ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is OceanFirst Financial Corp. ?
1
High Profitability with a Net Interest Margin of 2.11%
2
Strong Long Term Fundamental Strength with a 0.14% CAGR growth in Net Profits
3
Positive results in Mar 26
- NII(Q) Highest at USD 96.45 MM
- OPERATING PROFIT(Q) Highest at USD 31.69 MM
- OPERATING PROFIT MARGIN(Q) Highest at 18.83 %
4
With ROA of 0.39%, it has a expensive valuation with a 0.62 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 7.58%, its profits have fallen by -18%
5
High Institutional Holdings at 86.62%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 5.42% over the previous quarter.
6
Underperformed the market in the last 1 year
- The stock has generated a return of 7.58% in the last 1 year, much lower than market (S&P 500) returns of 22.93%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to OceanFirst Financial Corp. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is OceanFirst Financial Corp. for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
OceanFirst Financial Corp.
7.58%
1.00
30.02%
S&P 500
22.93%
1.75
13.09%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.10%
EBIT Growth (5y)
-0.16%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
68.43%
Pledged Shares
0
Institutional Holding
86.62%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.62
EV to EBIT
25.52
EV to EBITDA
22.20
EV to Capital Employed
0.79
EV to Sales
3.77
PEG Ratio
NA
Dividend Yield
114.81%
ROCE (Latest)
3.11%
ROE (Latest)
5.01%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
NII(Q)
Highest at USD 96.45 MM
OPERATING PROFIT(Q)
Highest at USD 31.69 MM
OPERATING PROFIT MARGIN(Q)
Highest at 18.83 %
PRE-TAX PROFIT(Q)
Highest at USD 31.33 MM
NET PROFIT(Q)
Highest at USD 23.75 MM
EPS(Q)
Highest at USD 0.36
-1What is not working for the Company
CASH AND EQV(HY)
Lowest at USD 272.11 MM
Here's what is working for OceanFirst Financial Corp.
NII
Highest at USD 96.45 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Profit
Highest at USD 31.69 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 18.83 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 31.33 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 23.75 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.36
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for OceanFirst Financial Corp.
Cash and Eqv
Lowest at USD 272.11 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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