OppFi, Inc. () Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

92.13 k

Shareholding (Mar 2025)

FII

7.26%

Held by 28 FIIs

DII

77.25%

Held by 17 DIIs

Promoter

0.00%

How big is OppFi, Inc.?

22-Jun-2025

As of Jun 18, OppFi, Inc. has a market capitalization of 1,058.13 million, with net sales of 538.88 million and a net profit of 94.10 million for the latest four quarters. The balance sheet shows shareholder's funds of 32.77 million and total assets of 641.17 million.

What does OppFi, Inc. do?

22-Jun-2025

OppFi, Inc. is a micro-cap company in the Computers - Software & Consulting industry, with recent net sales of $140 million and a net profit of $20 million. Key metrics include a P/E ratio of 13.00 and a return on equity of 417.43%.

Is OppFi, Inc. overvalued or undervalued?

20-Sep-2025

As of May 7, 2025, OppFi, Inc. is considered risky due to its high Price to Book Value of 55.68 and low P/E Ratio of 13 compared to peers, despite a strong 1Y return of 177.29%, suggesting it may be overvalued relative to its growth prospects.

Is OppFi, Inc. technically bullish or bearish?

20-Sep-2025

As of July 14, 2025, OppFi, Inc. has a mildly bullish trend, supported by daily moving averages and weekly indicators, despite some bearish signals from MACD and KST, while outperforming the S&P 500 with a year-to-date return of 57.83%.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

High Management Efficiency with a high ROCE of 43.52%

Healthy long term growth as Operating profit has grown by an annual rate 64.98%

With a growth in Net Profit of 82.73%, the company declared Very Positive results in Jun 25

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Computers - Software & Consulting

Market cap

USD 932 Million (Micro Cap)

P/E

13.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

18.27

Return on Equity

583.74%

Price to Book

69.83

Revenue and Profits:

Net Sales:

142 Million

(Quarterly Results - Jun 2025)

Net Profit:

11 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-1.53%

6 Months

-23.72%

1 Year

33.12%

2 Years

161.17%

3 Years

303.53%

4 Years

120.34%

5 Years

3.42%

OppFi, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

OppFi, Inc. Forms Death Cross, Signaling Potential Bearish Trend Ahead

OppFi, Inc. has recently encountered a technical event known as a Death Cross, indicating potential market sentiment shifts. Its technical indicators show mixed signals, with bearish trends in the short term and a bullish outlook monthly. Despite a slight decline today, OppFi has significantly outperformed the S&P 500 over the past year.

Is OppFi, Inc. technically bullish or bearish?

As of 14 July 2025, the technical trend for OppFi, Inc. has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by daily moving averages and weekly Dow Theory indicators. However, the MACD and KST on a weekly basis are mildly bearish, which tempers the overall bullish sentiment. Bollinger Bands are bullish on both weekly and monthly time frames. The stock has shown strong performance compared to the S&P 500, with a year-to-date return of 57.83% versus 12.22% for the index, and a one-year return of 177.29% compared to 17.14%....

Is OppFi, Inc. overvalued or undervalued?

As of 7 May 2025, the valuation grade for OppFi, Inc. has moved from attractive to risky, indicating a shift in perception regarding its financial health and market position. The company appears to be overvalued, particularly when considering its high Price to Book Value of 55.68 and a P/E Ratio of 13, which is relatively low compared to its peers. The EV to EBITDA ratio stands at 8.68, suggesting that the company may not be generating sufficient earnings relative to its enterprise value. In comparison to its peers, OppFi, Inc. has a P/E of 11.96, which is higher than The Arena Group Holdings, Inc. at 9.76, but significantly lower than Crexendo, Inc. at 60.67, indicating a mixed competitive landscape. The PEG Ratio of 0.18 further emphasizes that the stock may be priced too high relative to its growth prospects. Notably, OppFi has significantly outperformed the S&P 500 with a 1Y return of 177.29% compared ...

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

-14.44%

EBIT Growth (5y)

64.98%

EBIT to Interest (avg)

3.48

Debt to EBITDA (avg)

2.31

Net Debt to Equity (avg)

9.48

Sales to Capital Employed (avg)

1.48

Tax Ratio

5.49%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

68.48%

ROCE (avg)

43.52%

ROE (avg)

481.10%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

55.68

EV to EBIT

9.15

EV to EBITDA

8.68

EV to Capital Employed

6.22

EV to Sales

2.73

PEG Ratio

0.18

Dividend Yield

ROCE (Latest)

67.96%

ROE (Latest)

417.43%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 24 Schemes (15.49%)

Foreign Institutions

Held by 28 Foreign Institutions (7.26%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 1.50% vs 3.39% in Mar 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -43.63% vs 45.71% in Mar 2025",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "142.40",
          "val2": "140.30",
          "chgp": "1.50%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "27.40",
          "val2": "37.10",
          "chgp": "-26.15%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "9.60",
          "val2": "10.20",
          "chgp": "-5.88%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "11.50",
          "val2": "20.40",
          "chgp": "-43.63%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "148.40%",
          "val2": "221.90%",
          "chgp": "-7.35%",
          "chgp_class": "negative"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 2.75% vs 13.03% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 112.15% vs 1,096.97% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "526.00",
          "val2": "511.90",
          "chgp": "2.75%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "165.20",
          "val2": "123.20",
          "chgp": "34.09%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "44.70",
          "val2": "46.70",
          "chgp": "-4.28%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "-3.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "83.80",
          "val2": "39.50",
          "chgp": "112.15%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "254.70%",
          "val2": "172.10%",
          "chgp": "8.26%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

142.40

140.30

1.50%

Operating Profit (PBDIT) excl Other Income

27.40

37.10

-26.15%

Interest

9.60

10.20

-5.88%

Exceptional Items

0.00

Consolidate Net Profit

11.50

20.40

-43.63%

Operating Profit Margin (Excl OI)

148.40%

221.90%

-7.35%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is 1.50% vs 3.39% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -43.63% vs 45.71% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

526.00

511.90

2.75%

Operating Profit (PBDIT) excl Other Income

165.20

123.20

34.09%

Interest

44.70

46.70

-4.28%

Exceptional Items

-3.00

0.00

Consolidate Net Profit

83.80

39.50

112.15%

Operating Profit Margin (Excl OI)

254.70%

172.10%

8.26%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 2.75% vs 13.03% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 112.15% vs 1,096.97% in Dec 2023

All Annual Results

Company CV

About OppFi, Inc.

OppFi, Inc.

Computers - Software & Consulting

No Details Available.

Company Coordinates

No Company Details Available

OppFi, Inc.

1Day

52 Week

CASH

FII

DII

Promoter

How big is OppFi, Inc.?

Watch in Real-Time

What does OppFi, Inc. do?

Is OppFi, Inc. overvalued or undervalued?

Is OppFi, Inc. technically bullish or bearish?

MarketsMojo — Loved in India, Now Global

Dashboard

High Management Efficiency with a high ROCE of 43.52%

Healthy long term growth as Operating profit has grown by an annual rate 64.98%

With a growth in Net Profit of 82.73%, the company declared Very Positive results in Jun 25

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Total Returns (Price + Dividend)

Risk Adjusted Returns v/s

News

OppFi, Inc. Forms Death Cross, Signaling Potential Bearish Trend Ahead

Is OppFi, Inc. technically bullish or bearish?

Is OppFi, Inc. overvalued or undervalued?

Announcements

Corporate Actions

Quality key factors

Valuation key factors

Technicals key factors

Shareholding Snapshot : Mar 2025

Shareholding Compare (%holding)

Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Annual Results Snapshot (Consolidated) - Dec'24

About OppFi, Inc.

Company Coordinates