OceanFirst Financial Corp.

How big is OceanFirst Financial Corp.?

As of Jun 18, OceanFirst Financial Corp. has a market capitalization of 1,013.85 million, with total assets of 13,421.25 million and shareholder's funds of 1,701.65 million.

As of Jun 18, OceanFirst Financial Corp. has a market capitalization of 1,013.85 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters amounting to 634.28 million and a net profit of 92.91 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 1,701.65 million and total assets at 13,421.25 million.

What does OceanFirst Financial Corp. do?

OceanFirst Financial Corp. is a holding company for OceanFirst Bank, operating in the savings banks industry with a market cap of approximately $1.01 billion. As of March 2025, it reported net sales of $154 million and a net profit of $21 million.

Overview:<BR>OceanFirst Financial Corp. is a holding company for OceanFirst Bank, operating in the savings banks industry within the micro-cap market.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 154 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 21 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 1,013.85 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00<BR>Dividend Yield: 234.56%<BR>Debt Equity: 0.00<BR>Return on Equity: 5.52%<BR>Price to Book: 0.59<BR><BR>Contact Details:<BR>Address: 975 Hooper Ave, TOMS RIVER NJ: 08753-8320<BR>Tel: ['1 732 2404500', '1 888 6232633']<BR>Fax: 1 302 6555049<BR>Website: https://oceanfirst.com/investor-relations/

Should I buy, sell or hold OceanFirst Financial Corp.?

Who are in the management team of OceanFirst Financial Corp.?

As of March 2022, the management team of OceanFirst Financial Corp. is led by Mr. Christopher Maher (Chairman, President, CEO) and includes key executives like Ms. Grace Vallacchi (Chief Risk Officer) and several independent directors.

As of March 2022, the management team of OceanFirst Financial Corp. includes the following individuals:<BR><BR>- Mr. Christopher Maher: Chairman of the Board, President, Chief Executive Officer of the Company, and Chairman and Chief Executive Officer of the Bank.<BR>- Ms. Grace Vallacchi: Executive Vice President, Chief Risk Officer, Director of the Company and the Bank.<BR>- Mr. John Walsh: Lead Independent Director.<BR>- Mr. Nicos Katsoulis: Director.<BR>- Dr. Patricia Turner: Director.<BR>- Mr. Angelo Catania: Independent Director.<BR>- Mr. Anthony Coscia: Independent Director.<BR><BR>In summary, the management team consists of a mix of executive leaders and independent directors, with Mr. Maher serving as the key executive figure.

Is OceanFirst Financial Corp. overvalued or undervalued?

As of July 7, 2025, OceanFirst Financial Corp. is fairly valued with a P/E ratio of 11, a Price to Book Value of 0.61, and an EV to EBITDA of 14.93, positioning it competitively against peers despite underperforming the S&P 500 over the long term.

As of 7 July 2025, the valuation grade for OceanFirst Financial Corp. has moved from expensive to fair, indicating a more favorable assessment of its market position. The company appears to be fairly valued at this time. Key valuation ratios include a P/E ratio of 11, a Price to Book Value of 0.61, and an EV to EBITDA of 14.93, which suggest that the stock is trading at a reasonable price relative to its earnings and book value.<BR><BR>In comparison to peers, OceanFirst's P/E ratio of 11 is lower than Webster Financial Corp.'s 12.40 and WSFS Financial Corp.'s 14.29, highlighting its competitive positioning within the industry. However, it is worth noting that the company has underperformed the S&P 500 over the longer term, with a 3-year return of -7.50% compared to the index's 70.41%, although it has shown some resilience with a 5-year return of 28.47% against the S&P's 96.61%.

Is OceanFirst Financial Corp. technically bullish or bearish?

As of October 31, 2025, OceanFirst Financial Corp. shows a mildly bullish technical trend, supported by bullish MACD and moving averages, but tempered by bearish RSI and KST signals, while underperforming the S&P 500 year-to-date and over three years.

As of 31 October 2025, the technical trend for OceanFirst Financial Corp. has changed from bullish to mildly bullish. The weekly MACD is bullish, while the monthly MACD is mildly bullish. The daily moving averages indicate a mildly bullish stance, and Bollinger Bands are also showing a mildly bullish trend on both weekly and monthly time frames. However, the weekly RSI is bearish, and both the weekly and monthly KST are mildly bearish, indicating some weakness. <BR><BR>In terms of performance, OceanFirst has underperformed the S&P 500 across multiple periods, with a year-to-date return of -1.44% compared to the S&P 500's 16.30%, and a three-year return of -20.32% versus the S&P 500's 76.66%. Overall, the current technical stance is mildly bullish, but the strength is tempered by bearish signals in the RSI and KST.