Ocwen Financial Corp. (OCN) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

LendingTree, Inc.

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Waterstone Financial, Inc.

Consumer Portfolio Services, Inc.

Oportun Financial Corp.

Ocwen Financial Corp.

Willis Lease Finance Corp.

CPI Card Group, Inc.

AFC Gamma, Inc.

Why is Ocwen Financial Corp. ?

Poor long term growth as Net Sales has grown by an annual rate of -0.85% and Operating profit at 4.50%

Flat results in Jun 25

OPERATING CASH FLOW(Y) Lowest at USD -1,011 MM
INVENTORY TURNOVER RATIO(HY) Lowest at 1.62 times
CASH AND EQV(HY) Lowest at USD 493.5 MM

With ROE of 15.07%, it has a very attractive valuation with a 0.59 Price to Book Value

Over the past year, while the stock has generated a return of 43.99%, its profits have risen by 396.8% ; the PEG ratio of the company is 0

Market Beating Performance

The stock has generated a return of 43.99% in the last 1 year, much higher than market (S&P 500) returns of 12.94%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Ocwen Financial Corp. should be less than 10%
Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Ocwen Financial Corp. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Ocwen Financial Corp.

35.74%

1.97

42.19%

S&P 500

13.22%

0.64

20.20%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-0.85%

EBIT Growth (5y)

4.50%

EBIT to Interest (avg)

1.04

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Tax Ratio is Negative%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

57.06%

ROCE (avg)

115.83%

ROE (avg)

5.82%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.59

EV to EBIT

0.15

EV to EBITDA

0.15

EV to Capital Employed

0.23

EV to Sales

0.06

PEG Ratio

0.01

Dividend Yield

ROCE (Latest)

150.51%

ROE (Latest)

15.07%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

RAW MATERIAL COST(Y)

Fallen by -0.71% (YoY

NET PROFIT(9M)

Higher at USD 66.7 MM

-10What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD -1,011 MM

INVENTORY TURNOVER RATIO(HY)

Lowest at 1.62 times

CASH AND EQV(HY)

Lowest at USD 493.5 MM

INTEREST(Q)

Highest at USD 75.6 MM

Here's what is working for Ocwen Financial Corp.

Net Profit

At USD 66.7 MM has Grown at 274.04%

Year on Year (YoY)

MOJO Watch

Net Profit trend is very positive

Net Profit (USD MM)

Net Profit

Higher at USD 66.7 MM

than preceding 12 month period ended Jun 2025

MOJO Watch

In the nine month period the company has already crossed sales of the previous twelve months

Net Profit (USD MM)

Raw Material Cost

Fallen by -0.71% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Ocwen Financial Corp.

Interest

At USD 75.6 MM has Grown at 12.84%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Inventory Turnover Ratio

Lowest at 1.62 times and Fallen

In each half year in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling inventory has slowed

Inventory Turnover Ratio

Operating Cash Flow

Lowest at USD -1,011 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Interest

Highest at USD 75.6 MM

in the last five periods and Increased by 12.84% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Cash and Eqv

Lowest at USD 493.5 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents