4 FY26 compared to a profit of ₹0.26 crores in the previous quarter, with revenue plummeting by 31.51% sequentially and 48.72% year-on-year. The negative operating margin and low return on equity indicate significant operational inefficiencies and a fragile financial position.

The latest results for NPR Finance Ltd are concerning and indicate a significant decline in performance. In Q4 FY26, the company reported a net loss of ₹0.08 crores, which is a stark contrast to the modest profit of ₹0.26 crores in the previous quarter. Revenue also fell sharply by 31.51% sequentially and 48.72% year-on-year, reaching just ₹1.00 crore, marking the lowest quarterly revenue in recent history.<BR><BR>Additionally, the operating margin turned negative at -12.0%, a drastic drop from a positive 19.18% in Q3 FY26. This indicates severe operational inefficiencies, particularly as employee costs rose even with declining revenues. The return on equity is alarmingly low at 0.40%, reflecting weak capital efficiency.<BR><BR>Overall, these results highlight a fragile financial position and suggest that NPR Finance is struggling to establish consistent profitability, raising significant concerns about its future viability and growth prospects.

When is the next results date for NPR Finance Ltd?

The next results date for NPR Finance Ltd is 30 May 2026.

The next results date for NPR Finance Ltd is scheduled for 30 May 2026.

Is NPR Finance overvalued or undervalued?

As of November 25, 2025, NPR Finance's valuation has shifted to fair, with a PE ratio of 37.93 and underperformance compared to the Sensex, suggesting it may not be a compelling buy despite its growth potential.

As of 25 November 2025, NPR Finance's valuation grade has moved from attractive to fair, indicating a shift in its perceived value. The company is currently fairly valued based on its financial metrics, with a PE ratio of 37.93, EV to EBIT of 17.64, and a PEG ratio of 0.33. These ratios suggest that while the company has a high price relative to earnings, its growth potential may justify this valuation.<BR><BR>In comparison to its peers, NPR Finance's PE ratio is higher than Bajaj Finance's 33.52 but lower than the very expensive Jio Financial at 118.87. Additionally, Life Insurance stands out with a very attractive EV to EBITDA ratio of 9.15, indicating that NPR Finance is positioned in a competitive landscape where some peers are significantly overvalued. Notably, NPR Finance has underperformed the Sensex in the year-to-date period, with a return of -0.13% compared to the Sensex's 8.25%, reinforcing the notion that the stock may not be a compelling buy at its current valuation.

How has been the historical performance of NPR Finance?

NPR Finance has experienced significant fluctuations in its financial performance, with net sales declining from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25, alongside operating losses in Mar'23 before showing signs of recovery in profitability and cash flow by Mar'25. Total assets and liabilities decreased over the same period, reflecting overall volatility in the company's financial metrics.

Answer:<BR>The historical performance of NPR Finance shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>NPR Finance's net sales have seen a decline from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25, with a notable drop in Mar'23 where sales were at 12.74 Cr. The total operating income followed a similar trend, decreasing from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25. The company experienced operating profit (PBDIT) fluctuations, with a peak of 3.77 Cr in Mar'19, but faced a loss of 2.49 Cr in Mar'23 before recovering to 0.90 Cr in Mar'25. Profit before tax also varied, reaching a high of 3.09 Cr in Mar'19 and dropping to a loss of 3.32 Cr in Mar'23, but rebounding to 0.76 Cr in Mar'25. Profit after tax mirrored this pattern, declining to a loss of 2.42 Cr in Mar'23 and recovering to 0.59 Cr in Mar'25. The company's total assets decreased from 61.07 Cr in Mar'20 to 52.26 Cr in Mar'25, while total liabilities also fell from 61.07 Cr in Mar'20 to 52.26 Cr in Mar'25. Cash flow from operating activities showed a recovery in Mar'25 with an inflow of 2.00 Cr, contrasting with outflows in previous years. Overall, NPR Finance's financial performance has been characterized by volatility, with recent signs of recovery in profitability and cash flow.

How big is NPR Finance?

As of 24th July, NPR Finance Ltd has a market capitalization of 16.00 Cr, with Net Sales of 7.18 Cr and a Net Profit of 0.59 Cr reported in the latest four quarters. The balance sheet for March 2024 shows Shareholder's Funds of 47.25 Cr and Total Assets of 52.72 Cr.

As of 24th July, NPR Finance Ltd has a market capitalization of 16.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, NPR Finance reported Net Sales of 7.18 Cr and a Net Profit of 0.59 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 47.25 Cr and Total Assets of 52.72 Cr.

Who are the top shareholders of the NPR Finance?

The top shareholder of NPR Finance is Rani Leasings And Finance Private Limited, with a 22.09% stake. Individual investors hold 29.04%, while the highest public shareholder is Vikashkumar Jain at 1.25%.

The top shareholders of NPR Finance primarily include the promoters, with Rani Leasings And Finance Private Limited holding the largest stake at 22.09%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is Vikashkumar Jain, who holds 1.25%. Additionally, individual investors collectively hold 29.04% of the shares.

What is the technical trend for NPR Finance?

As of June 6, 2025, NPR Finance shows a mildly bullish trend supported by the weekly MACD and Bollinger Bands, despite mixed signals from daily moving averages and monthly indicators.

As of 6 June 2025, the technical trend for NPR Finance has changed from sideways to mildly bullish. The weekly MACD is bullish, supporting the positive sentiment, while the monthly MACD is mildly bearish, indicating some caution. The Bollinger Bands are bullish on both weekly and monthly time frames, suggesting potential upward movement. The Dow Theory also reflects a mildly bullish stance on both weekly and monthly charts. However, the daily moving averages are mildly bearish, which could temper immediate bullish expectations. Overall, the current stance is mildly bullish, driven primarily by the weekly MACD and Bollinger Bands, despite some mixed signals from the moving averages and monthly indicators.

Who are in the management team of NPR Finance?

As of March 2023, the management team of NPR Finance includes Rajendra Kumar Duggar (Chairman), Ashok Kanakia (Independent Director), Pawan Kumar Todi (Managing Director), Sarika Mehra (Whole-time Director), Rishi Todi (Non-Executive Director), and Ritika Varma (Company Secretary). They are responsible for the company's strategic direction and operations.

As of March 2023, the management team of NPR Finance includes:<BR><BR>1. Rajendra Kumar Duggar - Chairman & Independent Director<BR>2. Ashok Kanakia - Independent Non-Executive Director<BR>3. Pawan Kumar Todi - Executive Director & Managing Director<BR>4. Sarika Mehra - Whole-time Director<BR>5. Rishi Todi - Non-Executive & Non-Independent Director<BR>6. Ritika Varma - Company Secretary & Compliance Officer<BR><BR>This team oversees the strategic direction and operational management of the company.

What does NPR Finance do?

NPR Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro cap market, incorporated in 1989 and went public in 1995. As of March 2025, it reported net sales of Rs. 2 Crores and a market cap of Rs. 16 Crores.

Overview:<BR>NPR Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market segment.<BR><BR>History:<BR>NPR Finance Ltd was incorporated as a Private Limited Company in 1989 and later converted into a deemed Public Limited Company in December 1989. The company went public in February 1995, raising Rs. 7.5 Crores. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 2 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>- Market cap: Rs 16 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 16.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 1.25%<BR>- Price to Book: 0.33<BR><BR>Contact Details:<BR>- Address: Todi Mansion 9th Floor, 1 Lu-Shun Sarani Kolkata West Bengal : 700073<BR>- Tel: 91-33-22377201/02<BR>- Email: npr1@nprfinance.com<BR>- Website: http://www.nprfinance.com

Has NPR Finance declared dividend?

NPR Finance Ltd has declared a 10% dividend, amounting to 1.0000 per share, with an ex-date of September 10, 2007. Despite the dividend declaration, the yield remains at 0%, as it has not contributed to returns in recent periods, which show significant price growth over time.

NPR Finance Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1.0000<BR>- Ex-date: Sep-10-2007<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -3.73%, the dividend return was 0%, resulting in a total return of -3.73%.<BR><BR>In the 1-year period, the price return was 43.15%, the dividend return was 0%, resulting in a total return of 43.15%.<BR><BR>In the 2-year period, the price return was 55.0%, the dividend return was 0%, resulting in a total return of 55.0%.<BR><BR>In the 3-year period, the price return was 99.14%, the dividend return was 0%, resulting in a total return of 99.14%.<BR><BR>In the 4-year period, the price return was 102.32%, the dividend return was 0%, resulting in a total return of 102.32%.<BR><BR>In the 5-year period, the price return was 284.83%, the dividend return was 0%, resulting in a total return of 284.83%.<BR><BR>Overall, NPR Finance Ltd has declared a dividend, but the dividend yield remains at 0%, indicating that while there was a dividend declared, it has not contributed to the returns in recent periods. The total returns over various periods show significant growth in price, particularly over the longer term.

Who are the peers of the NPR Finance?

Peers of NPR Finance include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, and others. NPR Finance has below-average management risk, average growth, and a 1-year return of 38.65%, compared to Ramchandra Leas.'s highest return of 195.19% and Jio Financial's lowest at -20.22%.

Peers: The peers of NPR Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Munoth Commun., TCI Finance, Northlink Fiscal, Ramchandra Leas., and Market Creators.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, and Below Average management risk is noted for Market Creators and NPR Finance. Good growth is seen at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, while Excellent growth is noted at Jio Financial, and Average growth is present at Market Creators and NPR Finance. Excellent capital structure is attributed to Bajaj Finance, Shriram Finance, Muthoot Finance, and Market Creators, while Good capital structure is observed at Cholaman.Inv.&Fn, and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ramchandra Leas. at 195.19%, while Jio Financial has the lowest at -20.22%. NPR Finance's 1-year return of 38.65% is significantly higher than Jio Financial's but lower than Ramchandra Leas. Additionally, TCI Finance and Northlink Fiscal have negative six-month returns.