Open Lending Corp.

Is Open Lending Corp. overvalued or undervalued?

As of March 31, 2025, Open Lending Corp. is considered risky and overvalued, with a Price to Book Value of 3.07, negative EV to EBIT and EV to EBITDA ratios, a low Return on Equity of -174.72%, and a year-to-date stock return of -62.14%, significantly underperforming the S&P 500.

As of 31 March 2025, the valuation grade for Open Lending Corp. has moved from expensive to risky, indicating a significant deterioration in its financial standing. The company is currently overvalued, as reflected by its Price to Book Value of 3.07 and negative ratios for EV to EBIT and EV to EBITDA at -1.89 and -1.94, respectively. Additionally, the Return on Equity (ROE) is alarmingly low at -174.72%, further underscoring the company's financial challenges.<BR><BR>In comparison to its peers, Open Lending Corp. has a less favorable valuation profile, with its EV to EBITDA ratio of -2.0732 standing in stark contrast to Definitive Healthcare Corp.'s positive EV to EBITDA of 12.8619. Other peers like Zuora, Inc. and Everbridge, Inc. also exhibit negative valuations, but Open Lending Corp.'s metrics highlight its riskier position. Notably, the company's stock has underperformed significantly against the S&P 500, with a year-to-date return of -62.14% compared to the index's 12.22%, reinforcing the notion of overvaluation amidst its current financial struggles.

Is Open Lending Corp. technically bullish or bearish?

As of May 19, 2025, Open Lending Corp. shows a mildly bearish trend with mixed indicators, underperforming significantly against the S&P 500 with a year-to-date return of -62.14% compared to 12.22%.

As of 19 May 2025, the technical trend for Open Lending Corp. has changed from bearish to mildly bearish. The current stance is mildly bearish, with key indicators such as the daily moving averages showing a bearish signal, while the weekly MACD and KST indicate a mildly bullish sentiment. The RSI presents no signal on the weekly timeframe but is bullish on the monthly. Additionally, the Bollinger Bands are bullish weekly but mildly bearish monthly. <BR><BR>In terms of performance, the stock has underperformed significantly over longer periods compared to the S&P 500, with a year-to-date return of -62.14% versus 12.22% for the index, and a 5-year return of -89.68% compared to 96.61% for the S&P 500.

How big is Open Lending Corp.?

As of Jun 18, Open Lending Corp. has a market capitalization of 254.55 million, with net sales of 17.68 million and a net profit of -139.48 million over the latest four quarters. Shareholder's funds are 78.09 million, and total assets are valued at 299.46 million.

As of Jun 18, Open Lending Corp. has a market capitalization of 254.55 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company's net sales for the latest four quarters total 17.68 million, while the net profit for the same period is reported at -139.48 million.<BR><BR>As of Dec 24, the shareholder's funds amount to 78.09 million, and the total assets are valued at 299.46 million.

What does Open Lending Corp. do?

Open Lending Corp. provides lending enablement and risk analytics for automotive lenders, focusing on risk-based pricing and modeling. As of March 2025, it reported net sales of $24 million and a market cap of $254.55 million.

Overview:<BR>Open Lending Corp. is a provider of lending enablement and risk analytics specializing in risk-based pricing and modeling for automotive lenders, operating within the Software Products industry and classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 24 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 1 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 254.55 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: NA (Loss Making)<BR>Industry P/E: NA<BR>Dividend Yield: 0.00%<BR>Debt Equity: -1.36<BR>Return on Equity: -174.72%<BR>Price to Book: 3.19<BR><BR>Contact Details:<BR>Address: Barton Oaks One 901 S. Mopac Expresswa, Bldg. 1, Suite 510 AUSTIN TX : 78746<BR>Tel: 1 512 8920400<BR>Fax: 1 302 6555049

Should I buy, sell or hold Open Lending Corp.?