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Open Lending Corp.

  • Market Cap: Micro Cap
  • Industry: Software Products
  • ISIN: US68373J1043
USD
1.85
0.00 (0.00%)

Dec 04

NAS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Magnite, Inc.
Phreesia, Inc.
Zuora, Inc.
Amplitude, Inc.
Open Lending Corp.
Everbridge, Inc.
ECARX Holdings, Inc.
SEMrush Holdings, Inc.
Definitive Healthcare Corp.
NeoGames SA
Avantax, Inc.
Why is Open Lending Corp. ?
1
The company has declared Negative results for the last 12 consecutive quarters
  • NET PROFIT(HY) At USD 1.65 MM has Grown at -79.33%
  • OPERATING CASH FLOW(Y) Lowest at USD 5.01 MM
  • ROCE(HY) Lowest at -95.59%
2
Risky - Negative EBITDA
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of -71.30%, its profits have fallen by -1054%
3
High Institutional Holdings at 88.3%
  • These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
4
Consistent Underperformance against the benchmark over the last 3 years
  • Along with generating -71.30% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
stock-recommendationReal-Time Research Report
Verdict Report
How much should you hold?
  1. Overall Portfolio exposure to Open Lending Corp. should be less than 10%
  2. Overall Portfolio exposure to Software Products should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Open Lending Corp. for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
Open Lending Corp.
-69.06%
-0.74
97.74%
S&P 500
13.22%
0.61
20.17%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
-5.93%
EBIT Growth (5y)
-332.94%
EBIT to Interest (avg)
10.25
Debt to EBITDA (avg)
0.22
Net Debt to Equity (avg)
-1.36
Sales to Capital Employed (avg)
0.27
Tax Ratio
31.50%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
88.30%
ROCE (avg)
60.81%
ROE (avg)
50.60%
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
3.07
EV to EBIT
-1.89
EV to EBITDA
-1.94
EV to Capital Employed
-4.67
EV to Sales
7.69
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-174.72%
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company
NET SALES(HY)

Higher at USD 49.7 MM

PRE-TAX PROFIT(Q)

At USD 1.11 MM has Grown at 106.24%

NET PROFIT(Q)

At USD 1.03 MM has Grown at 102.97%

-14What is not working for the Company
NET PROFIT(HY)

At USD 1.65 MM has Grown at -79.33%

OPERATING CASH FLOW(Y)

Lowest at USD 5.01 MM

ROCE(HY)

Lowest at -95.59%

DEBTORS TURNOVER RATIO(HY)

Lowest at 0.56 times

Here's what is working for Open Lending Corp.
Pre-Tax Profit
At USD 1.11 MM has Grown at 106.24%
over average net sales of the previous four periods of USD -17.86 MM
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

Net Profit
At USD 1.03 MM has Grown at 102.97%
over average net sales of the previous four periods of USD -34.87 MM
MOJO Watch
Near term Net Profit trend is very positive

Net Profit (USD MM)

Net Sales
Higher at USD 49.7 MM
than preceding 12 month period ended Jun 2025
MOJO Watch
In the half year the company has already crossed sales of the previous twelve months

Net Sales (USD MM)

Here's what is not working for Open Lending Corp.
Operating Cash Flow
Lowest at USD 5.01 MM and Fallen
In each year in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Debtors Turnover Ratio
Lowest at 0.56 times
in the last five Semi-Annual periods
MOJO Watch
Company's pace of selling Debtors has slowed

Debtors Turnover Ratio

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