ScoreWhy is OppFi, Inc. ?
1
High Management Efficiency with a high ROCE of 43.52%
2
Healthy long term growth as Operating profit has grown by an annual rate 64.98%
3
With a growth in Net Profit of 82.73%, the company declared Very Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 348.22 MM
- RAW MATERIAL COST(Y) Fallen by -1.2% (YoY)
- DEBTORS TURNOVER RATIO(HY) Highest at 1.2 times
4
Consistent Returns over the last 3 years
- Along with generating 60.53% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to OppFi, Inc. should be less than 10%
- Overall Portfolio exposure to Computers - Software & Consulting should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Computers - Software & Consulting)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is OppFi, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
OppFi, Inc.
-12.91%
3.72
69.01%
S&P 500
14.9%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-10.45%
EBIT Growth (5y)
38.94%
EBIT to Interest (avg)
3.48
Debt to EBITDA (avg)
2.31
Net Debt to Equity (avg)
9.48
Sales to Capital Employed (avg)
1.49
Tax Ratio
5.49%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
92.41%
ROCE (avg)
43.52%
ROE (avg)
481.10%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
14.78
EV to EBIT
5.28
EV to EBITDA
5.11
EV to Capital Employed
3.18
EV to Sales
1.73
PEG Ratio
0.10
Dividend Yield
NA
ROCE (Latest)
60.21%
ROE (Latest)
246.47%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend25What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 374.07 MM
INTEREST COVERAGE RATIO(Q)
The company hardly has any interest cost
RAW MATERIAL COST(Y)
Fallen by -1.44% (YoY
DEBT-EQUITY RATIO
(HY)
Lowest at 531.47 %
NET SALES(Q)
Highest at USD 155.09 MM
OPERATING PROFIT(Q)
Highest at USD 97.44 MM
OPERATING PROFIT MARGIN(Q)
Highest at 62.83 %
PRE-TAX PROFIT(Q)
Highest at USD 81.58 MM
NET PROFIT(Q)
Highest at USD 41.63 MM
EPS(Q)
Highest at USD 0.77
-2What is not working for the Company
NET PROFIT(9M)
At USD 9.48 MM has Grown at -26.3%
Here's what is working for OppFi, Inc.
Pre-Tax Profit
At USD 81.58 MM has Grown at 289.83%
over average net sales of the previous four periods of USD 20.93 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 41.63 MM has Grown at 597.71%
over average net sales of the previous four periods of USD -8.37 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Operating Cash Flow
Highest at USD 374.07 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 155.09 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 97.44 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 62.83 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 81.58 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 41.63 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.77
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Debt-Equity Ratio
Lowest at 531.47 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by -1.44% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
