Paragon Finance

Who are the top shareholders of the Paragon Finance?

The top shareholders of Paragon Finance are Mahant Vanijya Pvt Ltd with 18.83%, Siphon Marketing Pvt. Ltd. as the highest public shareholder at 2.94%, and individual investors holding a combined 15.37%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Paragon Finance include Mahant Vanijya Pvt Ltd, which holds the largest stake at 18.83%. Other notable shareholders include Siphon Marketing Pvt. Ltd., the highest public shareholder with a 2.94% stake, and individual investors collectively holding 15.37% of the shares. There are no mutual funds or foreign institutional investors currently holding shares in the company.

What does Paragon Finance do?

Paragon Finance Ltd is a Non-Banking Financial Company (NBFC) that offers loans against vehicle security, investments in shares and mutual funds, and financing for businesses and individuals. As of March 2025, it reported net sales of 0 Cr and a net profit of -1 Cr, with a market cap of Rs 25 Cr.

Overview:<BR>Paragon Finance Ltd is a Non-Banking Financial Company (NBFC) that provides loans against vehicle security, investments in shares and mutual funds, and financing for business concerns, individuals, and companies.<BR><BR>History:<BR>Paragon Finance Ltd was incorporated in an unspecified year and operates as a micro-cap company. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -1 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 25 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 25.00 <BR>Industry P/E: 9 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.02 <BR>Return on Equity: 1.03% <BR>Price-to-Book: 0.84<BR><BR>Contact Details:<BR>Address: Sikkim House 4th Floor, 4/1 Middleton Street Kolkata West Bengal : 700071 <BR>Tel: 91-33-40612288 <BR>Email: paragoncal@gmail.com <BR>Website: http://www.paragonfinanceltd.com

Has Paragon Finance declared dividend?

No Dividend History Available

Who are the peers of the Paragon Finance?

Paragon Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Easun Capital Ma, R R Fin. Cons., Purshottam Inves, and Madhusudan Sec. Bajaj Finance leads in management quality and growth, while Paragon Finance's 1-year return of 19.17% is higher than Jio Financial's but lower than Bajaj Finance's 30.33%.

Peers: The peers of Paragon Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Easun Capital Ma, R R Fin. Cons., Purshottam Inves, Madhusudan Sec.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial, Good management risk is seen at Shriram Finance, and the rest have Below Average management risk. Growth is Excellent at Jio Financial, Good at Bajaj Finance and Cholaman.Inv.&Fn, Average at Muthoot Finance, while the rest have Below Average growth. Capital Structure is Excellent at Bajaj Finance, Shriram Finance, Muthoot Finance, Easun Capital Ma, R R Fin. Cons., and Purshottam Inves, while Good is observed at Cholaman.Inv.&Fn, and the rest have Below Average or do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.33%, while Jio Financial has the lowest at -20.26%. Paragon Finance's 1-year return of 19.17% is higher than Jio Financial's but lower than Bajaj Finance's. Additionally, Easun Capital Ma, Purshottam Inves, and Madhusudan Sec. have negative six-month returns.

What is the technical trend for Paragon Finance?

As of May 29, 2025, Paragon Finance shows a mildly bearish trend primarily due to daily moving averages, despite mixed signals from weekly indicators and mildly bullish Bollinger Bands suggesting some upward potential.

As of 29 May 2025, the technical trend for Paragon Finance has changed from sideways to mildly bearish. The daily moving averages indicate a mildly bearish stance, while the weekly MACD and KST show a mildly bullish signal, creating a mixed outlook. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, suggesting some upward potential. However, the monthly MACD and KST are mildly bearish, reinforcing the overall bearish trend. The lack of clear signals from the RSI further supports a neutral stance in the short term. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and the mixed signals from other indicators.

Who are in the management team of Paragon Finance?

As of March 2022, the management team of Paragon Finance includes Aloke Kumar Gupta (Director & CFO), Suvobrato Ganguly (Non-Executive & Independent Director), Sanjay Kumar Gupta (Executive Director & Company Secretary), and Anny Jain (Non-Executive & Independent Director). Each member contributes to the company's governance and strategic direction.

As of March 2022, the management team of Paragon Finance includes the following individuals:<BR><BR>1. Aloke Kumar Gupta - Director & CFO<BR>2. Suvobrato Ganguly - Non-Executive & Independent Director<BR>3. Sanjay Kumar Gupta - Executive Director & Company Secretary<BR>4. Anny Jain - Non-Executive & Independent Director<BR><BR>Each member plays a significant role in the governance and strategic direction of the company.

How big is Paragon Finance?

As of 24th July, Paragon Finance Ltd has a market capitalization of 24.00 Cr, classifying it as a Micro Cap company, with recent net sales of 2.20 Cr and net profit of 0.31 Cr over the latest four quarters. Shareholder's funds and total assets data are unavailable.

As of 24th July, <BR><BR>Market Cap: Paragon Finance Ltd has a market capitalization of 24.00 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 2.20 Cr, while the sum of Net Profit for the same period is 0.31 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is not specified, and the values for Shareholder's Funds and Total Assets are not available.

How has been the historical performance of Paragon Finance?

Paragon Finance's historical performance from 2008 to 2010 showed fluctuating net sales, with a decrease to 3.60 Cr in March 2010 from 4.33 Cr in March 2009, but improved profitability metrics, including a profit before tax increase to 0.83 Cr and an EPS rise to 1.61 in March 2010. Despite sales challenges, the company demonstrated enhanced operational efficiency and profitability margins during this period.

Answer:<BR>The historical performance of Paragon Finance shows a fluctuating trend in net sales and profitability over the years from 2008 to 2010.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2010, Paragon Finance reported net sales of 3.60 Cr, a decrease from 4.33 Cr in March 2009, but an increase from 2.84 Cr in March 2008. The total operating income also followed a similar trend, standing at 3.61 Cr in March 2010, down from 4.40 Cr in the previous year, while it matched the 2008 figure of 2.84 Cr. The company’s total expenditure, excluding depreciation, was 2.38 Cr in March 2010, a decline from 3.76 Cr in March 2009 and an increase from 1.86 Cr in March 2008. Operating profit (PBDIT) rose to 1.31 Cr in March 2010 from 0.67 Cr in March 2009, indicating improved operational efficiency, despite a slight decrease from 1.00 Cr in March 2008. Profit before tax increased significantly to 0.83 Cr in March 2010 from 0.18 Cr in March 2009, and profit after tax also saw a notable rise to 0.68 Cr compared to 0.11 Cr in the prior year. The earnings per share (EPS) improved to 1.61 in March 2010 from 0.35 in March 2009, reflecting a positive trend in profitability. The operating profit margin, excluding other income, was 34.04% in March 2010, up from 14.56% in March 2009, while the profit after tax margin reached 18.96%, a substantial increase from 2.39% in the previous year. Overall, while Paragon Finance faced challenges in sales, it demonstrated resilience in profitability metrics and operational margins during this period.

Is Paragon Finance overvalued or undervalued?

As of December 4, 2025, Paragon Finance is fairly valued with a PE Ratio of 26.31, an EV to EBITDA of -21.39, and a Price to Book Value of 0.68, outperforming the Sensex with a 76.27% return over the past three years, but remains more expensive than some peers like Life Insurance at 10.85.

As of 4 December 2025, Paragon Finance has moved from an expensive to a fair valuation grade. The company appears to be fairly valued at this time. Key ratios include a PE Ratio of 26.31, an EV to EBITDA of -21.39, and a Price to Book Value of 0.68, indicating a relatively low market valuation compared to its book value.<BR><BR>In comparison to its peers, Paragon Finance's PE Ratio is lower than Bajaj Finance's 34.9 and significantly higher than Life Insurance's attractive valuation at 10.85. This suggests that while Paragon is fairly valued, it remains more expensive than some of its more attractive peers. Notably, the company has experienced a strong return of 76.27% over the past three years, outperforming the Sensex's 35.62% during the same period, which may reinforce its current valuation status.

When is the next results date for Paragon Finance Ltd?

The next results date for Paragon Finance Ltd is 10 February 2026.

The next results date for Paragon Finance Ltd is scheduled for 10 February 2026.

Are Paragon Finance Ltd latest results good or bad?

Paragon Finance Ltd's latest results are concerning, showing a 60% decline in net profit and an 84.40% drop in revenue, indicating significant operational challenges. The company's reliance on other income raises doubts about the sustainability of its earnings and overall financial viability.

The latest results for Paragon Finance Ltd are concerning and indicate a significant decline in performance. In Q2 FY26, the company reported a net profit of ₹0.56 crores, which represents a 60% decrease compared to the previous quarter. Revenue also saw a dramatic drop, plummeting by 84.40% to just ₹0.17 crores. This sharp decline in revenue suggests severe operational challenges, particularly in the company's core lending business.<BR><BR>While the PAT margin improved to 329.41%, this figure is misleading as it is heavily influenced by a reliance on other income, which accounted for 157.65% of profit before tax. This dependency raises serious questions about the sustainability of earnings, as the core operations are not generating sufficient profit.<BR><BR>Furthermore, the return on equity (ROE) is a weak 2.58%, indicating poor capital efficiency. The overall financial performance reflects a company that is struggling with systemic issues rather than facing temporary disruptions. The significant year-on-year revenue decline of nearly 84% underscores ongoing challenges in loan origination and customer acquisition.<BR><BR>In summary, the latest results for Paragon Finance Ltd are bad, marked by a severe contraction in revenue and profits, raising red flags about the company's operational viability and future prospects.

Why is Paragon Finance Ltd falling/rising?

As of 11-Feb, Paragon Finance Ltd's stock price is rising to 50.30, reflecting a 2.34% increase. This rise is driven by strong relative performance, increased investor participation, and the stock trading above its moving averages, indicating a bullish trend.

As of 11-Feb, Paragon Finance Ltd's stock price is rising, currently at 50.30, with a change of 1.15 (2.34%) upwards. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector by 2.38% today, indicating strong relative performance. Additionally, the stock reached an intraday high of Rs 54.25, reflecting a significant increase of 10.38% at its peak during the trading day.<BR><BR>Moreover, there has been a notable rise in investor participation, with delivery volume increasing by 21.77% compared to the 5-day average, suggesting heightened interest among investors. The stock's current price is also above its 5-day, 20-day, and 50-day moving averages, which typically indicates a bullish trend. <BR><BR>Overall, these factors contribute to the upward movement of Paragon Finance Ltd's stock price on this date.

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