OCN Share Price | Ocwen Financial Corp. Stock Analysis & Recommendation

Q: What does Ocwen Financial Corp. do?

Overview:Ocwen Financial Corporation is a financial services holding company that operates in the finance industry, focusing on loan origination and servicing, with a market cap in the micro cap bracket.Financial Snapshot:Most recent Net Sales: 258 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 22 Million (Quarterly Results - Mar 2025) Market cap: USD 291.51 Million (Micro Cap)Key Metrics:P/E: 4.00 Dividend Yield: 0.00% Debt Equity: -999,999.00 Return on Equity: 15.07% Price to Book: 0.57Contact Details:Address: 1661 Worthington Rd Ste 100, WEST PALM BEACH FL: 33409-6493 Tel: 1 561 6828000 Website: http://www.ocwen.com

Q: Is Ocwen Financial Corp. overvalued or undervalued?

As of 30 June 2025, the valuation grade for Ocwen Financial Corp. has moved from attractive to very attractive. The company appears to be undervalued, particularly when considering its P/E ratio of 4, a Price to Book Value of 0.59, and an EV to EBITDA ratio of 0.15, which are significantly lower than its peers. For instance, Guild Holdings Co. has a P/E of 34.06, while Regional Management Corp. shows a P/E of 17.39, highlighting Ocwen's relative undervaluation.In terms of returns, Ocwen has outperformed the S&P 500 year-to-date with a return of 43.24% compared to the index's 12.22%. However, over the longer term, the stock has lagged behind the S&P 500 in both the 3-year and 10-year periods, with returns of 58.58% and 86.71%, respectively, versus 70.41% and 231.64% for the index. This mixed performance, combined with its very attractive valuation metrics, suggests that Ocwen Financial Corp. is currently positioned as an undervalued opportunity in the finance sector.

Q: Is Ocwen Financial Corp. technically bullish or bearish?

As of 12 August 2025, the technical trend for Ocwen Financial Corp. has changed from mildly bullish to bullish. The current technical stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and moving averages are bullish on the daily chart. The Bollinger Bands indicate a bullish trend on the monthly level and mildly bullish on the weekly. KST is also bullish across both time frames. However, the RSI shows a bearish signal on the monthly, which could suggest some caution. Despite this, the overall strength of the bullish indicators outweighs the bearish signal. In terms of performance, Ocwen has outperformed the S&P 500 significantly over the past year with a return of 51.06% compared to the S&P 500's 17.14%, although it has underperformed in the last week with a return of -3.19% against the S&P 500's 1.05%.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

24.09 k

Shareholding (Dec 2025)

FII

12.24%

Held by 28 FIIs

DII

69.35%

Held by 19 DIIs

Promoter

0.00%

How big is Ocwen Financial Corp.?

22-Jun-2025

As of Jun 18, Ocwen Financial Corp. has a market capitalization of 291.51 million, with net sales of 980.20 million and a consolidated net profit of 25.90 million over the latest four quarters. Shareholder's funds are 492.80 million, and total assets are valued at 16,435.40 million.

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What does Ocwen Financial Corp. do?

22-Jun-2025

Ocwen Financial Corporation is a financial services holding company specializing in loan origination and servicing, with a market cap of approximately $291.51 million. As of March 2025, it reported net sales of $258 million and a net profit of $22 million.

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Who are in the management team of Ocwen Financial Corp.?

22-Jun-2025

As of March 2022, the management team of Ocwen Financial Corp. includes Ms. Phyllis Caldwell (Independent Chairman), Mr. Glen Messina (CEO), and several independent directors: Mr. Alan Bowers, Dr. Jenne Britell, Mr. Jacques Busquet, Dr. DeForest Soaries, and Mr. Kevin Stein.

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Is Ocwen Financial Corp. overvalued or undervalued?

20-Sep-2025

As of June 30, 2025, Ocwen Financial Corp. is considered very attractive due to its undervalued metrics, including a P/E ratio of 4 and a Price to Book Value of 0.59, despite mixed long-term performance compared to the S&P 500.

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Is Ocwen Financial Corp. technically bullish or bearish?

20-Sep-2025

As of August 12, 2025, Ocwen Financial Corp. has a bullish technical trend supported by strong indicators, although caution is advised due to a bearish RSI on the monthly chart, and it has significantly outperformed the S&P 500 over the past year despite a recent underperformance.

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Compare Ocwen Financial Corp. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Poor long term growth as Net Sales has grown by an annual rate of -0.85% and Operating profit at 4.50%

Flat results in Jun 25

With ROE of 15.07%, it has a very attractive valuation with a 0.59 Price to Book Value

Market Beating Performance

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD 325 Million (Micro Cap)

P/E

2.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

27.97%

Price to Book

0.48

Revenue and Profits:

Net Sales:

308 Million

(Quarterly Results - Dec 2025)

Net Profit:

127 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-12.29%

6 Months

-6.66%

1 Year

16.58%

2 Years

46.69%

3 Years

54.05%

4 Years

53.5%

5 Years

46.64%

Ocwen Financial Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

3.38%

EBIT Growth (5y)

151.92%

EBIT to Interest (avg)

1.04

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

66.28%

ROCE (avg)

115.83%

ROE (avg)

5.82%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.48

EV to EBIT

0.15

EV to EBITDA

0.15

EV to Capital Employed

0.15

EV to Sales

0.05

PEG Ratio

0.01

Dividend Yield

ROCE (Latest)

98.57%

ROE (Latest)

27.97%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 26 Schemes (18.42%)

Foreign Institutions

Held by 28 Foreign Institutions (12.24%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

308.00

318.60

-3.33%

Operating Profit (PBDIT) excl Other Income

97.40

111.80

-12.88%

Interest

83.00

82.90

0.12%

Exceptional Items

0.00

Consolidate Net Profit

127.30

18.70

580.75%

Operating Profit Margin (Excl OI)

307.80%

343.70%

-3.59%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is -3.33% vs 32.86% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 580.75% vs -13.02% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

1,121.50

960.30

16.79%

Operating Profit (PBDIT) excl Other Income

427.50

460.10

-7.09%

Interest

308.60

288.90

6.82%

Exceptional Items

-17.00

-57.80

70.59%

Consolidate Net Profit

189.60

33.90

459.29%

Operating Profit Margin (Excl OI)

376.40%

470.50%

-9.41%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 16.79% vs -7.84% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 459.29% vs 153.22% in Dec 2024

All Annual Results

Company CV

About Ocwen Financial Corp.

Ocwen Financial Corp.

Finance

Ocwen Financial Corporation is a financial services holding company. The Company, through its subsidiaries, originates and services loans. The Company's segments include Servicing, Lending, and Corporate Items and Other. The Company's Servicing segment consists of its residential servicing business. The Company's Lending segment is focused on originating and purchasing conventional and government-insured residential forward and reverse mortgage loans. The Company's Corporate Items and Other segment includes revenues and expenses of Automotive Capital Services (ACS) and its other business activities. Its servicing clients include some of the financial institutions in the United States, including the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac), the Government National Mortgage Association (Ginnie Mae) and non-Agency residential mortgage-backed securities (RMBS) trusts.

Company Coordinates

Company Details

1661 Worthington Rd Ste 100 , WEST PALM BEACH FL : 33409-6493

Tel: 1 561 6828000

http://www.ocwen.com

Registrar Details